CN104574068B - Bluetooth headset, Bluetooth of mobile phone payment authentication system and method - Google Patents
Bluetooth headset, Bluetooth of mobile phone payment authentication system and method Download PDFInfo
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- CN104574068B CN104574068B CN201510043573.7A CN201510043573A CN104574068B CN 104574068 B CN104574068 B CN 104574068B CN 201510043573 A CN201510043573 A CN 201510043573A CN 104574068 B CN104574068 B CN 104574068B
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- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
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- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3825—Use of electronic signatures
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04B—TRANSMISSION
- H04B5/00—Near-field transmission systems, e.g. inductive or capacitive transmission systems
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04R—LOUDSPEAKERS, MICROPHONES, GRAMOPHONE PICK-UPS OR LIKE ACOUSTIC ELECTROMECHANICAL TRANSDUCERS; DEAF-AID SETS; PUBLIC ADDRESS SYSTEMS
- H04R1/00—Details of transducers, loudspeakers or microphones
- H04R1/10—Earpieces; Attachments therefor ; Earphones; Monophonic headphones
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- Engineering & Computer Science (AREA)
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Physics & Mathematics (AREA)
- Signal Processing (AREA)
- Computer Networks & Wireless Communication (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Acoustics & Sound (AREA)
- Computer Security & Cryptography (AREA)
- Finance (AREA)
- Mobile Radio Communication Systems (AREA)
- Telephone Function (AREA)
Abstract
The present invention relates to bluetooth headset, Bluetooth of mobile phone payment authentication system and method, systems to include：Mobile phone terminal, bluetooth headset with bluetooth payment authentication module；Bluetooth chip is arranged in bluetooth headset, and Bluetooth chip includes bluetooth communication interface, memory, recognition processor, driver and flash lamp；Bluetooth payment authentication module sends command signal by bluetooth communication interface to bluetooth headset；Recognition processor obtains command signal and identifying processing；If command signal is to obtain earphone ID instructions, recognition processor obtains earphone ID from memory, and is transmitted to bluetooth payment authentication module；Otherwise, then processing is identified by ordinary audio data in recognition processor；Driver is according to the dispaly state of recognition processor identifying processing output control flash lamp；Bluetooth payment authentication module matches the earphone ID of acquisition with pre-stored bluetooth headset ID, if matching is unsuccessful, refuses foreign payment；If successful match completes foreign payment.
Description
Technical Field
The invention relates to the field of mobile phone payment security authentication, in particular to a Bluetooth headset, and a mobile phone Bluetooth payment authentication system and method based on the Bluetooth headset.
Background
With the rise of internet payment, people use mobile phones to pay for transfer consumption more. Although mobile phone payment is fast and convenient at present, a customer mobile phone is bound with a bank card, and payment can be completed only through a simple payment password, so that great potential safety hazards exist, and once the customer mobile phone is lost, great economic loss is caused to the customer. Therefore, mobile payment service merchants improve corresponding security authentication means to improve the security of online consumption payment.
The existing mobile phone safety payment technical means roughly comprises:
the method adopts online card swiping and password inputting, such as a typical domestic card swiping and swiping device, and although the mobile phone does not need to be bound with a bank card, the client is required to add a corresponding card swiping device on a PC or the mobile phone, so as to achieve the purpose of binding the mobile phone and a physical card together for use. Since the magnetic stripe card can be easily copied and the card reader increases the payment cost of the user, the card reading mode still has great defects in safety and rapidness.
The method adopts a safe digital certificate, for example, the digital certificate with an audio interface is applied to a mobile phone, and when the mobile phone pays, the digital certificate is used for signing and authenticating payment data, so that the aim of preventing tampering is fulfilled. The mobile phone payment method is high in safety, but a client needs to carry a certificate medium with him, so that the cost is high, a digital certificate is inserted and a certificate password is input every time during payment, the operation is complex, and the use is extremely inconvenient.
