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CN104299129A - Payment behavior processing method and device and server - Google Patents

Payment behavior processing method and device and server Download PDF

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Publication number
CN104299129A
CN104299129A CN201410509431.0A CN201410509431A CN104299129A CN 104299129 A CN104299129 A CN 104299129A CN 201410509431 A CN201410509431 A CN 201410509431A CN 104299129 A CN104299129 A CN 104299129A
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China
Prior art keywords
payment
type
user
behavior
specified
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CN201410509431.0A
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Chinese (zh)
Inventor
陈曦
姜思淼
廖志鹏
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Beijing Qihoo Technology Co Ltd
Qizhi Software Beijing Co Ltd
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Beijing Qihoo Technology Co Ltd
Qizhi Software Beijing Co Ltd
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Priority to CN201410509431.0A priority Critical patent/CN104299129A/en
Publication of CN104299129A publication Critical patent/CN104299129A/en
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    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/12Payment architectures specially adapted for electronic shopping systems
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/387Payment using discounts or coupons

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

本发明涉及一种支付行为处理方法、装置和服务器,其主要目的在于,降低用户使用多种类型数额进行支付时出现异常的可能性。支付行为处理方法包括:接收终端发送的用户进行支付行为的请求,请求指示用户的支付数额,支付数额包含多种支付类型的数额;生成支付单据,并在支付单据中写入支付数额的类型以及每种支付类型的数额;按支付单据,将用户账户中对应支付类型的数额进行减少,以完成支付行为。

The present invention relates to a payment behavior processing method, device and server, the main purpose of which is to reduce the possibility of exceptions occurring when users use multiple types of amounts for payment. The payment behavior processing method includes: receiving the user's payment behavior request sent by the terminal, requesting to indicate the user's payment amount, the payment amount includes the amount of multiple payment types; generating a payment document, and writing the payment amount type in the payment document and The amount of each payment type; according to the payment document, the amount of the corresponding payment type in the user account is reduced to complete the payment.

Description

Payment behavior disposal route, device and server
Technical field
The present invention relates to electronic technology field, pay behavior disposal route, device and server in particular to one.
Background technology
At present, shopping platform is in order to encourage the Shopping Behaviors of user, and integration that usually can be certain for user provides according to the prepaid number of user, in the shopping process of user, user uses integration can offset for a part of number to be paid.
Existing use integration offsets the process of payment amount, and example is as follows:
User buys the clothes that a price is 1000 yuan, then shopping platform generates corresponding payments document, have recorded this number of 1000 yuan in order; The account of user has 60 integrations, and according to the regulation of shopping platform, 60 integrations are convertible is 60 yuan; Because payments document is the unique foundation carrying out paying, represent and need the number carrying out paying to be 1000 yuan, this just needs:
1) 60 integrations of shopping platform deduction user; 2) shopping platform is that the payments document of user pays 60 yuan; 3) user continues to pay residue 940 yuan, to meet the requirement of payments document.
From above 1) and 2) process, the integration of user is actually the Renminbi being converted to matching amount through shopping platform and pays: when shopping platform cannot exactly according to the integration of user, when replacing user to pay the Renminbi of matching amount, the requirement that cannot meet payments document will be caused, cause user that integration cannot be used to carry out having done shopping.And the payment behavior processing mode comprising integration is as above more single, cannot carry out the payment behavior comprising order more effectively processing more flexibly.
Summary of the invention
In view of the above problems, the present invention is proposed to provide a kind of the payment behavior disposal route, device and the server that overcome the problems referred to above or solve the problem at least in part.
According to one aspect of the present invention, provide a kind of payment behavior disposal route, it comprises: the user that receiving terminal sends carries out the request of payment behavior, and described request indicates the payment amount of described user, and described payment amount comprises the number of multiple type of payment; Generate payments document, and in described payments document, write the type of payment amount and the number of often kind of type of payment; By described payments document, the number of counterpart expenditure type in described user account is reduced, to complete payment behavior.
According to one aspect of the present invention, provide a kind of payment behavior treating apparatus, it comprises: request receiving module, and the user for receiving terminal transmission carries out the request of payment behavior, described request indicates the payment amount of described user, and described payment amount comprises the number of multiple type of payment; Payments document generation module, for generating payments document, and writes the type of payment amount and the number of often kind of type of payment in described payments document; Payment module, for by described payments document, reduces the number of counterpart expenditure type in described user account, to complete payment behavior.
