CN106169136A - Remote control method and system applied to mobile equipment and mobile equipment - Google Patents

Abstract

The embodiment of the invention relates to the technical field of mobile communication, and discloses a remote control method and a remote control system applied to mobile equipment and the mobile equipment, which are used for improving the safety of mobile payment, and the method comprises the following steps: the method comprises the steps that a control module receives a locking instruction sent by a remote control client, the locking instruction carries an identity of a mobile payment module, the control module and the mobile payment module are arranged in a mobile device, the control module is connected with the mobile payment module, and the mobile payment module accumulates payment amount; and the control module locks the mobile payment module in the mobile equipment according to the locking instruction so as to ensure that the mobile payment function of the mobile payment module cannot be normally used.

Description

A remote control method and system applied to mobile equipment, and mobile equipment

technical field

The present invention relates to the technical field of mobile communication, in particular to a remote control method and system applied to mobile equipment, and mobile equipment.

Background technique

As an emerging payment and consumption method, mobile payment has been widely developed in people's daily life, providing payment convenience for users' consumption. For example, UnionPay and other payment methods based on Near Field Communication (NFC for short), wherein the NFC module is built into the mobile device, and the NFC module is used as an independent module (which can be regarded as an NFC device). Part of the fund is deposited in the NFC module, and the NFC module can realize mobile payment. Usually, the NFC module can realize mobile payment without connecting to the network.

At present, micropayment in mobile payment usually does not require a payment password. In this case, once the mobile device is lost, anyone can use the NFC module in the mobile device to make mobile payment, resulting in loss of user property and the safety of mobile payment. Poor protection.

Contents of the invention

In view of the above introduction, the embodiment of the present invention discloses a remote control method and system applied to mobile devices, and mobile devices, which are used to solve potential safety hazards in mobile payment, realize remote control of mobile payment, and improve the security of mobile payment .

The first aspect of the present invention provides a remote control method applied to mobile devices, including:

The control module receives the locking instruction sent by the remote control client, the above-mentioned locking instruction carries the identity of the mobile payment module, the above-mentioned control module and the above-mentioned mobile payment module are built in a mobile device, and the above-mentioned control module is connected with the above-mentioned mobile payment module , the above mobile payment module encloses the payment amount;

The above-mentioned control module locks the above-mentioned mobile payment module in the above-mentioned mobile device according to the above-mentioned lock instruction, so that the mobile payment function of the above-mentioned mobile payment module cannot be used normally.

It can be seen that in the embodiment of the present invention, the remote-controlled mobile device has a built-in control module and a mobile payment module, and the payment amount can be deposited in the mobile payment module in advance. In order to improve the security of mobile payment, the mobile device remote control, in the embodiment of the present invention, the remote control client sends a lock instruction, carrying the identity of the mobile payment module in the lock instruction, and then the control module locks the mobile payment module corresponding to the identity according to the lock instruction, that is, It is said that after the mobile payment module is locked, the mobile payment function of the mobile payment module will be in an invalid state and cannot be used normally, and the remote control of mobile payment can be realized to prevent financial losses after the loss of the mobile device and improve the security of mobile payment.

Optionally, in some embodiments of the present invention, the above-mentioned lock instruction also carries account information, and after the above-mentioned control module receives the above-mentioned lock instruction and before the above-mentioned control module locks the above-mentioned mobile payment module in the above-mentioned mobile device, the above-mentioned The remote control method also includes: the above-mentioned control module judges whether the account information carried by the above-mentioned lock command is the account information for logging into the above-mentioned mobile device; The step of locking the above-mentioned mobile payment module in the above-mentioned mobile device.

Optionally, in other embodiments of the present invention, after the control module receives the lock instruction and before the control module locks the mobile payment module in the mobile device, the remote control method further includes: the control The module decrypts the above-mentioned locking instruction according to the pre-stored decryption key, and executes the step of locking the above-mentioned mobile payment module in the above-mentioned mobile device according to the decrypted locking instruction, the above-mentioned decryption key corresponds to the encryption key, and the above-mentioned encryption key It is pre-stored in the remote control client, and the locking instruction is encrypted by the remote control client according to the encryption key.

