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CN106296199A - Payment based on living things feature recognition and identity authorization system - Google Patents

Payment based on living things feature recognition and identity authorization system Download PDF

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Publication number
CN106296199A
CN106296199A CN201610645889.8A CN201610645889A CN106296199A CN 106296199 A CN106296199 A CN 106296199A CN 201610645889 A CN201610645889 A CN 201610645889A CN 106296199 A CN106296199 A CN 106296199A
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information
user
payment
characteristic
acquisition module
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刘洪文
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    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • G06Q20/40145Biometric identity checks
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06VIMAGE OR VIDEO RECOGNITION OR UNDERSTANDING
    • G06V40/00Recognition of biometric, human-related or animal-related patterns in image or video data
    • G06V40/10Human or animal bodies, e.g. vehicle occupants or pedestrians; Body parts, e.g. hands

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  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Human Computer Interaction (AREA)
  • Multimedia (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Measurement Of The Respiration, Hearing Ability, Form, And Blood Characteristics Of Living Organisms (AREA)

Abstract

The invention discloses a kind of payment based on living things feature recognition and identity authorization system;Payment system based on living things feature recognition includes payment system and intelligent mobile terminal;Payment system includes that paying server, paying server storage have user's bank account information that the biological information with user is bound;Intelligent mobile terminal includes that payment request module, physical characteristics collecting module, biological characteristic recognition module, user's Bank Account Number transfer module and payment affirmation module;Effect: when utilizing payment system based on living things feature recognition to pay, without band cash, bank card, consumption card and mobile phone, which user goes to, typing vocal print, iris, palmmprint, vein, human ear, gait or retina is only needed just can fast to pay, make to overturn conventional payment pattern, break away from the constraint of cash, card and electronic equipment;Examination side utilizes identity authorization system can quickly check subscriber identity information, it is not necessary to user draws identity card, and then, practicality of the present invention is good, and using effect is good.

Description

Payment and identity authentication system based on biological characteristic recognition
Technical Field
The invention relates to the technical field of authentication and payment, in particular to a payment and identity authentication system based on biological characteristic identification.
Background
In the existing life, citizens consume in any place, generally, cash payment, bank card swiping payment, consumption card swiping payment with certain cash or network payment modes such as mobile phone WeChat payment and mobile phone Payment treasure payment are adopted for payment, and although the related payment modes are commonly used, the related payment modes still have certain defects and shortcomings.
The payment by cash payment is very inconvenient, and the carrying is unsafe when large amount of cash needs to be paid.
The payment by swiping the bank card has great insecurity, and when the password of the bank card is input, the password is easily peeped by other people, so that the password is stolen and swiped by other people.
The consumption card with certain cash is adopted to carry out password-free card swiping payment, such as a shopping card, a bus card, a parking card, a fueling card and the like, and the card swiping mode is convenient, but is available for people when the card is lost, so that the card swiping mode has great defects.
The payment is carried out by adopting network payment modes such as mobile phone WeChat payment or mobile phone Payment, and the like, and mainly carries out payment by scanning a two-dimensional code or a scanned fingerprint, and whether the mobile phone WeChat payment or the mobile phone Payment is carried out, a consumer must hold a smart phone bound with a bank card and a mobile phone number to complete the scanning of a corresponding two-dimensional code or scan of a corresponding fingerprint to carry out payment, in other words, the consumer must carry the smart phone bound with the bank card and the mobile phone number to complete the payment, and when the consumer forgets to carry the corresponding mobile phone bound with the bank card and the mobile phone number, the payment still cannot be conveniently carried out.
Meanwhile, when a citizen goes anywhere, the citizen generally needs to carry an identity card for proving the identity of the citizen, so that the citizen or a service person can check, confirm or check the identity card, and the like, so that the identity card for proving the identity of the citizen is particularly important, and when the citizen carries the identity card, the risk of easy loss exists when the identity card is frequently taken out, the citizen can carry out the check, the confirmation or the check of the identity card, and the like, and the citizen also has the possibility of counterfeiting.
As is well known, the fingerprint characteristic information and the face characteristic information of a person are unique, and the fingerprint characteristic information and the face characteristic information of each person are different, so it is very necessary to develop a payment system and an identity authentication system based on fingerprint recognition and face recognition, so as to improve the portability and security of payment and the portability and security of identity authentication.
Disclosure of Invention
The present invention is directed to a system for payment and identity authentication based on biometric identification, which overcomes the above-mentioned shortcomings of the prior art.