According to one aspect of the present invention, provide a kind of server, it comprises: according to aforesaid payment behavior treating apparatus.
Payment behavior disposal route of the present invention, device and server, at least have the following advantages:
Payments document is the foundation of carrying out payment behavior, unlike the prior art, can record polytype number in the payments document in the present invention, so can reduce corresponding polytype number in user account according to payments document, thus completes payment behavior; And payments document of the prior art only have recorded the number of a type, need must to rely on when using the number of other types to pay the number that the number of other types is converted to the type recorded in payments document by shopping platform etc., if there is problem in this process, user will be caused to pay; The situation that conversion payment amount carries out paying is there is not, so effectively can ensure that user uses polytype number to pay smoothly in the technical scheme of the present embodiment.
Above-mentioned explanation is only the general introduction of technical solution of the present invention, in order to technological means of the present invention can be better understood, and can be implemented according to the content of instructions, and can become apparent, below especially exemplified by the specific embodiment of the present invention to allow above and other objects of the present invention, feature and advantage.
Accompanying drawing explanation
By reading hereafter detailed description of the preferred embodiment, various other advantage and benefit will become cheer and bright for those of ordinary skill in the art.Accompanying drawing only for illustrating the object of preferred implementation, and does not think limitation of the present invention.And in whole accompanying drawing, represent identical parts by identical reference symbol.In the accompanying drawings:
Fig. 1 shows the process flow diagram of payment behavior disposal route according to an embodiment of the invention;
Fig. 2 shows the process flow diagram of payment behavior disposal route according to an embodiment of the invention;
Fig. 3 shows the process flow diagram of payment behavior disposal route according to an embodiment of the invention;
Fig. 4 shows the process flow diagram of payment behavior disposal route according to an embodiment of the invention;
Fig. 5 shows the process flow diagram of payment behavior disposal route according to an embodiment of the invention;
Fig. 6 shows the block diagram of payment behavior treating apparatus according to an embodiment of the invention;
Fig. 7 shows the block diagram of payment behavior treating apparatus according to an embodiment of the invention;
Fig. 8 shows the block diagram of payment behavior treating apparatus according to an embodiment of the invention;
Fig. 9 shows the block diagram of payment behavior treating apparatus according to an embodiment of the invention;
Figure 10 shows the block diagram of payment behavior treating apparatus according to an embodiment of the invention;
Figure 11 shows the block diagram of server according to an embodiment of the invention.
Embodiment
Below with reference to accompanying drawings exemplary embodiment of the present disclosure is described in more detail.Although show exemplary embodiment of the present disclosure in accompanying drawing, however should be appreciated that can realize the disclosure in a variety of manners and not should limit by the embodiment set forth here.On the contrary, provide these embodiments to be in order to more thoroughly the disclosure can be understood, and complete for the scope of the present disclosure can be conveyed to those skilled in the art.
As shown in Figure 1, provide a kind of payment behavior disposal route in one embodiment of the present of invention, it comprises:
Step 110, the user that receiving terminal sends carries out the request of payment behavior, and the payment amount of request indicating user, payment amount comprises the number of multiple type of payment.In the present embodiment, the type of payment amount includes but not limited to resource (such as, integration) available on current various general Currency Type (such as, Renminbi) and particular platform.In the present embodiment, do not limit the type of terminal, it includes but not limited to mobile phone, computing machine etc. that user holds.
Step 120, generates payments document, and in payments document, writes the type of payment amount and the number of often kind of type of payment.In the present embodiment, the payments document of generation can record polytype number, and this only records the number of a type unlike the prior art in prior art.
Step 130, by payments document, reduces the number of counterpart expenditure type in user account, to complete payment behavior.In the present embodiment, if have recorded 10 yuan and 10 integrations in payments document, then user pays 10 yuan and 10 integrations can complete integration from account, compared to existing technical scheme, do not need shopping platform to be 10 yuan by 10 Integral Transformation, avoid and occur mistake in this process and cause the problem that user cannot normally pay.
