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CN106228705B - Intelligence insurance terminal - Google Patents

Intelligence insurance terminal Download PDF

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Publication number
CN106228705B
CN106228705B CN201610569240.2A CN201610569240A CN106228705B CN 106228705 B CN106228705 B CN 106228705B CN 201610569240 A CN201610569240 A CN 201610569240A CN 106228705 B CN106228705 B CN 106228705B
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CN
China
Prior art keywords
module
card
processor
unit
insurance
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Fee Related
Application number
CN201610569240.2A
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Chinese (zh)
Other versions
CN106228705A (en
Inventor
朱润权
许春华
苑文圣
刘德强
周红伟
刘军
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Shenzhen Yuemei Mobile Science & Technology Co Ltd
Original Assignee
Shenzhen Yuemei Mobile Science & Technology Co Ltd
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Filing date
Publication date
Application filed by Shenzhen Yuemei Mobile Science & Technology Co Ltd filed Critical Shenzhen Yuemei Mobile Science & Technology Co Ltd
Priority to CN201610569240.2A priority Critical patent/CN106228705B/en
Publication of CN106228705A publication Critical patent/CN106228705A/en
Application granted granted Critical
Publication of CN106228705B publication Critical patent/CN106228705B/en
Expired - Fee Related legal-status Critical Current
Anticipated expiration legal-status Critical

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Classifications

    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F17/00Coin-freed apparatus for hiring articles; Coin-freed facilities or services
    • G07F17/40Coin-freed apparatus for hiring articles; Coin-freed facilities or services for devices for accepting orders, advertisements, or the like
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/08Insurance

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  • Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • General Physics & Mathematics (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Strategic Management (AREA)
  • Technology Law (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention discloses a kind of intelligence insurance terminals, including inputting display unit, camera unit, reading unit, communication unit, safe unit, storage unit and processing unit, this intelligence insurance terminal gathers multi -function in integral whole, it can satisfy the business demand of insurance industry entire work flow, convenient for handling for insurance business, and there is safe unit, with higher safety, insurance company can insure terminal management to intelligence simultaneously, do corresponding setting, business personnel's operation is further facilitated, and eliminate the security risk that business personnel causes leakage by carrying the equipment transacting business of oneself to the information of insurer.