The technical scheme adopted by the invention for solving the problems in the prior art is as follows: a payment system based on biological feature recognition comprises a payment system and an intelligent mobile terminal; wherein,
the payment system comprises a payment server, wherein user bank account information bound with the biological characteristic information of a user is stored in the payment server; the user bank account information is associated with biometric information of the user;
the intelligent mobile terminal comprises a payment request module used for sending payment request information, a biological characteristic acquisition module used for acquiring biological characteristic information of a user according to the received payment request information, a biological characteristic identification module used for comparing the similarity between the acquired biological characteristic information and the biological characteristic information of the user stored in the payment server and generating a comparison result when the similarity reaches a preset value, a user bank account number calling module used for calling user bank account number information bound with the biological characteristic information of the user from the payment server according to the comparison result, and a payment confirmation module used for responding to a payment request after the user bank account number is called and sending payment prompt information to the biological characteristic acquisition module;
the payment confirmation module is used for prompting to acquire the biological characteristic information of the user again to complete payment.
The above technical solution is further described as follows:
preferably, the biometric information of the user is voiceprint characteristic information, iris characteristic information, palmprint characteristic information, vein characteristic information, ear characteristic information, gait characteristic information or retina characteristic information; correspondingly, the biological characteristic acquisition module is a voiceprint characteristic acquisition module, an iris characteristic acquisition module, a palm print characteristic acquisition module, a vein characteristic acquisition module, an ear characteristic acquisition module, a gait characteristic acquisition module or a retina characteristic acquisition module.
Preferably, the user bank account information includes an account opening name of the user and a bank account number of the user.
An identity authentication system based on biological characteristic identification comprises a national citizen identity information system and an intelligent mobile terminal; wherein,
the national citizen identity information system comprises an identity information search server, wherein user identity card information bound with biological characteristic information of a user is stored in the identity information search server; the user identification card information is associated with biometric information of the user;
the intelligent mobile terminal comprises an identity information search request module used for sending user identity search request information, a biological characteristic acquisition module used for acquiring biological characteristic information of a user according to the received user identity search request information, a biological characteristic identification module used for comparing the similarity between the acquired biological characteristic information and the biological characteristic information of the user stored in the identity information search server and generating a comparison result when the similarity reaches a preset value, and a user identity information retrieval module used for retrieving user identity card information bound with the biological characteristic information of the user from the identity information search server according to the comparison result.
The above technical solution is further described as follows:
preferably, the biometric information of the user is voiceprint characteristic information, iris characteristic information, palmprint characteristic information, vein characteristic information, ear characteristic information, gait characteristic information or retina characteristic information; correspondingly, the biological characteristic acquisition module is a voiceprint characteristic acquisition module, an iris characteristic acquisition module, a palm print characteristic acquisition module, a vein characteristic acquisition module, an ear characteristic acquisition module, a gait characteristic acquisition module or a retina characteristic acquisition module.
Preferably, the user identification card information includes an identification card photo of the user and an identification card number of the user.
The invention has the beneficial effects that:
one of the payment systems based on biological characteristic recognition provided by the invention is implemented in a concrete way, when a party requiring user payment only needs to hold a corresponding intelligent mobile terminal, send payment request information by using a corresponding payment request module and collect biological characteristic information of the user by using a corresponding biological characteristic collection module, the user can complete corresponding payment, and the payment system is convenient to operate and pay, saves time and labor and avoids secret disclosure of bank card passwords, and simultaneously can greatly improve the accuracy, reliability and authority of payment due to different people and uniqueness because the corresponding biological characteristic information is voiceprint characteristic information, iris characteristic information, palmprint characteristic information, vein characteristic information, ear characteristic information, gait characteristic information or retina characteristic information, so that the bank card and a consumption card are prevented from being stolen, when the payment method is concretely implemented, a user does not need to carry cash, carry a bank card and a consumer card for card swiping payment and carry a mobile phone for network payment, and does not need to carry a mobile phone for network payment, and no matter where the user walks, the user only needs to input voiceprint characteristics, iris characteristics, palm print characteristics, vein characteristics, ear characteristics, gait characteristics or retina characteristics to carry out quick and quick payment.