In the technical scheme of the present embodiment, payments document, as the foundation of carrying out payment behavior, so according to the polytype number wherein recorded, can reduce corresponding polytype number in user account, thus complete payment behavior; And payments document of the prior art only have recorded the number of a type, need must to rely on when using the number of other types to pay the number that the number of other types is converted to the type recorded in payments document by shopping platform etc., if there is problem in this process, user will be caused to pay; The situation that conversion payment amount carries out paying is there is not, so effectively can ensure that user uses polytype number to pay smoothly in the technical scheme of the present embodiment.
As shown in Figure 2, provide a kind of payment behavior disposal route in an alternative embodiment of the invention, multiple type of payment comprises the first type of payment and the second type of payment, before step 110, also comprises:
Step 101, the first number of the first type of payment that the user that receiving terminal sends is to be paid.In the present embodiment, such as, if the first type of payment is integration, if having certain integration in the account of user to can be used for shopping, then user intends use 10 integration, and this 10 integration is the first number.
Step 102, obtain the specified payment amount of the multiple type of payment of the item of payment, the transformational relation of being correlated with according to the specified payment amount of the item of payment, default multiple type of payment and the first number, calculate the second number of user's the second type of payment to be paid.In the present embodiment, such as, if the second type of payment is Renminbi, the words that certain part commodity all uses Renminbi to pay need 30 yuan, then its specified payment amount is: 0 integration+30 Renminbi, now have recorded in transformational relation between Renminbi and integration be 1 to 1 relation, then can determine user also need pay Renminbi be 20 yuan, namely the second number is 20 yuan.Especially, when the second number calculated is negative value, then notification terminal sends the first new number.
Step 103, sends to terminal by the second number.
In the technical scheme of the present embodiment, determine the number of one or more type of payment that plan pays user after, can automatically for user calculates the number also needing other type of payment paid, and return to user thus user is pointed out, eliminate the trouble that user calculates the multiple required number paid voluntarily, effectively improve Consumer's Experience.
Additionally provide a kind of payment behavior disposal route in one embodiment of the invention, before step 102, also comprise:
Judge the specified payment amount of the first type of payment of the described item of payment, whether be less than or equal to the first number.In the present embodiment, such as, if the first type of payment is integration, second type of payment is Renminbi, the specified payment amount of certain part commodity is: 10 integrations+10 yuan, now judges that whether integration that user intends to pay is higher than 10 integrations, as user only intends payment 5 integration, namely the first number be 5 integrations lower than 10 specified integrations, then user can not be allowed to buy this commodity.Because pay between the how many ordinary representation user of the payable integration of user and businessman behavior number, be only limitted to the more user of passing payment buy so the present embodiment be conducive to controlling some commodity.
When judged result is for being, enter step 102.In the present embodiment, the integration of intending to pay as user is 15 integrations, and namely the first number is that 15 integrations are greater than 10 specified integrations, now according to the relation being 1 to 1 between Renminbi and integration, can calculate 15 integrations to need all to use, user also needs the Renminbi paid to be 5 yuan.Visible when user intend the integration that pays higher than specified integration, the partial integration of user serves the effect of Renminbi, thus is conducive to promoting the consumption of user integral, and controls user to the use of Renminbi.
As shown in Figure 3, provide a kind of payment behavior disposal route in an alternative embodiment of the invention, wherein, multiple type of payment comprises the first type of payment and the second type of payment, before step 110, also comprises:
Step 104, obtains the number of the first type of payment in user account as the 3rd number.In the present embodiment, such as, if the first type of payment is integration, if having 20 integrations in the account of user to can be used for shopping, then the 3rd number is 20 integrations.Use at the electric business's platform of correspondence because integration is only limited to, importance, far below Renminbi, is preferably consumed as early as possible, so need to use integration to pay as much as possible.