Optionally, in other embodiments of the present invention, the above-mentioned control module locking the above-mentioned mobile payment module in the above-mentioned mobile device according to the above-mentioned lock instruction includes: the above-mentioned control module The enable switch of the mobile payment function of the module is set to invalid state.

Optionally, in other embodiments of the present invention, the above-mentioned mobile device is connected to the network through the above-mentioned control module, and the above-mentioned mobile payment module implements mobile payment when the above-mentioned mobile device is not connected to the network.

Optionally, in other embodiments of the present invention, the aforementioned mobile payment module is a near field communication (NFC) module.

The second aspect of the present invention provides a mobile device, which may include: a control module and a mobile payment module;

Wherein, the above-mentioned control module is used to receive the locking instruction sent by the remote control client, the above-mentioned locking instruction carries the identity of the above-mentioned mobile payment module, the above-mentioned control module and the above-mentioned mobile payment module are built in a mobile device, and the above-mentioned control module and The above-mentioned mobile payment modules are connected, and the above-mentioned mobile payment modules store the payment amount; according to the above-mentioned locking instruction, the above-mentioned mobile payment module in the above-mentioned mobile device is locked, so that the mobile payment function of the above-mentioned mobile payment module cannot be used normally.

Optionally, in some embodiments of the present invention, the control module is further configured to, after the control module receives the lock instruction and before the control module locks the mobile payment module in the mobile device, determine the lock Whether the account information carried by the command is the account information for logging in to the above-mentioned mobile device, if it is determined that the account information carried by the above-mentioned lock command is the account information for logging in to the above-mentioned mobile device, perform the step of locking the above-mentioned mobile payment module in the above-mentioned mobile device, and the above-mentioned locking The command also carries account information.

Optionally, in other embodiments of the present invention, the control module is further configured to, after the control module receives the lock instruction and before the control module locks the mobile payment module in the mobile device, according to the pre-stored The decryption key is used to decrypt the above-mentioned locking instruction, and according to the decrypted locking instruction, the step of locking the above-mentioned mobile payment module in the above-mentioned mobile device is executed. The above-mentioned decryption key corresponds to the encryption key, and the above-mentioned encryption key is pre-stored in the above-mentioned In the remote control client, the above-mentioned locking instruction is encrypted by the above-mentioned remote control client according to the above-mentioned encryption key.

Optionally, in other embodiments of the present invention, the above control module is further configured to, according to the above locking instruction, set the enabling switch of the mobile payment function of the above mobile payment module in the above mobile device to an invalid state.

Optionally, in other embodiments of the present invention, the above-mentioned mobile device is connected to the network through the above-mentioned control module, and the above-mentioned mobile payment module implements mobile payment when the above-mentioned mobile device is not connected to the network.

Optionally, in other embodiments of the present invention, the aforementioned mobile payment module is a near field communication (NFC) module.

The third aspect of the present invention provides a remote control system applied to mobile devices, including a remote control client and a mobile device; The client binds;

The remote control client is configured to send a locking instruction to the mobile device.

Description of drawings

In order to more clearly illustrate the technical solutions in the embodiments of the present invention, the following will briefly introduce the accompanying drawings that need to be used in the embodiments. Obviously, the accompanying drawings in the following description are only some embodiments of the present invention. For Those of ordinary skill in the art can also obtain other drawings based on these drawings without making creative efforts.

FIG. 1 is a schematic flowchart of a remote control method applied to a mobile device provided by some embodiments of the present invention;

FIG. 2 is a schematic flowchart of a remote control method applied to a mobile device provided by other embodiments of the present invention;

FIG. 3 is a schematic structural diagram of a mobile device provided by some embodiments of the present invention;

Fig. 4 is a schematic structural diagram of a control system applied to a mobile device provided by some embodiments of the present invention.

detailed description

The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only some of the embodiments of the present invention, not all of them. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

An embodiment of the present invention provides a remote control method applied to a mobile device, which can realize remote control of mobile payment, improve the security of mobile payment, and ensure the security of an account used for mobile payment. The embodiment of the present invention also provides a remote control system applied to a mobile device and the mobile device accordingly.

