CN105631662A - NFC payment method, NFC payment system and mobile terminal - Google Patents
NFC payment method, NFC payment system and mobile terminal Download PDFInfo
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- CN105631662A CN105631662A CN201510346562.6A CN201510346562A CN105631662A CN 105631662 A CN105631662 A CN 105631662A CN 201510346562 A CN201510346562 A CN 201510346562A CN 105631662 A CN105631662 A CN 105631662A
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- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
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- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3224—Transactions dependent on location of M-devices
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- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
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- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
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Abstract
The invention discloses an NFC payment method, an NFC payment system and a mobile terminal. The NFC payment method includes the following steps that: whether a discovery request from a payment acceptance device is received is judged; when the discovery request from the payment acceptance device is received, first current geographic position information of the payment acceptance device is obtained; whether the first current geographic position information and pre-stored geographic position information of the mobile terminal belong to the same region is judged; and when the first current geographic position information and the pre-stored geographic position information of the mobile terminal belong to the same region, NFC payment is completed, otherwise, the payment is terminated. With the NFC payment method, the NFC payment system and the mobile terminal provided by the technical schemes of the invention adopted, the risk that the payment is performed at a different place after user sensitive information is maliciously copied or faked in transaction can be avoided, and therefore, payment security can be improved, and user experience can be enhanced.
Description
Technical field
The present invention relates to field of terminal technology, in particular to a kind of NFC payment, a kind of NFC payment system and a kind of mobile terminal.
Background technology
At present, a mobile phone being equipped with NFC (NearFieldCommunication, near-field communication) function realizes card simulation, has two schemes: a kind of traditional SE (SecurityElement, security module) scheme being based on hardware, a kind of HCE (host-basedcardemulation being based on software, Host Based card simulation) host card pattern, wherein, tradition SE scheme needs to provide security module SE, SE is primarily used for storage NFC application and user's sensitive data and realizes the chip module of safe key computing, it is the core of nfc card simulation, for sensitive information being carried out safety storage and providing the execution environment of a safety for trade transactions, SE communicates also by non-contact communication front end NFC chip and exterior read-write equipment, specifically, NFC chip is as non-contact communication front end, the order received from external reader is forwarded to SE, then by SE process, and replied by NFC controller, realize the safety of data storage and process of exchange, in practical application, SE is desirably integrated into SIM (SubscriberIdentityModule, client identification module) card, SD (SecureDigitalMemoryCard, safe digital card) block or in chip for cell phone. and HCE host card pattern need not provide SE, but the function of SE is completed by the server of the application run in mobile phone or high in the clouds, the data that now NFC chip receives are completed alternately by operating system or the application sent to mobile phone or the server by mobile network's transmission to high in the clouds, and the feature of two ways has all been to bypass the restriction of the SE of embedded in mobile phone.
But, the existing NFC means of payment still suffers from various security risk, especially the mode of HCE host card simulation, but which provides that a kind of safety is slightly worse disposes NFC service solution very easily. When malicious user obtains the various information being stored in application by all means, it is possible to bring fatal problem, such as malicious user can use these sensitive datas to go the transaction etc. of some pseudo-cards, and great threat is suffered in safety.
Typically have following situation, when we after completing a transaction soon, cause that our sensitive data is replicated, is forged for various reasons, malicious user is traded again in other far places afterwards. Not only once pay and quickly but also in far carry out elsewhere after somewhere completes.
Therefore, how avoiding in transaction, the risk that user sensitive information is carried out in strange land after fraudulent copying or forgery paying, thus improving the technical problem that payment safety becomes urgently to be resolved hurrily.
Summary of the invention
The present invention is based on the problems referred to above, it is proposed that a kind of new technical scheme, it is to avoid in transaction, and user sensitive information is by fraudulent copying or is carried out the risk paid after forging in strange land, improves payment safety, thus improving Consumer's Experience.
In view of this, an aspect of of the present present invention proposes a kind of NFC payment, for mobile terminal, including: judge whether to receive the discovery request from paying the equipment that accepts; When judged result is for being, obtains described payment and accept the first current geographic position information of equipment; Judge that whether described first current geographic position information belongs to the same area with the pre-stored geographical location information of described mobile terminal; When being judged to be, complete NFC and pay, otherwise, terminate paying.
