CN106251126A - Traffic all-purpose card move transaction method and system - Google Patents
Traffic all-purpose card move transaction method and system Download PDFInfo
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- CN106251126A CN106251126A CN201610617641.0A CN201610617641A CN106251126A CN 106251126 A CN106251126 A CN 106251126A CN 201610617641 A CN201610617641 A CN 201610617641A CN 106251126 A CN106251126 A CN 106251126A
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- Prior art keywords
- traffic
- information
- purpose card
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- payment
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- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/102—Bill distribution or payments
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- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
- G06Q20/023—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP] the neutral party being a clearing house
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/227—Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
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- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/352—Contactless payments by cards
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
- G06Q30/0633—Managing shopping lists, e.g. compiling or processing purchase lists
- G06Q30/0635—Managing shopping lists, e.g. compiling or processing purchase lists replenishment orders; recurring orders
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- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- General Physics & Mathematics (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- Finance (AREA)
- Computer Networks & Wireless Communication (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Computer Security & Cryptography (AREA)
- Marketing (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention discloses traffic all-purpose card move transaction method and system, method includes receiving the accounts information of user's input and choosing information;Generate sequence information according to choosing information, and sequence information is shown on the display interface of mobile client, so that user pays request according to the input of this sequence information;Receive the payment request of user's input;Connect traffic all-purpose card online consumption system;Withholdd by this traffic all-purpose card online consumption system according to payment expense;Or withholdd by third-party payment system according to payment expense, and carry out storing or sending to this traffic all-purpose card online consumption system by corresponding merchandise news.Online for traffic all-purpose card consumption system is combined by the present invention with mobile client, achieve the fusion that traffic all-purpose card is on-line off-line, both on-line payment can be realized by traffic all-purpose card, corresponding commodity can also be chosen by mobile client to preserve to traffic all-purpose card, extend the application of traffic all-purpose card.
Description
Technical field
The present invention relates to public transport and field of mobile electronic commerce, rich relate to traffic all-purpose card move transaction method and
System.
Background technology
Along with being widely used of the mobile client such as mobile phone, panel computer, it is public that public traffic smart card tentatively realizes city
Traffic all standing altogether, citizens' activities demand develops toward portability, customization, personalization, differentiation direction, and traditional traffic one blocks
The fixed model of logical single payment services function has been not suitable with mobile e-business epoch trend and the urgent trip of citizen needs
Ask.
Summary of the invention
In order to overcome the deficiencies in the prior art, an object of the present invention is to provide traffic all-purpose card move transaction side
Method, it can realize the on-line off-line fusion of traffic all-purpose card, meet the mobile trip of masses and consumption demand, by public transport with online
Shopping is combined.
The two of the purpose of the present invention be provide traffic all-purpose card move transaction system, its can realize the purpose of the present invention it
One.
An object of the present invention realizes by the following technical solutions:
Traffic all-purpose card move transaction method, is applied to mobile client, comprises the steps:
101: receive the accounts information of user's input and choose information;
102: generate under described accounts information according to information of choosing and state is sequence information to be paid, and by this order
Information shows on the display interface of mobile client, so that user pays request according to the input of this sequence information;Described order
Information comprises payment expense and merchandise news;
103: receive the payment request of user's input;
104: connect traffic all-purpose card online consumption system;According to the expense of payment by this traffic all-purpose card online consumption system
System is withholdd, and updates the state of sequence information for pay successfully;Or entered by third-party payment system according to payment expense
Row is withholdd, and the state of renewal sequence information is for pay successfully, and carries out storing or sending to this friendship by corresponding merchandise news
In logical all-purpose card online consumption system.
Preferably, 101 following sub-step is specifically included:
1011: receive accounts information and the Query Information of user's input;
1012: show that corresponding commodity are on the display interface of mobile client according to Query Information;
1013: receiving user according to what the commodity of display were inputted and choose information, this is chosen information and at least includes user institute
The commodity chosen and quantity.
Preferably, one or more during described commodity include electronic ticket, website members account, Q coin.
Preferably, in 104, after performing " connecting traffic all-purpose card online consumption system ", this online consumption is also verified
Traffic all-purpose card card in system is the most legal, the most then according to the expense of payment by this traffic all-purpose card online consumption system
Withhold, update the state of sequence information for pay successfully;Or carried out by third-party payment system according to payment expense
Withholing, the state of renewal sequence information is for pay successfully, and carries out storing or sending to this traffic by corresponding merchandise news
In all-purpose card online consumption system, otherwise, other traffic all-purpose cards are connected.