The dynamic cipher device is adopted, the dynamic cipher device adopts a specific security authentication algorithm, one-time cipher is realized, the security of the mobile phone payment cipher can be fully ensured, but the customer of the payment mode also needs to carry the dynamic cipher device, and the payment cipher is obtained by operating the dynamic cipher device, so that the convenience is still insufficient.
Therefore, the existing technical means avoids the safety problem in the mobile phone payment process, increases the payment cost of the customer, has the problems of manual participation, low payment efficiency and the like in the use process, and cannot well meet the requirement of the actual mobile phone quick payment.
Disclosure of Invention
In order to solve the technical problems, the invention provides a Bluetooth headset, a mobile phone Bluetooth payment authentication system and a method. Because the earphone is used together with the mobile phone, the mobile phone is convenient to carry, and the payment authentication means is relatively safe and does not increase the cost of the payment authentication equipment of the user.
In order to achieve the above object, the present invention provides a mobile phone bluetooth payment authentication system, which comprises: the mobile phone terminal and the Bluetooth headset are provided with a Bluetooth payment authentication module; the Bluetooth headset is provided with a Bluetooth chip, and the Bluetooth chip comprises a Bluetooth communication interface, a memory, an identification processor, a driver and a flash lamp;
the first port of the identification processor is connected with the memory, the second port of the identification processor is connected with the driver, the driver is connected with the flash lamp, and the memory stores the ID of the Bluetooth headset;
when paying externally, the Bluetooth payment authentication module sends an instruction signal to the Bluetooth headset through the Bluetooth communication interface;
after the identification processor obtains the instruction signal, identification processing is carried out; if the instruction signal is an earphone ID acquisition instruction, the identification processor acquires an earphone ID from the memory and transmits the earphone ID to the Bluetooth payment authentication module through a Bluetooth communication interface; otherwise, the recognition processor carries out recognition processing according to the common audio data;
the driver controls the display state of the flash lamp according to the recognition processing result of the recognition processor;
the Bluetooth payment authentication module matches the acquired earphone ID with a prestored Bluetooth earphone ID, and if the matching is unsuccessful, external payment is refused; and if the matching is successful, finishing the external payment.
Preferably, the bluetooth headset further comprises a touch button and a signal converter; the touch button is connected with the input end of the signal converter, and the output end of the signal converter is connected with the identification processor; wherein,
the touch button generates a touch signal, the touch signal is input to the signal converter, the signal converter converts the touch signal into a digital control signal and inputs the digital control signal to the identification processor, and the identification processor switches the Bluetooth headset to be in a power-saving sleep mode or a normal working mode according to the digital control signal.
Preferably, the mobile phone terminal stores the ID of at least one bluetooth headset in a binding manner.
In order to achieve the above object, the invention also provides a mobile phone Bluetooth payment authentication method, which is carried out between a mobile phone terminal with a Bluetooth payment authentication module and a Bluetooth earphone; the Bluetooth headset is provided with a Bluetooth chip, and the Bluetooth chip comprises a Bluetooth communication interface, a memory, an identification processor, a driver and a flash lamp;
when paying to the outside, a Bluetooth payment authentication module of the mobile phone sends an instruction signal to the Bluetooth headset through the Bluetooth communication interface;
after the identification processor obtains the instruction signal, identification processing is carried out; if the instruction signal is an earphone ID acquisition instruction, the identification processor acquires an earphone ID from the memory and transmits the earphone ID to the Bluetooth payment authentication module through a Bluetooth communication interface; otherwise, the recognition processor carries out recognition processing according to the common audio data;
the driver controls the display state of the flash lamp according to the recognition processing result of the recognition processor;
the Bluetooth payment authentication module matches the acquired earphone ID with a prestored Bluetooth earphone ID, and if the matching is unsuccessful, external payment is refused; and if the matching is successful, finishing the external payment.
In order to achieve the above object, the present invention further provides a bluetooth headset, wherein the bluetooth headset is provided with a bluetooth chip, and the bluetooth chip comprises a bluetooth communication interface, a memory, an identification processor, a driver and a flash lamp;
the first port of the identification processor is connected with the memory, the second port of the identification processor is connected with the driver, the driver is connected with the flash lamp, the memory stores the ID of the Bluetooth headset, and the Bluetooth headset communicates with the outside through a Bluetooth communication interface.