In this technical scheme, if it is determined that have received from the discovery request paying the equipment that accepts, then need to obtain the first current geographic position information paying the equipment that accepts, and it is mated with the pre-stored geographical location information contrast of mobile terminal, if, judge that both belong to the same area, then control NFC to pay, otherwise, terminate paying, so, ensure that payment activity is in the span of control of user, avoid in transaction, the risk that user sensitive information is carried out in strange land after fraudulent copying or forgery paying, improve payment safety, thus improving Consumer's Experience.
In technique scheme, it is preferable that before judging whether to receive described discovery request, also include: detecting whether to receive the notice that the geographical location information of described mobile terminal changes; When detecting, obtain the second current geographic position information of described mobile terminal; Described second current geographic position information is stored as described pre-stored geographical location information.
In this technical scheme, the position of mobile terminal is likely to change at any time, so first having to detect whether to receive the notice that the geographical location information of mobile terminal changes, if the geographical location information of mobile terminal changes, will again obtain the current geographic position information of mobile terminal, i.e. the second current geographic position information, and it can be used as pre-stored geographical location information to store, so, realize the real-time update to pre-stored geographical location information, avoid erroneous judgement, substantially increase the safety of payment activity, thus promoting Consumer's Experience.
In technique scheme, it is preferable that described second current geographic position information is stored as described pre-stored geographical location information, specifically includes: described second current geographic position information is encrypted; Described second current geographic position information through described encryption is stored the security module to described mobile terminal.
In this technical scheme, by the second current geographic position information is encrypted, then the security module stored to mobile terminal is as pre-stored geographical location information, so fully ensure that the safety paid through the second current geographic position information of encryption, thus promoting Consumer's Experience.
In technique scheme, it is preferable that when being not detected by, again detect whether to receive the notice that the described geographical location information of described mobile terminal changes.
In this technical scheme, receive, without detecting, the notice that the geographical location information of mobile terminal changes, then proceed detection, so, provide a favorable security for pre-stored geographical location information real-time update.
In technique scheme, it is preferable that obtained described second current geographic position information of described mobile terminal by mobile data network or wireless network.
In this technical scheme, preferred the second current geographic position information selected by mobile data network or wireless network acquisition mobile terminal, the network that other are suitable can certainly be selected, so, making payment system compatibility higher, more flexible, the geographical location information for obtaining mobile terminal provides multiple feasible program.
Another aspect of the present invention proposes a kind of NFC payment system, for mobile terminal, including: the first judge module, for judging whether to receive the discovery request from paying the equipment that accepts; Acquisition module, for when judged result is for being, obtaining described payment and accept the first current geographic position information of equipment; And second judge module, for judging that whether described first current geographic position information belongs to the same area with the pre-stored geographical location information of described mobile terminal; Control module, for when being judged to be, having controlled NFC and paid, otherwise, control to terminate paying.
In this technical scheme, if it is determined that have received from the discovery request paying the equipment that accepts, then need to obtain the first current geographic position information paying the equipment that accepts, and it is mated with the pre-stored geographical location information contrast of mobile terminal, if, judge that both belong to the same area, then control NFC to pay, otherwise, terminate paying, so, ensure that payment activity is in the span of control of user, avoid in transaction, the risk that user sensitive information is carried out in strange land after fraudulent copying or forgery paying, improve payment safety, thus improving Consumer's Experience.
In technique scheme, it is preferable that also include: detection module, for, before judging whether to receive described discovery request, detecting whether to receive the notice that the geographical location information of described mobile terminal changes; And locating module, for when detecting, obtaining the second current geographic position information of described mobile terminal; Memory module, for storing described second current geographic position information as described pre-stored geographical location information.
In this technical scheme, the position of mobile terminal is likely to change at any time, so first having to detect whether to receive the notice that the geographical location information of mobile terminal changes, if the geographical location information of mobile terminal changes, will again obtain the current geographic position information of mobile terminal, i.e. the second current geographic position information, and it can be used as pre-stored geographical location information to store, so, realize the real-time update to pre-stored geographical location information, avoiding erroneous judgement, substantially increasing the safety of payment activity, thus promoting Consumer's Experience.
In technique scheme, it is preferable that described memory module specifically for: described second current geographic position information is encrypted; Described second current geographic position information through described encryption is stored the security module to described mobile terminal.
In this technical scheme, by the second current geographic position information is encrypted, then the security module stored to mobile terminal is as pre-stored geographical location information, so fully ensure that the safety paid through the second current geographic position information of encryption, thus promoting Consumer's Experience.
