CN108038780A - Delayed digital money flow method - Google Patents
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- CN108038780A CN108038780A CN201810154370.9A CN201810154370A CN108038780A CN 108038780 A CN108038780 A CN 108038780A CN 201810154370 A CN201810154370 A CN 201810154370A CN 108038780 A CN108038780 A CN 108038780A
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Abstract
The invention discloses a kind of delayed digital money flow method, belong to the electronic business transaction method based on Third-party payment platform.Its method is：Pass through bank server after bank acceptance is digitized（1）Send to check drawer's PC terminals（3）, paying party passes through PC terminals（3）To Third-party payment platform server（2）Delayed digital currency is paid, through Third-party payment platform server（2）Beneficiary PC terminals are transferred to after verification（3）；After bank acceptance expires, each currency holder utilizes respective PC terminals（3）Pass through Third-party payment platform server（2）To bank server（1）Redemption request is sent, through bank server（1）It is the cash account that physical monetary is stored in each currency holder's profit respectively that delayed digital currency is fulfilled clearing after verification verification.
Description
Technical field
The present invention relates to a kind of circulation method of digital cash, more particularly to a kind of delayed digital money flow method；Belong to
In the e-commerce based on third party's communication network payment platform and financial field.
Background technology
Bank acceptance originates from 14th century of Christian era, it defines the one kind for being to be issued by requestee authorized bank branch at a specified future date
Bill is paid, bill to fall due, bank had sight obligation.Major function is applied to the payment at a specified future date for having Bank promise guarantee,
There are papery version and two kinds of forms of electronic edition.
Bank acceptance has larger limitation using upper：It can only merchandise and use by denomination lump-sum, it is impossible to
Split, tear zero use open, circulation efficiency is relatively low.For the ease of circulation, fulfilled in advance to bank's request, but bank
Collect the discount interest of certain amount of money；Or transfer of value is reduced to third party in a manner of endorsement.Either which kind of mode,
The interests of bearer can be all damaged.
The content of the invention
In view of the above defects of the prior art, the present invention is intended to provide a kind of delayed digital money flow method,
Traditional lump-sum wholesale government bond or bank acceptance can be split, tear zero open by this method, and be quantized, and then utilize the
Tripartite's payment platform server is traded circulation, honor of N/R clearing.
To achieve these goals, the technical solution adopted by the present invention includes bank server, Third-party payment platform takes
Business device and PC terminals；Wherein：
Bank server includes delayed digital note issuance database, settlement data storehouse and delayed digital currency and fulfils data
Storehouse；
Third-party payment platform server includes delayed digital currency initial data base, trading information data storehouse, delayed digital
Currency, which expires, stores database and transaction software module, and transaction software includes registration software module and logs in software module again；
PC terminals include operating software：Delayed digital idle money balance software module, delayed digital currency validation software module, prolong
When digital cash transfer accounts software module and delayed digital monetary settlement software module；
Specific circulation method is as follows：
1）Application for registration
Participant of merchandising proposes application for registration by communication network using PC terminals to Third-party payment platform server, registers
The operation software is downloaded from Third-party payment platform server after work(, and preservation is installed；
2）Delayed digital currency obtains
Check drawer utilizes the delayed digital idle money balance software module being installed in PC terminals by communication network to bank service
Device sends request, bank server to after its identity validation using delayed digital note issuance database by communication network to going out
The delayed digital idle money balance software module of ticket people sends the delayed digital currency suitable with the acceptance bill amount of money；The delay number
Word currency be bank according to requestee provide acceptance bill the amount of money and the one kind honoured the time and generated with identification code and close
The digital cash of code；
3）Delayed digital moneytary operations is verified
When merchandising for the first time, paying party utilizes the delayed digital currency validation software module being installed in PC terminals to pass through communication network
Network sends transaction request to transaction software module, and transaction software module sends the information of this delayed digital currency to delay number