Preferably, the bluetooth headset further comprises a touch button and a signal converter; the touch button is connected with the input end of the signal converter, and the output end of the signal converter is connected with the identification processor.
The technical scheme has the following beneficial effects: the technical scheme improves the physical structure of the Bluetooth headset, so that the Bluetooth headset has a digital authentication function, is convenient to carry and place, and is convenient to handshake with a mobile phone terminal for security authentication. In the aspect of payment authentication, the technical scheme has the following effects and advantages:
the Bluetooth headset is used together with the mobile phone, so that the cost of payment equipment of a client is not increased;
when the mobile phone is lost or is far away from the Bluetooth headset, the mobile phone cannot complete payment, so that the safety of mobile phone payment is improved;
because the authentication process of the mobile phone and the Bluetooth headset is completely and automatically matched between the devices, the user does not need to participate in any operation, the payment speed can be improved, the user experience is improved, and the mobile phone payment system is convenient and practical and is popularized and applied by utilizing mobile phone payment.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to the drawings without creative efforts.
Fig. 1 is a block diagram of a bluetooth headset according to the present invention;
FIG. 2 is a block diagram of another Bluetooth headset provided in accordance with the present invention;
fig. 3 is a side view of the bluetooth headset of the present embodiment;
fig. 4 is a rear view of the bluetooth headset of the present embodiment;
fig. 5 is a block diagram of a mobile phone bluetooth payment authentication system provided by the present invention;
fig. 6 is a flowchart of a mobile phone bluetooth payment authentication method provided by the present invention.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
The working principle of the technical scheme is as follows: according to the digital authentication Bluetooth headset integrating light, electricity and sound, the headset can be in communication connection with a mobile phone terminal through a Bluetooth communication interface, and safe and convenient payment of a mobile phone is realized after handshake authentication is carried out on the headset. Because the earphone is used together with the mobile phone, the mobile phone is convenient to carry, and the payment authentication means is relatively safe and does not increase the cost of the payment authentication equipment of the user.
Based on the above working principle, the present technical solution provides a bluetooth headset, as shown in fig. 1. The Bluetooth headset is provided with a Bluetooth chip, and the Bluetooth chip comprises a Bluetooth communication interface 101, a memory 102, an identification processor 103, a driver 104 and a flash lamp 105;
a first port of the identification processor 103 is connected to the memory 102, a second port of the identification processor 103 is connected to the driver 104, the driver 104 is connected to the flash 105, and the memory 102 stores a bluetooth headset ID.
Fig. 2 shows another bluetooth headset according to the present invention. On the basis of fig. 1, a touch button 107 and a signal converter 106 are further included; the touch button 107 is connected to the input end of the signal converter 106, and the output end of the signal converter 106 is connected to the recognition processor 103.
Fig. 3 is a side view of the bluetooth headset of the present embodiment. Fig. 4 is a rear view of the bluetooth headset of the present embodiment. The Bluetooth headset of the embodiment comprises a micro headset 1, a body main body 2, a clamping part 3, a flash lamp 4, an anti-skid component 5, a touch button 6, a power switch 7 and a MiniUSB interface 8; the miniature headset 1 is located at the front part of the machine body 2, the flash lamp 4 is located at the top part of the machine body 2, the rear part of the machine body 2 is provided with a touch button 6 and a clamping part 3, the side part of the machine body is provided with an anti-skid component 5, and the other side of the machine body is provided with a power switch 7 and a MiniUSB interface 8. The MiniUSB interface 8 provides the support of charging for the earphone, and miniature headset 1 provides audio output, input, and fuselage main part 2 internally mounted has the bluetooth chip, and this bluetooth chip carries out the communication with touch button 6 through logic circuit and is connected. The Bluetooth chip is internally provided with a memory 102 for storing the unique ID identification number of the Bluetooth headset, and the ID is burnt in the ROM storage of the headset in the production stage of the product and can not be changed. The Bluetooth earphone ID number is used for carrying out matching check when the mobile phone payment authentication is supported; meanwhile, the clamping component 3 is arranged at the rear part of the Bluetooth headset and is used for fixedly clamping the Bluetooth headset on clothes, so that the Bluetooth headset is convenient to carry; the lateral part of the Bluetooth headset is provided with an anti-skidding component 5, so that the Bluetooth headset is fixedly placed, the headset is prevented from easily sliding and falling, and the use is convenient.