The mobile devices involved in the embodiments of the present invention may not only include mobile smart phones, tablet computers, children's point readers, etc., but also include smart watches, smart bracelets, watch phones, smart ankle rings, smart earrings, smart necklaces, and smart earphones. Various smart wearable devices, etc., are not limited by the embodiments of the present invention.

The remote control client involved in the embodiment of the present invention is a communication device, which not only includes mobile devices involved in the present invention, such as mobile smart phones, tablet computers, children's point readers, etc., but also includes smart watches, smart bracelets, watch phones, etc. , smart anklets, smart earrings, smart necklaces, smart earphones and other smart wearable devices, etc., can also include other devices that can communicate with one or more core networks via a radio access network (Radio Access Network, RAN) , such as computers, etc.

The mobile device has a built-in control module and a mobile payment module. The mobile payment module not only includes the NFC module, but also includes other independent settings in the mobile device. The mobile payment can be completed without connecting the mobile device to the network. For example, other devices with mobile Devices, modules or chips with payment capabilities. The control module is connected with the mobile payment module, and the control module can perform operations such as writing and reading to the mobile payment module, and the mobile device is connected to the network through the control module.

Based on the above analysis, the present invention will be described in detail below with specific embodiments.

Please refer to FIG. 1. FIG. 1 is a schematic flowchart of a remote control method applied to a mobile device provided by some embodiments of the present invention; as shown in FIG. 1, a remote control method applied to a mobile device may include:

Step 101, the control module receives the locking instruction sent by the remote control client, the locking instruction carries the identity of the mobile payment module, the control module and the mobile payment module are built in the mobile device, and the control module is connected to the mobile payment module, and The mobile payment module encloses the payment amount;

It can be understood that the loading mentioned in the embodiment of the present invention refers to directly loading (depositing) the amount in the user's bank account into the mobile payment module.

The mobile device is connected to the remote control client through the wireless network through the control module, the mobile payment module will not connect to the wireless network, and the mobile payment function of the mobile payment module can realize mobile payment when the mobile device is not connected to the network.

Step 102, the control module locks the mobile payment module in the mobile device according to the above lock command, so that the mobile payment function of the mobile payment module cannot be used normally.

After receiving the locking instruction, the control module directly locks the mobile payment module in the mobile device, so that the mobile payment function of the mobile payment module is invalid, so that normal mobile payment work cannot be performed.

It can be seen that in the embodiment of the present invention, the remote-controlled mobile device has a built-in control module and a mobile payment module, and the payment amount can be deposited in the mobile payment module in advance, and the mobile device independently connects to the network through the control module, and the mobile device The mobile payment module in the mobile payment module can complete the mobile payment when the mobile device is not connected to the network. In order to improve the security of the mobile payment and realize the remote control of the mobile payment, in the embodiment of the present invention, the remote control client sends a lock command , carrying the identity of the mobile payment module in the locking command, and then the control module locks the mobile payment module corresponding to the identity according to the locking command, that is to say, after the mobile payment module is locked, the mobile payment function of the mobile payment module will be invalid state, it cannot be used normally, realizes remote control, prevents financial loss after the mobile device is lost, and improves the security of mobile payment.

Please refer to FIG. 2. FIG. 2 is a schematic flowchart of a remote control method applied to a mobile device provided by another embodiment of the present invention; as shown in FIG. 2, a remote control method applied to a mobile device may include:

Step 201, the control module receives a lock command sent by the remote control client, the lock command carries the identity and account information of the mobile payment module;

As an optional implementation, the mobile device and the remote control client can be paired devices, and the ID account has been registered in the mobile device or the remote control client before pairing, so as to obtain an account information. At least including the login account and password. After pairing, the mobile device and the remote control client share the account information. For example, the mobile device is a smart watch, and the remote control client is a mobile smart phone. The smart watch and the mobile smart phone are paired for use . Of course, as another optional implementation, the remote control client can also be a computer, etc., and then log in to the account system through the account information registered by the mobile device, and then remotely control the mobile payment module of the mobile device.