The two of the purpose of the present invention realize by the following technical solutions:
Traffic all-purpose card move transaction system, is applied to mobile client, including such as lower module:
Receiver module: for receiving the accounts information of user's input and choosing information;
Generation module: choose under the information described accounts information of generation for basis and state is sequence information to be paid,
And this sequence information is shown on the display interface of mobile client, ask so that user pays according to the input of this sequence information
Ask;Described sequence information comprises payment expense and merchandise news;
Request module: for receiving the payment request of user's input;
Transaction modules: be used for connecting traffic all-purpose card online consumption system;According to the expense of payment by this traffic all-purpose card
Online consumption system is withholdd, and updates the state of sequence information for pay successfully;Or pass through third party according to payment expense
Payment system is withholdd, and updates the state of sequence information for pay successfully, and carry out storing by the merchandise news of correspondence or
Send to this traffic all-purpose card online consumption system.
Preferably, described receiver module specifically includes following submodule:
Receive submodule: for receiving accounts information and the Query Information of user's input;
Display sub-module: for showing the corresponding commodity display interface in mobile client according to Query Information;
Choose submodule: being chosen information for receiving user according to what the commodity of display inputted, this chooses information at least
Including the commodity selected by user and quantity.
Preferably, one or more during described commodity include electronic ticket, website members account, Q coin.
Compared to existing technology, the beneficial effects of the present invention is:
Online for traffic all-purpose card consumption system is combined by the present invention with mobile client, it is achieved that traffic all-purpose card line is reached the standard grade
Under fusion, both can realize on-line payment by traffic all-purpose card, it is also possible to by mobile client choose corresponding commodity protect
Deposit to traffic all-purpose card online consumption system, extend the application of traffic all-purpose card.
Accompanying drawing explanation
Fig. 1 is the flow chart of the traffic all-purpose card move transaction method of embodiments of the invention one.
Fig. 2 is the flow chart of the traffic all-purpose card move transaction method of embodiments of the invention two.
Detailed description of the invention
Below, in conjunction with accompanying drawing and detailed description of the invention, the present invention is described further:
Embodiment one:
Participating in Fig. 1, the present invention provides a kind of traffic all-purpose card move transaction method, is applied to mobile client, as mobile phone,
Panel computers etc., have corresponding APP as shopping center, comprise the steps: in mobile client
101: receive the accounts information of user's input and choose information;
User is in advance in this shopping center login account information, and usual accounts information includes account, it is also possible to binding silver
Row card, other payment accounts, it is also possible to binding traffic all-purpose card.After user logs in account information in mobile client, then
Enter the page under account information, include conventional sequence information etc..
It practice, after user inputs accounts information, also in display interface input inquiry information, user searches in shopping center
Commodity corresponding with Query Information, and the display interface of mobile client shows this commodity.User is according to shown commodity
Carrying out operation to choose, produce and choose information, mobile client receives this and chooses information.Information of choosing mentioned here at least includes
Commodity selected by user and quantity.Here commodity refer to concrete commodity, and a corresponding ID of commodity, in shopping
In store, the corresponding unique link of usual commodity, this link i.e. foregoing ID.Additionally, it is possible to meeting
One commodity include different color, weight etc., fall within the information that commodity bundle contains.The order that these information will be described below
Information also can include.
102: generate under described accounts information according to information of choosing and state is sequence information to be paid, and by this order
Information shows on the display interface of mobile client, so that user pays request according to the input of this sequence information;Described order
Information comprises payment expense and merchandise news;
In 102, information is chosen in user's input, namely chooses the commodity shown, chooses and generate order the most afterwards
Information.It is medium that commodity bundle includes website members account, Q coin.
103: receive the payment request of user's input;
After generating sequence information, user asks with excessively operating exportable payment.
104: connect traffic all-purpose card online consumption system;According to the expense of payment by this traffic all-purpose card online consumption system
System is withholdd, and updates the state of sequence information for pay successfully.
In 104, after performing " connect traffic all-purpose card online consumption system ", also verify this traffic all-purpose card is online and disappear
All-purpose card card in charge system is the most legal, the most then entered by this traffic all-purpose card online consumption system according to payment expense
Row is withholdd, and updates the state of sequence information for pay successfully;Or detained by third-party payment system according to payment expense
Money, the state of renewal sequence information is for pay successfully, and carries out storing or sending to this traffic one by corresponding merchandise news
In cartoon online consumption system, otherwise, other traffic all-purpose cards are connected.