Secondly, the identity authentication system based on biological characteristic identification provided by the invention can check the user identity card information corresponding to the user identity by only holding the corresponding intelligent mobile terminal by a party checking the identity information, sending the user identity checking request information by using the corresponding identity information checking request module and acquiring the biological characteristic information of the user by using the corresponding biological characteristic acquisition module when being implemented, is convenient to operate and check, saves time and labor and avoids the loss of the identity card, and simultaneously can greatly improve the accuracy, reliability and authority of the identity authentication because the corresponding biological characteristic information is the voiceprint characteristic information, the iris characteristic information, the palm print characteristic information, the vein characteristic information, the human ear characteristic information, the gait characteristic information or the retina characteristic information which are different and have uniqueness, the invention avoids the counterfeiting and the embezzlement, and further has strong practicability and good use effect.
Drawings
FIG. 1 is a block diagram of the overall architecture of the biometric-based payment system of the present invention;
FIG. 2 is a block diagram of the overall structure of the identity authentication system based on biometric identification according to the present invention;
the implementation, functional features and advantages of the objects of the present invention will be further explained with reference to the accompanying drawings.
Reference numerals:
a payment system 100;
a payment server 101;
an intelligent mobile terminal 200;
a payment request module 201; a biometric acquisition module 202; a biometric identification module 203; a user bank account number calling module 204; a payment confirmation module 205; an identity information search request module 201'; a user identity information calling module 204';
national citizen identity information system 300;
the identity information lookup server 301.
Detailed Description
The technical solutions of the present invention will be described in detail below with reference to the accompanying drawings and specific embodiments so that the inventive spirit of the present invention can be more clearly and intuitively understood.
Example one
As shown in connection with FIG. 1;
the invention provides a payment system based on biological characteristic identification, which is characterized by comprising a payment system 100 and an intelligent mobile terminal 200; wherein,
the payment system 100 comprises a payment server 101, wherein user bank account information bound with the biological characteristic information of a user is stored in the payment server 101; the user bank account information is associated with biometric information of the user;
the intelligent mobile terminal 200 comprises a payment request module 201 for sending payment request information, a biometric acquisition module 202 for acquiring biometric information of a user according to the received payment request information, a biometric identification module 203 for comparing the similarity between the acquired biometric information and the biometric information of the user stored in the payment server 101 and generating a comparison result when the similarity reaches a preset value, a user bank account number calling module 204 for calling user bank account number information bound with the biometric information of the user from the payment server 101 according to the comparison result, and a payment confirmation module 205 for responding to a payment request after calling the user bank account number and sending payment prompt information to the biometric acquisition module 202;
the payment confirmation module 205 is used to prompt the user to re-collect biometric information to complete the payment.
Further, in a preferred technical solution, the biometric information of the user is voiceprint characteristic information, iris characteristic information, palmprint characteristic information, vein characteristic information, ear characteristic information, gait characteristic information or retina characteristic information;
correspondingly, the biological characteristic collection module 202 is a voiceprint characteristic collection module, an iris characteristic collection module, a palm print characteristic collection module, a vein characteristic collection module, a human ear characteristic collection module, a gait characteristic collection module or a retina characteristic collection module.
In view of the above, it can be understood that the present invention provides a payment system based on biometric identification, in the specific implementation, the party requiring the payment of the user only needs to hold the corresponding intelligent mobile terminal 200, send the payment request information by using the corresponding payment request module 201, and collect the biometric information of the user by using the corresponding biometric collection module 202, the user can complete corresponding payment, and when the operation is convenient, the payment is convenient, the time and the labor are saved, and the secret leakage of the bank card password is avoided, because the corresponding biological characteristic information is voiceprint characteristic information, iris characteristic information, palmprint characteristic information, vein characteristic information, human ear characteristic information, gait characteristic information or retina characteristic information, the bank card payment system has uniqueness due to different people, and can greatly improve the accuracy, reliability and authority of payment, so that the bank card and the consumption card are prevented from being stolen and swiped.
Moreover, when the method is implemented specifically, a user does not need to carry cash payment, carry a bank card and a consumer card for card swiping payment and carry a mobile phone for network payment, and only needs to input voiceprint characteristics, iris characteristics, palm print characteristics, vein characteristics, ear characteristics, gait characteristics or retina characteristics no matter where the user walks, so that quick and quick payment can be carried out.
Furthermore, the invention has strong practicability and good use effect.
It should be noted that, in the present technical solution, the user bank account information includes an account opening name of the user and a bank account number of the user.
It should be added that, in the above embodiments, the method for acquiring the voiceprint characteristics of the user by the related voiceprint characteristic acquisition module, the iris characteristics of the user by the related iris characteristic acquisition module, the palm print characteristics of the user by the related palm print characteristic acquisition module, the vein characteristics of the user by the related vein characteristic acquisition module, the human ear characteristics of the user by the related human ear characteristic acquisition module, the gait characteristics of the user by the related gait characteristic acquisition module, or the retina characteristics of the user by the related retina characteristic acquisition module is the prior art, and a detailed description is not given here.