Word currency initial data base, delayed digital currency initial data base is by the information of this delayed digital currency and is stored in delay number
Verification is compared in the identification code and password of delayed digital currency in word note issuance database, then utilizes transaction software mould
Block passes through information by communication network to delayed digital currency validation software module feedback validation；
4）Delayed digital currency is paid
The PC terminals of paying party receive be verified information after, you can pass through communication using delayed digital Money transfer software module
Network and transaction software module pay delayed digital currency to the PC terminals of beneficiary, and beneficiary can be by this delayed digital goods
Coin is stored in delayed digital idle money balance software module, completes transaction circulation for the first time；
5）Delayed digital currency, which expires, to be appraised and decided
After acceptance bill expires, each currency holder is utilized respectively PC terminals and is sent out by communication network to Third-party payment platform server
Go out redemption request, the delayed digital goods that the needs that transaction software module sends each delayed digital monetary settlement software module are fulfilled
Coin information, which collects to delayed digital currency to expire, to be stored in database, is then sent by communication network to settlement data storehouse, knot
Database is calculated by the delayed digital currency recognition code, password and the total amount that need to fulfil with being stored in delayed digital note issuance
The information of initial distribution delayed digital currency in database, which is compared, to be appraised and decided；
6）Delayed digital currency is fulfilled
Appraise and decide it is errorless after, settlement data storehouse sends the related data of delayed digital currency for needing to fulfil to delayed digital currency
Database is fulfilled, delayed digital currency fulfils database and delayed digital currency is fulfilled into physical monetary difference by communication network
It is stored in the cash account of each currency holder, delayed digital money flow terminates.
In the above-mentioned technical solutions, the identification code unifies credit code or ID card No., institute for the society of beneficiary
It is that bank is the fixed code that the corresponding delayed digital currency of every acceptance bill is set to state password.
For the ease of management, in the step 4 of above-mentioned technical proposal）In, often complete circulation transaction software module of once merchandising
Just an identification code is added automatically；Reach the effect of bank acceptance " endorsement " formality with this.
For the ease of checking the various data of delayed digital moneytary operations process, also wrapped in Third-party payment platform server
Include for collecting trading information data storehouse of the storage per transaction currency data；The purpose is to ensure easy to each process of exchange with
Track and inquiry.
Similarly, the information such as transaction record, delayed digital idle money balance are inquired about easy to individual, is further included in PC terminals for depositing
Delayed digital currency revenue and expenditure software module of the storage per transaction information.
Compared with the prior art, therefore the present invention is by adopting the above-described technical solution, can utilize existing network to pay
Platform, which will pass through digitized bank acceptance, to be realized and splits, tears zero open using circulation, is improved bank acceptance and is expired and holds
Market circulation rate before converting, enhances the development power at a specified future date for paying market.Concrete analysis is as follows：
1）Due to can be by the large-denomination bank acceptance of each pen（Check drawer's difference, time difference of drawing a bill, honour the amount of money not
Together, time limit difference is honoured）Split, tear open the delayed digital currency of zero one-tenth denomination identical with physical monetary（Its process is similar to will be big
" Million Pound " of denomination is split as the scattered coin of low-denomination）For paying, therefore substantially increase bank acceptance and arrive
Phase honour before market circulation rate.
2）Technology is paid and settled accounts as a result of computer network, can be added automatically in the process of circulation of merchandising each time
Add a beneficiary identification code, therefore " endorsement " formality in the process of circulation of the bank acceptance of alternative papery version, thoroughly
The defects of bank acceptance that avoids papery version is inconvenient to carry, formality is numerous and diverse.
3）, can be by difference due to can be split the large-denomination government bond of lump-sum or bank acceptance, tearing zero open
The government bond or bank acceptance for issuing batch are applied in combination, and further increase bond or draft circulation flexibility.
Brief description of the drawings
Fig. 1 is the flow diagram of the method for the present invention.