Such as, shopping center is QQ store, and after user logs in QQ store, commodity have QQ member, Q coin etc., user's input to look into
Inquiry information is QQ member, then show all commodity relevant to QQ member, and user selectes QQ member's commodity in three months time limits, choosing
Generating sequence information after purchasing, user carries out paying NFC and is widely applied to major part mobile terminal, required for the present invention this order
The mobile client used has and NFC function, is attached with traffic all-purpose card card, when paying, and mobile client and friendship
Logical all-purpose card card connects, and reads the information of traffic all-purpose card card, and when traffic all-purpose card card inherence generates, producer can be equipped with a key
Key is verified by traffic all-purpose card online consumption system.When identifying that traffic all-purpose card is legal, then blocked by this traffic one
Communications and liaison machine consumption system is withholdd.Here, traffic all-purpose card online consumption system act as the function of payment system, for user
Check in mobile client shopping.
Embodiment two:
Participate in Fig. 2, in the present embodiment, comprise the steps:
101: receive the accounts information of user's input and choose information;Same, user is the most in this shopping center
Login account information.The information of traffic all-purpose card card can also be bound accordingly, including traffic all-purpose card when user registers
Account, ID.
102: generate under described accounts information according to information of choosing and state is sequence information to be paid, and by this order
Information shows on the display interface of mobile client, so that user pays request according to the input of this sequence information;Described order
Information comprises payment expense and merchandise news;
103: receive the payment request of user's input;
104: connect traffic all-purpose card online consumption system;Detained by third-party payment system according to payment expense
Money, the state of renewal sequence information is for pay successfully, and carries out storing or sending to this traffic one by corresponding merchandise news
In cartoon online consumption system.
Such as, after user logs according to accounts information, in display interface input inquiry information, to search in shopping center
Commodity corresponding with Query Information.The most here commodity are electronic ticket, and user, before choosing, can be looked into by Query Information
Ask current ticketing service, including train number, admission fee, choose information by operation generation, third-party payment system can be passed through afterwards, in conjunction with tying up
The payment accounts such as fixed bank card pay, and after paying successfully, this electronic ticket is storable in mobile client, it is also possible under
Carry and send to traffic all-purpose card card.When user needs to use this electronic ticket later, can directly be tested by traffic all-purpose card
Ticket end or mobile client are verified.Verification mode for example, scanning etc..
The core of electronic ticket is voucher service, is the electronization existence of any actual ticket, card card, and the present invention passes through information
Change means can solve the authentication question of various electronic ticket in daily life, can get papery ticket to a certain extent.When holding
Card people reaches ticket checking or changes ticket terminal, directly can carry out traffic all-purpose card or mobile client ticket checking, change ticket, returned ticket etc.
Service, this electronic ticket can use when off-line, it is not necessary to networking, it is only necessary to terminal connects NFC terminal or connection traffic one blocks
Logical, more convenient.
Embodiment three:
The present invention also provides for traffic all-purpose card move transaction system, is applied to mobile client, including such as lower module:
Receiver module: for receiving the accounts information of user's input and choosing information;Generation module: for according to choosing
Information generates under described accounts information and state is sequence information to be paid, and shows this sequence information in mobile client
Display interface on so that user according to this sequence information input pay request;Described sequence information comprises payment expense and business
Product information;Request module: for receiving the payment request of user's input;Transaction modules: be used for connecting that traffic all-purpose card is online to disappear
Charge system;Being withholdd by this traffic all-purpose card online consumption system according to payment expense, the state updating sequence information is
Pay successfully;Or withholdd by third-party payment system according to payment expense, update the state of sequence information for paying
Success, and carry out storing or sending to this traffic all-purpose card online consumption system by corresponding merchandise news.
Receiver module specifically includes following submodule: receive submodule: for receiving the accounts information of user's input and looking into
Inquiry information;Display sub-module: for showing the corresponding commodity display interface in mobile client according to Query Information;Choose
Submodule: being chosen information for receiving user according to what the commodity of display inputted, this is chosen information and at least includes selected by user
The commodity taken and quantity.Commodity include one or more in electronic ticket, website members account, Q coin.
It will be apparent to those skilled in the art that can technical scheme as described above and design, make other various
Corresponding change and deformation, and all these change and deformation all should belong to the protection domain of the claims in the present invention
Within.
Claims (7)
1. traffic all-purpose card move transaction method, it is characterised in that be applied to mobile client, comprise the steps:
101: receive the accounts information of user's input and choose information;
102: generate under described accounts information according to information of choosing and state is sequence information to be paid, and by this sequence information
Display is on the display interface of mobile client, so that user pays request according to the input of this sequence information;Described sequence information
Comprise payment expense and merchandise news;
103: receive the payment request of user's input;
104: connect traffic all-purpose card online consumption system;Withholdd by this traffic all-purpose card according to payment expense, update
The state of sequence information is for pay successfully;Or withholdd by third-party payment system according to payment expense, more new order
The state of information is for pay successfully, and carries out storing or sending to this online consumption of traffic all-purpose card by corresponding merchandise news
In system.