Description

Intelligence insurance terminal
Technical field
The present invention relates to insurance business fields, and in particular to a kind of intelligence insurance terminal.
Background technique
It is existing in insurance business, mainly include following four steps: negotiation, label protect, Claims Resolution and continuation of insurance.Now protected with automobile For dangerous business, link is consulted, mainly the product of insurance is introduced, business personnel mainly passes through mobile phone, pad, hand-held electric The Mobile portable equipments such as brain or paper document are introduced;Label protect link, need to collect the data admission of insurer, including throw The important informations such as the data of guarantor personal considerations and personal photo fingerprint are collected, and also need to collect the expense of insuring, and label protect ring Section business personnel need use insurance company data table, obtain insurer signature or fingerprint, take pictures and use POS machine or Mobile phone gathering;Claims Resolution link, needs business personnel to take pictures vehicle or scene, confirms accident truth, and to the body of claims adjuster Part carries out identification verification, then fills in Claims Resolution list;It finally continues insurance link, insurance platform push expires information to the mobile phone of business personnel On, business personnel again pays a return visit insurer.
In existing insurance business, insurance business person needs carrying mobile phone, camera, POS machine or other mobile devices, and A large amount of form informations could be completed entirely to insure process, and the thing that insurance business person carries is more, be easy to appear carelessness, cause to manage Compensate existing mistake etc., it is often more important that, insurer's very to personal information is collected and checks by different mobile terminal, safety Property is low.The above problem is equally faced in other insurance businesses.
Summary of the invention
The present invention provides a kind of set multiple functions in the handle and highly-safe intelligence convenient for insurance business of one Insure terminal.
A kind of intelligence insurance terminal is provided in a kind of embodiment, comprising:
Input display unit comprising writing pencil and touching display screen;
Camera unit comprising camera;
Reading unit comprising bank card swiping card device, residence card verifying safety control module and fingerprint authentication safety Module, bank card swiping card device are used for reading identity card for reading bank card information, residence card verifying safety control module Information, fingerprint authentication security module is for reading finger print information;
Communication unit comprising communication module, communication module is for obtaining the information on insurance platform and sending information to Insurance platform;
Safe unit comprising code keyboard module, the close chip of state and PSAM module;
And processing unit comprising first processor and second processor, first processor respectively with touching display screen, take the photograph As head and communication module electrical connection, first processor is used to obtain the photo and certificate information of insurer by the camera, And the two is checked and is compared;Second processor respectively with bank card swiping card device, residence card verifying safety control module, fingerprint It verifies security module, communication module, code keyboard module, the close chip of state and PSAM module and first processor is electrically connected, second Processor reads silver for controlling bank card swiping card device, residence card verifying safety control module and fingerprint authentication security module Row card, identity card and finger print information;For code keyboard module for carrying out encryption input to the control signal of second processor, state is close The password that chip and PSAM module are used to generate code keyboard module encrypts.
Further, writing pencil is electromagnetic touch writing pencil, and touching display screen shows for the touch-control of capacitor and electromagnetism set Screen.
Further, camera includes preposition and rear camera.
Further, communication module is 4G mobile network.
Further, the close chip of state has tamper self-destroying function.
Further, first processor is built-in with WIFI and bluetooth module.
Further, bank card swiping card device includes magnetic stripe card, IC card and non-connects IC card card reader.
It further, further include positioning unit, positioning unit is GPS navigation module or Beidou navigation module, GPS navigation mould Block or Beidou navigation module are electrically connected with first processor.
It further, further include expansion unit, expansion unit includes external storage module and OTG expansion module, external storage mould Block and OTG expansion module are electrically connected with first processor.
According to above-described embodiment intelligence insurance terminal, due to include input display unit, camera unit, reading unit, Communication unit, safe unit, storage unit and processing unit, this intelligence insurance terminal gather multi -function in integral whole, and can satisfy guarantor The business demand of dangerous industry entire work flow convenient for handling for insurance business, and has safe unit, has higher safety Property, while insurance company can insure terminal management to intelligence, do corresponding setting, further facilitated business personnel's operation, and eliminate Business personnel causes the security risk of leakage by carrying the equipment transacting business of oneself to the information of insurer.
Detailed description of the invention