In figure：Bank server 1, delayed digital note issuance database 1-1, settlement data storehouse 1-2, delayed digital currency
Fulfil database 1-3, Third-party payment platform server 2, delayed digital currency initial data base 2-1, trading information data storehouse
2-2, delayed digital currency, which expire, stores database 2-3, transaction software module 2-4, registration software module 2-41, login software mould
Block 2-42, PC terminal 3, delayed digital idle money balance software module 3-1, delayed digital currency validation software module 3-2, delay number
Word Money transfer software module 3-3, delayed digital currency revenue and expenditure software module 3-4, delayed digital monetary settlement software module 3-
5。
Embodiment
The invention will be further described with specific embodiment below in conjunction with the accompanying drawings.
As shown in Figure 1：The method of the present invention is by bank server 1, Third-party payment platform server 2 by communication network
And 3 three of PC terminals connects and realizes.Wherein：
Bank server 1 includes delayed digital note issuance database 1-1, settlement data storehouse 1-2 and delayed digital currency
Fulfil database 1-3；
Third-party payment platform server 2 includes delayed digital currency initial data base 2-1, trading information data storehouse 2-2, prolongs
When digital cash expire storage database 2-3 and transaction software module 2-4, transaction software 2-4 again include register software module
2-41 and login software module 2-42；
Software is operated in PC terminals 3 to be included：
Delayed digital idle money balance software module 3-1, for the remaining sum in currency holder's inquiry time delay digital cash account, expires and holds
The time is converted, expires and honours the information such as the amount of money.
Delayed digital currency validation software module 3-2, the true and false is carried out for connecting Third-party payment platform server 2 automatically
Verify, automatically saved after feedback in the delayed digital idle money balance software module 3-1 of PC terminals 3.
Delayed digital Money transfer software module 3-3, pays and collects for delayed digital currency.Its operation interface needs
Fill in " system single serial number ", " paying party title, account ", " beneficiary title, account ", " tradable commodity title, quantity, unit price,
The information such as transaction amount ", " selection of delayed digital currency ", " expire and honour the time ", " payment cipher ", " currency recognition code "；Its
In, " selection of delayed digital currency " item is in order to which user honours the time, honours the delayed digital currency of the amount of money easy to selection difference
Be combined payment, to avoid because a certain delayed digital currency honour the time, honour number not enough pay can not complete to merchandise.
Delayed digital monetary settlement software module 3-5, for submitting delayed digital currency to banking system, and is settled accounts
Into the cash account of physical monetary deposit currency holder.
Circulation method of the present invention is specific as follows：
1）Application for registration
Participant of merchandising proposes application for registration, registration by communication network using PC terminals 3 to Third-party payment platform server 2
The operation software is downloaded from Third-party payment platform server 2 after success, and preservation is installed；
2）Delayed digital currency obtains
Check drawer utilizes the delayed digital idle money balance software module 3-1 being installed in PC terminals 3 by communication network to bank
Server 1 sends request, and bank server 1 is logical to utilizing delayed digital note issuance database 1-1 to pass through after its identity validation
Communication network sends the delayed digital goods suitable with the acceptance bill amount of money to the delayed digital idle money balance software module 3-1 of check drawer
Coin；The delayed digital currency is that bank provides the amount of money of acceptance bill and a kind of band honoured the time and generated according to requestee
There is the digital cash of identification code and password；
3）Delayed digital moneytary operations is verified
When merchandising for the first time, it is logical that paying party utilizes the delayed digital currency validation software module 3-2 being installed in PC terminals 3 to pass through
Communication network sends transaction request to transaction software module 2-4, and transaction software module 2-4 sends out the information of this delayed digital currency
Send to delayed digital currency initial data base 2-1, delayed digital currency initial data base 2-1 is by the letter of this delayed digital currency
Cease and be compared and test with the identification code of delayed digital currency and password being stored in delayed digital note issuance database 1-1
