CN106067124A - A kind of Quick Response Code that scans pays and real time record total mark of consumption and the method for rebating - Google Patents
A kind of Quick Response Code that scans pays and real time record total mark of consumption and the method for rebating Download PDFInfo
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- CN106067124A CN106067124A CN201610208654.2A CN201610208654A CN106067124A CN 106067124 A CN106067124 A CN 106067124A CN 201610208654 A CN201610208654 A CN 201610208654A CN 106067124 A CN106067124 A CN 106067124A
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- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
- G06Q30/0208—Trade or exchange of goods or services in exchange for incentives or rewards
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- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
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Abstract
The invention discloses a kind of Quick Response Code that scans to pay and real time record total mark of consumption and the method for rebating, relate to communication technical field and marketing domain, including: set up the associating of consumption capital operation platform and trade company of alliance, user registered members, use band APP terminal scanning Quick Response Code pre-paid, Quick Response Code payment platform Information Authentication, Quick Response Code payment platform allocation of the funds submission, bank capital to transfer, the Quick Response Code payment platform allocation of the funds, the consumption capital operation platform allocation of the funds.The present invention completes consumption clearing by mobile phone A PP scanning Quick Response Code, realize consumption funds by consumption capital operation platform and return the distribution of existing fund, client is made to have broken away from the inconvenience of various bank card, member card, accumulating card, realize the consumption of all trade companies carried out in identical platform, integration is realized in identical platform, and integration can be extracted easily, unloading, consumption, integration can use as old-age pension, cash or change.
Description
Technical field
The present invention relates to communication technical field and marketing domain, particularly relate to a kind of scanning Quick Response Code and pay and real time record
Total mark of consumption and the method for rebating.
Background technology
Being showing improvement or progress day by day and expanding along with mobile phone and banking, use mobile phone as shopping, consumption the means of payment more
Get over and favored by people.In mobile payment field, scanning Quick Response Code pays the most increasingly is welcome by businessman and client, and two
Dimension code has advantages such as containing much information, error correcting capability is strong, recognition speed is fast, and himself is generated by some large-scale businessman or mechanism
Two-dimension code image is sent to client with the form of multimedia message or papery, client can with this two-dimension code image to described businessman or
Quick Response Code POS terminal that mechanism specifies or Third-party payment platform trade goods or service.
At present, substantial amounts of businessman, for the shopping that attracts clients, has all carried out Quick Response Code payment consumption integration or has returned existing activity,
Or directly carry out scanning Quick Response Code and i.e. send integration or preferential activity, but integration is the numeral on a book, does not still have
Possess the value of reality, need, with could be valuable after the clearing of consumption terminal i.e. businessman, in reality, have substantial amounts of consumption every day
Person obtains total mark of consumption in numerous businessman there, due to the identification standard that consumption capital is the most unified, add enterprise sincerity,
Life span of enterprise etc. series of problems, allowing consumption capital produce income is a theoretical expectation, it is impossible to be put to concrete
Implement.
Therefore, prior art needs to improve.
Summary of the invention
The technical problem to be solved is, it is provided that a kind of scanning Quick Response Code pays and real time record total mark of consumption
With the method for rebating, directly can pay by items scanning Quick Response Code, and real time record consumes the integration of generation every time, and carry out
Rebating, rebating mode includes old-age pension, cash and change etc., it is achieved consumption capital provides effectively management and value-added service.
For solving the problems referred to above, the invention discloses a kind of scanning Quick Response Code and pay and real time record total mark of consumption and rebating
Method, including: set up associating of consumption capital operation platform and trade company of alliance, and when arranging consumption, record integration and integration return
Consumption capital also；User registers at consumption capital operation platform and becomes member；User uses the mobile terminal of band APP to closing
Trade company of connection alliance scanning Quick Response Code submits clearing to；The consumption information of Quick Response Code payment platform user in real, described consumption is believed
Breath includes spending amount and subscriber authentication information；Quick Response Code payment platform calculates consumption capital according to consumption information and will disappear
Take capital and send the data base to Quick Response Code payment platform, generate paying identification；Pre-according to bank of Quick Response Code payment platform
First agreement, completes consumption and payment on backstage, and spending amount is transferred；Set up consumption capital operation platform and Quick Response Code payment platform
Association, the consumption capital that user produces when alliance's trade company's bankcard consumption is transferred to consumption capital operation by Quick Response Code payment platform
Platform account；Trade company of the alliance part of consumption capital is transferred to alliance's merchant account by consumption capital operation platform, user is amassed
Dividing refund part to transfer to the public points account of consumption capital operation platform, consumption capital operation platform record also updates user
Integration.