When the mobile device is found to be lost or in other cases of need, the user can remotely control the client, and then use the account information registered with the mobile device to log in to the system. The remote control client receives the user's login and remote control input operations, obtains the login account information and input information, thereby generates a locking instruction, and then sends it to the mobile device through the wireless network.

Of course, it can also be understood that the locking instruction is an encrypted locking instruction, and the encryption key is pre-stored in the remote control client, and the decryption key paired with the encryption key is pre-stored in the mobile device. The terminal first encrypts the locking instruction with the stored encryption key, and then sends the encrypted locking instruction to the mobile device through the wireless network.

Wherein, the paired encryption key and decryption key can be generated by any one of the mobile device or the remote control client, and then notified to the other party; or obtained through negotiation between the mobile device and the remote control client; or generated by the cloud server, and The notification to the mobile device and the remote control client can be implemented in any of the above methods, which is not limited in the embodiment of the present invention.

Step 202, the control module judges whether the account information carried by the locking command is the account information for logging into the mobile device;

If yes, turn to step 203; if not, feed back to the remote control client that its account information does not match, and return to step 201.

It can be understood that the mobile device stores its registered account information, and the stored account information can be extracted and compared with the account information carried in the locking instruction. If the two account information are the same, it is determined that it is the account information for logging in to the mobile device, and vice versa. , it may be that the account information carried in the lock command is wrong or there is an illegal login.

If the lock command is encrypted, after receiving the lock command, the control module first uses the decryption key to decrypt the lock command to obtain the account information and the identity of the mobile payment module, and then judges whether the account information carried by the lock command is Account information for logging in to the mobile device.

Step 203, the control module sets the enable switch of the mobile payment function of the mobile payment module in the mobile device to an invalid state according to the identity of the mobile payment module carried in the locking instruction.

It can be understood that in the mobile device, the mobile payment module is connected to the control module, and the control module can read and write operations on the mobile payment module, such as reading the balance in the mobile payment module, and transferring the payment amount to the mobile payment module, and write operations to the mobile payment module, lock the mobile payment module, etc. In the process of transferring the payment amount to the mobile payment module, the control module monitors and receives the user's transfer/recharge request, which includes the transfer/recharge amount entered by the user, and then calls "transfer/recharge" interface to obtain information such as the bound bank account number, and then send the transfer-in/recharge request, the identity of the mobile payment module receiving the transfer-in/recharge, and the above-mentioned bank account information to the transfer module of the bank server. After receiving the above information, the transfer module of the server draws out the amount corresponding to the transfer-in/recharge amount from the bank card indicated by the bank account number, and feeds back the processing result to the control module of the mobile device. After the feedback result of the loading module, write operation is performed to the mobile payment module, so as to deposit the transfer/recharge gold requested by the user into the mobile payment module.

In the process of locking the mobile payment module, since the control module can write into the mobile payment module, the control module directly changes the enable switch of the mobile payment function in the mobile payment module to an invalid state, then the mobile payment module The payment function will no longer be available, thus realizing remote locking control of mobile payment, which can ensure the security of the account and improve the security of mobile payment after the mobile device is lost.

It can be seen that, in the embodiment of the present invention, before locking the mobile payment module, the control module first verifies the account information and locks the mobile payment module when the account information is correct, so as to prevent wrong operation or malicious locking.

As an optional implementation, the mobile payment module works independently of the battery in the mobile device. When the mobile payment module completes the mobile payment, it is in a passive working mode, and the mobile payment module is written to by the control module. When entering or reading operations, since the control module is connected to the battery of the mobile device to obtain power supply and the control module is connected to the mobile payment module, the control module starts the corresponding interface to enable and control the mobile payment module, and then supplies power to the mobile payment module through the interface, thereby In the active mode, the control module operates on it.

