CN107528838A - A kind of antifraud control method based on mobile terminal features - Google Patents
A kind of antifraud control method based on mobile terminal features Download PDFInfo
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- CN107528838A CN107528838A CN201710712445.6A CN201710712445A CN107528838A CN 107528838 A CN107528838 A CN 107528838A CN 201710712445 A CN201710712445 A CN 201710712445A CN 107528838 A CN107528838 A CN 107528838A
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
- H04L63/0853—Network architectures or network communication protocols for network security for authentication of entities using an additional device, e.g. smartcard, SIM or a different communication terminal
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
- H04L63/0861—Network architectures or network communication protocols for network security for authentication of entities using biometrical features, e.g. fingerprint, retina-scan
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/10—Network architectures or network communication protocols for network security for controlling access to devices or network resources
- H04L63/107—Network architectures or network communication protocols for network security for controlling access to devices or network resources wherein the security policies are location-dependent, e.g. entities privileges depend on current location or allowing specific operations only from locally connected terminals
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L2463/00—Additional details relating to network architectures or network communication protocols for network security covered by H04L63/00
- H04L2463/102—Additional details relating to network architectures or network communication protocols for network security covered by H04L63/00 applying security measure for e-commerce
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Abstract
The invention provides a kind of antifraud control method based on mobile terminal features, for identity information progress antifraud verification of the moving characteristic information based on mobile terminal to applicant in antifraud system, comprises the following steps:A. moving characteristic information of the mobile terminal within the first threshold time is obtained;B. the movement index of the mobile terminal is calculated based on the moving characteristic information;C. the movement index is at least based on, judges that the identity information whether there is risk of fraud.The present invention calculates movement index, coordinates face index, judge that identity information whether there is risk of fraud by obtaining moving characteristic information.The present invention is powerful, practical, carrying out picture or safety and stability during video acquisition, has high commercial value.
Description
Technical field
The invention belongs to network safety filed, in particular it relates to a kind of antifraud controlling party based on mobile terminal features
Method.
Background technology
With the progress in epoch, scientific and technological continuous development, people do shopping to develop under line and done shopping on line, are deposited to bank
Enchashment gold arrives Mobile banking, and internet is just changing our life and leading us to move towards faster, simpler life mould
Formula.
However, internet, while our benefits are brought, there is also very big risk, some criminals pass through network
The modes such as swindle speculate, and the life to people brings worry.This is mainly manifested in, illegal online in lower payment process
Molecule obtains the information of magnetic stripe card and by way of stealing passwords so as to being formed to magnetic by way of cloning magnetic stripe card
Robber's brush of bar card;On line in payment process, criminal obtains the information, close of user's bank card by installing the modes such as wooden horse
Code etc., so as to form a kind of potential safety hazard to internet payment.
How a safety is established, good Network Security Environment is our urgent problems to be solved.Occur to overcome
Various safety problems, different technologies is constantly employed.Such as the method paid by safe key, by short
Method that message is verified etc..This is all the technological means being commonly used in payment technical field.
In antifraud field, people also realize risk monitoring and control for user often through the mode such as face being identified
And the analysis of risk of fraud be present, such as multiple points of face are scanned, and according to the face photographed when paying
It is compared, so as to judge whether this is that I is paying etc..Such technical scheme can only solve those by people
Scheme of the face data storage in the database of payment system, and can not solve human face data and not yet be integrated into large database concept
Situation.
Meanwhile in practical application, also frequently occur a kind of based on identity information progress of the mobile terminal to applicant
The process of antifraud verification, but because current fraud is frequent, antifraud system at this stage can not meet people's
Demand, specifically, lack a kind of antifraud control method based on mobile terminal features at present.
The content of the invention
For technological deficiency existing for prior art, it is an object of the invention to provide a kind of anti-based on mobile terminal features
Fraud control method, in antifraud system the moving characteristic information based on mobile terminal the identity information of applicant is entered
Row antifraud verifies, and comprises the following steps:
A. moving characteristic information of the mobile terminal within the first threshold time is obtained;
B. the movement index of the mobile terminal is calculated based on the moving characteristic information;
C. the movement index is at least based on, judges that the identity information whether there is risk of fraud.
Preferably, the moving characteristic information includes the deviation angle information of the mobile terminal and the mobile terminal
Displacement information.