Card, is then led to using transaction software module 2-4 by communication network to delayed digital currency validation software module 3-2 feedback validations
Cross information；
4）Delayed digital currency is paid
The PC terminals 3 of paying party receive be verified information after, you can passed through using delayed digital Money transfer software module 3-3
Communication network and transaction software module 2-4 pay delayed digital currency to the PC terminals 3 of beneficiary, and beneficiary can prolong the pen
When digital cash deposit delayed digital idle money balance software module 3-1, complete for the first time transaction circulation；
5）Delayed digital currency, which expires, to be appraised and decided
After acceptance bill expires, each currency holder is utilized respectively PC terminals 3 by communication network to Third-party payment platform server 2
Redemption request is sent, transaction software module 2-4 prolongs what each delayed digital monetary settlement software module 3-5 needs sent were fulfilled
When digital cash information collect and expire storage database 2-3 to delayed digital currency, then sent by communication network to knot
Calculate database 1-2, delayed digital currency recognition code, password and total amount and the storage that settlement data storehouse 1-2 fulfils needs
The information of initial distribution delayed digital currency in delayed digital note issuance database 1-1, which is compared, to be appraised and decided；
6）Delayed digital currency is fulfilled
Appraise and decide it is errorless after, settlement data storehouse 1-2 sends the related data of delayed digital currency for needing to fulfil to delayed digital
Currency fulfils database 1-3, and delayed digital currency fulfils database 1-3 and delayed digital currency is fulfilled into reality by communication network
Body currency is stored in the cash account 4 of each currency holder respectively, and delayed digital money flow terminates.
In the above-described embodiments, the identification code is the unified credit code of society or ID card No. of beneficiary, described
Password is that bank is the fixed code that the corresponding delayed digital currency of every acceptance bill is set.
For the ease of management, in the step 4 of above-mentioned technical proposal）In, often complete circulation transaction software module of once merchandising
2-4 just adds an identification code automatically；Reach the effect of bank acceptance " endorsement " formality with this.
For the ease of checking the various data of delayed digital moneytary operations process, gone back in Third-party payment platform server 2
Including for collecting trading information data storehouse 2-2 of the storage per transaction currency data；The purpose is to ensure to merchandise easy to each
The tracking and inquiry of journey.
Similarly, the information such as transaction record, delayed digital idle money balance are inquired about easy to individual, further includes and be used in PC terminals 3
Delayed digital currency revenue and expenditure software module 3-4 of the storage per transaction information.
The process of circulation of the present invention is further illustrated with reference to specific example：
Embodiment 1（The circulation of single delayed digital currency）
1）Transaction participant Party A, Party B, the third party, fourth side access Third-party payment each with the PC terminals 3 of oneself and put down respectively
Platform server 2 carry out application for registration, and according to registration software module 2-41 prompting fill in " name on account, ID card No. or
Corporate social unify credit code, set password, bank of deposit's title, bank of deposit's account " etc. information；
2）Application for registration is by rear, and Party A, Party B, the third party, fourth side are each with the PC terminals 3 of oneself from Third-party payment platform
2 down operation software of server, and install and be stored in respective PC terminals 3；The operation software includes delayed digital currency
Remaining sum software module 3-1, delayed digital currency validation software module 3-2, delayed digital Money transfer software module 3-3, delay
Digital cash revenue and expenditure software module 3-4 and delayed digital monetary settlement software module 3-5；
3）Party A（Assuming that it is check drawer）Sent using PC terminals 3 to bank server 1 and claim 1,000,000 yuan of delayed digital currency
Request, bank server 1 checks the information such as Party A's identification code, password；Confirm that Party A's identity is legal, that is, pass through delay
1,000,000 yuan of delayed digital currency are stored in the delayed digital idle money balance software module of Party A by digital cash release data storehouse 1-1
