CN104574061A - Mobile payment function terminal - Google Patents
Mobile payment function terminal Download PDFInfo
- Publication number
- CN104574061A CN104574061A CN201510021004.2A CN201510021004A CN104574061A CN 104574061 A CN104574061 A CN 104574061A CN 201510021004 A CN201510021004 A CN 201510021004A CN 104574061 A CN104574061 A CN 104574061A
- Authority
- CN
- China
- Prior art keywords
- card
- terminal
- slot
- magnetic stripe
- swiping
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3221—Access to banking information through M-devices
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/353—Payments by cards read by M-devices
Landscapes
- Engineering & Computer Science (AREA)
- Business, Economics & Management (AREA)
- Computer Networks & Wireless Communication (AREA)
- Accounting & Taxation (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Telephone Function (AREA)
- Telephone Set Structure (AREA)
Abstract
The invention discloses a mobile payment function terminal. The mobile payment function terminal is characterized by comprising a terminal body (1) and a rear cover (3) combined with the terminal body (1), wherein a card swiping slot (102) is formed between the terminal body (1) and the rear cover (3), a magnetic stripe reader (101) is arranged in the card swiping slot (102) and connected with a bank network system, the magnetic stripe reader (101) reads magnetic stripe information on credit cards so as to have access to the bank network system, and the card swiping function is achieved. A mobile phone capable of swiping cards achieves the advantages that financial terminal equipment is small in size, light and convenient to carry. The mobile phone capable of swiping cards integrates a common mobile phone and the financial terminal equipment and provides financial and communication services for people anytime anywhere.
Description
Technical Field
The invention belongs to a mobile payment function terminal, in particular to a mobile phone with a card swiping function, and belongs to the field of communication.
Background
At present, multimedia self-service terminals, automatic teller machines and other desktop media self-service terminal devices are large in size, heavy in weight, inconvenient to carry, high in cost, large in production difficulty and low in market popularization rate, and are generally purchased only by banks and third-party payment companies. Along with the popularization of mobile finance, the portability of financial terminal equipment brings serious examination, traditional financial terminal equipment (such as an automatic teller machine and a multimedia self-service terminal) is fixed on a wall and placed on a desktop (such as a Laka Laishibao), and network connection is realized through a network cable.
Along with the popularization of mobile finance, the portability of financial terminal equipment is met with severe examination, the traditional financial terminal equipment is large in size and heavy in weight, is inconvenient to carry about, and cannot have a conversation function, and the traditional mobile phone does not have a financial function.
Disclosure of Invention
The invention aims to provide a mobile payment function terminal.
The technical scheme adopted by the invention for solving the technical problems is as follows:
a mobile payment function terminal, comprising: the terminal comprises a terminal body part (1) and a rear cover part (3) combined with the terminal body part (1), wherein a card swiping slot (102) is formed between the terminal body part (1) and the rear cover part (3), a magnetic stripe reader (101) is arranged in the card swiping slot (102), the magnetic stripe reader (101) is connected with a bank network system, the magnetic stripe reader (101) reads magnetic stripe information on a credit card to connect the network system of a bank, and card swiping is achieved.
Further, preferably, a card slot (103) is further provided, the card slot (103) is located in the terminal body portion (1), and a chip reader is arranged in the card slot (103) and is used for reading a magnetic card on a bank card to realize card swiping.
Further, it is preferable that a card slot protection cover (2) is further provided, the card slot protection cover (2) is matched with the upper part or the lower part of the terminal body part (1), and the card slot protection cover (2) is inserted into the card slot (102);
the card swiping slot (102) and the magnetic stripe reader (101) are arranged on the upper portion of the terminal body portion (1), and the card inserting slot (103) is arranged on the middle lower portion of the terminal body portion (1).
Further, preferably, the mobile payment function terminal is a mobile phone.
Compared with the prior art, the invention has the advantages that:
(1) the mobile phone capable of swiping the card realizes the small volume, light weight and convenient carrying of the financial terminal equipment;
(2) the mobile phone capable of swiping the card realizes the combination of the mobile phone and financial terminal equipment, and provides financial and communication services for people at any time and any place.
Additional features and advantages of the invention will be set forth in the description which follows, and in part will be obvious from the description, or may be learned by practice of the invention. The objectives and other advantages of the invention will be realized and attained by the structure particularly pointed out in the written description and claims hereof as well as the appended drawings.
Drawings
The present invention will be described in detail below with reference to the accompanying drawings so that the above advantages of the present invention will be more apparent. Wherein,
fig. 1 is a schematic structural diagram of a mobile payment function terminal of the present invention.