In technique scheme, it is preferable that described detection module is additionally operable to: when being not detected by, again detect whether to receive the notice that the described geographical location information of described mobile terminal changes.
In this technical scheme, receive, without detecting, the notice that the geographical location information of mobile terminal changes, then proceed detection, so, provide a favorable security for pre-stored geographical location information real-time update.
In technique scheme, it is preferable that obtained described second current geographic position information of described mobile terminal by mobile data network or wireless network.
In this technical scheme, preferred the second current geographic position information selected by mobile data network or wireless network acquisition mobile terminal, the network that other are suitable can certainly be selected, so, making payment system compatibility higher, more flexible, the geographical location information for obtaining mobile terminal provides multiple feasible program.
Another aspect of the invention proposes a kind of mobile terminal, including the NFC payment system according to any one of such as technique scheme.
In this technical scheme, mobile terminal includes the NFC payment system as according to any one of technique scheme, therefore has all beneficial effects of NFC payment system according to any one of technique scheme, repeats no more here.
Passing through technical scheme, it is to avoid in transaction, user sensitive information is by fraudulent copying or is carried out the risk paid after forging in strange land, improves payment safety, thus improving Consumer's Experience.
Accompanying drawing explanation
Fig. 1 illustrates the schematic flow sheet of NFC payment according to an embodiment of the invention;
Fig. 2 illustrates the block diagram of NFC payment system according to an embodiment of the invention;
Fig. 3 illustrates the block diagram of mobile terminal according to an embodiment of the invention;
Fig. 4 illustrates the schematic flow sheet that mobile terminal geographic position information according to an embodiment of the invention updates;
Fig. 5 illustrates the schematic flow sheet of NFC payment according to another embodiment of the invention.
Detailed description of the invention
In order to the above-mentioned purpose of the present invention, feature and advantage can be more clearly understood that, below in conjunction with the drawings and specific embodiments, the present invention is further described in detail. It should be noted that when not conflicting, embodiments herein and the feature in embodiment can be mutually combined.
Elaborate a lot of detail in the following description so that fully understanding the present invention; but; the present invention can also adopt other to be different from other modes described here to implement, and therefore, protection scope of the present invention is by the restriction of following public specific embodiment.
Fig. 1 illustrates the schematic flow sheet of NFC payment according to an embodiment of the invention.
As it is shown in figure 1, the NFC payment of one embodiment of the present of invention, for mobile terminal, including: step 102, it may be judged whether receive from the discovery request paying the equipment that accepts; Step 104, when judged result is for being, obtains described payment and accepts the first current geographic position information of equipment; Step 106, it is judged that whether described first current geographic position information belongs to the same area with the pre-stored geographical location information of described mobile terminal; Step 108, when being judged to be, completes NFC and pays, and otherwise, terminates paying.
In this technical scheme, if it is determined that have received from the discovery request paying the equipment that accepts, then need to obtain the first current geographic position information paying the equipment that accepts, and it is mated with the pre-stored geographical location information contrast of mobile terminal, if, judge that both belong to the same area, then control NFC to pay, otherwise, terminate paying, so, ensure that payment activity is in the span of control of user, avoid in transaction, the risk that user sensitive information is carried out in strange land after fraudulent copying or forgery paying, improve payment safety, thus improving Consumer's Experience.
In technique scheme, it is preferable that before described step 102, also include: detecting whether to receive the notice that the geographical location information of described mobile terminal changes; When detecting, obtain the second current geographic position information of described mobile terminal; Described second current geographic position information is stored as described pre-stored geographical location information.
In this technical scheme, the position of mobile terminal is likely to change at any time, so first having to detect whether to receive the notice that the geographical location information of mobile terminal changes, if the geographical location information of mobile terminal changes, will again obtain the current geographic position information of mobile terminal, i.e. the second current geographic position information, and it can be used as pre-stored geographical location information to store, so, realize the real-time update to pre-stored geographical location information, avoiding erroneous judgement, substantially increasing the safety of payment activity, thus promoting Consumer's Experience.
In technique scheme, it is preferable that described second current geographic position information is stored as described pre-stored geographical location information, specifically includes: described second current geographic position information is encrypted; Described second current geographic position information through described encryption is stored the security module to described mobile terminal.