3-1（That is digital wallet）In；
4）When merchandising for the first time, Party A（It is paying party again at this time）By delayed digital currency validation software module 3-2 to friendship
Easy software module 2-4 sends the request for paying 350,000 yuan of delayed digital currency, and transaction software module 2-4 passes through delayed digital currency
Initial data base 2-1 accesses delayed digital note issuance database 1-1, and by the identification code of this delayed digital currency, password
And the amount of money（350000 yuan）Delayed digital currency with the distribution batch being stored in delayed digital note issuance database 1-1
Verification is compared in identification code, password and the amount of money；Confirm it is errorless after, digital cash release data storehouse 1-1 passes sequentially through numeral
The delayed digital currency validation software module 3-2 feedback validations of currency initial data base 2-1, transaction software module 2-4 to Party A
Pass through information；
5）The PC terminals 3 of Party A receive be verified information after, i.e., pass through friendship using delayed digital Money transfer software module 3-3
Easy software module 2-4 is respectively to Party B（Beneficiary）PC terminals 3 pay 100,000 yuan of delayed digital currency, to the third party（Beneficiary）
PC terminals 3 pay 250,000 yuan of delayed digital currency；Transaction software module 2-4 is automatically to paying 100,000 yuan of Party B delay numbers
Word currency addition Party B identification code, add the third party identification code to 250,000 yuan of delayed digital currency for paying the third party automatically, then
Respectively corresponding deposit Party B, the third party delayed digital idle money balance software module 3-1 in, complete transaction circulation for the first time；Transaction
After the completion of, Party A, Party B, the Transaction Information of the third party each correspond to and are stored in the delayed digital currency revenue and expenditure software module 3-4 of oneself
In, in case inquiry；Meanwhile the Transaction Information of first, second, the third tripartite are stored in trading information data storehouse 2-2 by transaction software module 2-4
In, in case related manager tracking, verification；
6）The third party（It is paying party again at this time）Pass through transaction software using the delayed digital Money transfer software module 3-3 of oneself
Module 2-4 is respectively to Party B（Beneficiary）PC terminals 3 pay 50,000 yuan of delayed digital currency, to Party A（It is again gathering at this time
Side）PC terminals 3 pay 50,000 yuan of delayed digital currency；Transaction software module 2-4 is automatically delayed pay Party B 50,000 yuan
Digital cash adds Party B's identification code, automatically 50,000 yuan of delayed digital currency for paying Party A is added with the third party knowledge again again
Other code, then completes second and merchandises in the delayed digital idle money balance software module 3-1 of corresponding deposit Party B, Party A respectively
Circulation；Party A, Party B, the third party, fourth side ... wait numerous transaction participants can be real by Third-party payment platform server 2
Existing delayed digital currency repeatedly circulates, until the delayed digital currency clearance settlement of the distribution batch；
7）After acceptance bill expires, each currency holder（Party A, Party B, the third party）It is soft by respective delayed digital monetary settlement respectively
Part module 3-5 sends redemption request to Third-party payment platform server 2, and transaction software module 2-4 need to fulfil each currency holder
[identification code, password, date for acceptance, honour the amount of money to delayed digital monetary information（Party A 1,000,000-35 ten thousand+5 ten thousand=700,000, and Party B 10
Ten thousand+5 ten thousand=150,000, the third party 250,000-10 ten thousand=150,000, adds up to 1,000,000）] collect to delayed digital currency and expire storage database 2-3
In, it is then forwarded to settlement data storehouse 1-2；Settlement data storehouse 1-2 by need fulfil this need to fulfil delayed digital monetary information
Be stored in delayed digital note issuance database 1-1 initial distribution delayed digital currency recognition code, password, honour day
Phase, issued total value, which are compared, to be appraised and decided；
8）Appraise and decide it is errorless after, settlement data storehouse 1-2 need to fulfil delayed digital sums of money and send to delayed digital currency and fulfil
Database 1-3, and delayed digital currency is fulfilled into by the cash account that physical monetary is stored in each currency holder respectively by communication network
In family 4（Party A 700,000, Party B 150,000, the third party 150,000）, delayed digital money flow terminates.