Fig. 1 is the overall structure block diagram that terminal is intelligently insured in a kind of embodiment;
Fig. 2 is the overall structure block diagram that terminal is intelligently insured in another embodiment;
Fig. 3 is the structural block diagram that terminal is intelligently insured in a kind of embodiment;
Fig. 4 is the front view that terminal is intelligently insured in a kind of embodiment;
Fig. 5 is the rearview that terminal is intelligently insured in a kind of embodiment.
Specific embodiment
Below by specific embodiment combination attached drawing, invention is further described in detail.
A kind of intelligence insurance terminal is provided in embodiments of the present invention, this intelligence insurance terminal is mainly used for the industry of insurance During business is handled.
As shown in Figure 1, the intelligence insurance terminal of this example mainly includes input display unit 1, camera unit 2, reading unit 3, communication unit 4, safe unit 5 and processing unit 6.
In another embodiment, in order to facilitate the management of insurance company, as shown in Fig. 2, intelligence insurance terminal further includes Positioning unit 7 and expansion unit 8, positioning unit 7 are GPS navigation module, or are Beidou navigation module, and insurance company can be by fixed Bit location 7 understands the position of business personnel, and business personnel can also realize that positioning and attendance are checked card by this element.Expansion unit 8 includes External storage module 81 and OTG expansion module 82 enable intelligence insurance terminal to connect with other equipment, realize data interaction, The function of increasing intelligence insurance terminal, is also convenient for the business handling of business personnel.
Inputting display unit 1 includes writing pencil (not shown) and touching display screen 11, and writing pencil is electromagnetic hand-writing pen, Touching display screen 11 is the display screen of electromagnetism and capacitor set, i.e. touching display screen 11 can be filled out in signing a bill by electromagnetic hand-writing pen Personal information and signature are write, can also directly be operated by hand.
Camera unit 2 includes camera 21, optical sensor, range sensor and flash lamp, and wherein camera 21 includes Front camera and rear camera, optical sensor and range sensor are mounted on by front camera, and flash lamp is mounted on By rear camera.Camera 21 is mainly used for taking pictures to the scene of the accident, insurer (or claims adjuster) and its certificate.
Reading unit 3 includes bank card swiping card device 31, residence card verifying safety control module 32 and fingerprint authentication peace Full module 33.Bank card swiping card device 31 include magnetic stripe card, IC card and it is non-connect three kinds of IC card card reader, bank card swiping card device 31 is used for Bank card information is read, realizes gathering of swiping the card.Residence card verifying safety control module 32 is for reading resident identification card Information, fingerprint authentication security module 33 is for reading finger print information.For insurer, residence card verifying safety control module 32 and fingerprint authentication security module 33 read the identity information of insurer for achieving;For claims adjuster, residence card verifying Safety control module 32 and fingerprint authentication security module 33 read the identity information of claims adjuster for checking claims adjuster's identity.
Communication unit 4 includes communication module 41, and communication module 41 is 4G mobile network, communication module 41 and insurance platform Server be wirelessly connected, for obtaining the information on insurance platform and sending information to insurance platform, both-way communication.
Safe unit 5 includes code keyboard module 51, the close chip 52 of state and PSAM module 53, and three is equipment and communication peace Three modules of full guard.
Processing unit 6 includes first processor 61 and second processor 62.
As shown in figure 3, first processor 61 is intelligent object processor, as general cell phone processor, there is control And processing function, realize the basic control to intelligence insurance terminal function, first processor 61 and touching display screen 11, camera 21, optical sensor, range sensor, flash lamp, communication module 41, positioning unit 7, external storage module 81 and OTG expanded mode Block 82 is electrically connected, and first processor 61 is mainly used for obtaining the photographic intelligence of claims adjuster by camera 21, and passes through communication mould Block 41 obtains the photographic intelligence of insurer, both compares to the photo of insurer with identity card picture, guarantees that the testimony of a witness is unique, Also the photographic intelligence of the photographic intelligence of claims adjuster and insurer is compared and analyzed, checks the identity of claims adjuster;Pass through camera shooting First 21 obtain the photographic intelligence of insurer, and photographic intelligence is uploaded to insurance platform server and is achieved;Obtain what writing pencil was write The declaration form of information formation electronic edition.Wherein, it is additionally provided with WIFI and bluetooth module in first processor 61, facilitates intelligence insurance eventually The communication at end.