In this technical scheme, by the second current geographic position information is encrypted, then the security module stored to mobile terminal is as pre-stored geographical location information, so fully ensure that the safety paid through the second current geographic position information of encryption, thus promoting Consumer's Experience.
In technique scheme, it is preferable that when being not detected by, again detect whether to receive the notice that the described geographical location information of described mobile terminal changes.
In this technical scheme, receive, without detecting, the notice that the geographical location information of mobile terminal changes, then proceed detection, so, provide a favorable security for pre-stored geographical location information real-time update.
In technique scheme, it is preferable that obtained described second current geographic position information of described mobile terminal by mobile data network or wireless network.
In this technical scheme, preferred the second current geographic position information selected by mobile data network or wireless network acquisition mobile terminal, the network that other are suitable can certainly be selected, so, making payment system compatibility higher, more flexible, the geographical location information for obtaining mobile terminal provides multiple feasible program.
Fig. 2 illustrates the block diagram of NFC payment system according to an embodiment of the invention.
As in figure 2 it is shown, the NFC payment system 200 of one embodiment of the present of invention, for mobile terminal, including: the first judge module 202, for judging whether to receive the discovery request from paying the equipment that accepts; Acquisition module 204, for when judged result is for being, obtaining described payment and accept the first current geographic position information of equipment; And second judge module 206, for judging that whether described first current geographic position information belongs to the same area with the pre-stored geographical location information of described mobile terminal; Control module 208, for when being judged to be, having controlled NFC and paid, otherwise, control to terminate paying.
In this technical scheme, if it is determined that have received from the discovery request paying the equipment that accepts, then need to obtain the first current geographic position information paying the equipment that accepts, and it is mated with the pre-stored geographical location information contrast of mobile terminal, if, judge that both belong to the same area, then control NFC to pay, otherwise, terminate paying, so, ensure that payment activity is in the span of control of user, avoid in transaction, the risk that user sensitive information is carried out in strange land after fraudulent copying or forgery paying, improve payment safety, thus improving Consumer's Experience.
In technique scheme, it is preferable that also include: detection module 210, for, before judging whether to receive described discovery request, detecting whether to receive the notice that the geographical location information of described mobile terminal changes; And locating module 212, for when detecting, obtaining the second current geographic position information of described mobile terminal; Memory module 214, for storing described second current geographic position information as described pre-stored geographical location information.
In this technical scheme, the position of mobile terminal is likely to change at any time, so first having to detect whether to receive the notice that the geographical location information of mobile terminal changes, if the geographical location information of mobile terminal changes, will again obtain the current geographic position information of mobile terminal, i.e. the second current geographic position information, and it can be used as pre-stored geographical location information to store, so, realize the real-time update to pre-stored geographical location information, avoiding erroneous judgement, substantially increasing the safety of payment activity, thus promoting Consumer's Experience.
In technique scheme, it is preferable that described memory module 214 specifically for: described second current geographic position information is encrypted; Described second current geographic position information through described encryption is stored the security module to described mobile terminal.
In this technical scheme, by the second current geographic position information is encrypted, then the security module stored to mobile terminal is as pre-stored geographical location information, so fully ensure that the safety paid through the second current geographic position information of encryption, thus promoting Consumer's Experience.
In technique scheme, it is preferable that described detection module 210 is additionally operable to: when being not detected by, again detect whether to receive the notice that the described geographical location information of described mobile terminal changes.
In this technical scheme, receive, without detecting, the notice that the geographical location information of mobile terminal changes, then proceed detection, so, provide a favorable security for pre-stored geographical location information real-time update.
In technique scheme, it is preferable that obtained described second current geographic position information of described mobile terminal by mobile data network or wireless network.
In this technical scheme, preferred the second current geographic position information selected by mobile data network or wireless network acquisition mobile terminal, the network that other are suitable can certainly be selected, so, making payment system compatibility higher, more flexible, the geographical location information for obtaining mobile terminal provides multiple feasible program.
Fig. 3 illustrates the block diagram of mobile terminal according to an embodiment of the invention.
As it is shown on figure 3, the mobile terminal 300 of one embodiment of the present of invention, including the NFC payment system 200 according to any one of such as technique scheme.
In this technical scheme, mobile terminal 300 includes the NFC payment system 200 as according to any one of technique scheme, therefore has all beneficial effects of NFC payment system 200 according to any one of technique scheme, repeats no more here.