Preferably, the deviation angle information is obtained by the gyroscope equipment built in the mobile terminal.
Preferably, institute's displacement information is obtained by the GPS device built in the mobile terminal.
Preferably, the step b comprises the following steps:
B1. the movement index M is calculated based on equation below:
Wherein, at the time of the tn represents specific, C represents moving characteristic information, and moving characteristic as defined in S expression systems is believed
Breath
Preferably, also comprise the following steps before the step c:
- shooting information is obtained within the first threshold time;
- based on it is described shooting information determine face index;
Correspondingly, the step c comprises the following steps:At least based on the movement index, face index, the body is judged
Part information whether there is risk of fraud.
According to another aspect of the present invention, there is provided a kind of antifraud control device based on mobile terminal features, use
In the identity information for obtaining applicant, including the first acquisition module 11, it is used to obtain the mobile terminal in first threshold
Interior moving characteristic information.
Preferably, in addition to the second acquisition module 12, it is used to obtain shooting information.
According to another aspect of the present invention, there is provided a kind of antifraud system based on mobile terminal features, for pair
The identity information of applicant carries out antifraud verification, in addition to:
Computing module 21:The movement index of the mobile terminal is calculated based on the moving characteristic information;
Judge module 22:For judging that the identity information whether there is risk of fraud;
Wherein, the computing module 21 connects first acquisition module 11 and the judge module 22 respectively.
Preferably, in addition to determining module 23, the determining module 23 are used to determine that face refers to based on the shooting information
Number, the determining module 23 connect second acquisition module 12 and the judge module 22 respectively.
The present invention is based on the shifting by obtaining moving characteristic information of the mobile terminal within the first threshold time
Dynamic characteristic information calculates the movement index of the mobile terminal, so as to judge that the identity information whether there is risk of fraud.This
Invent it is powerful, it is practical, simple to operate, it is stable convenient when judging whether risk of fraud, there is high business
Industry is worth.
Brief description of the drawings
The detailed description made by reading with reference to the following drawings to non-limiting example, further feature of the invention,
Objects and advantages will become more apparent upon:
Fig. 1 shows the embodiment of the present invention, a kind of antifraud control method based on mobile terminal features
Idiographic flow schematic diagram;
Fig. 2 shows the first embodiment of the present invention, a kind of antifraud control method based on mobile terminal features
Idiographic flow schematic diagram;
Fig. 3 shows the embodiment of the present invention, a kind of antifraud control device based on mobile terminal features
And the module connection diagram of system;And
Fig. 4 shows the second embodiment of the present invention, when user carries out finance application under normal circumstances, mobile terminal
View.
Embodiment
In order to preferably make technical scheme clearly show, the present invention is made below in conjunction with the accompanying drawings into one
Walk explanation.
Fig. 1 shows the embodiment of the present invention, a kind of antifraud control method based on mobile terminal features
Idiographic flow schematic diagram, it will be appreciated by those skilled in the art that the antifraud control method based on mobile terminal features, is used for
The moving characteristic information based on mobile terminal carries out antifraud verification to the identity information of applicant in antifraud system, enters one
Step ground, mainly by applicant when using mobile terminal, the change on direction and position that is occurred, if more than regulation
Threshold range, and face facial information when being used in combination mobile terminal, so as to judge the identity information of applicant, the movement
Characteristic information mainly includes deviation angle information and displacement information in the present invention, but this does not represent the moving characteristic letter
Breath is limited only to this, for example, in a preferred embodiment, the moving characteristic information also includes elevation information, accelerated
Information, temperature information etc. are spent, further, height difference, displacement acceleration where at different moments are different by applicant
Or the different part reference frames as antifraud effect of temperature change, in the present invention, mainly by with reference to deviation angle
The antifraud system of mobile terminal features is described for information and displacement information, specifically, comprises the following steps:
First, into step S101, moving characteristic information of the mobile terminal within the first threshold time, ability are obtained
Field technique personnel understand that the applicant is that the terminal device for needing to have by oneself by applicant carries out corresponding business Shen
Report, can be open an account, can be application loan etc., carry out corresponding service declare when, will often be realized by mobile terminal
Online application, in such embodiments, the mobile terminal are preferably intelligent terminal, and it includes being used to obtain moving characteristic
The basic element of character of information, when applicant is applied, the basic element of character is preferably opened, obtain correspondingly moving characteristic and believe
Breath.