Example two
As shown in connection with FIG. 2;
the invention provides an identity authentication system based on biological characteristic recognition, which comprises a national citizen identity information system 300 and an intelligent mobile terminal 200; wherein,
the national citizen identity information system 300 comprises an identity information search server 301, wherein user identity card information bound with biological characteristic information of a user is stored in the identity information search server 301; the user identification card information is associated with biometric information of the user;
the intelligent mobile terminal 200 includes an identity information search request module 201 'for sending a user identity search request message, a biometric acquisition module 202 for acquiring biometric information of a user according to the received user identity search request message, a biometric identification module 203 for comparing the similarity between the acquired biometric information and the biometric information of the user stored in the identity information search server 301 and generating a comparison result when the similarity reaches a preset value, and a user identity information retrieval module 204' for retrieving user identity card information bound with the biometric information of the user from the identity information search server 301 according to the comparison result.
Further, in a preferred technical solution, the biometric information of the user is voiceprint characteristic information, iris characteristic information, palmprint characteristic information, vein characteristic information, ear characteristic information, gait characteristic information or retina characteristic information;
correspondingly, the biological characteristic collection module 202 is a voiceprint characteristic collection module, an iris characteristic collection module, a palm print characteristic collection module, a vein characteristic collection module, a human ear characteristic collection module, a gait characteristic collection module or a retina characteristic collection module.
In view of the above, it can be understood that, in the identity authentication system based on biometric feature recognition provided by the present invention, when the specific implementation is performed, the party checking the identity information only needs to hold the corresponding smart mobile terminal 200, send the user identity checking request information by using the corresponding identity information checking request module 201', and acquire the biometric feature information of the user by using the corresponding biometric feature acquisition module 202, so as to check the user identity card information corresponding to the user identity, and when the operation is convenient, the checking is convenient, the time and labor are saved, and the identity card is prevented from being lost, because the corresponding biometric feature information is voiceprint feature information, iris feature information, palm print feature information, vein feature information, ear feature information, gait feature information or retina feature information, which are different and have uniqueness, the accuracy of the identity authentication can be greatly improved, Reliability and authority, so that counterfeiting and embezzlement are avoided.
Furthermore, the invention has strong practicability and good use effect.
It should be noted that, in the present technical solution, the user identification card information includes an identification card certificate of the user and an identification card number of the user.
It should be added that, in the above embodiments, the method for acquiring the voiceprint characteristics of the user by the related voiceprint characteristic acquisition module, the iris characteristics of the user by the related iris characteristic acquisition module, the palm print characteristics of the user by the related palm print characteristic acquisition module, the vein characteristics of the user by the related vein characteristic acquisition module, the human ear characteristics of the user by the related human ear characteristic acquisition module, the gait characteristics of the user by the related gait characteristic acquisition module, or the retina characteristics of the user by the related retina characteristic acquisition module is the prior art, and a detailed description is not given here.
It is further to be supplemented that, in the specific implementation, in this embodiment, the biometric information of the user is further associated with an assigned mobile phone number, and when the biometric information of the user is collected again and identified successfully, the assigned mobile phone number associated with the biometric information of the user can be called by the smart mobile terminal 200, so that the system of the present invention can be used to help lost children find relatives.
Specifically, the biological feature information of the child is associated with the mobile phone number of the relative in advance, when the child is lost or lost, the police can use the intelligent mobile terminal 200 to acquire the biological feature information of the child again, after the identification is successful, the specified mobile phone number associated with the biological feature of the child can be called, the corresponding mobile phone number is used by the relative of the child, and then the lost or lost child can be helped to find the relative by dialing the corresponding mobile phone number, so that the relative can easily find the child, and the child can be prevented from being lost.
Furthermore, the invention also has the function of finding children.