2. traffic all-purpose card move transaction method as claimed in claim 1, it is characterised in that 101 specifically include following sub-step
Rapid:
1011: receive accounts information and the Query Information of user's input;
1012: show that corresponding commodity are on the display interface of mobile client according to Query Information;
1013: receiving user according to what the commodity of display were inputted and choose information, this is chosen information and at least includes selected by user
Commodity and quantity.
3. traffic all-purpose card move transaction method as claimed in claim 2, it is characterised in that described commodity include electronic ticket,
One or more in website members account, Q coin.
4. traffic all-purpose card move transaction method as claimed in claim 2, it is characterised in that in 104, performs " to connect and hand over
Logical all-purpose card online consumption system " after, also verify that the all-purpose card card in this traffic all-purpose card online consumption system is the most legal,
The most then being withholdd by this traffic all-purpose card online consumption system according to payment expense, the state updating sequence information is
Pay successfully;Or withholdd by third-party payment system according to payment expense, update the state of sequence information for paying
Success, and carry out storing or sending to this traffic all-purpose card online consumption system by corresponding merchandise news, otherwise, connect
Other traffic all-purpose cards online consumption system.
5. traffic all-purpose card move transaction system, it is characterised in that be applied to mobile client, including such as lower module:
Receiver module: for receiving the accounts information of user's input and choosing information;
Generation module: choose under the information described accounts information of generation for basis and state is sequence information to be paid, and will
This sequence information shows on the display interface of mobile client, so that user pays request according to the input of this sequence information;Institute
State sequence information and comprise payment expense and merchandise news;
Request module: for receiving the payment request of user's input;
Transaction modules: be used for connecting traffic all-purpose card online consumption system;Online by this traffic all-purpose card according to the expense of payment
Consumption system is withholdd, and updates the state of sequence information for pay successfully;Or pass through Third-party payment according to payment expense
System is withholdd, and the state of renewal sequence information is for pay successfully, and corresponding merchandise news is stored or sent
Online consumption system to this traffic all-purpose card.
6. traffic all-purpose card move transaction system as claimed in claim 5, it is characterised in that described receiver module specifically includes
Following submodule:
Receive submodule: for receiving accounts information and the Query Information of user's input;
Display sub-module: for showing the corresponding commodity display interface in mobile client according to Query Information;
Choose submodule: being chosen information for receiving user according to what the commodity of display inputted, this is chosen information and at least includes
Commodity selected by user and quantity.
7. traffic all-purpose card move transaction system as claimed in claim 6, it is characterised in that described commodity include electronic ticket,
One or more in website members account, Q coin.
Priority Applications (1)
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CN201610617641.0A CN106251126A (en) | 2016-07-29 | 2016-07-29 | Traffic all-purpose card move transaction method and system |
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CN201610617641.0A CN106251126A (en) | 2016-07-29 | 2016-07-29 | Traffic all-purpose card move transaction method and system |
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CN201610617641.0A Pending CN106251126A (en) | 2016-07-29 | 2016-07-29 | Traffic all-purpose card move transaction method and system |
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Cited By (3)
Publication number | Priority date | Publication date | Assignee | Title |
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CN107194782A (en) * | 2017-05-27 | 2017-09-22 | 广东欧珀移动通信有限公司 | Information output method and related product |
CN110264378A (en) * | 2019-05-17 | 2019-09-20 | 南京初联信息科技有限公司 | A kind of multifunctional use platform of mess card fund |
CN112200560A (en) * | 2020-09-30 | 2021-01-08 | 广东岭南通股份有限公司 | Virtual public transport one-card recharging method capable of being completed through single exchange |
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CN102801710A (en) * | 2012-07-04 | 2012-11-28 | 北京天龙融和软件有限公司 | Networked transaction method and system |
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Cited By (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN107194782A (en) * | 2017-05-27 | 2017-09-22 | 广东欧珀移动通信有限公司 | Information output method and related product |
CN110264378A (en) * | 2019-05-17 | 2019-09-20 | 南京初联信息科技有限公司 | A kind of multifunctional use platform of mess card fund |
CN112200560A (en) * | 2020-09-30 | 2021-01-08 | 广东岭南通股份有限公司 | Virtual public transport one-card recharging method capable of being completed through single exchange |
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Application publication date: 20161221 |