Embodiment 2（Two or more delayed digital portfolios of currencies uses circulation）
Each step is the same as embodiment 1；Wherein：
Party A（Check drawer）Sent to bank server 1 and claim 800,000 yuan of delayed digital currency（In order to facilitate description, fix tentatively and be
" currency first ", similarly hereinafter）, Party B（Another check drawer）Sent to bank server 1 and claim 1,500,000 yuan of delayed digital currency（In order to
Convenient description, is fixed tentatively as " currency second ", similarly hereinafter）；Assuming that Party A in certain transaction to 450,000 yuan of the third party currency of payment first, assume
Party B is in another time transaction to 750,000 yuan of the third party currency of payment second；
Assuming that the third party needs to pay 1,000,000 yuan of delayed digital currency to fourth side in certain transaction, the third party then can be by two kinds of numbers that are delayed
Word currency pays fourth side by the way of multiple combinations：Currency 450,000+currency of first second 550,000=1,000,000 or currency second 750,000
+ currency first 250,000=1,000,000 ...；
After currency first or currency second expire, first, second, third, fourth side can be according to the step 7 in embodiment 1）, step 8）Realize
Fulfil clearing.
Claims (5)
- A kind of 1. delayed digital money flow method, it is characterised in that including bank server（1）, Third-party payment platform service Device（2）With PC terminals（3）；Wherein：Bank server（1）Include delayed digital note issuance database（1-1）, settlement data storehouse（1-2）And delay number Word currency fulfils database（1-3）；Third-party payment platform server（2）Include delayed digital currency initial data base（2-1）, trading information data storehouse （2-2）, delayed digital currency expire storage database（2-3）And transaction software module（2-4）, transaction software（2-4）Wrap again Include registration software module（2-41）With login software module（2-42）；PC terminals（3）Include operating software：Delayed digital idle money balance software module（3-1）, delayed digital currency validation it is soft Part module（3-2）, delayed digital Money transfer software module（3-3）And delayed digital monetary settlement software module（3-5）；Specific circulation method is as follows：1）Application for registrationTransaction participant utilizes PC terminals（3）By communication network to Third-party payment platform server（2）It is proposed application for registration, From Third-party payment platform server after succeeding in registration（2）The operation software is downloaded, and preservation is installed；2）Delayed digital currency obtainsCheck drawer utilizes and is installed on PC terminals（3）In delayed digital idle money balance software module（3-1）By communication network to Bank server（1）Send request, bank server（1）To utilizing delayed digital note issuance database after its identity validation （1-1）Delayed digital idle money balance software module by from communication network to check drawer（3-1）Send and amount of money phase of accepting a draft When delayed digital currency；The delayed digital currency is that bank provides the amount of money of acceptance bill according to requestee and honours the time A kind of and digital cash with identification code and password generated；3）Delayed digital moneytary operations is verifiedWhen merchandising for the first time, paying party utilizes and is installed on PC terminals（3）In delayed digital currency validation software module（3-2）It is logical Communication network is crossed to transaction software module（2-4）Send transaction request, transaction software module（2-4）By this delayed digital currency Information send to delayed digital currency initial data base（2-1）, delayed digital currency initial data base（2-1）The pen is delayed The information of digital cash is with being stored in delayed digital note issuance database（1-1）In the identification code of delayed digital currency and close Verification is compared in code, then utilizes transaction software module（2-4）By communication network to delayed digital currency validation software mould Block（3-2）Feedback validation passes through information；4）Delayed digital currency is paidThe PC terminals of paying party（3）Receive after being verified information, you can utilize delayed digital Money transfer software module（3-3） Pass through communication network and transaction software module（2-4）To the PC terminals of