Step 105, obtain the specified payment amount of the multiple type of payment of the item of payment, the transformational relation of being correlated with according to the specified payment amount of the item of payment, default multiple type of payment and the 3rd number, calculate the 4th number of user's the first type of payment to be paid, and second the 5th number of type of payment, wherein, the 4th number=the 3rd number and the 5th number >=0, or the 5th number=0th and 0 < the 4th number≤the 3rd number.In the present embodiment, such as, if the second type of payment is Renminbi, if certain part commodity all uses Renminbi to pay and needs 30 yuan, then its specified payment amount is 0 integration+30 Renminbi, and have recorded in transformational relation between Renminbi and integration be 1 to 1 relation, now suppose, in the account of user, there are 10 integrations, namely the 3rd number is 10 integrations, then these 10 points all for pay, user also needs payment 20 yuans simultaneously, namely the 4th number is 10 integrations and the 5th number is 20 yuan, due to needs total mark of consumption as far as possible, so 10 integrations are all for paying, 4th number is identical with the 3rd number, and suppose that the account of user has 60 integrations, namely the 3rd number is 60 integrations, from user account, then take out 30 integrations for paying, now user does not need to pay Renminbi, namely the 4th number is 30 integrations and the 5th number is 0 yuan, because the integration of user is a lot, so partial integration just can meet payment demand.
Step 106, sends to terminal by the 4th number and the 5th number.
In the technical scheme of the present embodiment, when not needing user to input payment amount, automatically for user has calculated its polytype number to be paid, and return to user thus user is pointed out, eliminate the trouble that user calculates the multiple required number paid voluntarily, effectively improve Consumer's Experience.
Additionally provide a kind of payment behavior disposal route in one embodiment of the invention, before step 105, also comprise:
Judge the specified payment amount of the first type of payment of the item of payment, whether be less than or equal to the 3rd number.In the present embodiment, such as, if the first type of payment is integration, second type of payment is Renminbi, the specified payment amount of certain part commodity is: 10 integrations+10 yuan, now judges that whether integration in user account is higher than 10 integrations, as in user account less than 10 integrations, namely the 3rd number is less than 10 integrations of the first type of payment, then user can not be allowed to buy this commodity.Because pay between the how many ordinary representation user of integration and businessman behavior number, be only limitted to the more user of passing payment buy so the present embodiment be conducive to controlling some commodity.
When judged result is for being, enter step 105.In the present embodiment, such as, be 15 integrations as having integration in the account of user, namely the 3rd number is that 15 integrations are greater than 10 specified integrations, now according to the relation between Renminbi and integration being 1 to 1,15 points of need that can calculate in user account all use, and user also needs the Renminbi paid to be 5 yuan.Visible when user intend the integration that pays higher than specified integration, the partial integration of user serves the effect of Renminbi, thus is conducive to promoting the consumption of user integral, and controls user to the use of Renminbi.
As shown in Figure 4, provide a kind of payment behavior disposal route in an alternative embodiment of the invention, also comprise:
Step 140, obtains the number of the first type of payment in user account as the 3rd number.In the present embodiment, such as, have in user account 100 yuans, 20 integrations, preferential point 20 point, if the first type of payment is only integration, then the 3rd number is 20 integrations; If the first type of payment is only preferential point, then the 3rd number is 20 points; If the first type of payment gets the preferential point of anomalous integral, then the 3rd number can be taken as the preferential point of 20 integration+20.
Step 150, obtain the specified payment amount with corresponding first type of payment, and specified payment amount is less than the information of the item of payment of the 3rd number, sends to terminal.
In the present embodiment, when the 3rd number is 20 integration, for the commodity of specified consumption 10 integration, then this merchandise news can be sent to user terminal, and for the commodity of specified consumption 30 integration, then the information of these commodity not sent to user terminal; When the 3rd number is, for the commodity of the preferential point of a specified consumption 10, then this merchandise news can be sent to user terminal at 20 preferential, and for the commodity of the preferential point of a specified consumption 30, then the information of these commodity not sent to user terminal; When the 3rd number is preferential of 20 integration+20, for the commodity of the preferential point of specified consumption 10 integration+10, then this merchandise news can be sent to user terminal, and for a preferential point of specified consumption 10 integration+30 or the commodity needing the preferential point of consumption 30 integration+10, the information of commodity is not sent to user terminal.So, require that the number of often kind of type of payment in the 3rd number all must be greater than corresponding payment amount.
In the present embodiment, use at the electric business's platform of correspondence because integration, preferential point etc. are only limited to, importance is far below Renminbi, preferably consume as early as possible, so automatically Recommendations, to user, thus ensure the timely total mark of consumption of user, preferential point etc., avoid occurring that the situation such as expired causes using.
