CN105550870B - A method, device and terminal for routing policy processing - Google Patents

Abstract

Embodiments of the present invention provide a method, a device, and a communication terminal for selecting a routing strategy, wherein the method includes: when a security verification module is selected in a mobile payment process, receiving routing identification information; Whether there is a routing policy associated with the received routing identification information in the set; if so, configure the routing policy associated with the routing identification information. By adopting the invention, the convenience and quickness of routing policy configuration can be improved, and at the same time, the automation and intelligence of routing policy configuration can be realized.

Description

A method, device and terminal for routing policy processing

technical field

The present invention relates to the field of communication technologies, and in particular, to a method, device and terminal for routing policy processing.

Background technique

With the continuous development and improvement of science and technology, in order to meet the growing needs of people, R & D personnel continue to develop and break through the existing technology. At present, researchers have developed a host-based card emulation (HCE) technology implemented in software based on the traditional security module (Security Element, SE) emulation card technology in hardware.

However, at present, in the existing communication terminals compatible with HCE and traditional SE solutions, when implementing terminal payment or routing policy switching, the default card application mode is usually set as the consumption card mode. Correspondingly, the terminal selects the traditional SE solution by default. Jump to the corresponding routing policy and the default consumption card to complete the payment operation. If the user wants to adjust the switching card application method, that is, switching the routing strategy, it is necessary to manually set the terminal accordingly, which increases the user operation and consumes time and effort.

SUMMARY OF THE INVENTION

The technical problem to be solved by the embodiments of the present invention is to provide a routing policy processing method, device and terminal, which can conveniently and quickly perform routing policy configuration.

A first aspect of the embodiments of the present invention provides a routing policy processing method, the method includes:

When the security verification module is selected in the mobile payment process, the routing identification information is received;

Judging whether there is a routing policy associated with the received routing identification information in the preset routing policy set;

If yes, configure the routing policy associated with the routing identification information.

Optionally, the method further includes:

According to the routing policy associated with the routing identification information, look up the routing destination address corresponding to the routing policy;

Communicate according to the found routing destination address and the routing policy.

Optionally, the mobile payment is based on proximity communication, the preset routing policy set includes at least two proximity communication routing policies, and the configuring the routing policy associated with the routing identification information ,include:

The routing policy of the proximity communication routing controller is configured as the routing policy associated with the routing identification information.

Optionally, the routing identification information includes one or a combination of fingerprint information, iris information, sclera information, voice information, and face feature information, and the method further includes:

At least one routing identification information is associated with each routing policy in the preset routing policy set.

Optionally, before receiving the routing identification information, the method further includes:

establishing a routing policy association table according to the association relationship between the routing policy and the routing identification information;

The judging whether there is a routing policy associated with the received routing identification information in the preset routing policy set includes:

From the routing policy association table, look up whether there is a routing policy associated with the received routing identification information;

If so, the routing policy associated with the routing identification information exists.

A second aspect of the embodiments of the present invention provides a routing policy processing device, the device comprising:

The receiving module is used to receive the routing identification information when the security verification module is selected in the mobile payment process;

a judging module for judging whether there is a routing strategy associated with the routing identification information received by the receiving module in the preset routing strategy set;

A configuration module, configured to configure the routing policy associated with the routing identification information if the determination result of the determination module is yes.

Optionally, the device further includes:

a search module, configured to search for a routing destination address corresponding to the routing policy according to the routing policy associated with the routing identification information;

A communication module, configured to communicate according to the routing destination address and the routing policy found by the searching module.

Optionally, the mobile payment is based on proximity communication, and the preset routing policy set includes at least two proximity communication routing policies,

The configuration module is specifically configured to configure the routing policy of the proximity communication routing controller as the routing policy associated with the routing identification information.

Optionally, the routing identification information includes one or a combination of fingerprint information, iris information, sclera information, voice information, and facial feature information, and the device further includes:

The association module is configured to associate at least one routing identification information for each routing policy in the preset routing policy set.

Optionally, the device further includes:

establishing a module for establishing a routing policy association table according to the association relationship between the routing policy and the routing identification information in the association module;

The judging module is specifically configured to look up whether there is a routing policy associated with the received routing identification information from the routing policy association table established by the establishing module; when the routing policy is found, notify the configuration module.

A third aspect of the embodiments of the present invention provides a communication terminal, where the terminal includes the routing policy processing apparatus.

In this embodiment of the present invention, when the security verification module is selected in the mobile payment process, the routing identification information is received, and it is judged whether there is a routing strategy associated with the received routing identification information in the preset routing strategy set. When judging that there is the routing policy associated with the routing identification information, configure the routing policy of the routing controller as the routing policy associated with the routing identification information, which improves the convenience and quickness of routing policy configuration and avoids It allows users to manually set switching routing policies, saves time and effort, and realizes automation and intelligence of routing policy configuration switching.