It will be appreciated by those skilled in the art that the first threshold time can be for 5 seconds, 10 seconds or more, it is specifically, described
The progress speed and system that the first threshold time mainly accordingly applies according to applicant's completion are set when performing corresponding application
Time, further, the first threshold time is divided into some time, obtain the corresponding period moving characteristic letter
Cease, be further described through, will not be described here in these embodiments that will be described below.
Further, deviation angle information and the movement of the moving characteristic information including the mobile terminal are whole
The displacement information at end, when the deviation angle information is that applicant performs corresponding operating according to system command, mobile terminal institute is partially
The angle of shifting, when institute's displacement information is that applicant performs corresponding operating according to system command, displacement that mobile terminal is occurred,
In a preferred embodiment, applicant will complete the shooting of video information, in shooting process, institute according to system command
The production for stating video information starts from the first distance, and ends at second distance, in first distance and the second distance
Between, the face being taken or object are along a curve movement, and further, the mobile terminal is referred to based on the system
Order obtains the displacement information of deviation angle information and the mobile terminal of the mobile terminal when completing curve movement.
Further, the deviation angle information is obtained by the gyroscope equipment built in the mobile terminal, gyroscope
Angular-rate sensor is called, is to be different from accelerometer, rotational angular velocity when its measurement physical quantity is deflection, inclination,
The acquisition for deviation angle information is realized by the gyroscope carried in mobile terminal.
Further, institute's displacement information is obtained by the GPS device built in the mobile terminal, and GPS system is based on defending
The acquisition for mobile terminal displacement is realized in star positioning, and the deviation angle of the mobile terminal is obtained by gyroscope and GPS
Information and displacement information belong to currently available technology, will not be described here.
Then, into step S102, based on the movement index of the moving characteristic information calculating mobile terminal, ability
Field technique personnel understand that this step includes the implication of two aspects, the first level, and the movement index of the mobile terminal refers to Shen
Ask someone when completing system command, system provides that mobile terminal completes displacement and deflection that target trajectory is occurred, and will move
The final displacement of dynamic terminal and deflection are compared with the displacement and deflection of system defined, so as to realize for mobile whole
The judgement of the movement index at end, in such embodiments, the movement index can be 0 to 100, wherein, 0 represents completely not
Corresponding operating can be carried out according to system command, 100 represent to carry out corresponding operating fully according to system command, digital table in its section
Show the performance level for completing system command corresponding operating, and in other examples, the value of the movement index can be with
For 0 to 1, will not be described here.
And in second aspect, when the great change of great change or deflection angle generation occurs for the displacement of applicant
When, will be unable to obtain corresponding movement index, in such embodiments, if in moment t1, mobile terminal in a certain city,
And t12 at the time of being separated before long, mobile terminal apart from far city, then can not obtain corresponding movement index another,
Correspondingly, in moment t1, mobile terminal is in a certain angle, and in moment t2,10 circles of rotation of mobile terminal, equally can not
Corresponding movement index is obtained, and in a particular embodiment, if applicant enters in vehicles such as used during taking train, automobiles
When row is accordingly declared, influenceed caused by displacement produced by preferably eliminating train, automobile and deflection, and then acquisition is mobile eventually
The deviation angle information and displacement information when completing system command are held, further, calculates the movement of the mobile terminal
Index.