Based on the bluetooth headset, the invention provides a mobile phone bluetooth payment authentication system, as shown in fig. 5. The system comprises: the mobile phone terminal is provided with a Bluetooth payment authentication module. The Bluetooth payment authentication module stores a Bluetooth earphone ID in advance, and a mobile phone U shield is used for signature authentication and authorization when the Bluetooth earphone ID number stored in advance by the Bluetooth payment authentication module is changed. When the mobile phone pays for the outside, the mobile phone Bluetooth payment authentication module starts communication connection with the Bluetooth headset, obtains the unique ID number of the headset from the Bluetooth headset, performs matching check with the pre-stored ID number, and rejects the external payment request if the unique ID number is not obtained or is not matched. Preferably, the bluetooth mobile phone terminal can be bound with the ID numbers of a plurality of bluetooth headsets, so that the user can conveniently carry out payment authentication in a plurality of common places.
In fig. 5, the bluetooth headset further includes: touch button and signal converter. The touch button generates a touch signal, the touch signal is input to the signal converter, the signal converter converts the touch signal into a digital control signal and inputs the digital control signal to the identification processor, and the identification processor switches the Bluetooth headset to be in a power-saving sleep mode or a normal working mode according to the digital control signal. Such as: the touch button is pressed for 1 time, and the earphone is switched to a normal Bluetooth working mode from a power-saving sleep mode; the touch button is pressed for 1 time, so that the Bluetooth headset can be switched from the normal working mode to the power-saving sleep mode.
Further, the invention provides a mobile phone bluetooth payment authentication method, as shown in fig. 6. The method is carried out between a mobile phone terminal with a Bluetooth payment authentication module and a Bluetooth headset; the authentication method comprises the following steps:
step 601): when paying externally, the Bluetooth payment authentication module sends an instruction signal to the Bluetooth headset through the Bluetooth communication interface;
step 602): after the identification processor obtains the instruction signal, identification processing is carried out; if the instruction signal is an earphone ID acquisition instruction, the identification processor acquires an earphone ID from the memory and transmits the earphone ID to the Bluetooth payment authentication module through a Bluetooth communication interface; otherwise, the recognition processor carries out recognition processing according to the common audio data;
step 603): the driver controls the display state of the flash lamp according to the recognition processing result of the recognition processor; in the embodiment, the flash lamp provides at least two color display modes of blue and red, different colors are displayed according to the control of the driver, blue represents a normal earphone answering mode, and red represents that the mobile phone is in a payment authentication mode;
step 604): the Bluetooth payment authentication module matches the acquired earphone ID with a prestored Bluetooth earphone ID, and if the matching is unsuccessful, external payment is refused; and if the matching is successful, finishing the external payment.
According to the technical scheme, the safety of mobile phone payment is improved, the user experience feeling and the convenience and practicability are improved, and the cost of payment equipment of a client is not increased.
The above-mentioned embodiments are intended to illustrate the objects, technical solutions and advantages of the present invention in further detail, and it should be understood that the above-mentioned embodiments are merely exemplary embodiments of the present invention, and are not intended to limit the scope of the present invention, and any modifications, equivalent substitutions, improvements and the like made within the spirit and principle of the present invention should be included in the scope of the present invention.
