CN105046814B - Smart card and payment terminal integrating device and its control method - Google Patents
Smart card and payment terminal integrating device and its control method Download PDFInfo
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- CN105046814B CN105046814B CN201510500564.6A CN201510500564A CN105046814B CN 105046814 B CN105046814 B CN 105046814B CN 201510500564 A CN201510500564 A CN 201510500564A CN 105046814 B CN105046814 B CN 105046814B
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- control chip
- communication interface
- money
- smart card
- integrating device
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
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- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The present invention relates to intelligent card payment technical field, a kind of smart card of present invention offer and payment terminal integrating device and its control method, integrating device include control chip, display screen and keyboard；Chip is controlled to be used to carry out data interaction with card reader by the first contact communication interface or the first non-contact communication interface；Control chip is additionally operable to read-write smart card information, smart card information is sent to smart machine, when receiving the Transaction Information prompt of smart machine transmission, Password Input frame is shown on a display screen, and encrypted message input by user is sent to smart machine to complete to merchandise, it can not only be used as smart card, but also can be used as payment terminal, it brings great advantage to the user, meets the demand of user.
Description
Technical field
The present invention relates to intelligent card payment technical field more particularly to a kind of smart card and payment terminal integrating device and its
Control method.
Background technology
Radio frequency is successfully known technology for the smart cards such as contactless card and IC card technology combines, and solve passive and exempt from
This problem is contacted, is a quantum jump of field of electronic devices, has the advantages that magnetic card and Contact Type Ic Card are incomparable.At present
Contactless card increases with surprising rapidity in industry-by-industry large-scale use.Consumer is carried out using contactless card
Payment, only need to be by contactless card close to payment terminal, you can carries out bankcard consumption, still, current smart card and payment are eventually
The function at end is relatively simple, cannot meet certain user and wish also there is the needs of intelligent card function in payment terminal, to sum up
It is described, the problem of cannot meeting user demand of having a single function of smart card and payment terminal exists in the prior art.
Invention content
The purpose of the present invention is to provide a kind of smart cards and payment terminal integrating device and its control method, it is intended to solve
For exist in the prior art smart card and payment terminal have a single function cannot meet user demand the problem of.
The invention is realized in this way a kind of smart card of first aspect offer and payment terminal integrating device, described integrated
Device includes control chip, display screen and keyboard；
The control chip is equipped with the first contact communication interface and/or the first non-contact communication interface；
The control chip is used to contact communication interface or the first non-contact communication interface by described first and read
Card device carries out data interaction；
First output end of the control chip connects the control terminal of the display screen, and the input terminal of the control chip connects
The output end of the keyboard is connect, the second contact communication interface is additionally provided on the control chip and/or the second non-contact communication connects
Mouthful, the control chip contacts communication interface by described second or the second non-contact communication interface reads and writes smart card；
The control chip is additionally operable to read-write smart card information, and the smart card information is sent to the smart machine,
When receiving the Transaction Information prompt that the smart machine is sent, Password Input frame is shown on the display screen, and will use
The encrypted message of family input is sent to the smart machine to complete to merchandise.
With reference to first aspect, in the first embodiment of first aspect, the integrating device further includes wireless transmission
Module, the control chip are connect by the wireless transport module with the smart machine
With reference to first aspect, in second of embodiment of first aspect, the control chip is additionally operable to by described
Wireless transport module is connected with platform is supplemented with money；
The control chip, which is additionally operable to encryption data sequence being sent to, supplements platform with money, so that the platform of supplementing with money is to described
Ciphering sequence is verified, and shows recharge amount dialog box by the display screen when check results are correct, and by user
The recharge amount of input supplements platform with money described in being sent to, so that the platform of supplementing with money carries out supplementing operation with money to the control chip.
With reference to first aspect, in the third embodiment of first aspect, the control chip passes through the USB interface
It is connected with smart machine.
With reference to first aspect, in the 4th kind of embodiment of first aspect, the control chip further includes USB interface,
The control chip is connected by the USB interface with platform is supplemented with money.
With reference to first aspect, in the 5th kind of embodiment of first aspect, the first contact communication interface and described
Second contact communication interface is 7816 interfaces.