Description of drawings

In order to explain the embodiments of the present invention or the technical solutions in the prior art more clearly, the following briefly introduces the accompanying drawings that need to be used in the description of the embodiments or the prior art. Obviously, the accompanying drawings in the following description are only These are some embodiments of the present invention. For those of ordinary skill in the art, other drawings can also be obtained according to these drawings without creative efforts.

1 is a schematic flowchart of a routing policy processing method according to an embodiment of the present invention;

2 is a schematic flowchart of another routing policy processing method according to an embodiment of the present invention;

3 is a schematic structural diagram of an apparatus for processing a routing policy according to an embodiment of the present invention;

4 is a schematic structural diagram of an apparatus for processing a routing policy according to an embodiment of the present invention;

FIG. 5 is a schematic structural diagram of a communication terminal according to an embodiment of the present invention.

Detailed ways

Embodiments of the present invention provide a method and device for displaying processing results, so that keywords can be quickly searched to obtain the result information most desired by users, with simple operation and high efficiency.

In order to make those skilled in the art better understand the solutions of the present invention, the technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only Embodiments are part of the present invention, but not all embodiments. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without creative efforts shall fall within the protection scope of the present invention.

The terms "first", "second" and "third" in the description and claims of the present invention and the above drawings are used to distinguish different objects, rather than to describe a specific order. Furthermore, the term "comprising" and any variations thereof are intended to cover non-exclusive inclusion. For example, a process, method, system, product or device comprising a series of steps or units is not limited to the listed steps or units, but optionally also includes unlisted steps or units, or optionally also includes For other steps or units inherent to these processes, methods, products or devices.

Please refer to FIG. 1 , which is a schematic flowchart of a routing policy processing method according to an embodiment of the present invention. The method in the embodiment of the present invention can be applied to terminals with communication network functions, such as smart phones, tablet computers, and smart wearable devices. , which can be specifically implemented by the processors of these communication terminals. The method of the embodiment of the present invention further includes the following steps.

S101. When a security verification module is selected in a mobile payment process, receive routing identification information.

In this embodiment of the present invention, when the communication terminal detects that the terminal performs mobile payment (such as electronic account payment, card payment) and uses the built-in security verification module of the terminal to verify whether the transaction information input by the user is legal, the communication terminal receives the data sent by other terminals. Or one or more routing identification information input by the user for triggering a routing policy, the communication terminal may preset a routing policy set, and associate at least one routing identification for each routing policy in the preset routing policy set information.

The security verification module can be used to verify whether the transaction information input by the user is legal, and can also be used to store data content information (such as user information, transaction information, NFC application information, etc.), and the security verification module can be integrated in the communication terminal. In a SIM card, an SD card, a built-in chip, or other components or modules used to integrate a security verification module, the embodiments of the present invention are not limited.

The routing identification information includes one or more combinations of fingerprint information, iris information, sclera information, voice information, and face feature information, or other biometric feature information, which is not limited in this embodiment of the present invention.

The communication terminal may include Internet devices such as personal computers, smart phones (such as Android phones, iOS phones, etc.), tablet computers, handheld computers, mobile Internet devices (MID, Mobile Internet Devices), or wearable smart devices. Not limited.

The communication terminal may further establish a routing policy association table in advance according to the association relationship between the routing policy and the routing identification information.

Exemplarily, Table 1 below presents a routing policy association table for short-range communication.

Table 1

label fingerprint data NFC Routing Policy 1 Fingerprint 1 HCE 2 Fingerprint 2 SWP-SIM 3 Fingerprint 3 SD-NFC 4 Fingerprint 4 HCE>SWP-SIM>SD-NFC 5 Fingerprint 5 SWP-SIM>SD-NFC>HCE 6 Fingerprint 6 SD-NFC>HCE>SWP-SIM

The above-mentioned Table 1 provides an association table in which the routing identification information is fingerprint information and NFC routing strategy, wherein, HCE is a device that can perform corresponding communication operations on the transaction information input by the user on a certain application or server of the communication terminal. A routing protocol; SWP-SIM is a routing protocol that can perform corresponding communication operations on the transaction information input by the user on the SIM card; SD-NFC is on the SD card to complete the corresponding communication on the transaction information input by the user. A routing protocol for operation; the fingerprint information is different fingerprint information, which can be fingerprint information of different fingers, fingerprint information of the same finger fingerprint with different input time durations, or different arrangements and combinations of multiple finger fingerprints, or other It is used to represent different fingerprint information, which is not limited in this embodiment of the present invention.

