CN106204957A - Multifunctional safety self-help teller machine - Google Patents
Multifunctional safety self-help teller machine Download PDFInfo
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- CN106204957A CN106204957A CN201610534396.7A CN201610534396A CN106204957A CN 106204957 A CN106204957 A CN 106204957A CN 201610534396 A CN201610534396 A CN 201610534396A CN 106204957 A CN106204957 A CN 106204957A
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- 230000006698 induction Effects 0.000 claims description 9
- 238000009434 installation Methods 0.000 claims description 6
- 230000004044 response Effects 0.000 claims description 6
- 230000002159 abnormal effect Effects 0.000 claims description 5
- 238000012163 sequencing technique Methods 0.000 claims description 5
- 238000001514 detection method Methods 0.000 claims description 4
- 229920000297 Rayon Polymers 0.000 claims description 2
- 239000003292 glue Substances 0.000 claims description 2
- 230000010354 integration Effects 0.000 abstract description 3
- 230000005856 abnormality Effects 0.000 description 2
- 230000033228 biological regulation Effects 0.000 description 1
- 230000008859 change Effects 0.000 description 1
- 238000012790 confirmation Methods 0.000 description 1
- 230000008878 coupling Effects 0.000 description 1
- 238000010168 coupling process Methods 0.000 description 1
- 238000005859 coupling reaction Methods 0.000 description 1
- 238000010586 diagram Methods 0.000 description 1
- 230000000694 effects Effects 0.000 description 1
- 230000005611 electricity Effects 0.000 description 1
- 238000005516 engineering process Methods 0.000 description 1
- PCHJSUWPFVWCPO-UHFFFAOYSA-N gold Chemical compound [Au] PCHJSUWPFVWCPO-UHFFFAOYSA-N 0.000 description 1
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- 229910052737 gold Inorganic materials 0.000 description 1
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Classifications
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/201—Accessories of ATMs
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Abstract
A kind of multifunctional safety self-help teller machine, for handling bank card, withdrawal and transferred account service for user self-help, Multifunction self aid automatic teller machine includes industrial computer and the photographic head being electrically connected on industrial computer, touch screen display module, opens card module, Password Input module, strip print module, withdrawal module, module of transferring accounts, Doppler's human inductor, vibration inductor, wifi network AM access module；Utilizing described industrial computer to control, the co-ordination between modules is self-service completes hair fastener, withdrawal and work of transferring accounts.The multifunctional safety self-help teller machine of the present invention opens card module, withdrawal module, module of transferring accounts by setting, achieve Kai Ka and withdrawal integration, make user operation more convenient, alleviate the operating pressure of bank counter, additionally, described fingerprint road identification module, Password Input module, the setting of two-dimensional code generation module, also further increase the safety of Kai Ka and withdrawal, practical, there is stronger dissemination.
Description
Technical field
The present invention relates to a kind of financial self-service equipment, particularly relate to a kind of multifunctional safety self-help teller machine.
Background technology
Personal user's transacting business operation behavior gradually transfers to " Self-Service " from " manual service ", the use of " based on visitor "
Family is experienced and is become bank and provide the trend of innovation service, Self-Service more by everybody welcome along with socioeconomic quick
Exhibition and the improving constantly of living standard, at present, self-help bank is typically provided with and withdraws the money, deposits, transfers accounts and the financial business such as payment
User self-help machine.
But, the business of applying for card of opening an account need nonetheless remain for artificial sales counter and processes, and needs to fill in the form of lengthy and tedious complexity,
Waiting time is long, and efficiency is low.User often stands in a long queue to business hall transacting business, loses time, and business hall provides only 5*8 clothes
The business time, it is impossible to provide 7*24 hour counter service, working people asks for leave between then needing operationally and handles out card business, seriously
Affect the work of working people.
Summary of the invention
To this end, it is an object of the invention to provide a kind of multifunctional safety self-help teller machine, to solve to handle at present very
The row card waiting time is long, the problem that efficiency is low and self-help teller machine function is the most single.