In combination with the above description, the present invention will be better described in detail with reference to some application scenarios for better understanding the principle of the present invention
The application scene one: iris payment
The party requiring user payment holds the intelligent mobile terminal 200, firstly uses the payment request module 201 to send payment request information, such as inputting corresponding payment amount, so as to generate corresponding payment request, then uses the biological characteristic acquisition module 202 to acquire the iris characteristic information of the user, then uses the biological characteristic identification module 203 to compare the similarity between the acquired iris characteristic information of the user and the iris characteristic information of the user stored in the payment server 101, when the comparison result reaches a preset value, the user bank account number bound with the iris characteristic information of the user can be called from the payment server 101 through the user bank account number calling module 204, and after the user bank account number is called, the payment confirmation module 205 responds to the payment request and sends payment prompt information to the biological characteristic acquisition module 202, at this time, the payment confirmation module 205 is used to prompt the user to acquire the iris feature information again, and the user inputs the iris feature information again through the biometric feature acquisition module 202, so that the payment can be completed.
And the corresponding payment can be shopping payment, meal payment, bus payment, subway payment, parking payment in a parking lot, high-speed toll station payment, express delivery pickup payment and the like.
Other embodiments, not illustrated herein.
Application scenario two: traffic police identity card
The intelligent mobile terminal 200 is held by a traffic police or a public security, the identity information search request module 201 'is firstly utilized to send user identity search request information, then the biological characteristic acquisition module 202 acquires iris characteristic information of a user, then the biological characteristic identification module 203 compares the acquired iris characteristic information of the user with the similarity of the iris characteristic information of the user stored in the identity information search server 301, and when the comparison result reaches a preset value, user identity card information bound with the iris characteristic information of the user can be called from the identity information search server 301 through the user identity information calling module 204'.
Thus, the intelligent mobile terminal 200 can be held by a traffic police or a public security police, and can quickly search the user identification card information in the identification information search server 301 by simply collecting the iris characteristic information of the user without checking the identification card of the user, so that the user can save the trouble of taking the identification card.
In summary, in the implementation of the payment system based on biometric identification provided by the present invention, a party requiring payment of a user only needs to hold the corresponding intelligent mobile terminal 200, send payment request information using the corresponding payment request module 201, and collect biometric information of the user through the corresponding biometric collection module 202, the user can complete corresponding payment, and when the operation is convenient, the payment is convenient, the time and the labor are saved, and the secret leakage of the bank card password is avoided, because the corresponding biological characteristic information is voiceprint characteristic information, iris characteristic information, palmprint characteristic information, vein characteristic information, human ear characteristic information, gait characteristic information or retina characteristic information, the bank card payment system has uniqueness due to different people, and can greatly improve the accuracy, reliability and authority of payment, so that the bank card and the consumption card are prevented from being stolen and swiped.
Moreover, when the method is implemented specifically, a user does not need to carry cash payment, carry a bank card and a consumer card for card swiping payment and carry a mobile phone for network payment, and only needs to input voiceprint characteristics, iris characteristics, palm print characteristics, vein characteristics, ear characteristics, gait characteristics or retina characteristics no matter where the user walks, so that quick and quick payment can be carried out.
In addition, the identity authentication system based on biological characteristic identification provided by the invention can check the user identity card information corresponding to the user identity by only holding the corresponding intelligent mobile terminal 200 by a party checking the identity information, sending the user identity checking request information by using the corresponding identity information checking request module 201', and acquiring the biological characteristic information of the user by using the corresponding biological characteristic acquisition module 202, and has the advantages of convenient operation, convenient checking, time and labor saving, and capability of greatly improving the accuracy, reliability and authority of the identity authentication because the corresponding biological characteristic information is the voiceprint characteristic information, the iris characteristic information, the palmprint characteristic information, the vein characteristic information, the ear characteristic information, the gait characteristic information or the retina characteristic information which is different and has uniqueness, so as to avoid counterfeiting and embezzlement.
Furthermore, the invention has strong practicability and good use effect, and the invention inevitably has good market popularization value, is very popular and can be effectively popularized.
The above description is only a preferred embodiment of the present invention, and not intended to limit the scope of the present invention, and all changes in equivalent structures and equivalent processes, which are made by using the contents of the specification and the drawings, or directly or indirectly applied to other related technical fields, are intended to be encompassed by the present invention.

Claims (6)

1. A payment system based on biological characteristic identification is characterized by comprising a payment system and an intelligent mobile terminal; wherein,
the payment system comprises a payment server, wherein user bank account information bound with the biological characteristic information of a user is stored in the payment server; the user bank account information is associated with biometric information of the user;
the intelligent mobile terminal comprises a payment request module used for sending payment request information, a biological characteristic acquisition module used for acquiring biological characteristic information of a user according to the received payment request information, a biological characteristic identification module used for comparing the similarity between the acquired biological characteristic information and the biological characteristic information of the user stored in the payment server and generating a comparison result when the similarity reaches a preset value, a user bank account number calling module used for calling user bank account number information bound with the biological characteristic information of the user from the payment server according to the comparison result, and a payment confirmation module used for responding to a payment request after the user bank account number is called and sending payment prompt information to the biological characteristic acquisition module;
the payment confirmation module is used for prompting to acquire the biological characteristic information of the user again to complete payment.