With reference to first aspect, in the 6th kind of embodiment of first aspect, the first non-contact communication interface is
13.56M PICC interfaces, the second non-contact communication interface are 13.56M PCD interfaces.
With reference to first aspect, in the 7th kind of embodiment of first aspect, the integrating device further includes buzzer, institute
The control terminal for stating buzzer connects the second output terminal of the control chip.
Second aspect of the present invention provides a kind of smart card provided based on the first aspect and payment terminal integrating device
Control method, the control method includes the following steps：
Communication interface or the first non-contact communication interface, which are contacted, by described first carries out data interaction with card reader；
The control method is further comprising the steps of：
Smart card information is read and write, the smart card information is sent to the smart machine；
When receiving the Transaction Information prompt that the smart machine is sent, Password Input is shown on the display screen
Frame；
Encrypted message input by user is sent to the smart machine to complete to merchandise.
In conjunction with second aspect, in the first embodiment of second aspect, the control method is further comprising the steps of：
Encryption data sequence is sent to and supplements platform with money, so that the platform of supplementing with money verifies the ciphering sequence；
Recharge amount dialog box is shown by the display screen when check results are correct；
By recharge amount input by user be sent to it is described supplement platform with money so that the platform of supplementing with money is to the control chip
It carries out supplementing operation with money.
A kind of smart card of the present invention and payment terminal integrating device and its control method, by controlling chip, the first contact
Communication interface and the first non-contact communication interface realize the function of smart card, by control chip, the second contact communication interface,
Second non-contact communication interface, USB interface and wireless transport module realize the function of payment terminal, can both be used as smart card
It uses, and can be used as payment terminal, bring great advantage to the user, meet the demand of user.
Description of the drawings
It to describe the technical solutions in the embodiments of the present invention more clearly, below will be to embodiment or description of the prior art
Needed in attached drawing be briefly described, it should be apparent that, the accompanying drawings in the following description be only the present invention some
Embodiment for those of ordinary skill in the art without having to pay creative labor, can also be according to these
Attached drawing obtains other attached drawings.
Fig. 1 is the structural schematic diagram of a kind of smart card and payment terminal integrating device that an embodiment of the present invention provides；
Fig. 2 is the control method flow of a kind of smart card and payment terminal integrating device that an embodiment of the present invention provides
Figure；
Fig. 3 is the control method flow of a kind of smart card and payment terminal integrating device that an embodiment of the present invention provides
Figure.
Specific implementation mode
In order to make the purpose , technical scheme and advantage of the present invention be clearer, with reference to the accompanying drawings and embodiments, right
The present invention is further elaborated.It should be appreciated that the specific embodiments described herein are merely illustrative of the present invention, and
It is not used in the restriction present invention.
In order to illustrate technical scheme of the present invention, illustrated below by specific embodiment.
A kind of smart card of an embodiment of the present invention offer and payment terminal integrating device, as shown in Figure 1, integrating device packet
Include control chip 101, display screen 102 and keyboard 103.
Specifically, the control chip 101 can be that be integrated with the control chip of safety chip function can also be not have
The control chip of integrated security chip functions, it will be understood to those skilled in the art that when control chip does not have integrated security core
When piece function, the function of associated safety chip can be completed by the way that the safety chip being connect with control chip communication is arranged, it is such as close
Key generation, key storage, encryption and decryption operation etc..
It controls chip 101 and is equipped with the first contact communication interface 104 and/or the first non-contact communication interface 105, control core
Piece 101 is used to carry out data interaction with card reader by the first contact communication interface 104 or the first non-contact communication interface 105.
Control the control terminal of the first output end connection display screen 102 of chip 101, the input terminal connection of control chip 101
The output end of keyboard 103 controls and is additionally provided with the second contact communication interface 106 and/or the second non-contact communication interface on chip 101
107, control chip 101 reads and writes smart card by the second contact communication interface 106 or the second non-contact communication interface 107.Institute
It can be computer to state smart machine, alternatively, the intelligent mobile terminals such as smart mobile phone, tablet computer.
Control chip 101 is additionally operable to read-write smart card information, smart card information is sent to smart machine, when receiving intelligence
Can equipment send Transaction Information prompt when, show Password Input frame on the display screen 102, and by encrypted message input by user
Smart machine is sent to complete to merchandise.