For achieving the above object, the present invention is the most by the following technical solutions:
A kind of multifunctional safety self-help teller machine, for handling bank card, withdrawal and transferred account service for user self-help,
Multifunction self aid automatic teller machine include industrial computer and the photographic head being electrically connected on industrial computer, touch screen display module, open card module,
Password Input module, strip print module, withdrawal module, module of transferring accounts, Doppler's human inductor, vibration inductor,
Wifi network AM access module；Described touch screen display module includes display screen and hand-written touch screen, described Doppler's human inductor
Sense a range of human body, and trigger photographic head and be actuated for video recording；Suffered by described vibration inductor sensing automatic teller machine
The frequency of vibration of external force infringement, and send alarm；Described card module of opening includes identification module, data typing module, fingerprint
Typing module and card outlet device, described identification module reads user identity card information, an identification module identification generation and two
Generation ID information, the identity information of reading is sent on industrial computer by identification module；User is carried out by described photographic head
Taking pictures, and the photo of shooting is sent to industrial computer, described industrial computer is connected on external network, and photographic head is shot by industrial computer
Photo, the identity card picture of reading and online checking photo tripartite's photo compare identification；Described data typing module is recorded
Access customer is applied for card information, and this data typing module Intelligent reading takes family ID card information, obtains according to ID card information simultaneously and uses
The telephone number of family real-name authentication, applies for card the information Auto-writing got in information in corresponding user；Described password is defeated
Entering module and include Password Input screen and sequencing controller, described sequencing controller can adjust at random and be shown on Password Input screen
0 to 90 digital positions, user selects input password according to the numeral being shown on Password Input screen；Described module of transferring accounts
Including a two-dimensional code generation module, this two-dimensional code generation module will proceed to the amount of money or produce the amount of money and directly generate Quick Response Code, user
Available handsets is swept and is taken Quick Response Code, transfer accounts to wechat in the amount of money in Alipay or wechat can being gone to bank card or in card or
Alipay；Described wifi network AM access module provides data network for user mobile phone, and described industrial computer controls between modules
Co-ordination self-service complete work of applying for card.
Further, described fingerprint typing module reads and typing user fingerprints, is uploaded to by the finger print information read
On industrial computer, when the finger print information read is handled identity card with user by industrial computer, the finger print information of typing matches, coupling
After success, then finger print information typing success, fingerprint replaces password directly to withdraw the money.
Further, described withdrawal module includes card reader and puts paper money mouth for note input and note output, and described card reader is read
Take magnetic stripe or chip card, described in put paper money mouth and be equiped with abnormal detector, the exception of paper money mouth is put in the detection of described abnormal detector,
And send alarm.
Further, described card reader reads bank card information, is provided with equipment suppressor at the bayonet socket of card reader, described
Also being equiped with induction installation on equipment suppressor, after equipment suppressor is by malicious sabotage, described induction installation sends information
To industrial computer, equipment is switched to state out of service.
Further, described strip print module prints and opens card receipt, withdrawal and transfer voucher, strip print module bag
All being equiped with anti-misoperation device in including a voucher outlet, described card outlet device and voucher outlet, described anti-misoperation device avoids extraneous bank
Cards etc. insert in voucher outlet or card outlet device.
Further, described Multifunction self aid automatic teller machine also includes an EMERGENCY PHONE；Described industrial computer is connected to public security net
Network system, when recognizing ID card information and being consistent with the special personnel information that network internet is verified, industrial computer by information to public affairs
Peace network system sends alarm.
The multifunctional safety self-help teller machine of the present invention opens card module, withdrawal module, module of transferring accounts by setting, real
Show and opened card and withdrawal integration, made user operation more convenient, alleviate the operating pressure of bank counter, additionally, described finger
Lines identification module, Password Input module, the setting of two-dimensional code generation module, also further increase safety during user Kai Ka
Property, practical, there is stronger dissemination.
Accompanying drawing explanation
Fig. 1 is the schematic diagram of the multifunctional safety self-help teller machine of the present invention.
Detailed description of the invention
In order to make technical scheme more clearly to show, below in conjunction with the accompanying drawings the present invention is made further
Explanation.
As shown in Figure 1, it is provided that a multifunctional safety self-help teller machine, for handling bank card, access for user self-help
Money and transferred account service, described Multifunction self aid automatic teller machine includes industrial computer and the photographic head being electrically connected on industrial computer, touch screen
Display module, open card module, Password Input module, strip print module, withdrawal module, module of transferring accounts, Doppler people's body-sensing
Answer device, vibration inductor, wifi network AM access module.