Claims (4)
1. A mobile phone Bluetooth payment authentication system is characterized by comprising: the mobile phone terminal and the Bluetooth headset are provided with a Bluetooth payment authentication module; the Bluetooth headset is provided with a Bluetooth chip, and the Bluetooth chip comprises a Bluetooth communication interface, a memory, an identification processor, a driver and a flash lamp;
the first port of the identification processor is connected with the memory, the second port of the identification processor is connected with the driver, the driver is connected with the flash lamp, and the memory stores the ID of the Bluetooth headset;
when paying externally, the Bluetooth payment authentication module sends an instruction signal to the Bluetooth headset through the Bluetooth communication interface;
after the identification processor obtains the instruction signal, identification processing is carried out; if the instruction signal is an earphone ID acquisition instruction, the identification processor acquires an earphone ID from the memory and transmits the earphone ID to the Bluetooth payment authentication module through a Bluetooth communication interface; otherwise, the recognition processor carries out recognition processing according to the common audio data;
the driver controls the display state of the flash lamp according to the recognition processing result of the recognition processor;
the Bluetooth payment authentication module matches the acquired earphone ID with a prestored Bluetooth earphone ID, and if the matching is unsuccessful, external payment is refused; and if the matching is successful, finishing the external payment.
2. The system of claim 1, wherein the bluetooth headset further comprises a touch button and a signal converter; the touch button is connected with the input end of the signal converter, and the output end of the signal converter is connected with the identification processor; wherein,
the touch button generates a touch signal, the touch signal is input to the signal converter, the signal converter converts the touch signal into a digital control signal and inputs the digital control signal to the identification processor, and the identification processor switches the Bluetooth headset to be in a power-saving sleep mode or a normal working mode according to the digital control signal.
3. The system of claim 1, wherein the handset terminal stores an ID of at least one bluetooth headset in a binding manner.
4. A mobile phone Bluetooth payment authentication method is characterized in that the method is carried out between a mobile phone terminal with a Bluetooth payment authentication module and a Bluetooth headset; the Bluetooth headset is provided with a Bluetooth chip, and the Bluetooth chip comprises a Bluetooth communication interface, a memory, an identification processor, a driver and a flash lamp;
when paying to the outside, a Bluetooth payment authentication module of the mobile phone sends an instruction signal to the Bluetooth headset through the Bluetooth communication interface;
after the identification processor obtains the instruction signal, identification processing is carried out; if the instruction signal is an earphone ID acquisition instruction, the identification processor acquires an earphone ID from the memory and transmits the earphone ID to the Bluetooth payment authentication module through a Bluetooth communication interface; otherwise, the recognition processor carries out recognition processing according to the common audio data;
the driver controls the display state of the flash lamp according to the recognition processing result of the recognition processor;
the Bluetooth payment authentication module matches the acquired earphone ID with a prestored Bluetooth earphone ID, and if the matching is unsuccessful, external payment is refused; and if the matching is successful, finishing the external payment.
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| CN201510043573.7A CN104574068B (en) | 2015-01-28 | 2015-01-28 | Bluetooth headset, Bluetooth of mobile phone payment authentication system and method |
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| CN201510043573.7A CN104574068B (en) | 2015-01-28 | 2015-01-28 | Bluetooth headset, Bluetooth of mobile phone payment authentication system and method |
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| CN104574068B true CN104574068B (en) | 2018-10-16 |
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Families Citing this family (5)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN105512877A (en) * | 2016-02-24 | 2016-04-20 | 恒宝股份有限公司 | Headset with payment function and payment method |
| CN105931043A (en) * | 2016-04-18 | 2016-09-07 | 恒宝股份有限公司 | Earphone with payment function, and application method thereof |
| CN106934620A (en) * | 2017-03-21 | 2017-07-07 | 中国工商银行股份有限公司 | Safety certifying method, device and security certification system |
| CN113159786A (en) * | 2021-04-30 | 2021-07-23 | 中国银行股份有限公司 | Mobile banking transaction data processing method, device and system |
| CN113450108A (en) * | 2021-07-13 | 2021-09-28 | 中国银行股份有限公司 | Mobile banking transaction security verification method and device |
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