Further, the step S102 will be based on formula and calculate the movement index, in such embodiments, described
The calculating of movement index is mainly by the change of the moving characteristic information at a certain moment and the moving characteristic information of subsequent time
No to meet change as defined in system to realize, specifically, the formula is
Wherein, wherein, at the time of the tn represents specific, C represents moving characteristic information, moving characteristic as defined in S expression systems
Information, in a preferred embodiment, if applicant recorded the video of 3 seconds during being declared, using it is per second as
Unit was divided into t1, t2, t3 by 3 seconds, wherein, according to the acquisition of the moving characteristic information of the step S101, draw Ct1For 85,
Ct2For 77, Ct3For 30, and moving characteristic information as defined in system is St1For 90, St2For 79, St3For 50, then according to above-mentioned public affairs
Formula, it can be deduced that, the M is 0.839, and further, and then the movement index of the mobile terminal is 0.839.
Finally, into step S103, at least based on the movement index, judge the identity information with the presence or absence of fraud wind
Danger, in such embodiments, the judgement of the risk of fraud is according to the movement index, specifically, when the movement index
For 0 when, risk of fraud highest, when the movement index be 1 when, risk of fraud is minimum, further, when the movement index surpasses
When 0.6, system judges to realize that the success of applicant is declared, with reference to the preferred embodiment in step S102, the movement
The movement index of terminal is 0.839, that is, judges that the risk of fraud of the applicant is relatively low, can subsequently be declared.
Fig. 2 shows the first embodiment of the present invention, a kind of antifraud control method based on mobile terminal features
Idiographic flow schematic diagram, as the first embodiment of the present invention, Fig. 2 is added and coordinated based on face index on the basis of Fig. 1
The step of movement index judges the identity information with the presence or absence of risk of fraud jointly, specifically, step S201
Step S101 is may be referred to, step S202 refers to step S102.
And then, into step S203, shooting information is obtained within the first threshold time.Those skilled in the art manage
Solution, the first threshold time are that applicant is carrying out corresponding Shen using mobile terminal in the embodiment shown in Fig. 1
During report operation, time used, the shooting information uses the camera in mobile terminal for applicant, completes face video record
The information of system, in such embodiments, applicant carry out face shooting according to system prompt, meanwhile, according to system suggestion,
Change the displacement and deflection of mobile terminal, system obtains shooting information and moving characteristic information.
Subsequently, into step S204, face index is determined based on the shooting information, in such embodiments, is
System obtains basic application information, obtains the shooting information that applicant submits, the shooting packet containing non-static sign information with
And static nature information, the shooting information is identified, by basic application information compared with imaging information, and obtained
Face index.
Further, it is described shooting information comprise at least the applicant be carried out continuously eye activity and mouth activity
Expression information, in such embodiments, the eye activity is included in one second to blink closes left eye twice or first, and five
Left eye is opened after second and closes right eye again, right eye was opened after five seconds also or two eyes are closed together, and according to
Opened after the time of system command setting.The mouth activity includes face and opened, and is closed after continuing three seconds, then continue five seconds
Zhong Houzai, which opens, either stretches out the particular statement or word that tongue also or with specific word speed says system command requirement.
Further, system obtains the current face information of the applicant in information is imaged, wherein, current face letter
Ceasing includes face contour, right and left eyes, nose, face form sign, distance between right and left eyes, the mutual support of glasses, nose, face
Distance etc. belongs to applicant as extraction target, acquisition, unique facial information, system in basic application information or
The history facial information of the applicant is obtained in database, the history facial information of the applicant is preferably that applicant exists
Facial information when identity is registered, and in other examples, it can also be that other have facial identity characteristic and represent Shen
My identity of asking someone is shone, such as driving license, passport etc., and obtaining for the history facial information can be by the applicant that fills in
Obtained in essential information, inquiry acquisition can also be carried out in database.
Further, it is compared based on the history facial information and the current face information, and obtains face
Index, in such embodiments, current face information septum reset profile, right and left eyes, nose, face form sign are drawn, it is left
Distance between right eye, the mutual support distance of glasses, nose, face etc. information, feature corresponding with history facial information are entered
Row compares, and obtains face index, and further, the face index can be the grading between 0 to 100, for example, face index
For 60, similarity between as described history facial information and the current face information is percent 60, and in others
In embodiment, the face index can also be the grading between 0 to 1, will not be described here.