2. The biometric-based payment system of claim 1, wherein: the biological characteristic information of the user is voiceprint characteristic information, iris characteristic information, palmprint characteristic information, vein characteristic information, ear characteristic information, gait characteristic information or retina characteristic information; correspondingly, the biological characteristic acquisition module is a voiceprint characteristic acquisition module, an iris characteristic acquisition module, a palm print characteristic acquisition module, a vein characteristic acquisition module, an ear characteristic acquisition module, a gait characteristic acquisition module or a retina characteristic acquisition module.
3. The biometric-based payment system of claim 2, wherein: the user bank account information comprises an account opening name of the user and a bank account number of the user.
4. An identity authentication system based on biological characteristic identification is characterized by comprising a national citizen identity information system and an intelligent mobile terminal; wherein,
the national citizen identity information system comprises an identity information search server, wherein user identity card information bound with biological characteristic information of a user is stored in the identity information search server; the user identification card information is associated with biometric information of the user;
the intelligent mobile terminal comprises an identity information search request module used for sending user identity search request information, a biological characteristic acquisition module used for acquiring biological characteristic information of a user according to the received user identity search request information, a biological characteristic identification module used for comparing the similarity between the acquired biological characteristic information and the biological characteristic information of the user stored in the identity information search server and generating a comparison result when the similarity reaches a preset value, and a user identity information retrieval module used for retrieving user identity card information bound with the biological characteristic information of the user from the identity information search server according to the comparison result.
5. The biometric-based identity authentication system of claim 4, wherein: the biological characteristic information of the user is voiceprint characteristic information, iris characteristic information, palmprint characteristic information, vein characteristic information, ear characteristic information, gait characteristic information or retina characteristic information; correspondingly, the biological characteristic acquisition module is a voiceprint characteristic acquisition module, an iris characteristic acquisition module, a palm print characteristic acquisition module, a vein characteristic acquisition module, an ear characteristic acquisition module, a gait characteristic acquisition module or a retina characteristic acquisition module.
6. The biometric-based identity authentication system of claim 5, wherein: the user identification card information comprises an identification card photo of the user and an identification card number of the user.
CN201610645889.8A 2016-07-12 2016-08-09 Payment based on living things feature recognition and identity authorization system Pending CN106296199A (en)

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CN106921500A (en) * 2017-03-22 2017-07-04 深圳先进技术研究院 The identity identifying method and device of a kind of mobile device
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CN107016537A (en) * 2017-04-12 2017-08-04 杭州纳戒科技有限公司 Stored value card management method and device
CN107153960A (en) * 2017-04-25 2017-09-12 北京小米移动软件有限公司 The settlement method and device of transaction
CN107358081A (en) * 2017-06-28 2017-11-17 三峡大学 A kind of equipment management system and method based on biological information identification technology
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WO2018094584A1 (en) * 2016-11-23 2018-05-31 刘洪文 Payment and identity authentication system based on biometric feature recognition
CN108171185A (en) * 2018-01-03 2018-06-15 阿里巴巴集团控股有限公司 The method, apparatus and system of identification
CN108446911A (en) * 2018-03-15 2018-08-24 孙向东 Intelligent payment system
CN108681902A (en) * 2018-05-15 2018-10-19 惠龙易通国际物流股份有限公司 Mobile payment confirmation method, device, system and storage medium
CN108734471A (en) * 2018-05-15 2018-11-02 惠龙易通国际物流股份有限公司 Identity identifying method, device, system and storage medium in mobile-payment system
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CN109741070A (en) * 2018-12-28 2019-05-10 深圳市元征科技股份有限公司 A kind of account management method and device based on net card
CN110458573A (en) * 2019-07-17 2019-11-15 江西拓世智能科技有限公司 A kind of biological method of payment identified based on face and palmmprint vena metacarpea
CN110627009A (en) * 2019-09-17 2019-12-31 新疆西北星信息技术有限责任公司 Gas station noninductive refueling system based on biological recognition
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US11190527B2 (en) 2018-07-18 2021-11-30 Advanced New Technologies Co., Ltd. Identity verification and login methods, apparatuses, and computer devices
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