Detailed Description
The following detailed description of the embodiments of the present invention will be provided with reference to the drawings and examples, so that how to apply the technical means to solve the technical problems and achieve the technical effects can be fully understood and implemented. It should be noted that, as long as there is no conflict, the embodiments and the features of the embodiments of the present invention may be combined with each other, and the technical solutions formed are within the scope of the present invention.
As shown in figure 1 of the drawings, in which, a mobile payment function terminal, comprising: the terminal comprises a terminal body part (1) and a rear cover part (3) combined with the terminal body part (1), wherein a card swiping slot (102) is formed between the terminal body part (1) and the rear cover part (3), a magnetic stripe reader (101) is arranged in the card swiping slot (102), the magnetic stripe reader (101) is connected with a bank network system, the magnetic stripe reader (101) reads magnetic stripe information on a credit card to connect the network system of a bank, and card swiping is achieved.
Further, preferably, a card slot (103) is further provided, the card slot (103) is located in the terminal body portion (1), and a chip reader is arranged in the card slot (103) and is used for reading a magnetic card on a bank card to realize card swiping.
Further, it is preferable that a card slot protection cover (2) is further provided, the card slot protection cover (2) is matched with the upper part or the lower part of the terminal body part (1), and the card slot protection cover (2) is inserted into the card slot (102);
the card swiping slot (102) and the magnetic stripe reader (101) are arranged on the upper portion of the terminal body portion (1), and the card inserting slot (103) is arranged on the middle lower portion of the terminal body portion (1).
Further, in one embodiment, the present invention relates to a mobile phone capable of swiping a card, which includes a mobile phone body, a card slot protection cover 2 and a rear cover 3, and is characterized in that: the mobile phone body also comprises a magnetic stripe reader 101, a card swiping slot 102 and a card inserting slot 103; the card slot protective cover 2 can be closely matched with the upper part of the mobile phone body 1, the rear part of the protective cover can be inserted into the card swiping slot 102, and the rear cover 3 can also be matched with the rear part of the mobile phone body 1 for use; the card swiping slot 102 and the magnetic stripe reader 101 are arranged at the upper part of the mobile phone body 1, and the card inserting slot 103 is arranged at the middle lower part of the mobile phone body 1; the invention realizes the integration of mobile phone and financial terminal equipment (supporting all bank magnetic stripe cards and chip cards), provides financial and communication services for people at any time and any place, and is well known as putting banks into pockets.
Preferably, the size of the card slot 103 of the mobile phone capable of swiping the card is suitable for a common bank card.
Preferably, the card swiping slot 102 of the card swiping mobile phone is adaptive to the size of a common bank card.
Compared with the prior art, the invention has the advantages that:
(1) the mobile phone capable of swiping the card realizes the small volume, light weight and convenient carrying of the financial terminal equipment;
(2) the mobile phone capable of swiping the card realizes the combination of the mobile phone and financial terminal equipment, and provides financial and communication services for people at any time and any place.
Finally, it should be noted that: although the present invention has been described in detail with reference to the foregoing embodiments, it will be apparent to those skilled in the art that changes may be made in the embodiments and/or equivalents thereof without departing from the spirit and scope of the invention. Any modification, equivalent replacement, or improvement made within the spirit and principle of the present invention should be included in the protection scope of the present invention.
Claims (4)
1. A mobile payment function terminal, comprising: the terminal comprises a terminal body part (1) and a rear cover part (3) combined with the terminal body part (1), wherein a card swiping slot (102) is formed between the terminal body part (1) and the rear cover part (3), a magnetic stripe reader (101) is arranged in the card swiping slot (102), the magnetic stripe reader (101) is connected with a bank network system, the magnetic stripe reader (101) reads magnetic stripe information on a credit card to connect the network system of a bank, and card swiping is achieved.
2. The mobile payment function terminal of claim 1, further comprising a card slot (103), wherein the card slot (103) is located in the terminal body portion (1), and a chip reader is arranged in the card slot (103) and is used for reading a magnetic card on a bank card to realize card swiping.
3. The mobile payment function terminal of claim 1, wherein a card slot protection cover (2) is further provided, the card slot protection cover (2) is fitted with an upper portion or a lower portion of the terminal body portion (1), and the card slot protection cover (2) is inserted into the card slot (102);
the card swiping slot (102) and the magnetic stripe reader (101) are arranged on the upper portion of the terminal body portion (1), and the card inserting slot (103) is arranged on the middle lower portion of the terminal body portion (1).