Finally, into step S205, at least based on the movement index, face index, whether the identity information is judged
Risk of fraud be present, in a preferred embodiment, the movement index is as weight shared by the face index, finally
Risk index be the average value of the movement index and the face index, and in other examples, work as movement index
Weight coefficient be 0.7, when the weight coefficient of face index is 0.3, if movement index is 0.8, face index is 0.9, then
By calculating, final risk index is 0.83, further, the judgement of the risk of fraud according to the movement index with
And the face index, specifically, when the final risk index is 0, risk of fraud highest, when the final risk
When index is 1, risk of fraud is minimum, and further, when the movement index is more than 0.6, system judges that application can be realized
The success of people is declared, and with reference to above preferred embodiment, the ultimate risk index of the mobile terminal is 0.83, that is, judges the Shen
The risk of fraud asked someone is relatively low, can subsequently be declared.
Fig. 3 shows the embodiment of the present invention, a kind of antifraud control device based on mobile terminal features
And the module connection diagram of system, the control device are used for the identity information for obtaining applicant, including the first acquisition module
11, it is used to obtain moving characteristic information of the mobile terminal within the first threshold time, and first acquisition module 11 can
To refer to step S101, the control device also includes the second acquisition module 12, and it is used to obtain shooting information, with reference to step
S203, regarded it will be appreciated by those skilled in the art that the shooting information is applicant using the camera in mobile terminal, completion face
The information that frequency is recorded, in such embodiments, applicant carry out face shooting according to system prompt, meanwhile, carried according to system
Show, change the displacement and deflection of mobile terminal, system obtains shooting information and moving characteristic information.
Further, the antifraud control system based on mobile terminal features is used to enter the identity information of applicant
Row antifraud verifies, including computing module 21:The movement index of the mobile terminal, institute are calculated based on the moving characteristic information
The corresponding step S102 of computing module 21 is stated, further, the judge module 22 is used to judge that the identity information whether there is
Risk of fraud, corresponding step S103.
Further, the computing module 21 connects first acquisition module 11 and the judge module 22 respectively,
The control system also includes determining module 23, and the determining module 23 is used to determine face index based on the shooting information,
The determining module 23 connects second acquisition module 12 and the judge module 22 respectively, in such embodiments,
Moving characteristic information of the mobile terminal within the first threshold time is obtained by the first acquisition module 11, and by calculating mould
Block 21 calculates the movement index of the mobile terminal, correspondingly, shooting information, and base is obtained based on second acquisition module 12
It is used to determine face index based on the shooting information in the determining module 23, finally, by the judge module 22, is based on
The movement index, face index, judge that the identity information whether there is risk of fraud.
Fig. 4 shows the second embodiment of the present invention, when user carries out finance application under normal circumstances, mobile terminal
View, it will be appreciated by those skilled in the art that the present invention by user mobile to the mistake that financial application is carried out in terminal
Cheng Zhong, in general, mobile terminal can be held by with one, mobile terminal is kept stable, on the other hand by clicking on to movement
Terminal is operated.
In such embodiment, the mobile terminal can rock, and in the case of fraud, often mobile terminal is put
Put on fixed mount, terminal support, the mobile terminal is kept not, and that hand only operated is dynamic.
In a preferred embodiment, the present invention is based on above-mentioned principle, obtains mobile finger of the mobile terminal when rocking
Number, and analyzed according to the movement index, judge that the identity information whether there is risk of fraud, under normal circumstances,
When user realizes finance application by mobile terminal, mobile terminal can produce certain displacement and deflection, and in fraud conditions
Under, because mobile terminal does not move, therefore movement index is 0, further, judges the identity information in which type of environment
Middle progress, so as to judge whether risk of fraud.
The specific embodiment of the present invention is described above.It is to be appreciated that the invention is not limited in above-mentioned
Particular implementation, those skilled in the art can make various deformations or amendments within the scope of the claims, this not shadow
Ring the substantive content of the present invention.