Specifically, it is 7816 interfaces that the first contact communication interface 104 and second, which contacts communication interface 106, wherein first connects
Communication interface 104 is touched as 7816 from interface, the second contact communication interface 106 is 7816 main interfaces.
Specifically, the first non-contact communication interface 105 is 13.56M PICC interfaces, the second non-contact communication interface 107 is
13.56M PCD interfaces.
Further, control chip 101 further includes usb 1 08, and control chip 101 can also pass through usb 1 08
It is connected with smart machine.
A kind of smart card of the present invention has the function of smart card and payment terminal simultaneously with payment terminal integrating device,
In, on the one hand, control chip 101, first contacts communication interface 104 and the first non-contact communication interface 105 for realizing intelligence
Can card function, i.e., ensure that card can be by contacting channel and non-contact logical by 7816 interfaces and 13.56M PICC interfaces
Road and card reader interaction data, this is no different with traditional card；On the other hand, control chip 101, second contact communication interface 106,
Second non-contact communication interface 107, usb 1 08 and wireless transport module 109 are used to form payment terminal, pass through master
7816 interfaces read and write contact intelligent card, read and write contact type intelligent card by 13.56M PCD interfaces, can use USB interface
108,7816 interfaces and 13.56M PICC interfaces are connect with PC machine, can also use usb 1 08, wireless transport module 109 with
And 13.56M PICC interfaces are connect with mobile phone, wherein wireless transport module 109 can be bluetooth module, NFC module and WIFI
Module.It will be understood by those skilled in the art that a kind of smart card as the present invention passes through 13.56M with payment terminal integrating device
PICC interfaces when being connect with PC machine, PC machine needs an external 13.56M is non-to connect card reader, and the 13.56M is non-, and the card reader that connects carries
For the PCD interfaces of 13.56M；When the PICC interfaces that a kind of smart card of the present invention passes through 13.56M with payment terminal integrating device
When being connect with mobile phone, mobile phone provides the PCD interfaces of 13.56M.
A kind of smart card of the present invention and payment terminal integrating device, by control chip, the first contact communication interface and
First non-contact communication interface realizes the function of smart card, by controlling chip, the second contact communication interface, second non-contact logical
Communication interface, USB interface and wireless transport module realize the function of payment terminal, can not only be used as smart card, but also can be with
It uses, brings great advantage to the user as payment terminal, meet the demand of user.
Further, integrating device further includes buzzer, the second output of the control terminal connection control chip 101 of buzzer
End, buzzer is for sending out alarm user when Transaction Information does not meet predetermined condition.
Further, integrating device further includes wireless transport module 109, and control chip 101 passes through wireless transport module 109
It is connect with smart machine.
Further, control chip 101 is additionally operable to through usb 1 08 or wireless transport module 109 and supplements platform with money
It is connected.
Control chip 101, which is additionally operable to encryption data sequence being sent to, supplements platform with money, so as to supplement platform with money to ciphering sequence
It is verified, and recharge amount dialog box is shown by display screen 102 when check results are correct, and supplemented with money input by user
The amount of money, which is sent to, supplements platform with money, carries out supplementing operation with money to control chip 101 so as to supplement platform with money.
Further, control chip 101 further includes usb 1 08, and control chip 101 can also pass through usb 1 08
It is connected with platform is supplemented with money.
Specifically, primary balance and sequence number is encrypted in control chip 101, ciphering sequence M1 is generated；Control chip
M1 is transferred to by interface and supplements platform with money by 101；It supplements platform with money and operation is decrypted to M1, and believe in backstage verification sequence number etc.
Breath generates key M2 according to the card information that background query arrives；It supplements platform with money and check results and M2 is sent to control by interface message processor (IMP)
Coremaking piece 101；Control chip 101 prompts user to input recharge amount in terminal when check results are correct；Control chip 101
According to the recharge amount of M2 and input, sequence M3 is supplemented in generation with money；Ciphering sequence M3 and operating result are sent to and supplement platform with money, is filled
Operation is decrypted to M3 in value platform, and is carrying out supplementing operation with money from the background according to the M3 information carried, generates and writes after operating successfully
The encryption order M4 of card；M4 is sent to control chip 101 and carries out writing operation.
Further, recharge amount therein is in the above-mentioned amount of money consumed from smart card, i.e., by paying eventually
The function at end is withholdd to smart card and is stored in control chip 101, is consumed when using as smart card.