Described touch screen display module includes that display screen and hand-written touch screen, described display screen and hand-written touch screen connect respectively
On industrial computer, described display screen is used for showing operation screen, and described hand-written touch screen is for for user's handwriting.Described many
General Le human inductor is used for sensing a range of human body, and triggers photographic head and be actuated for video recording.Described vibration induction
Device is used for sensing external force infringement suffered by automatic teller machine, and sends alarm.Described Multifunction self aid automatic teller machine also includes a urgent electricity
Words, described EMERGENCY PHONE can directly connect bank service personnel without dialing, in order to user seeks advice from operation and part exception
Reason.
Described card module of opening includes identification module, data typing module, fingerprint typing module and card outlet device, described body
Part identification module is used for reading user identity card information, and described identification module can know another generation and second-generation identification card information,
The identity information of reading is sent on industrial computer by identification module；User is taken pictures by described photographic head, and will shooting
Photo be sent to industrial computer, described industrial computer is connected on external network, photo that photographic head is shot by industrial computer, reading
Identity card picture and online checking photo tripartite's photo are compared identification, confirm as same people and can carry out next step operation；
If tripartite's photo does not mates, can not do and continue operation of applying for card, additionally, described industrial computer is connected to public security network system, work as identification
To ID card information consistent with the special personnel information that network internet is verified time, information is sent by industrial computer to public security network system
Alarm.
Described data typing module is applied for card information for typing user, and this data typing module can take user identity by Intelligent reading
Card information, obtains the telephone number of user's real-name authentication simultaneously, can simplify the content of user's fill data according to ID card information.
Other information material that can not obtain of the hand-written typing of user, fills in part, described data typing module identification user's hands at signal
Write body be shown as same type of standard letter, if identifying, wrong user can change voluntarily.Last confirmation in data
The signature of font of being necessary for signing in person of part, this part retains user's handwritten signature.
The finger print information read, for reading and typing user fingerprints, is uploaded to industrial computer by described fingerprint typing module
On, when the finger print information read is handled identity card with user by industrial computer, the finger print information of typing matches, after the match is successful,
This finger print information will be stored in bank card as bank card information, and after applying for card successfully, user can directly replace close with fingerprint
Code is withdrawn the money, it is not necessary to input password, quick and easy and safety again.Described Password Input module includes Password Input screen and sequence control
Device processed, described sequencing controller can adjust 0 to 90 the digital positions being shown on Password Input screen, user's foundation at random
The numeral being shown on Password Input screen selects input password so that it is its people cannot guess close according to user's hands shift position
Code, further increases the safety of password.
Described withdrawal module includes putting paper money mouth and card reader for note input and note output, is equiped with abnormality detection in putting paper money mouth
Device, described abnormal detector can detect the exception putting paper money mouth, as put paper money mouth viscose glue or being placed with plate washer, when abnormality detection fills
Put detect above abnormal time, this device sends alarm, to remind user to there is exception.Described module of transferring accounts is for being responsible for user
Transferred account service, this module of transferring accounts includes a two-dimensional code generation module, and this two-dimensional code generation module by proceeding to the amount of money or can produce gold
Volume directly generates Quick Response Code, and user's available handsets is swept and taken Quick Response Code, the amount of money in Alipay or wechat can be gone to bank card
In or from card in transfer accounts to wechat or Alipay, described wifi network AM access module provides data network for user mobile phone, meanwhile,
User sweeps after taking Quick Response Code, and industrial computer sends information to user mobile phone, and user can successfully transfer accounts after needing mobile phone checking.