Claims (10)
- A kind of 1. antifraud control method based on mobile terminal features, for the shifting based on mobile terminal in antifraud system Dynamic characteristic information carries out antifraud verification to the identity information of applicant, it is characterised in that comprises the following steps:A. moving characteristic information of the mobile terminal within the first threshold time is obtained;B. the movement index of the mobile terminal is calculated based on the moving characteristic information;C. the movement index is at least based on, judges that the identity information whether there is risk of fraud.
- 2. control method according to claim 1, it is characterised in that the moving characteristic information is included in following information It is any or appoint it is a variety of:The deviation angle information of-mobile terminal;AndThe displacement information of-the mobile terminal.
- 3. control method according to claim 2, it is characterised in that the deviation angle information passes through the mobile terminal Built-in gyroscope equipment obtains.
- 4. control method according to claim 2, it is characterised in that institute's displacement information passes through built in the mobile terminal GPS device obtain.
- 5. the control method according to any one of claim 2 to 4, it is characterised in that the step b includes following step Suddenly:B1. the movement index M is calculated based on equation below:<mrow> <mi>M</mi> <mo>=</mo> <mfrac> <mrow> <mfrac> <msub> <mi>C</mi> <mrow> <mi>t</mi> <mn>1</mn> </mrow> </msub> <msub> <mi>S</mi> <mrow> <mi>t</mi> <mn>1</mn> </mrow> </msub> </mfrac> <mo>+</mo> <mfrac> <msub> <mi>C</mi> <mrow> <mi>t</mi> <mn>2</mn> </mrow> </msub> <msub> <mi>S</mi> <mrow> <mi>t</mi> <mn>2</mn> </mrow> </msub> </mfrac> <mo>+</mo> <mfrac> <msub> <mi>C</mi> <mrow> <mi>t</mi> <mn>3</mn> </mrow> </msub> <msub> <mi>S</mi> <mrow> <mi>t</mi> <mn>3</mn> </mrow> </msub> </mfrac> <mo>+</mo> <mn>.....</mn> <mo>+</mo> <mfrac> <msub> <mi>C</mi> <mrow> <mi>t</mi> <mi>n</mi> </mrow> </msub> <msub> <mi>S</mi> <mrow> <mi>t</mi> <mi>n</mi> </mrow> </msub> </mfrac> </mrow> <mi>n</mi> </mfrac> </mrow>Wherein, at the time of the tn represents specific, C represents moving characteristic information, moving characteristic information as defined in S expression systems.
- 6. control method according to any one of claim 1 to 5, it is characterised in that also include before the step c Following steps:- shooting information is obtained within the first threshold time;- based on it is described shooting information determine face index;Correspondingly, the step c comprises the following steps:At least based on the movement index, face index, the identity letter is judged Breath whether there is risk of fraud.
- 7. a kind of antifraud control device based on mobile terminal features, for obtaining the identity information of applicant, its feature exists In, including the first acquisition module (11), it is used to obtain moving characteristic information of the mobile terminal within the first threshold time.
- 8. control device according to claim 7, it is characterised in that also including the second acquisition module (12), it is used to obtain Take shooting information.
- 9. a kind of antifraud system based on mobile terminal features, including the control dress as any one of claim 7 to 8 Put, for carrying out antifraud verification to the identity information of applicant, it is characterised in that also include:Computing module (21):The movement index of the mobile terminal is calculated based on the moving characteristic information;Judge module (22):For judging that the identity information whether there is risk of fraud;Wherein, the computing module (21) connects first acquisition module (11) and the judge module (22) respectively.
- 10. antifraud system according to claim 9, it is characterised in that also including determining module (23), the determination mould Block (23) is used to determine face index based on the shooting information, and the determining module (23) connects described second and obtains mould respectively Block (12) and the judge module (22).
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CN108629170A (en) * | 2018-04-20 | 2018-10-09 | 北京元心科技有限公司 | Personal identification method and corresponding device, mobile terminal |
TWI775042B (en) * | 2018-05-09 | 2022-08-21 | 華南商業銀行股份有限公司 | Fund transfer system and method thereof |
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