beneficiary（3）Pay delayed digital currency, beneficiary This delayed digital currency is stored in delayed digital idle money balance software module（3-1）, complete transaction circulation for the first time；5）Delayed digital currency, which expires, to be appraised and decidedAfter acceptance bill expires, each currency holder is utilized respectively PC terminals（3）By communication network to Third-party payment platform service Device（2）Send redemption request, transaction software module（2-4）By each delayed digital monetary settlement software module（3-5）The need sent The delayed digital monetary information to be fulfilled, which collects to delayed digital currency to expire, stores database（2-3）In, then pass through communication Network is sent to settlement data storehouse（1-2）, settlement data storehouse（1-2）Delayed digital currency recognition code, the password that needs are fulfilled And total amount is with being stored in delayed digital note issuance database（1-1）In initial distribution delayed digital currency information into Row comparison is appraised and decided；6）Delayed digital currency is fulfilledAppraise and decide it is errorless after, settlement data storehouse（1-2）The related data for the delayed digital currency for needing to fulfil is sent to delay number Word currency fulfils database（1-3）, delayed digital currency fulfils database（1-3）Delayed digital currency is converted by communication network Ready-made physical monetary is stored in the cash account of each currency holder respectively（4）In, delayed digital money flow terminates.
- 2. delayed digital money flow method according to claim 1, it is characterised in that：The identification code is beneficiary The unified credit code of society or ID card No., the password are that bank is the corresponding delayed digital currency of every acceptance bill The fixed code of setting.
- 3. delayed digital money flow method according to claim 2, it is characterised in that：Step 4）In, often complete once Transaction circulation transaction software module（2-4）Just an identification code is added automatically.
- 4. the delayed digital money flow method according to any one in claims 1 to 3, it is characterised in that：Third party Payment platform server（2）In further include trading information data storehouse for collecting storage per transaction currency data（2-2）.
- 5. the delayed digital money flow method according to any one in claims 1 to 3, it is characterised in that：PC terminals （3）In further include delayed digital currency revenue and expenditure software module for storing every transaction information（3-4）.
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Cited By (3)
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| CN109636595A (en) * | 2018-10-18 | 2019-04-16 | 胡研 | A kind of transaction payment method and terminal device |
| CN110415097A (en) * | 2019-07-31 | 2019-11-05 | 青岛有容信息科技有限公司 | A bill of exchange splitting and merging system and method for realizing bill of exchange transactions |
| CN111340468A (en) * | 2020-02-26 | 2020-06-26 | 腾讯科技（深圳）有限公司 | Resource data processing method and device, computer equipment and storage medium |
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| CN101281627A (en) * | 2008-05-14 | 2008-10-08 | 深圳市永达电子有限公司 | Safety payment method and system based on electric contract operation |
| CN105389730A (en) * | 2015-11-23 | 2016-03-09 | 李哿 | Electronic operation system and method for paper commercial bill |
| CN107230071A (en) * | 2016-03-25 | 2017-10-03 | 中国人民银行印制科学技术研究所 | Digital cash is converted to the method and system of cash in kind |
| CN107230300A (en) * | 2016-03-25 | 2017-10-03 | 中国人民银行印制科学技术研究所 | The method and system of cash in kind are exchanged using digital cash chip card |
| CN107424073A (en) * | 2017-07-17 | 2017-12-01 | 杭州复杂美科技有限公司 | A kind of method of across chain numeral credits transaction |
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| CN110415097B (en) * | 2019-07-31 | 2022-07-29 | 青岛有容信息科技有限公司 | A bill of exchange splitting and merging system and method for realizing bill of exchange transactions |
| CN111340468A (en) * | 2020-02-26 | 2020-06-26 | 腾讯科技（深圳）有限公司 | Resource data processing method and device, computer equipment and storage medium |
| CN111340468B (en) * | 2020-02-26 | 2021-04-13 | 腾讯科技（深圳）有限公司 | Resource data processing method and device, computer equipment and storage medium |
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