From Table 1, it can be concluded that fingerprint 1 is associated with the routing strategy HCE, fingerprint 2 is associated with the routing strategy SWP-SIM, and fingerprint 3 is associated with the routing strategy SD-NFC; that is to say, when the communication terminal obtains the fingerprint 1, it can Find out the routing policy HCE associated with fingerprint 1 from the routing policy association table. Among them, in the association relationship between fingerprint 4 and the routing policy HCE>SWP-SIM>SD-NFC, the routing protocol HCE has the highest priority, followed by the routing protocol SWP-SIM, and the routing protocol with the lowest priority is SD-NFC; That is to say, when the communication terminal acquires the fingerprint 4, it can find the routing policy HCE>SWP-SIM>SD-NFC associated with the fingerprint 4 from the routing policy association table.

S102. Determine whether there is a routing policy associated with the received routing identification information in the preset routing policy set.

In this embodiment of the present invention, the communication terminal may determine whether there is a routing policy associated with the routing identification information received in S101 in the preset routing policy set; In the table, look up whether there is a routing policy associated with the received routing identification information, and if the routing policy associated with the routing identification information is found, the communication terminal verifies that the routing identification exists. The routing policy associated with the information.

S103. If the routing policy associated with the routing identification information exists, configure the routing policy associated with the routing identification information.

In this embodiment of the present invention, when it is verified in S102 that a routing policy associated with the routing identification information received in S101 exists in the preset routing policy set, the communication terminal configures the routing policy of the routing controller of the terminal as the The routing policy associated with the routing identification information.

Wherein, if the mobile payment in S101 is a payment based on proximity communication (such as NFC payment), the preset routing strategy set includes at least two proximity communication routing strategies, and the communication terminal determines that the preset routing strategy is in the preset routing strategy. When there is a routing policy associated with the routing identification information in the routing policy set of the communication terminal, the communication terminal configures the routing policy of the short-range communication controller of the terminal as the routing policy associated with the routing identification information.

Exemplarily, in Table 1, when the communication terminal acquires the fingerprint 3, the communication terminal determines that there is a routing strategy SD-NFC associated with the fingerprint 3 in the preset routing strategy set, then the communication terminal controls the routing of the terminal. The router's routing policy is configured as SD-NFC.

Wherein, the communication terminal may also search for a routing destination address corresponding to the routing policy according to the routing policy associated with the routing identification information, and the communication terminal performs the routing based on the found routing destination address and the routing policy. communication.

In a specific implementation, the communication terminal may update or set a preset communication routing table according to the routing policy associated with the routing identification information, and the communication terminal may update or set the preset communication routing table according to the routing policy in the preset communication routing table The priority of the routing protocol and the card type, to find out whether there is a routing destination address that can support the deployment of the routing protocol. The card of the security verification module completes the corresponding payment operation.

The preset communication routing table includes at least the card type, the communication identifier, and the routing destination address; the routing destination address can be a SIM card, an SD card, or an application or server that can support the completion of HCE, or other communication routing protocols. The address reached is not limited in this embodiment of the present invention.

It should be noted that the communication terminal usually integrates a security verification module into the routing destination address, that is to say, the communication terminal usually integrates a security verification module for verifying whether the transaction information input by the user is legal or not. The SIM card, SD card or the corresponding application or server of the HCE is completed, or other components or modules used to integrate the security verification module.

An example is given below. User A holds 3 financial cards. In order to facilitate payment, user A binds his agricultural bank card to the SIM card of mobile phone A, and the ICBC card is bound to the HCE application of mobile phone A (which can support After completing an application of HCE), the China Merchants Bank card is bound to the SD card of mobile phone A. Now when user A pays with mobile phone A in the supermarket, he enters his own fingerprint information as fingerprint 4, according to the fingerprint given in Table 1 above. The relationship between the information and the routing policy, the mobile phone A can find the routing policy HCE>SWP-SIM>SD-NFC associated with fingerprint 4 from Table 1, and the mobile phone A configures the routing policy on the routing controller of the terminal as HCE>SWP-SIM>SD-NFC.

Mobile phone A can create a preset AID routing table based on user A's binding information to all cards, as shown in Table 2 below.

Table 2

AID identification card type Destination address 1 Debit Card SIM card 2 Debit Card HCE application 3 Debit Card SD card 4 non-financial card SD card 5 non-financial card SIM card

According to the preset AID routing table given in Table 2, the routing controller of mobile phone A finds that the card type is financial card, and there is a destination address that can support the deployment of the routing protocol HCE with the highest routing protocol priority, that is, to verify mobile phone A Whether the security verification module (an application in the mobile phone A or the cloud server) can support the routing protocol HCE, from Table 2, the routing controller of the mobile phone A can find that the destination address "HCE application" corresponding to the AID identification of 2 can support Deploy the routing protocol HCE with the highest priority. At this time, the routing controller of mobile phone A completes the corresponding payment operation according to the routing protocol HCE and the ICBC card bound to the destination address "HCE application".