As an optional implementation, some user's face images (such as the user's own and other relatives and friends who are allowed to use the mobile device) may be pre-stored in the mobile device. When the control module detects that the mobile payment module starts the mobile payment, it collects the face image of the current user, and then judges whether the face image matches any face image in the storage. The remote control client sends a prompt message, which carries the collected face image and the amount of payment (when matching, end the process). The user of the remote control client paired with the mobile device is usually also the user of the mobile device or the user who is allowed to use the mobile device. Therefore, when the mobile device and the remote control client are used by different users, and the current user of the mobile device is not The user in the storage can understand the current situation of the mobile device according to the prompt information received on the remote control client. If the mobile device is lost and is not realized in time, if someone else uses the mobile device for mobile payment, the user can know the loss of the mobile device in time through the prompt information, so as to remotely control the mobile device, lock the mobile payment module in the mobile device, and protect the mobile device in time. The payment amount in the mobile payment module.

As another optional implementation, some user fingerprints (such as user fingerprints and fingerprints of other relatives and friends) can be stored in the mobile device, and the control module is set to monitor when the mobile payment module starts the mobile payment function. The current user operates on the operation screen of the mobile device, and then collects the fingerprint of the current user, and judges whether the collected fingerprint matches any one of the pre-stored fingerprints. If it does not match, send a message to the remote control client paired with the mobile device. Prompt information, carrying the payment amount in the prompt information, and explaining that the fingerprint collected for this payment does not match the stored fingerprint. Then the user of the remote control client terminal determines the details of this payment. If the mobile device is lost and is not realized in time, if someone else uses the mobile device for mobile payment, the user can know the loss of the mobile device in time through the prompt information, so as to remotely control the mobile device, lock the mobile payment module in the mobile device, and protect the mobile device in time. The payment amount in the mobile payment module.

As another optional implementation mode, it can be understood that since the small payment in mobile payment can be free of payment password, if the mobile device is lost, other users who obtain the mobile device can directly use the mobile device to consume, resulting in property loss. loss. In this embodiment, the control module can be set to monitor the amount of money that needs to be paid when it detects that the mobile payment module has started the mobile payment function. The control client sends a prompt message. In this case, if the mobile device is lost, and the user of the mobile device does not realize in time that it is being used by other users for consumption, he can know the loss of the mobile device in time through the prompt information, so as to remotely lock the mobile payment module to avoid property loss. loss.

As another optional implementation manner, the face image or fingerprint of the user (such as the user himself and his relatives and friends, etc.) is stored in the mobile device. The control module monitors the mobile payment module in real time, and when it detects that the mobile payment module has started the mobile payment function, it collects the face image or fingerprint of the current user; When the fingerprint does not match the stored fingerprint), lock the mobile payment module. In this embodiment, the mobile payment module is monitored by the control module. When the collected face image (or fingerprint) does not match the stored face image (fingerprint), the control module actively removes the mobile payment module to improve mobile payment. Module security.

It can be understood that the remote control of the mobile payment module can be realized in the embodiment of the present invention, at least including the following conditions: first, the control module is connected to the remote control client through a wireless network, and second, the control module is connected to the mobile payment module. Then, in order to ensure that the user of the mobile device effectively locks the mobile payment module in time after finding that the mobile device is lost, in some embodiments of the present invention, it can be set that the mobile payment module can complete the mobile payment only when the mobile device is connected to the network, so that When ensuring mobile payment, the control module is connected to the wireless network, so as to ensure that the mobile payment module can be remotely locked in time and reduce losses.

It can be understood that after the mobile payment module is locked by remote control and the mobile payment function of the mobile payment module is disabled, the mobile payment module cannot perform normal payment, thereby effectively preventing other users from making illegal payments and improving the security of mobile payment. Afterwards, the user can report the loss of the mobile payment module at the bank, and then retrieve the pre-stored payment amount in the mobile payment module to avoid loss.