Further, described user registers at consumption capital operation platform and becomes member and includes: registered user name, user
Password, cell-phone number, association draw bank card account and/or Third-party payment software account, individual's real-name authentication information.
Further, the public points account of described consumption capital operation platform and user integral are set up and are mapped, and with
Family integration display individual's points account situation.
Further, at least one in the rebating mode nest egg gold of described individual subscriber account, cash, change.
Further, the mobile terminal of described band APP includes: smart mobile phone, panel computer.
Further, described Quick Response Code payment platform is wechat payment platform.
Further, the mode that described user integral obtains includes: member user's personal consumption, recommend other people to become member
User, recommend other member users to specify trade company consumption.
Compared with prior art, the present invention includes advantages below:
Conventional each businessman is carried out the mode development on-line mode till now of member's integration by the present invention, is scanned by mobile phone A PP
Quick Response Code completes consumption clearing, realizes consumption funds by consumption capital operation platform and returns the distribution of existing fund, making client put
Take off the inconvenience of various bank card, member card, accumulating card, it is not necessary to cash, it is not necessary to POS, it is achieved carry out in identical platform
The consumption of all trade companies, realize integration in identical platform, and integration can be extracted easily, unloading, consumption, integration can be made
Nest egg gold, cash or change use, and solve the common contradiction of consumer and businessman, meet the joint demand of both sides, very
Just accomplishing all-win, harmonious symbiosis, self-sufficient.
Accompanying drawing explanation
In order to be illustrated more clearly that the embodiment of the present invention or technical scheme of the prior art, below will be to embodiment or existing
Have the accompanying drawing used in technology description to do one to introduce simply, it should be apparent that, the accompanying drawing in describing below is the present invention
Some embodiments, for those of ordinary skill in the art, on the premise of not paying creative work, it is also possible to according to this
A little accompanying drawings obtain other accompanying drawing.
Fig. 1 is the flow chart of the scanning Quick Response Code payment also method of real time record total mark of consumption and rebating of the present invention.
Detailed description of the invention
For making the purpose of the embodiment of the present invention, technical scheme and advantage clearer, below in conjunction with the embodiment of the present invention
In accompanying drawing, the technical scheme in the embodiment of the present invention is clearly and completely described, it is clear that described embodiment is only
It is a part of embodiment of the present invention rather than whole embodiments.Based on the embodiment in the present invention, ordinary skill people
The every other embodiment that member is obtained under not making creative work premise, broadly falls into the scope of protection of the invention.
The scanning Quick Response Code that with embodiment, the present invention provided below in conjunction with the accompanying drawings pay and real time record total mark of consumption and
The method of rebating illustrates in greater detail.
As it is shown in figure 1, a kind of Quick Response Code that scans pays and real time record total mark of consumption and the method for rebating, including following step
Rapid:
S1: set up associating of consumption capital operation platform and trade company of alliance, and when arranging consumption, record integration and integration are returned
Consumption capital；
Consumption capital operation platform is by contracting with trade company of alliance, and the client at consumption capital operation platform arranges trade company of alliance
Independent user name, user cipher, and give certain function privilege, it is achieved the pass of consumption capital operation platform and trade company of alliance
Connection, and arrange user and return out a certain proportion of consumption capital when trade company of alliance consumes.
S2: user registers at consumption capital operation platform and becomes member；
User uses the APP client registers of platform to become member by band consumption capital, and according to member's protocol conventions, enjoys
Corresponding right, observes corresponding obligation.
S3: user uses the mobile terminal of band APP to submit clearing to trade company of association alliance scanning Quick Response Code；
Trade company of alliance arranges 2 D code information, and including the information such as trade name, commodity price, user passes through APP items scanning two
Dimension code, and carry out paying money submission clearing.
S4: the consumption information of Quick Response Code payment platform user in real, described consumption information includes spending amount and use
Family authentication information；
S5: Quick Response Code payment platform calculates consumption capital according to consumption information and sends consumption capital to Quick Response Code payment platform
Data base, generate paying identification；
S6: Quick Response Code payment platform, according to the agreement in advance with bank, completes consumption and payment on backstage, and spending amount is transferred；
S7: set up associating of consumption capital operation platform and Quick Response Code payment platform, Quick Response Code payment platform by user in alliance
The consumption capital produced during trade company's bankcard consumption is transferred to consumption capital operation platform account；
Trade company of the alliance part of consumption capital is transferred to alliance's merchant account, by user integral by S8: consumption capital operation platform
Refund part is transferred to the public points account of consumption capital operation platform, and consumption capital operation platform record also updates user and amasss
Point.