In the above example, the routing controller of mobile phone A searches the preset AID routing table given in Table 2 and finds that "the card type is financial card, and there is a destination address that can support the deployment of the HCE with the highest routing protocol priority". The search order is variable, that is to say, the routing controller of mobile phone A can first find the destination address corresponding to "the card type is financial card" from Table 2, and then find the destination address that satisfies the card type is Among the destination addresses corresponding to the financial card, continue to search for the destination address of the HCE that can support the deployment of the routing protocol with the highest priority; The card type corresponding to the destination address of HCE, and then from the found card types, continue to search for cards whose card type is financial card; or, at the same time, in Table 2 to find out that the card type is financial card, and there is a card that can support deployment The destination address of the HCE with the highest routing protocol priority; only when the above card type is a financial card and there is a destination address that can support the deployment of the HCE with the highest routing protocol priority, and both conditions are met, the routing controller of mobile phone A will The corresponding payment operation is completed according to the routing protocol HCE and the ICBC card bound to the destination address "HCE application".

When the communication terminal cannot find the corresponding card type in the preset communication routing table (such as the preset AID routing table) and can support the routing destination address of the routing protocol in the routing policy, the The communication terminal may send a prompt message, where the prompt message is used to prompt the user to re-input routing identification information (eg, fingerprint information).

In order to ensure the smooth payment of the communication terminal, the communication terminal can also update or set the preset communication routing table according to the routing policy associated with the routing identification information, that is to say, the communication terminal Select the routing protocol in the routing policy associated with the identification information, and add, modify or delete information such as routing destinations, card types or communication identifiers that can support the deployment of the routing protocol in the preset communication routing table.

In this embodiment of the present invention, when the security verification module is selected in the mobile payment process, the routing identification information is received, and it is judged whether there is a routing strategy associated with the received routing identification information in the preset routing strategy set. When judging that there is the routing policy associated with the routing identification information, configure the routing policy of the routing controller as the routing policy associated with the routing identification information, which improves the convenience and quickness of routing policy configuration and avoids It allows users to manually set switching routing policies, saves time and effort, and realizes automation and intelligence of routing policy configuration switching.

Please refer to FIG. 2 again, which is a schematic flowchart of another routing policy processing method according to an embodiment of the present invention. The method in the embodiment of the present invention can be applied to devices with communication network functions such as smart phones, tablet computers, and smart wearable devices. In the terminals of the communication terminals, the specific implementation can be realized by the processors of these communication terminals. The method of the embodiment of the present invention further includes the following steps.

S201. Obtain one or more routing identification information for triggering a routing policy; wherein, the routing identification information may include one or more of fingerprint information, iris information, sclera information, voice information, and face feature information The combination.

As shown in Table 1, the communication terminal has acquired 6 pieces of fingerprint information for triggering the routing policy, wherein the fingerprint information is different fingerprint information, which can be the fingerprint information of different fingers, and the entry time of the fingerprint of the same finger has different durations This embodiment of the present invention does not limit the fingerprint information of the fingerprint, or different arrangements and combinations of the fingerprints of multiple fingers, or other uses to represent different fingerprint information.

The routing identification information may include one or a combination of fingerprint information, iris information, sclera information, voice information, and face feature information, or other biometric feature information, which is not limited in the embodiment of the present invention.

S202. Associate at least one routing identification information for each routing policy in a preset routing policy set.

In this embodiment of the present invention, the communication terminal associates a routing policy with each routing identification information acquired in S201. As shown in Table 1, fingerprint 1 is associated with the routing policy HCE, fingerprint 2 is associated with the routing policy SWP-SIM, and fingerprint 3 is associated with the routing policy SWP-SIM. Associated with routing policy SD-NFC.

It should be noted that one routing identification information can only be associated with one routing policy, however, the same routing policy can be associated with one or more routing identification information, that is to say, one routing policy can have one or more corresponding routing policies. Routing identification information.

S203. Establish a routing policy association table according to the association relationship between the routing policy and the routing identification information.

S204. When the security verification module is selected in the mobile payment process, the routing identification information is received.

In this embodiment of the present invention, when the communication terminal detects that the terminal performs mobile payment (such as electronic account payment, card payment) and uses the built-in security verification module of the terminal to verify whether the transaction information input by the user is legal, the communication terminal receives In S201, one or more routing identification information sent by other terminals or users for triggering a routing policy is acquired.