Another kind embodiment of the invention provides a kind of controlling party based on above-mentioned smart card Yu payment terminal integrating device
Method, control method include the following steps：
S201. data friendship is carried out with card reader by the first contact communication interface 104 or the first non-contact communication interface 105
Mutually.
In this step, specifically, control chip 101, first contacts communication interface 104 and the first non-contact communication connects
Mouth 105 ensures that card can pass through contact for realizing the function of smart card by 7816 interfaces and 13.56M PICC interfaces
Channel and non-contact channel and card reader interaction data, this is no different with traditional card.
Control method is further comprising the steps of：
S301. smart card information is read and write, smart card information is sent to smart machine.
S302. when receiving the Transaction Information prompt of smart machine transmission, Password Input is shown on the display screen 102
Frame.
S303. encrypted message input by user is sent to smart machine to complete to merchandise.
In above-mentioned steps S301 to step S303, specifically, control chip 101, second contacts communication interface 106, the
Two non-contact communication interfaces 107, usb 1 08 and wireless transport module 109 are used to form payment terminal, pass through main 7816
Interface read and write contact intelligent card, by 13.56M PCD interfaces read and write contact type intelligent card, can use usb 1 08,
7816 interfaces and 13.56M PICC interfaces are connect with PC machine, can also use usb 1 08, wireless transport module 109 and
13.56M PICC interfaces are connect with mobile phone.
Further, control method is further comprising the steps of：
S401. encryption data sequence is sent to and supplements platform with money, ciphering sequence is verified so as to supplement platform with money；
S402. recharge amount dialog box is shown by display screen 102 when check results are correct；
S403. recharge amount input by user is sent to and supplements platform with money, control chip 101 is carried out so as to supplement platform with money
Supplement operation with money.
In above-mentioned steps S401 to step S403, specifically, control chip 101 adds primary balance and sequence number
It is close, generate ciphering sequence M1；M1 is transferred to by control chip 101 by interface supplements platform with money；Platform is supplemented with money M1 is decrypted
Operation, and in information such as backstage verification sequences number, key M2 is generated according to the card information that background query arrives；Supplementing platform with money will verify
As a result control chip 101 is sent to by interface message processor (IMP) with M2；Control chip 101 prompts user in terminal when check results are correct
Upper input recharge amount；Recharge amount of the chip 101 according to M2 and input is controlled, sequence M3 is supplemented in generation with money；By ciphering sequence M3
The information for being sent to operating result and supplementing platform with money, supplemented platform with money and operation is decrypted to M3, and carried according to M3 backstage into
Row supplements operation with money, and the encryption order M4 for writing card is generated after operating successfully；M4 is sent to control chip 101 and carries out writing operation.
Further, recharge amount therein is to be consumed from smart card in above-mentioned steps S301 to step S303
The amount of money, i.e., withholdd and be stored in control chip 101 to smart card by the function of payment terminal, using as smart card
Shi Jinhang is consumed.
A kind of control method of smart card and payment terminal integrating device of the present invention, by controlling chip, the first contact is led to
Communication interface and the first non-contact communication interface realize the function of smart card, by controlling chip, the second contact communication interface, the
Two non-contact communication interfaces, USB interface and wireless transport module realize the function of payment terminal, can both make as smart card
With, and can be used as payment terminal, it brings great advantage to the user, meets the demand of user.
The above content is a further detailed description of the present invention in conjunction with specific preferred embodiments, and it cannot be said that
The specific implementation of the present invention is confined to these explanations.For those of ordinary skill in the art to which the present invention belongs, exist
Several equivalent substitute or obvious modifications are made under the premise of not departing from present inventive concept, and performance or use is identical, all should
It is considered as belonging to present invention scope of patent protection determined by the appended claims.