Quick Response Code payment platform associates with consumption capital operation platform, and consumption capital operation platform pays system as Quick Response Code
The user of system, all payment requests, trading processing and the interbank monetary settlement of consumption capital operation platform are all propped up by Quick Response Code
Paying platform provides service, Quick Response Code payment platform and interbank to have billing agreements in advance, and Quick Response Code payment platform proposes to bank
Settlement request, concrete monetary settlement has interbank to complete according to bank settlement agreement, and interbank monetary settlement is by Chinese people's silver
The clearing of crudely-made articles coin liquidation center, after the monetary settlement of interbank completes, clearing are completed to submit consumption money to by Quick Response Code payment platform
This operation platform, clearing currency is paid separately to alliance's merchant account and public points account by consumption capital operation platform.
When user is registered as the member of capital operation platform, material and proof need to be provided to include: registered user name, use
Family password, cell-phone number, association draw bank card account and/or Third-party payment software account, individual's real-name authentication information.Described
The user name of registration and user cipher are responsible for user and are logged in and check the consumption of individual, personal information, change or arrange individual's letter
Breath, registration cell-phone number be for giving personal identification number for change, checking personal consumption verity, association draw bank card account and/or
Third-party payment software account is the fund clearing when personal consumption, and individual's real-name authentication information is to ensure that personal account is pacified
Entirely, legal.
The public points account of consumption capital operation platform is set up with user integral and is mapped, and user integral display individual
Points account situation.The fund that all user integral produce is stored in public points account at ordinary times, public points account and use
Family personal account is set up and is mapped, and user can check personal account integration at any time after logging in personal account and return existing situation, and can
Extract at any time and return existing fund.
At least one in the rebating mode nest egg gold of individual subscriber account, cash, change.Individual can be amassed by user
Dividing and change into cash, integration returns existing ratio and is performed by agreement of making an appointment, and returns amount in cash and can be stored in old-age pension account by individual,
Also personal bank card and/or Third-party payment platform can be transferred to, it is possible to be directly used in individual's shopping as cash or change and disappear
Take.
The mobile terminal of described band APP includes: smart mobile phone, panel computer.Mobile terminal with APP need to have mobile number
According to function.
Described Quick Response Code payment platform is wechat payment platform.The Third-party payment platform of present invention association is that wechat pays
Platform, is completed to scan Quick Response Code payment function by wechat payment platform.
The mode that described user integral obtains includes: member user's personal consumption, recommend other people to become member user, recommendation
Other member users are to specifying trade company's consumption.Such as, member user's personal consumption 100 integrations of every 100 yuan of notes, often recommend one
People is registered as the member of capital operation platform and remembers 300 integrations, often recommends other member users to specifying trade company's 100 yuan of notes of consumption
20 integrations, every 100 integrations can withdraw deposit 5 yuan or cash 10 yuan is supported in shopping, concrete integral way and withdraw deposit, to support existing mode permissible
Formulated according to modes such as Social Survey, trade company's negotiations by consumption funds operation platform service provider.
Above a kind of Quick Response Code that scans provided by the present invention is paid and real time record total mark of consumption and the method for rebating
Being described in detail, principle and the embodiment of the present invention are set forth by specific case used herein, above reality
The explanation executing example is only intended to help to understand method and the core concept thereof of the present invention；General technology simultaneously for this area
Personnel, according to the thought of the present invention, the most all will change, in sum, and this theory
Bright book content should not be construed as limitation of the present invention.
Finally it is noted that the foregoing is only the preferred embodiments of the present invention, it is not limited to the present invention,
Although being described in detail the present invention with reference to previous embodiment, for a person skilled in the art, it still may be used
So that the technical scheme described in foregoing embodiments to be modified, or wherein portion of techniques feature is carried out equivalent,
All within the spirit and principles in the present invention, any modification, equivalent substitution and improvement etc. made, should be included in the present invention's
Within protection domain.