The security verification module is used to verify whether the transaction information input by the user is legal, and can also be used to store data content information (such as user information, transaction information, NFC application information, etc.), and the security verification module can be integrated in the SIM of the communication terminal. Cards, SD cards, built-in chips, or other components or modules used to integrate the security verification module, are not limited in the embodiments of the present invention.

S205. From the established routing policy association table, look up whether there is a routing policy associated with the received routing identification information.

S206. If the mobile payment is based on proximity communication, and the preset routing policy set includes at least two proximity communication routing policies, when there is a routing policy associated with the routing identification information, the proximity communication The routing policy of the communication routing controller is configured as the routing policy associated with the routing identification information.

Exemplarily, in Table 1, when the communication terminal receives fingerprint 1, the communication terminal finds the near field communication (Near Field Communication, NFC) routing policy HCE associated with fingerprint 1 in the routing policy association table of Table 1, The communication terminal switches the routing policy of the routing controller of the terminal to HCE.

S207: Search for a routing destination address corresponding to the routing policy according to the routing policy associated with the routing identification information.

S208: Communicate according to the found routing destination address and the routing policy.

In order to further illustrate the above-mentioned routing policy processing method, an example is given below for detailed description.

User B binds his agricultural bank card to the SD card of mobile phone B, and binds the industrial and commercial bank card to the HCE application of mobile phone B (an application that can support the completion of HCE). Binding information to create a preset AID routing table, as shown in Table 3 below.

table 3

AID identification card type Destination address 1 Debit Card SD card 2 Debit Card HCE application 3 non-financial card SD card 4 non-financial card SIM card

Assume that the relationship between the fingerprint information entered by user B and the routing policy is as shown in Table 1 above. Now when user B pays with mobile phone B, he enters his own fingerprint 3. Mobile phone B can find out the routing policy SD-NFC associated with fingerprint 3 according to Table 1. Mobile phone B configures the routing policy on the routing controller of the terminal. For SD-NFC, the routing controller of mobile phone B finds out whether there is a card type of financial card according to the preset AID routing table given in Table 3, and there is a destination address that can support the deployment of the routing protocol SD-NFC, that is, to verify the mobile phone. Whether the security verification module in B can support the routing protocol SD-NFC, it can be found from Table 3 that the "SD card" corresponding to AID 1 can support the deployment of the highest priority routing protocol SD-NFC. At this time, the routing protocol of mobile phone B The controller completes the corresponding payment operation according to the routing protocol SD-NFC and the agricultural bank card bound to the destination address SD card.

If user B forgets the relationship between the fingerprint information entered by himself and the routing strategy, and now enters fingerprint 5 for consumption payment, mobile phone B can find out the routing strategy SWP-SIM>SD-NFC associated with the entered fingerprint 5 >HCE, the above mobile phone B configures the routing controller of the terminal as SWP-SIM>SD-NFC>HCE. According to the preset AID routing table given in Table 3, the routing controller of mobile phone B finds that the card type is financial card, and there is a destination address of "SWP-SIM" that can support the deployment of the highest priority routing protocol. B cannot find out the destination address with the card type as financial card and can support the deployment of routing protocol "SWP-SIM", then mobile phone B then finds the card type as financial card from Table 3 and can support the deployment of the second priority level Destination address of the routing protocol "SD-NFC". From Table 3, the routing controller of mobile phone B can find out that the destination address "SD-NFC" corresponding to the AID identification of 1 can support the deployment of the highest priority routing protocol SD-NFC. NFC" and the agricultural bank card bound to the destination SD card to complete the corresponding payment operation.

When the communication terminal cannot find the corresponding card type in the preset communication routing table (such as the preset AID routing table) and can support the routing destination address of the routing protocol in the routing policy, the communication The terminal may send a prompt message, where the prompt message is used to prompt the user to re-input routing identification information (such as fingerprint information).

In order to ensure the smooth payment of the communication terminal, the communication terminal can also update or set the preset communication routing table according to the routing policy associated with the routing identification information, that is to say, the communication terminal Identify the routing protocol in the associated routing policy, and add, modify or delete information such as routing destinations, card types or communication identifiers that can support the deployment of the routing protocol in the preset communication routing table.

In this embodiment of the present invention, when the security verification module is selected in the mobile payment process, the routing identification information is received, and it is judged whether there is a routing strategy associated with the received routing identification information in the preset routing strategy set. When judging that there is the routing policy associated with the routing identification information, configure the routing policy of the routing controller as the routing policy associated with the routing identification information, which improves the convenience and quickness of routing policy configuration and avoids It allows users to manually set switching routing policies, saves time and effort, and realizes automation and intelligence of routing policy configuration switching.

The routing policy processing apparatus according to the embodiment of the present invention will be described in detail below.