In a practical application scenario, the smart watch has a built-in NFC module and a main controller, and the smart watch is connected to the wireless network through the main controller, while the NFC module does not need to connect to the wireless network, and the NFC module can be used when the smart watch is not connected to the wireless network Complete the mobile payment under the status. The smart watch is paired with a mobile phone, and the account information on the smart watch and the mobile phone is shared. After the smart watch is lost, the user logs in to the account system through the mobile phone and account information, and then sends a locking command to the smart watch, which is sent to the smart watch through the wireless network, and the main controller in the smart watch according to the locking command, After locking the NFC module in the smart watch, the NFC module will not be able to complete mobile payment.

It can be seen that the embodiment of the present invention can lock the mobile payment module in the mobile device through the remote control client after the mobile device with mobile payment capability is lost, and then retrieve the payment amount in the mobile payment module by reporting the loss to the bank. Improve the security of mobile payment.

Please refer to FIG. 3, which is a schematic structural diagram of a mobile device provided by an embodiment of the present invention; as shown in FIG. 3, the mobile device 300 includes: a control module 310 and a mobile payment module 320;

Wherein, the control module 310 is used to receive a locking instruction sent by the remote control client, the locking instruction carries the identity of the mobile payment module, and the control module and the mobile payment module are built in a mobile device , and the control module is connected to the mobile payment module, and the mobile payment module stores the payment amount; according to the locking instruction, the mobile payment module in the mobile device is locked, so that the mobile The mobile payment function of the payment module cannot be used normally.

As another optional implementation manner, the control module 310 is further configured to, after the control module receives the locking instruction and before the control module locks the mobile payment module in the mobile device , judging whether the account information carried by the locking command is the account information for logging into the mobile device, and if it is determined that the account information carried by the locking command is the account information for logging into the mobile device, perform locking of the mobile device In the step of the mobile payment module, the locking instruction also carries account information.

As another optional implementation manner, the control module 310 is further configured to, after the control module receives the locking instruction and before the control module locks the mobile payment module in the mobile device , decrypting the locking instruction according to the prestored decryption key, and executing the step of locking the mobile payment module in the mobile device according to the decrypted locking instruction, the decryption key corresponding to the encryption key, The encryption key is pre-stored in the remote control client, and the locking instruction is encrypted by the remote control client according to the encryption key.

As another optional implementation manner, the control module 310 is further configured to, according to the locking instruction, set the enabling switch of the mobile payment function of the mobile payment module in the mobile device to an invalid state.

As another optional implementation manner, the mobile device is connected to a network through the control module, and the mobile payment module implements mobile payment when the mobile device is not connected to the network.

As another optional implementation manner, the mobile payment module is a near field communication (NFC) module.

Please refer to FIG. 4. FIG. 4 is a schematic structural diagram of a control system applied to a mobile device provided by some embodiments of the present invention; wherein the control system includes a mobile device 300 and a remote control client 400, wherein the remote control client 300 uses For sending the lock instruction to the mobile device, other current functions can also refer to the descriptions in the method embodiment and the device embodiment, and will not be repeated here.

Those of ordinary skill in the art can understand that all or part of the steps in the various methods of the above-mentioned embodiments can be completed by instructing related hardware through a program, and the program can be stored in a computer-readable storage medium, and the storage medium includes read-only Memory (Read-Only Memory, ROM), Random Access Memory (Random Access Memory, RAM), Programmable Read-Only Memory (Programmable Read-only Memory, PROM), Erasable Programmable Read-Only Memory (Erasable Programmable Read Only Memory, EPROM), One-time Programmable Read-Only Memory (OTPROM), Electronically Erasable Programmable Read-Only Memory (EEPROM), Compact Disc Read-Only Memory (CompactDisc Read -Only Memory, CD-ROM) or other optical disk storage, magnetic disk storage, tape storage, or any other computer-readable medium that can be used to carry or store data.