Claims (7)
1. one kind scans Quick Response Code payment real time record total mark of consumption and the method for rebating, it is characterised in that including:
Set up associating of consumption capital operation platform and trade company of alliance, and the consumption that when arranging consumption, record integration and integration are returned
Capital；
User registers at consumption capital operation platform and becomes member；
User uses the mobile terminal of band APP to submit clearing to trade company of association alliance scanning Quick Response Code；
The consumption information of Quick Response Code payment platform user in real, described consumption information includes that spending amount and user identity are tested
Card information；
Quick Response Code payment platform calculates consumption capital according to consumption information and sends consumption capital to Quick Response Code payment platform
Data base, generates paying identification；
Quick Response Code payment platform, according to the agreement in advance with bank, completes consumption and payment on backstage, and spending amount is transferred；
Set up associating of consumption capital operation platform and Quick Response Code payment platform, Quick Response Code payment platform by user in trade company of alliance
The consumption capital produced during bankcard consumption is transferred to consumption capital operation platform account；
Trade company of the alliance part of consumption capital is transferred to alliance's merchant account by consumption capital operation platform, user integral is returned
Part is transferred to the public points account of consumption capital operation platform, and consumption capital operation platform record also updates user integral.
2. scanning Quick Response Code as claimed in claim 1 pays and real time record total mark of consumption and the method for rebating, and its feature exists
In, described user registers at consumption capital operation platform and becomes member and includes: registered user name, user cipher, cell-phone number, pass
Connection draw bank card account and/or Third-party payment software account, individual's real-name authentication information.
3. scanning Quick Response Code as claimed in claim 1 pays and real time record total mark of consumption and the method for rebating, and its feature exists
In, the public points account of described consumption capital operation platform is set up with user integral and is mapped, and user integral display individual
Points account situation.
4. scanning Quick Response Code as claimed in claim 3 pays and real time record total mark of consumption and the method for rebating, and its feature exists
In, at least one in the rebating mode nest egg gold of described individual subscriber account, cash, change.
5. scanning Quick Response Code as claimed in claim 1 pays and real time record total mark of consumption and the method for rebating, and its feature exists
In, the mobile terminal of described band APP includes: smart mobile phone, panel computer.
6. scanning Quick Response Code as claimed in claim 1 pays and real time record total mark of consumption and the method for rebating, and its feature exists
In, described Quick Response Code payment platform is wechat payment platform.
7. scanning Quick Response Code as claimed in claim 1 pays and real time record total mark of consumption and the method for rebating, and its feature exists
The mode obtained in, described user integral includes: member user's personal consumption, recommend other people to become member user, recommend other
Member user is to specifying trade company's consumption.
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610208654.2A CN106067124A (en) | 2016-04-06 | 2016-04-06 | A kind of Quick Response Code that scans pays and real time record total mark of consumption and the method for rebating |
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| CN201610208654.2A CN106067124A (en) | 2016-04-06 | 2016-04-06 | A kind of Quick Response Code that scans pays and real time record total mark of consumption and the method for rebating |
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Cited By (26)
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|---|---|---|---|---|
| CN107180301A (en) * | 2017-05-11 | 2017-09-19 | 周文琦 | Commodity and method for processing consumer information and system |
| CN107423965A (en) * | 2017-05-24 | 2017-12-01 | 北京星光互联科技有限公司 | It is a kind of to be rounded up hundred systems supplemented with money based on spending amount |
| CN107516241A (en) * | 2017-08-10 | 2017-12-26 | 山东称颂服饰有限公司 | Consumption management system |