Please refer to FIG. 3 , which is a schematic structural diagram of a routing policy processing device according to an embodiment of the present invention. The device in the embodiment of the present invention can be installed in a device with a communication network function, such as a smart phone, a tablet computer, and a smart wearable device. In the terminal, the apparatus 3 may specifically include the following modules.

The receiving module 30 is used to receive the routing identification information when the security verification module is selected in the mobile payment process;

The judgment module 31 is used for judging whether there is a routing policy associated with the routing identification information received by the receiving module 30 in the preset routing policy set;

The configuration module 32 is configured to configure the routing policy associated with the routing identification information if the determining module 31 determines that the routing policy associated with the routing identification information exists.

The routing identification information may include one or a combination of fingerprint information, iris information, sclera information, voice information, and face feature information, or other biometric feature information, which is not limited in the embodiment of the present invention.

In the embodiment of the present invention, when the receiving module 30 selects the security verification module during the mobile payment process, it receives one or more routing identification information sent by other terminals or users for triggering the routing policy, and the determining module 31 determines that the preset Whether there is a routing policy associated with the routing identification information received by the receiving module 30 in the routing policy set, if the judging module 31 determines that there is a routing policy associated with the routing identification information in the preset routing policy set, then configure the module 32 configures the routing policy on the routing controller of the terminal as the routing policy associated with the routing policy received by the receiving module 30 that exists in the preset routing policy set determined by the determining module 31 .

In this embodiment of the present invention, when the security verification module is selected in the mobile payment process, the routing identification information is received, and it is judged whether there is a routing strategy associated with the received routing identification information in the preset routing strategy set. When judging that there is the routing policy associated with the routing identification information, configure the routing policy of the routing controller as the routing policy associated with the routing identification information, which improves the convenience and quickness of routing policy configuration and avoids It allows users to manually set switching routing policies, saves time and effort, and realizes automation and intelligence of routing policy configuration switching.

It should be noted that, when the routing policy processing apparatus provided in the above embodiment performs routing policy processing and setting, only the division of the above functional modules is used as an example for illustration. In practical applications, the above functions may be allocated to different functions as required. Module completion, that is, dividing the internal structure of the mobile communication terminal into different functional modules to complete all or part of the described functions. In addition, the routing policy processing apparatus provided in the above embodiment and a routing policy processing method in the embodiment of the present invention provided in FIG. 1 belong to the same concept, and the specific implementation process is detailed in the method embodiment, which will not be repeated here.

Please refer to FIG. 4 again, which is a schematic structural diagram of a routing policy processing device according to an embodiment of the present invention. The device in the embodiment of the present invention can be installed in a device with a communication network function such as a smart phone, a tablet computer, and a smart wearable device. In the terminal, the device 4 includes the receiving module 30, the judging module 31 and the configuration module 32 in the above-mentioned embodiment.

Further optionally, in this embodiment of the present invention, the apparatus may further include:

a search module 33, configured to search for a routing destination address corresponding to the routing policy according to the routing policy associated with the routing identification information;

The communication module 34 is configured to communicate according to the routing destination address and the routing policy found by the searching module 33 .

Further optionally, if the mobile payment is based on proximity communication, the preset routing strategy set includes at least two proximity communication routing strategies,

The configuration module 32 is specifically configured to configure the routing policy of the proximity communication routing controller as the route associated with the routing identification information when the determining module 31 determines that there is a routing policy associated with the routing identification information. Strategy.

Further optionally, in this embodiment of the present invention, the routing identification information includes a combination of one or more of fingerprint information, iris information, sclera information, voice information, and face feature information, and the device further includes :

The association module 35 is configured to associate at least one routing identification information for each routing policy in the preset routing policy set.

Further optionally, in this embodiment of the present invention, the apparatus may further include a establishing module 36, configured to establish a routing policy association table according to the association relationship between the routing policy and the routing identification information in the association module 35;

The judging module 31 is specifically configured to find out whether there is a routing strategy associated with the received routing identification information from the routing strategy association table established by the establishing module 36; when the routing strategy is found , and notify the configuration module 32 .

It should be noted that, when the routing policy processing apparatus provided in the above embodiment performs routing policy processing and setting, only the division of the above functional modules is used as an example for illustration. In practical applications, the above functions may be allocated to different functions as required. Module completion, that is, dividing the internal structure of the mobile communication terminal into different functional modules to complete all or part of the described functions. In addition, the routing policy processing apparatus provided in the above embodiment and the routing policy processing method in another embodiment of the present invention provided in FIG. 2 belong to the same concept, and the specific implementation process is detailed in the method embodiment, which will not be repeated here.