A remote control method and system applied to mobile devices and mobile devices disclosed in the embodiments of the present invention have been introduced in detail above. In this paper, specific examples are used to illustrate the principle and implementation of the present invention. The description of the above embodiments It is only used to help understand the method of the present invention and its core idea; at the same time, for those of ordinary skill in the art, according to the idea of the present invention, there will be changes in the specific implementation and scope of application. In summary, The contents of this description should not be construed as limiting the present invention.

Claims (13)

1. A remote control method applied to mobile equipment, characterized in that, comprising: The control module receives the lock command sent by the remote control client, the lock command carries the identity of the mobile payment module, the control module and the mobile payment module are built in a mobile device, and the control module and the The mobile payment module is connected, and the mobile payment module stores the payment amount; The control module locks the mobile payment module in the mobile device according to the lock instruction, so that the mobile payment function of the mobile payment module cannot be used normally. 2. The remote control method according to claim 1, wherein the locking instruction also carries account information, after the control module receives the locking instruction, and after the control module locks the mobile Before the mobile payment module in the device, the remote control method also includes: The control module judges whether the account information carried by the locking instruction is the account information for logging into the mobile device; If the control module determines that the account information carried by the locking instruction is the account information for logging into the mobile device, execute the step of locking the mobile payment module in the mobile device. 3. The remote control method according to claim 1, wherein after the control module receives the locking instruction and before the control module locks the mobile payment module in the mobile device, The remote control method also includes: The control module decrypts the locking instruction according to the pre-stored decryption key, and executes the step of locking the mobile payment module in the mobile device according to the decrypted locking instruction. key, the encryption key is pre-stored in the remote control client, and the locking instruction is encrypted by the remote control client according to the encryption key. 4. The remote control method according to any one of claims 1-3, characterized in that, according to the locking instruction, locking the mobile payment module in the mobile device by the control module comprises: The control module sets the enabling switch of the mobile payment function of the mobile payment module in the mobile device to an invalid state according to the locking instruction. 5. The remote control method according to claim 1, wherein the mobile device is connected to a network through the control module, and the mobile payment module implements mobile payment when the mobile device is not connected to the network. 6. The remote control method according to claim 1, wherein the mobile payment module is a near field communication (NFC) module. 7. A mobile device, comprising: a control module and a mobile payment module; Wherein, the control module is used to receive a locking instruction sent by a remote control client, the locking instruction carries the identity of the mobile payment module, the control module and the mobile payment module are built in a mobile device, And the control module is connected with the mobile payment module, and the mobile payment module stores the payment amount; according to the locking instruction, the mobile payment module in the mobile device is locked, so that the mobile payment The mobile payment function of the module cannot be used normally. 8. The mobile device of claim 7, wherein: The control module is further configured to, after the control module receives the lock instruction and before the control module locks the mobile payment module in the mobile device, determine the account information carried in the lock instruction , whether it is the account information for logging in the mobile device, if it is determined that the account information carried in the locking instruction is the account information for logging in the mobile device, perform the step of locking the mobile payment module in the mobile device, the The lock command also carries account information. 9. The mobile device of claim 7, wherein: The control module is further configured to, after the control module receives the lock instruction and before the control module locks the mobile payment module in the mobile device, according to the pre-stored decryption key, According to the decrypted locking instruction, execute the step of locking the mobile payment module in the mobile device, the decryption key corresponds to the encryption key, and the encryption key is pre-stored in the remote In the control client, the locking instruction is encrypted by the remote control client according to the encryption key. 10. The mobile device according to any one of claims 7-9, characterized in that, The control module is further configured to, according to the locking instruction, set the enable switch of the mobile payment function of the mobile payment module in the mobile device to an invalid state. 11. The mobile device of claim 7, wherein: The mobile device is connected to the network through the control module, and the mobile payment module implements mobile payment when the mobile device is not connected to the network. 12. The mobile device according to claim 7, wherein the mobile payment module is a near field communication (NFC) module. 13. A remote control system applied to mobile devices, characterized by comprising: a remote control client and a mobile device; wherein the mobile device is the mobile device according to any one of claims 7-12; The remote control client is used to send a locking instruction to the mobile device.