4. The mobile payment function terminal of any one of claims 1 to 3, wherein the mobile payment function terminal is a mobile phone.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201510021004.2A CN104574061A (en) | 2015-01-16 | 2015-01-16 | Mobile payment function terminal |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201510021004.2A CN104574061A (en) | 2015-01-16 | 2015-01-16 | Mobile payment function terminal |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN104574061A true CN104574061A (en) | 2015-04-29 |
Family
ID=53090066
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201510021004.2A Pending CN104574061A (en) | 2015-01-16 | 2015-01-16 | Mobile payment function terminal |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN104574061A (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107545291A (en) * | 2016-06-27 | 2018-01-05 | 汪风珍 | A kind of cell phone bank card and its financial trade method |
Citations (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20040087339A1 (en) * | 2002-10-30 | 2004-05-06 | Scott Goldthwaite | Mobile communication device equipped with a magnetic stripe reader |
| CN101950453A (en) * | 2010-07-19 | 2011-01-19 | 福建联迪商用设备有限公司 | Novel mobile phone payment terminal-based payment method |
| WO2011047613A1 (en) * | 2009-10-23 | 2011-04-28 | Shanghai Onbest Electronics Technology Co., Ltd. | Personal financial terminal device |
| CN202189407U (en) * | 2011-08-23 | 2012-04-11 | 北京东方银安科技发展有限公司 | Card swiping payment equipment based on mobile phone |
| CN202758442U (en) * | 2012-08-28 | 2013-02-27 | 上海方付通商务服务有限公司 | Mobile card-swiping terminal |
-
2015
- 2015-01-16 CN CN201510021004.2A patent/CN104574061A/en active Pending
Patent Citations (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20040087339A1 (en) * | 2002-10-30 | 2004-05-06 | Scott Goldthwaite | Mobile communication device equipped with a magnetic stripe reader |
| WO2011047613A1 (en) * | 2009-10-23 | 2011-04-28 | Shanghai Onbest Electronics Technology Co., Ltd. | Personal financial terminal device |
| CN101950453A (en) * | 2010-07-19 | 2011-01-19 | 福建联迪商用设备有限公司 | Novel mobile phone payment terminal-based payment method |
| CN202189407U (en) * | 2011-08-23 | 2012-04-11 | 北京东方银安科技发展有限公司 | Card swiping payment equipment based on mobile phone |
| CN202758442U (en) * | 2012-08-28 | 2013-02-27 | 上海方付通商务服务有限公司 | Mobile card-swiping terminal |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107545291A (en) * | 2016-06-27 | 2018-01-05 | 汪风珍 | A kind of cell phone bank card and its financial trade method |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN201532668U (en) | Electronic wallet device | |
| CN102932333A (en) | Safety equipment with mobile payment function, system and method | |
| SE0004820L (en) | Procedure for increasing security when paying by credit and debit card | |
| CN202183141U (en) | Multifunctional self-service terminal | |
| CN102842193A (en) | Intelligent mobile terminal with on-site payment function | |
| CN201237815Y (en) | Multifunctional self-help terminal | |
| CN1798382A (en) | Mobile terminal of supporting application of electronic purse through SIM card | |
| CN202351956U (en) | Magnetic strip card reader for mobile payment | |
| CN104574061A (en) | Mobile payment function terminal | |
| WO2015171612A1 (en) | Computing system and method for automating crediting associated with payments to collectors | |
| CN202711386U (en) | NFC handset payment system | |
| CN203070338U (en) | Multifunctional system appropriate for electronic business cards and compatible with EPC and NFC | |
| CN205353869U (en) | Support conversation panel computer of brush bank magnetic stripe card and IC -card | |
| CN103035066A (en) | Mobile phone card reader with positioning element | |
| CN202870989U (en) | Intelligent mobile terminal with on-site payment function | |
| CN108615313B (en) | External intelligent box for ATM (automatic teller machine) or CRS (customer service provider) | |
| CN201479174U (en) | Mobile phone inductive card | |
| CN206249495U (en) | A kind of ATM for being provided with face identification functions | |
| CN104599118A (en) | Mobile payment system based on iris recognition technology | |
| CN205121742U (en) | Payment terminal circuit based on financial information | |
| CN105303696B (en) | A kind of cCredit card payment method and card reader | |
| CN217386441U (en) | Mobile payment terminal for catering shops | |
| CN204856759U (en) | Removal that utilizes bluetooth to go on communicating ware of punching card | |
| CN104851210B (en) | A kind of self-recharging control system for IC-card | |
| CN103186873A (en) | Radio frequency IC card, mobile terminal and bank card service system |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C06 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| RJ01 | Rejection of invention patent application after publication | ||
| RJ01 | Rejection of invention patent application after publication |
Application publication date: 20150429 |