Claims (10)
1. a kind of smart card and payment terminal integrating device, which is characterized in that the integrating device includes control chip, display screen
And keyboard；Wherein, the control chip has the function of that safety chip or the control chip are connect with safety chip；
The control chip is equipped with the first contact communication interface and/or the first non-contact communication interface；
The control chip is used to contact communication interface or the first non-contact communication interface and card reader by described first
Data interaction is carried out, realizes the function of smart card；
First output end of the control chip connects the control terminal of the display screen, and the input terminal of the control chip connects institute
The output end of keyboard is stated, the second contact communication interface and/or the second non-contact communication interface, institute are additionally provided on the control chip
It states control chip and contacts communication interface or the second non-contact communication interface read-write smart card by described second；
The control chip is additionally operable to read-write smart card information, the smart card information is sent to smart machine, when receiving
When the Transaction Information prompt that the smart machine is sent, Password Input frame is shown on the display screen, and will be input by user
Encrypted message is sent to the smart machine to complete to merchandise, and realizes the function of payment terminal.
2. integrating device according to claim 1, which is characterized in that the integrating device further includes wireless transport module,
The control chip is connect by the wireless transport module with the smart machine.
3. integrating device according to claim 2, which is characterized in that the control chip is additionally operable to through the wireless biography
Defeated module is connected with platform is supplemented with money；
The control chip, which is additionally operable to encryption data sequence being sent to, supplements platform with money, so that the platform of supplementing with money is to the encryption
Sequence is verified, and shows recharge amount dialog box by the display screen when check results are correct, and user is inputted
Recharge amount be sent to it is described supplement platform with money so that the platform of supplementing with money carries out supplementing operation with money to the control chip.
4. integrating device according to claim 1, which is characterized in that the control chip further includes USB interface, the control
Coremaking piece is connected by the USB interface with smart machine.
5. integrating device according to claim 1, which is characterized in that the control chip further includes USB interface, the control
Coremaking piece is connected by the USB interface with platform is supplemented with money.
6. integrating device according to claim 1, which is characterized in that the first contact communication interface and described second connects
It is 7816 interfaces to touch communication interface.
7. integrating device according to claim 1, which is characterized in that the first non-contact communication interface is 13.56M
PICC interfaces, the second non-contact communication interface are 13.56M PCD interfaces.
8. integrating device according to claim 1, which is characterized in that the integrating device further includes buzzer, the bee
The control terminal of ring device connects the second output terminal of the control chip.
9. a kind of control method based on smart card described in claim 1 Yu payment terminal integrating device, which is characterized in that institute
Control method is stated to include the following steps：
Communication interface or the first non-contact communication interface are contacted by described first and carries out data interaction with card reader, are realized
The function of smart card；
The control method is further comprising the steps of：
Smart card information is read and write, the smart card information is sent to the smart machine；
When receiving the Transaction Information prompt that the smart machine is sent, Password Input frame is shown on the display screen；
Encrypted message input by user is sent to the smart machine to complete to merchandise, realizes the function of payment terminal.
10. control method according to claim 9, which is characterized in that the control method is further comprising the steps of：
Encryption data sequence is sent to and supplements platform with money, so that the platform of supplementing with money verifies the ciphering sequence；
Recharge amount dialog box is shown by the display screen when check results are correct；
By recharge amount input by user be sent to it is described supplement platform with money so that the platform of supplementing with money carries out the control chip
Supplement operation with money.
Priority Applications (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201510500564.6A CN105046814B (en) | 2015-08-14 | 2015-08-14 | Smart card and payment terminal integrating device and its control method |
| PCT/CN2015/096841 WO2017028405A1 (en) | 2015-08-14 | 2015-12-09 | Smart card and payment terminal integrated device and control method thereof |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201510500564.6A CN105046814B (en) | 2015-08-14 | 2015-08-14 | Smart card and payment terminal integrating device and its control method |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN105046814A CN105046814A (en) | 2015-11-11 |
| CN105046814B true CN105046814B (en) | 2018-08-07 |
Family
ID=54453327
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201510500564.6A Active CN105046814B (en) | 2015-08-14 | 2015-08-14 | Smart card and payment terminal integrating device and its control method |
Country Status (2)
| Country | Link |
|---|---|
| CN (1) | CN105046814B (en) |
| WO (1) | WO2017028405A1 (en) |
Families Citing this family (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105046814B (en) * | 2015-08-14 | 2018-08-07 | 北京明华联盟科技有限公司 | Smart card and payment terminal integrating device and its control method |
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Also Published As
| Publication number | Publication date |
|---|---|
| WO2017028405A1 (en) | 2017-02-23 |
| CN105046814A (en) | 2015-11-11 |
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