Described card reader is used for reading bank card information, is provided with equipment suppressor, described equipment at the bayonet socket of card reader
Suppressor is possible to prevent magnetic stripe to be replicated, it is also possible to stops lawless person to install illegal card reader at card inserting mouth, is possible to prevent magnetic
Bar is replicated, and lawless person can be stoped to install card reader at card inserting mouth simultaneously.Sensing also it is equiped with on described equipment suppressor
Device, when, after equipment suppressor to malicious sabotage, described induction installation sends information to industrial computer and is switched to equipment suspend clothes
Business state, so that criminal activity cannot be succeeded.Described strip print module is opened card receipt for printing after applying for card successfully, is deposited
Withdrawing the money and transfer voucher, strip print module includes that a voucher outlet and is installed in the anti-misoperation device in voucher outlet, described
Anti-misoperation device makes voucher can spread out of from voucher outlet, but extraneous bank card etc. can not insert in the outlet of this voucher, to avoid portion
The user being unfamiliar with operation is divided to be inserted by bank card in voucher outlet.Extraneous card is avoided additionally, be also equiped with in described card outlet device
The anti-misoperation device that sheet inserts.
Apply for card operation time, when user enters the induction range of Doppler's human inductor, photographic head start shooting, user will
Identity card is positioned over identity card identification module and is read out identifying, shows screen display image pickup mode, and user is according on display screen
Display photos speed governing posture shoots the photo meeting regulation, and the head portrait photographed is uploaded to industrial computer, and industrial computer is by identity card
Photo, shooting photo and online checking photo are checked, and after the match is successful, display screen enters data typing module, and data is recorded
After having entered, user can carry out Password Input operation, can get bank card in card outlet device, and strip print module will print
Go out out card receipt.Described fingerprint typing module is not necessary to the operation module performed, as performed this step, then at password confirming
Rear selection enters fingerprint recognition operation, can typing fingerprint, then can skip this step, direct card taking as being not required to perform this operation.
In sum, the multifunctional safety self-help teller machine of the present invention is opened card module, withdrawal module by setting, is turned
Account module, it is achieved that Kai Ka and withdrawal integration, makes user operation more convenient, alleviates the operating pressure of bank counter, this
Outward, described fingerprint road identification module, Password Input module, the setting of two-dimensional code generation module, also further increase user and open
Safety during card, practical, there is stronger dissemination.
Embodiment described above only have expressed one embodiment of the present invention, and it describes more concrete and detailed, but also
Therefore the restriction to the scope of the claims of the present invention can not be interpreted as.It should be pointed out that, for those of ordinary skill in the art
For, without departing from the inventive concept of the premise, it is also possible to make some deformation and improvement, these broadly fall into the guarantor of the present invention
Protect scope.Therefore, the protection domain of patent of the present invention should be as the criterion with claims.
Claims (6)
1. a multifunctional safety self-help teller machine, for handling bank card, withdrawal and transferred account service for user self-help, its
Be characterised by: Multifunction self aid automatic teller machine include industrial computer and the photographic head being electrically connected on industrial computer, touch screen display module,
Open card module, Password Input module, strip print module, withdrawal module, module of transferring accounts, Doppler's human inductor, vibration
Induction installation, wifi network AM access module；Described touch screen display module includes display screen and hand-written touch screen, described Doppler people
Body induction apparatus sense a range of human body, and trigger photographic head be actuated for video recording；Described vibration inductor sensing cabinet
The frequency of vibration of external force infringement suffered by member's machine, and send alarm；Described card module of opening includes identification module, data typing mould
Block, fingerprint typing module and card outlet device, described identification module reads user identity card information, identification module identification one
Generation and second-generation identification card information, the identity information of reading is sent on industrial computer by identity card identification module；Described photographic head pair
User takes pictures, and the photo of shooting is sent to industrial computer, and described industrial computer is connected on external network, and industrial computer will be taken the photograph
As photo, the identity card picture of reading and online checking photo tripartite's photo of head shooting are compared identification；Described data is recorded
Entering module typing user to apply for card information, this data typing module Intelligent reading takes family ID card information, believes according to identity card simultaneously
Breath obtains the telephone number of user's real-name authentication, is applied for card in information in corresponding user by the information Auto-writing got；Institute
Stating Password Input module and include Password Input screen and sequencing controller, described sequencing controller can adjust that to be shown in password defeated at random
Entering 0 to 90 digital positions on screen, user selects input password according to the numeral being shown on Password Input screen；Described
Module of transferring accounts includes two-dimensional code generation module, and this two-dimensional code generation module will proceed to the amount of money or produce the amount of money and directly generate two dimension
Code, user sweeps with mobile phone and takes Quick Response Code, in the amount of money in Alipay or wechat can being gone to bank card or from card in transfer accounts to
Wechat or Alipay；Described wifi network AM access module provides data network, described industrial computer to control each mould for user mobile phone
Co-ordination between block is self-service completes work of applying for card.