Second processor 62 is financial module processor, and main realize carries out safety protection control to communication and transaction etc., Second processor 62 and bank card swiping card device 31, residence card verifying safety control module 32, fingerprint authentication security module 33, Communication module 41, code keyboard module 51, the close chip 52 of state are connected with PSAM module 53 and 61 serial ports of first processor, that is, are electrically connected It connects, second processor is for controlling control bank card swiping card device 31, residence card verifying safety control module 32 and fingerprint inspection Card security module 33 reads bank card, identity card and finger print information respectively, and code keyboard module 51 is used for second processor 62 Control signal carry out encryption input, the password that the close chip 52 of state and PSAM module 53 are used to generate code keyboard module 51 into Row encryption, so that the control of second processor 62 has higher safety.Wherein, the close chip 52 of state is also built-in with tamper self-destruction Function prevents intelligence from insuring the information leakage in terminal,
The setting of two processors, first processor 61 and second processor 62 control and handle respectively different units module Operation, and the two can data interaction, the operational efficiency of intelligent terminal can be improved, it is often more important that second processor 62 be gold Melt module handler, individually control financial module, there is higher security performance.
As shown in Figure 4 and Figure 5, the entity structure of intelligence insurance terminal, touching display screen 11 are located at intelligence insurance terminal Positive center, front camera, optical sensor, range sensor are located at the upper end of touching display screen 11, and the non-IC card that connects is swiped the card The induction end of device and residence card verifying safety control module 32 be located at touching display screen 11 front topmost, magnetic stripe card and IC card card reader is located at the lower end surface of touching display screen 11, and the port of OTG expansion module 82 is located at the side of intelligence insurance terminal. The back side of intelligence insurance terminal is arranged in sensor port, rear camera and the flash lamp of fingerprint authentication security module 33.As The basic function of intelligence insurance terminal, is additionally provided with power switch key, volume adjustment key, charging on the intelligently fuselage of insurance terminal Port, earpiece and microphone.
The intelligence that this example provides insures terminal set multiple module, so that intelligence insurance terminal can satisfy insurance business In so process is handled, have many advantages, such as efficiently it is convenience-for-people and safe.
This intelligence insurance terminal is handled insurance the process of business are as follows:
S101: negotiation;
Insurance business person is giveed training using intelligence insurance terminal to client and scheme introduction, while providing quotation and value Differentiation is introduced;It communicates with client completion, client receives scheme and price.The GPS module of intelligence insurance terminal is to insurance It the position of business person and turns out for work and makes record, so as to the examination of company;Intelligence insurance terminal carries fingerprint instrument module, may require that insurance Typing fingerprint when business personnel logs in, to guarantee safety.
S102: it signs a bill;
Electronic insurance policy is signed with client on the intelligently touching display screen 11 of insurance terminal using writing pencil, after the completion of signature Electronic insurance policy automatically generates pdf document, and is saved in insurance company using the included 4G network transmission of intelligence insurance terminal and services Device;Using the included camera 21 of intelligence insurance terminal shoot client certificate and I and be saved in insurance company server; Read client's using the second-generation resident identification card verifying safety control module 32 of the included Ministry of Public Security's certification of intelligence insurance terminal ID card information and identity card picture, first processor 61 compare to the photo of client itself with identity card picture, guarantor Card is unique;Guarantor is collected using bank card swiping card device 31 (including magnetic stripe card, IC card, non-connect IC card) scene containing national secret algorithm Take.
S103: Claims Resolution;
After client reports danger, insurance business person is in danger, and does true sex investigation, is shot using the camera 21 of intelligence insurance terminal Live, party (claims adjuster) and party certificate is saved photo, and is saved using the 4G network upload of intelligence insurance terminal To insurance company server, is then examined and settled a claim.
S104: continuation of insurance.
After client's declaration form expires, the intelligence that expire information to insurance business person are insured in the push of insurance company's Platform Server is protected Dangerous terminal, insurance business person arrange to pay a return visit, and facilitate continuation of insurance.
This intelligence insurance terminal gathers multi -function in integral whole, and can satisfy the business demand of insurance industry entire work flow, is convenient for Insurance business is handled, and has safe unit, has higher safety, while insurance company can insure terminal to intelligence Management, does corresponding setting, has further facilitated business personnel's operation, and eliminates business personnel and handle industry by the equipment for carrying oneself It is engaged in causing the information of insurer the security risk of leakage.
Use above specific case is illustrated the present invention, is merely used to help understand the present invention, not to limit The system present invention.For those skilled in the art, according to the thought of the present invention, can also make several simple It deduces, deform or replaces.