| CN107748988A (en) * | 2017-11-03 | 2018-03-02 | 福建方维信息科技有限公司 | A kind of method and system that red packet is obtained by POS |
| CN108399554A (en) * | 2018-03-06 | 2018-08-14 | 西安艾润物联网技术服务有限责任公司 | Equity card management method, system and storage medium |
| CN108399568A (en) * | 2018-02-10 | 2018-08-14 | 张宇 | Loaning bill method, terminal and computer readable storage medium |
| CN109146568A (en) * | 2018-08-29 | 2019-01-04 | 林桢祥 | Network payment marketing platform |
| CN109493075A (en) * | 2018-10-30 | 2019-03-19 | 上海盛付通电子支付服务有限公司 | For determining the method and apparatus of virtual resource object |
| CN109711901A (en) * | 2019-01-02 | 2019-05-03 | 广东乐心医疗电子股份有限公司 | Method and device for obtaining article by pre-supporting self-discipline integral |
| CN110163586A (en) * | 2019-04-03 | 2019-08-23 | 阿里巴巴集团控股有限公司 | The method, device and equipment of transaction payment and reimbursement processing |
| CN110415018A (en) * | 2019-06-27 | 2019-11-05 | 柳新华 | A kind of community resident's consumption service system and method |
| CN110431583A (en) * | 2017-01-23 | 2019-11-08 | 考斯特当株式会社 | Shopping online store management method |
| WO2019218757A1 (en) * | 2018-05-14 | 2019-11-21 | 口碑(上海)信息技术有限公司 | Payment method and apparatus based on member feature code |
| CN110544137A (en) * | 2019-09-11 | 2019-12-06 | 湖北信之鼎商业管理有限公司 | rebate algorithm based on electronic commerce app |
| CN110610359A (en) * | 2018-06-15 | 2019-12-24 | 张开平 | Processing method of code scanning charge card ticket |
| CN110728574A (en) * | 2018-07-16 | 2020-01-24 | 深圳市于易点科技有限公司 | Method and system for realizing account transaction by using two-dimensional code |
| CN110782294A (en) * | 2019-11-04 | 2020-02-11 | 深圳会花钱科技有限公司 | Method and device for promoting store turnover, computer equipment and storage medium |
| CN110942307A (en) * | 2019-11-15 | 2020-03-31 | 支付宝(杭州)信息技术有限公司 | Information delivery method, device and system and electronic equipment |
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| CN110431583A (en) * | 2017-01-23 | 2019-11-08 | 考斯特当株式会社 | Shopping online store management method |
| CN107180301A (en) * | 2017-05-11 | 2017-09-19 | 周文琦 | Commodity and method for processing consumer information and system |
| CN107423965A (en) * | 2017-05-24 | 2017-12-01 | 北京星光互联科技有限公司 | It is a kind of to be rounded up hundred systems supplemented with money based on spending amount |
| CN107516241A (en) * | 2017-08-10 | 2017-12-26 | 山东称颂服饰有限公司 | Consumption management system |
| CN107748988A (en) * | 2017-11-03 | 2018-03-02 | 福建方维信息科技有限公司 | A kind of method and system that red packet is obtained by POS |
| CN108399568A (en) * | 2018-02-10 | 2018-08-14 | 张宇 | Loaning bill method, terminal and computer readable storage medium |
| CN108399554A (en) * | 2018-03-06 | 2018-08-14 | 西安艾润物联网技术服务有限责任公司 | Equity card management method, system and storage medium |
| WO2019218757A1 (en) * | 2018-05-14 | 2019-11-21 | 口碑(上海)信息技术有限公司 | Payment method and apparatus based on member feature code |
| CN110610359A (en) * | 2018-06-15 | 2019-12-24 | 张开平 | Processing method of code scanning charge card ticket |
| CN110728574A (en) * | 2018-07-16 | 2020-01-24 | 深圳市于易点科技有限公司 | Method and system for realizing account transaction by using two-dimensional code |
| CN109146568A (en) * | 2018-08-29 | 2019-01-04 | 林桢祥 | Network payment marketing platform |
| CN109493075A (en) * | 2018-10-30 | 2019-03-19 | 上海盛付通电子支付服务有限公司 | For determining the method and apparatus of virtual resource object |
| CN113383361A (en) * | 2018-12-05 | 2021-09-10 | 曹永奎 | Point accumulation system for paying annuals |
| CN109711901A (en) * | 2019-01-02 | 2019-05-03 | 广东乐心医疗电子股份有限公司 | Method and device for obtaining article by pre-supporting self-discipline integral |
| CN110163586A (en) * | 2019-04-03 | 2019-08-23 | 阿里巴巴集团控股有限公司 | The method, device and equipment of transaction payment and reimbursement processing |
| CN110415018A (en) * | 2019-06-27 | 2019-11-05 | 柳新华 | A kind of community resident's consumption service system and method |
| CN110544137A (en) * | 2019-09-11 | 2019-12-06 | 湖北信之鼎商业管理有限公司 | rebate algorithm based on electronic commerce app |
| CN110782294A (en) * | 2019-11-04 | 2020-02-11 | 深圳会花钱科技有限公司 | Method and device for promoting store turnover, computer equipment and storage medium |
| CN110942307A (en) * | 2019-11-15 | 2020-03-31 | 支付宝(杭州)信息技术有限公司 | Information delivery method, device and system and electronic equipment |
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| CN111612525B (en) * | 2020-04-28 | 2023-08-04 | 杭州沃朴物联科技有限公司 | Integral acquisition method, device, medium and electronic equipment |
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