2. multifunctional safety self-help teller machine as claimed in claim 1, it is characterised in that: described fingerprint typing module reads
And typing user fingerprints, the finger print information read is uploaded on industrial computer, industrial computer is by the finger print information read and use
When identity card is handled at family, the finger print information of typing matches, and after the match is successful, then finger print information typing success, fingerprint replaces password
Directly withdraw the money.
3. multifunctional safety self-help teller machine as claimed in claim 1, it is characterised in that: described withdrawal module includes reading
Card device and put paper money mouth for note input and note output, described card reader reads magnetic stripe or chip bank card, described in put paper money mouth and be equiped with different
Often detecting device, the detection of described abnormal detector is put the exceptions such as paper money mouth viscose glue, and is sent alarm.
4. multifunctional safety self-help teller machine as claimed in claim 1, it is characterised in that: described card reader reads bank card
Information, is provided with equipment suppressor, described equipment suppressor is also equiped with induction installation, when equipment presses down at the bayonet socket of card reader
When device processed is by malicious sabotage, described induction installation sends information to industrial computer and equipment is switched to state out of service.
5. multifunctional safety self-help teller machine as claimed in claim 1, it is characterised in that: described strip print module prints
Opening card receipt, withdrawal and transfer voucher, strip print module is equal in including a voucher outlet, described card outlet device and voucher outlet
Being equiped with anti-misoperation device, described anti-misoperation device avoids extraneous bank card to insert in voucher outlet or card outlet device.
6. multifunctional safety self-help teller machine as claimed in claim 1, it is characterised in that: described Multifunction self aid automatic teller machine
Also include an EMERGENCY PHONE；Described industrial computer is connected to public security network system, when recognizing ID card information and network internet core
When the special personnel information looked into is consistent, information is sent alarm to public security network system by industrial computer.
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| Application Number | Priority Date | Filing Date | Title |
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| CN201610534396.7A CN106204957A (en) | 2016-07-08 | 2016-07-08 | Multifunctional safety self-help teller machine |
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| Application Number | Priority Date | Filing Date | Title |
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| CN201610534396.7A CN106204957A (en) | 2016-07-08 | 2016-07-08 | Multifunctional safety self-help teller machine |
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| CN106204957A true CN106204957A (en) | 2016-12-07 |
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| CN201610534396.7A Pending CN106204957A (en) | 2016-07-08 | 2016-07-08 | Multifunctional safety self-help teller machine |
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Cited By (6)
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| CN107220680A (en) * | 2017-05-23 | 2017-09-29 | 中国建设银行股份有限公司 | Self-help card-distributing method and device |
| CN107808446A (en) * | 2017-09-27 | 2018-03-16 | 安徽硕威智能科技有限公司 | Bank card system is handled in a kind of identification automatically |
| CN107832710A (en) * | 2017-11-13 | 2018-03-23 | 上海聚虹光电科技有限公司 | Iris self-help registration method |
| CN108335196A (en) * | 2018-01-24 | 2018-07-27 | 平安科技（深圳）有限公司 | Credit card turns on family service implementation method, equipment, system and storage medium |
| CN109859410A (en) * | 2019-01-29 | 2019-06-07 | 北京翔云在线数据技术有限公司 | A kind of wisdom terminal automatic teller machine and its application |
| WO2019210613A1 (en) * | 2018-05-04 | 2019-11-07 | 平安科技（深圳）有限公司 | Card-free withdrawal method and apparatus, and system, storage medium and electronic device |
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| CN107220680A (en) * | 2017-05-23 | 2017-09-29 | 中国建设银行股份有限公司 | Self-help card-distributing method and device |
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| CN109859410A (en) * | 2019-01-29 | 2019-06-07 | 北京翔云在线数据技术有限公司 | A kind of wisdom terminal automatic teller machine and its application |
| CN109859410B (en) * | 2019-01-29 | 2022-06-21 | 北京翔云在线数据技术有限公司 | Intelligent terminal teller machine and application thereof |
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