Claims (9)

1. a kind of intelligence insurance terminal characterized by comprising
Input display unit comprising writing pencil and touching display screen;
Camera unit comprising camera;
Reading unit comprising bank card swiping card device, residence card verifying safety control module and fingerprint authentication security module, The bank card swiping card device is for reading bank card information, and the residence card verifying safety control module is for reading identity Information is demonstrate,proved, the fingerprint authentication security module is for reading finger print information;
Communication unit comprising communication module, the communication module is for obtaining the information on insurance platform and sending information to Insurance platform;
Safe unit comprising code keyboard module, the close chip of state and PSAM module;
And processing unit comprising first processor and second processor, the first processor are shown with the touch-control respectively Screen, camera and communication module electrical connection, the first processor be used for by the camera obtain insurer photo and Certificate information, and the two is checked and is compared;The second processor respectively with the bank card swiping card device, residence card verifying Safety control module, fingerprint authentication security module, communication module, code keyboard module, the close chip of state and PSAM module and first Processor electrical connection, the second processor for control bank card swiping card device, residence card verifying safety control module and Fingerprint authentication security module reads bank card, identity card and finger print information;The code keyboard module is used for second processor Control signal carry out encryption input, the password that the close chip of the state and PSAM module are used to generate the code keyboard module It is encrypted.
2. intelligence insurance terminal as described in claim 1, which is characterized in that the writing pencil is electromagnetic touch writing pencil, institute State the touching display screen that touching display screen is capacitor and electromagnetism set.
3. intelligence insurance terminal as claimed in claim 2, which is characterized in that the camera includes preposition and postposition camera shooting Head.
4. intelligence insurance terminal as claimed in claim 3, which is characterized in that the communication module is 4G mobile network.
5. intelligence insurance terminal as claimed in claim 4, which is characterized in that the close chip of state has tamper self-destroying function.
6. intelligence insurance terminal as claimed in claim 5, which is characterized in that the first processor is built-in with WIFI and bluetooth Module.
7. intelligence insurance terminal as claimed in claim 6, which is characterized in that the bank card swiping card device includes magnetic stripe card, IC Card connects IC card card reader with non-.
8. intelligence insurance terminal as claimed in claim 7, which is characterized in that further include positioning unit, the positioning unit is GPS navigation module or Beidou navigation module, the GPS navigation module or Beidou navigation module are electrically connected with first processor.
9. intelligence insurance terminal as claimed in claim 8, which is characterized in that it further include expansion unit, the expansion unit packet External storage module and OTG expansion module are included, the external storage module and OTG expansion module are electrically connected with first processor.
CN201610569240.2A 2016-07-19 2016-07-19 Intelligence insurance terminal Expired - Fee Related CN106228705B (en)

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Application Number Priority Date Filing Date Title
CN201610569240.2A CN106228705B (en) 2016-07-19 2016-07-19 Intelligence insurance terminal

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Application Number Priority Date Filing Date Title
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CN106228705B true CN106228705B (en) 2019-01-29

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Families Citing this family (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN107688645B (en) * 2017-08-30 2020-04-10 平安科技(深圳)有限公司 Policy data processing method and terminal equipment
CN108230577A (en) * 2017-12-29 2018-06-29 上海哈诚电子科技有限公司 A kind of portable multi-function terminal
CN111816101A (en) * 2020-07-03 2020-10-23 北京车与车科技有限公司 Remote health informing equipment
CN113723925A (en) * 2021-08-31 2021-11-30 平安养老保险股份有限公司 User data merging method and device, computer equipment and storage medium

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Publication number Priority date Publication date Assignee Title
CN201804385U (en) * 2010-08-02 2011-04-20 湖南长城信息金融设备有限责任公司 Mobile comprehensive business processing terminal
CN202711379U (en) * 2012-06-20 2013-01-30 东莞市创世纪保险代理有限公司 An automated insurance agency business terminal
CN205845206U (en) * 2016-07-19 2016-12-28 深圳悦美移动科技有限公司 Intelligence insurance terminal

Family Cites Families (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2003168002A (en) * 2001-09-18 2003-06-13 Nec Corp Method and system for contracting insurance, portable terminal and insurance contract program
US8602293B2 (en) * 2009-05-15 2013-12-10 Visa International Service Association Integration of verification tokens with portable computing devices

Patent Citations (3)

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Publication number Priority date Publication date Assignee Title
CN201804385U (en) * 2010-08-02 2011-04-20 湖南长城信息金融设备有限责任公司 Mobile comprehensive business processing terminal
CN202711379U (en) * 2012-06-20 2013-01-30 东莞市创世纪保险代理有限公司 An automated insurance agency business terminal
CN205845206U (en) * 2016-07-19 2016-12-28 深圳悦美移动科技有限公司 Intelligence insurance terminal

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Granted publication date: 20190129