Technical scheme is described in detail below in conjunction with Fig. 4 and Fig. 5:
Fig. 4 illustrates the schematic flow sheet that mobile terminal geographic position information according to an embodiment of the invention updates.
Fig. 5 illustrates the schematic flow sheet of NFC payment according to another embodiment of the invention.
Technical scheme mainly includes the current geographic position information of mobile terminal and updates and transaction payment two processes of discriminating, is respectively described as follows:
As shown in Figure 4, the current geographic position information renewal process of mobile terminal, including:
Step 402, detects whether to receive the notice that the geographical location information of described mobile terminal changes, if it is, enter step 404, otherwise enters step 406.
Step 404, mobile terminal obtains, by mobile network or wireless network, the geographical location information (i.e. the second current geographic position information) that mobile terminal is presently in.
Step 406, receives, without detecting, the notice that the geographical location information of described mobile terminal changes, then continue detection.
Step 408, then this geographical location information is written in entity or virtual SE (security module) (being namely stored as pre-stored geographical location information) for follow-up payment process.
Need exist for being explained as follows three problems:
(1) for the acquisition of geographical location information can be the active reporting of network, it is also possible to be terminal active inquiry;
(2) the SE module in tradition SE scheme is referred to for entity SE, and virtual SE refers to the software realizing SE function in HCE host card modeling scheme, it is possible to be host A PP application, it is also possible to be cloud server;
(3) must be that entity or virtual SE have the software of write authority is just passable for the write of geographical location information, usual terminal can complete the business such as individualized of the hair fastener of card, data by these software, and it has a set of strict certification login process.
As it is shown in figure 5, transaction payment discrimination process, including:
Step 502, it may be judged whether receiving from the discovery request paying the equipment that accepts, if entering step 504, otherwise, terminating paying. User uses mobile phone can receive outside when carrying out NFC payment transaction and accepts the discovery request of equipment.
Step 504, obtains the first current geographic position information paying the equipment that accepts.
Step 506, judge that the first current geographic position information paying the equipment that accepts compares with the currently affiliated geographical position (i.e. pre-stored geographical location information) of the terminal of storage in entity or virtual SE to judge whether to belong to the same area, if, enter step 508, otherwise, step 510 is entered.
Step 508, as the two belongs to the same area, then proceeds transaction.
Step 510, as the two is not belonging to the same area, then terminates transaction.
It should be noted that, the write of geographical location information must be that software entity or virtual SE being had and writing authority is just passable, usual terminal can complete the business such as individualized of the hair fastener of card, data by these software, it has a set of strict certification login process, and this geographical location information can be stored encrypted in entity or virtual SE, outside cannot obtain, and the pseudo-card of malicious user also cannot be distorted and add confidential information in user SE, and pseudo-card long-distance consuming can be made to be terminated.
Describing technical scheme in detail above in association with accompanying drawing, it is to avoid in transaction, user sensitive information is by fraudulent copying or is carried out the risk paid after forging in strange land, improves payment safety, thus improving Consumer's Experience.
The foregoing is only the preferred embodiments of the present invention, be not limited to the present invention, for a person skilled in the art, the present invention can have various modifications and variations. All within the spirit and principles in the present invention, any amendment of making, equivalent replacement, improvement etc., should be included within protection scope of the present invention.
Claims (11)
1. a NFC payment, for mobile terminal, it is characterised in that including:
Judge whether to receive the discovery request from paying the equipment that accepts;
When judged result is for being, obtains described payment and accept the first current geographic position information of equipment;
Judge that whether described first current geographic position information belongs to the same area with the pre-stored geographical location information of described mobile terminal;
When being judged to be, complete NFC and pay, otherwise, terminate paying.
2. NFC payment according to claim 1, it is characterised in that before judging whether to receive described discovery request, also include:
Detect whether to receive the notice that the geographical location information of described mobile terminal changes;
When detecting, obtain the second current geographic position information of described mobile terminal;
Described second current geographic position information is stored as described pre-stored geographical location information.
3. NFC payment according to claim 2, it is characterised in that described second current geographic position information is stored as described pre-stored geographical location information, specifically includes:
Described second current geographic position information is encrypted;
Described second current geographic position information through described encryption is stored the security module to described mobile terminal.
4. NFC payment according to claim 2, it is characterised in that
When being not detected by, again detect whether to receive the notice that the described geographical location information of described mobile terminal changes.