In this embodiment of the present invention, when the security verification module is selected in the mobile payment process, the routing identification information is received, and it is judged whether there is a routing strategy associated with the received routing identification information in the preset routing strategy set. When judging that there is the routing policy associated with the routing identification information, configure the routing policy of the routing controller as the routing policy associated with the routing identification information, which improves the convenience and quickness of routing policy configuration and avoids It allows users to manually set switching routing policies, saves time and effort, and realizes automation and intelligence of routing policy configuration switching.

In order to facilitate better implementation of the above solutions of the embodiments of the present invention, the present invention further provides related terminals for cooperating with implementing the above solutions. The following is a detailed description in conjunction with the schematic structural diagram of a mobile terminal provided by the present invention shown in FIG. 5 :

The mobile terminal 50 may include: an input device 500, an output device 501, a memory 502, and a processor 503 (the number of processors 503 in the network device may be one or more, and one processor is taken as an example in FIG. 5). In some embodiments of the present invention, the input device 500 , the output device 501 , the memory 502 , and the processor 503 may be connected by a bus or in other ways, wherein the connection by a bus is taken as an example in FIG. 5 .

Wherein, the processor 503 can be used to call the data update program stored in the memory 502, and perform the following steps:

When the security verification module is selected in the mobile payment process, the routing identification information is received;

Judging whether there is a routing policy associated with the received routing identification information in the preset routing policy set;

If yes, configure the routing policy associated with the routing identification information.

In this embodiment of the present invention, the processor 503 may be configured to call the data update program stored in the memory 502, and may also perform the following steps:

According to the routing policy associated with the routing identification information, look up the routing destination address corresponding to the routing policy;

Communicate according to the found routing destination address and the routing policy.

In this embodiment of the present invention, the processor 503 may be configured to call the data update program stored in the memory 502, and may also perform the following steps:

If the mobile payment is based on proximity communication, and the preset routing policy set includes at least two proximity communication routing policies, when there is a routing policy associated with the routing identification information, the proximity communication routing The routing policy of the controller is configured as the routing policy associated with the routing identification information.

In this embodiment of the present invention, the processor 503 may be configured to call the data update program stored in the memory 502, and may also perform the following steps:

At least one routing identification information is associated with each routing policy in the preset routing policy set.

In this embodiment of the present invention, the processor 503 may be configured to call the data update program stored in the memory 502, and may also perform the following steps:

establishing a routing policy association table according to the association relationship between the routing policy and the routing identification information;

From the routing policy association table, look up whether there is a routing policy associated with the received routing identification information;

If so, the routing policy associated with the routing identification information exists.

In this embodiment of the present invention, when the security verification module is selected in the mobile payment process, the routing identification information is received, and it is judged whether there is a routing strategy associated with the received routing identification information in the preset routing strategy set. When judging that there is the routing policy associated with the routing identification information, configure the routing policy of the routing controller as the routing policy associated with the routing identification information, which improves the convenience and quickness of routing policy configuration and avoids It allows users to manually set switching routing policies, saves time and effort, and realizes automation and intelligence of routing policy configuration switching.

It should be noted that, for the sake of simple description, the foregoing method embodiments are all expressed as a series of action combinations, but those skilled in the art should know that the present invention is not limited by the described action sequence. Because in accordance with the present invention, certain steps may be performed in other orders or simultaneously. Secondly, those skilled in the art should also know that the embodiments described in the specification are all preferred embodiments, and the actions and modules involved are not necessarily required by the present invention.

In the above-mentioned embodiments, the description of each embodiment has its own emphasis. For parts that are not described in detail in a certain embodiment, reference may be made to the relevant descriptions of other embodiments.

It should be noted that, for the sake of simple description, the foregoing method embodiments are all expressed as a series of action combinations, but those skilled in the art should know that the present invention is not limited by the described action sequence. Because in accordance with the present invention, certain steps may be performed in other orders or simultaneously. Secondly, those skilled in the art should also know that the embodiments described in the specification are all preferred embodiments, and the actions and modules involved are not necessarily required by the present invention.

In the above-mentioned embodiments, the description of each embodiment has its own emphasis. For parts that are not described in detail in a certain embodiment, reference may be made to the relevant descriptions of other embodiments.

The steps in the method of the embodiment of the present invention may be adjusted, combined and deleted in sequence according to actual needs.

Units in the apparatus of the embodiment of the present invention may be combined, divided, and deleted according to actual needs. Those skilled in the art may combine or combine the different embodiments described in this specification and the features of the different embodiments.