5. the NFC payment according to any one of claim 2 to 4, it is characterised in that
Described second current geographic position information of described mobile terminal is obtained by mobile data network or wireless network.
6. a NFC payment system, for mobile terminal, it is characterised in that including:
First judge module, for judging whether to receive the discovery request from paying the equipment that accepts;
Acquisition module, for when judged result is for being, obtaining described payment and accept the first current geographic position information of equipment; And
Second judge module, for judging that whether described first current geographic position information belongs to the same area with the pre-stored geographical location information of described mobile terminal;
Control module, for when being judged to be, having controlled NFC and paid, otherwise, control to terminate paying.
7. NFC payment system according to claim 6, it is characterised in that also include:
Detection module, for, before judging whether to receive described discovery request, detecting whether to receive the notice that the geographical location information of described mobile terminal changes; And
Locating module, for when detecting, obtaining the second current geographic position information of described mobile terminal;
Memory module, for storing described second current geographic position information as described pre-stored geographical location information.
8. NFC payment system according to claim 7, it is characterised in that described memory module specifically for:
Described second current geographic position information is encrypted;
Described second current geographic position information through described encryption is stored the security module to described mobile terminal.
9. NFC payment system according to claim 7, it is characterised in that described detection module is additionally operable to:
When being not detected by, again detect whether to receive the notice that the described geographical location information of described mobile terminal changes.
10. the NFC payment system according to any one of claim 7 to 9, it is characterised in that
Described second current geographic position information of described mobile terminal is obtained by mobile data network or wireless network.
11. a mobile terminal, it is characterised in that include the NFC payment system as according to any one of claim 6 to 10.
Priority Applications (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201510346562.6A CN105631662A (en) | 2015-06-19 | 2015-06-19 | NFC payment method, NFC payment system and mobile terminal |
| PCT/CN2016/080834 WO2016202108A1 (en) | 2015-06-19 | 2016-04-29 | Nfc payment method, nfc payment system and mobile terminal |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201510346562.6A CN105631662A (en) | 2015-06-19 | 2015-06-19 | NFC payment method, NFC payment system and mobile terminal |
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| CN105631662A true CN105631662A (en) | 2016-06-01 |
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| CN201510346562.6A Pending CN105631662A (en) | 2015-06-19 | 2015-06-19 | NFC payment method, NFC payment system and mobile terminal |
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| WO (1) | WO2016202108A1 (en) |
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| CN106204026A (en) * | 2016-07-22 | 2016-12-07 | 西安酷派软件科技有限公司 | A kind of method and device of mobile payment |
| CN108960813A (en) * | 2018-06-28 | 2018-12-07 | 苏州食在有趣网络科技有限公司 | A kind of intelligent cashier system based on NFC payment |
| CN112184209A (en) * | 2020-09-07 | 2021-01-05 | 广东以诺通讯有限公司 | Method for realizing payment by D2D terminal through NFC and terminal |
| CN112613064A (en) * | 2019-10-03 | 2021-04-06 | 埃森哲环球解决方案有限公司 | Privacy secure edge zone computation for secure operation authorization |
| WO2021155785A1 (en) * | 2020-02-03 | 2021-08-12 | 中国银联股份有限公司 | Payment method, terminal, server and system |
| CN114202333A (en) * | 2020-09-17 | 2022-03-18 | Oppo广东移动通信有限公司 | Near field communication control method and device, electronic equipment and storage medium |
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| CN112150160B (en) * | 2020-09-30 | 2023-08-08 | 重庆市科学技术研究院 | Electronic ticket transaction suggestion generation method and system |
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| CN112613064A (en) * | 2019-10-03 | 2021-04-06 | 埃森哲环球解决方案有限公司 | Privacy secure edge zone computation for secure operation authorization |
| CN112613064B (en) * | 2019-10-03 | 2024-12-31 | 埃森哲环球解决方案有限公司 | Privacy-safe edge computing for secure operation authorization |
| WO2021155785A1 (en) * | 2020-02-03 | 2021-08-12 | 中国银联股份有限公司 | Payment method, terminal, server and system |
| CN112184209A (en) * | 2020-09-07 | 2021-01-05 | 广东以诺通讯有限公司 | Method for realizing payment by D2D terminal through NFC and terminal |
| CN114202333A (en) * | 2020-09-17 | 2022-03-18 | Oppo广东移动通信有限公司 | Near field communication control method and device, electronic equipment and storage medium |
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