From the description of the above embodiments, those skilled in the art can clearly understand that the present invention can be implemented by hardware, firmware, or a combination thereof. When implemented in software, the functions described above may be stored on or transmitted over as one or more instructions or code on a computer-readable medium. Computer-readable media includes both computer storage media and communication media including any medium that facilitates transfer of a computer program from one place to another. A storage medium can be any available medium that a computer can access. Taking this as an example but not limited to: the computer-readable medium may include random access memory (Random Access Memory, RAM), read-only memory (Read-Only Memory, ROM), electrically erasable programmable read-only memory (Electrically Erasable Programmable Read Only Memory) -Only Memory, EEPROM), Compact Disc Read-Only Memory (CD-ROM), or other optical disk storage, magnetic disk storage media, or other magnetic storage devices, or that can be used to carry or store data in the form of instructions or data structures desired program code and any other medium that can be accessed by a computer. also. Any connection can be appropriately made into a computer-readable medium. For example, if the software is transmitted from a website, server, or other remote source using coaxial cable, fiber optic cable, twisted pair, Digital Subscriber Line (DSL), or wireless technologies such as infrared, radio, and microwave, Then coaxial cable, fiber optic cable, twisted pair, DSL, or wireless technologies such as infrared, wireless, and microwave are included in the fusing of the pertinent medium. Disk and disc, as used herein, includes compact disc (CD), laser disc, optical disc, digital versatile disc (DVD), floppy disk, and blu-ray disc, where disks usually reproduce data magnetically, and discs Lasers are used to optically copy data. Combinations of the above should also be included within the scope of computer-readable media.

In a word, the above descriptions are only preferred embodiments of the technical solutions of the present invention, and are not intended to limit the protection scope of the present invention. Any modification, equivalent replacement, improvement, etc. made within the spirit and principle of the present invention shall be included within the protection scope of the present invention.

Claims (11)

1. A method of selecting a routing policy, the method comprising:

when a security verification module is selected in the mobile payment process, receiving routing identification information input by a user, wherein the routing identification information comprises one or more combinations of fingerprint information, iris information, sclera information, voice information and face feature information;

judging whether a routing strategy associated with the received routing identification information exists in a preset routing strategy set or not;

and if so, configuring the routing strategy associated with the routing identification information.

2. The method of claim 1, wherein the method further comprises:

searching a routing destination address corresponding to the routing strategy according to the routing strategy associated with the routing identification information;

and communicating according to the searched route destination address and the route strategy.

3. The method of claim 1, wherein the mobile payment is a close range communication-based payment, the preset set of routing policies includes at least two close range communication routing policies, and the configuring the routing policy associated with routing identification information includes:

configuring a routing policy of a near-range communication routing controller as the routing policy associated with the routing identification information.

4. The method of claim 1, wherein the method further comprises:

and associating at least one piece of routing identification information for each routing strategy in a preset routing strategy set.

5. The method of claim 4, wherein prior to said receiving routing identification information, the method further comprises:

establishing a routing strategy association table according to the association relationship between the routing strategy and the routing selection identification information;

the determining whether a routing policy associated with the received routing identification information exists in a preset routing policy set includes:

searching whether a routing strategy associated with the received routing identification information exists in the routing strategy association table;

and if so, the routing strategy associated with the routing identification information exists.

6. An apparatus for selecting a routing policy, the apparatus comprising:

the receiving module is used for receiving routing identification information input by a user when the security verification module is selected in the mobile payment process, wherein the routing identification information comprises one or more combinations of fingerprint information, iris information, sclera information, voice information and face feature information;

a judging module, configured to judge whether a routing policy associated with the routing identification information received by the receiving module exists in a preset routing policy set;

and the configuration module is used for configuring the routing strategy associated with the routing identification information if the judgment result of the judgment module is positive.

7. The apparatus of claim 6, wherein the apparatus further comprises:

the searching module is used for searching a routing destination address corresponding to the routing strategy according to the routing strategy associated with the routing identification information;

and the communication module is used for communicating according to the routing destination address and the routing strategy searched by the searching module.

8. The apparatus of claim 6, wherein the mobile payment is a close range communication-based payment, wherein at least two close range communication routing policies are included in the preset set of routing policies,

the configuration module is specifically configured to configure a routing policy of the near-range communication routing controller as the routing policy associated with the routing identification information.

9. The apparatus of claim 6, wherein the apparatus further comprises:

and the association module is used for associating at least one piece of routing identification information for each routing strategy in a preset routing strategy set.

10. The apparatus of claim 9, wherein the apparatus further comprises:

the establishing module is used for establishing a routing strategy association table according to the association relation between the routing strategy and the routing selection identification information in the associating module;

the judging module is specifically configured to search whether a routing policy associated with the received routing identification information exists in a routing policy association table established by the establishing module; and when the routing strategy is found, notifying the configuration module.

11. A communication terminal, characterized in that the terminal comprises a routing policy handling means according to any of claims 6 to 10.

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