As shown in Figure 5, provide a kind of payment behavior disposal route in an alternative embodiment of the invention, the user that receiving terminal sends also comprises before carrying out the request of payment behavior:
Step 160, obtains the number of the multiple type of payment in user account.In the present embodiment, such as, there is in user account 20 integrations and 0 preferential point.
Step 170, according to the non-zero number in the number of the multiple type of payment in user account, generates information and sends to terminal.In the present embodiment, such as, the information of generation is " account still has 20 integrations, please uses in time ".
In the technical scheme of the present embodiment, for the consumable number that user has, the integration especially preferably consumed as early as possible, preferential point etc., generate information and consume as early as possible point out user, avoids the appearance situation such as expired to cause using.
As shown in Figure 6, provide a kind of payment behavior treating apparatus in an alternative embodiment of the invention, it comprises:
Request receiving module 610, the user for receiving terminal transmission carries out the request of payment behavior, and the payment amount of request indicating user, payment amount comprises the number of multiple type of payment.In the present embodiment, the type of payment amount includes but not limited to resource (such as, integration) available on current various general Currency Type (such as, Renminbi) and particular platform.In the present embodiment, do not limit the type of terminal, it includes but not limited to mobile phone, computing machine etc. that user holds.
Payments document generation module 620, for generating payments document, and writes the type of payment amount and the number of often kind of type of payment in payments document.In the present embodiment, the payments document of generation can record polytype number, and this only records the number of a type unlike the prior art in prior art.
Payment module 630, for pressing payments document, reduces the number of counterpart expenditure type in user account, to complete payment behavior.In the present embodiment, if have recorded 10 yuan and 10 integrations in payments document, then user pays 10 yuan and 10 integrations can complete integration from account, compared to existing technical scheme, do not need shopping platform to be 10 yuan by 10 Integral Transformation, avoid and occur mistake in this process and cause the problem that user cannot normally pay.
In the technical scheme of the present embodiment, payments document, as the foundation of carrying out payment behavior, so according to the polytype number wherein recorded, can reduce corresponding polytype number in user account, thus complete payment behavior; And payments document of the prior art only have recorded the number of a type, need must to rely on when using the number of other types to pay the number that the number of other types is converted to the type recorded in payments document by shopping platform etc., if there is problem in this process, user will be caused to pay; The situation that conversion payment amount carries out paying is there is not, so effectively can ensure that user uses polytype number to pay smoothly in the technical scheme of the present embodiment.
As shown in Figure 7, provide a kind of payment behavior treating apparatus in an alternative embodiment of the invention, multiple type of payment comprises the first type of payment and the second type of payment, and device also comprises:
First number receiver module 640, the first number of the first type of payment that the user for receiving terminal transmission is to be paid.In the present embodiment, such as, if the first type of payment is integration, if having certain integration in the account of user to can be used for shopping, then user intends use 10 integration, and this 10 integration is the first number.
Second number computing module 650, for obtaining the specified payment amount of the multiple type of payment of the item of payment, the transformational relation of being correlated with according to the specified payment amount of the item of payment, default multiple type of payment and the first number, calculate the second number of user's the second type of payment to be paid.In the present embodiment, such as, if the second type of payment is Renminbi, the words that certain part commodity all uses Renminbi to pay need 30 yuan, then its specified payment amount is: 0 integration+30 Renminbi, now have recorded in transformational relation between Renminbi and integration be 1 to 1 relation, then can determine user also need pay Renminbi be 20 yuan, namely the second number is 20 yuan.Especially, when the second number calculated is negative value, then notification terminal sends the first new number.
Second number sending module 660, for sending to terminal by the second number.
In the technical scheme of the present embodiment, determine the number of one or more type of payment that plan pays user after, can automatically for user calculates the number also needing other type of payment paid, and return to user thus user is pointed out, eliminate the trouble that user calculates the multiple required number paid voluntarily, effectively improve Consumer's Experience.
Additionally provide a kind of payment behavior treating apparatus in one embodiment of the invention, also comprise:
Whether the first judge module, for judging the specified payment amount of the first type of payment of the described item of payment, be less than or equal to the first number.In the present embodiment, such as, if the first type of payment is integration, second type of payment is Renminbi, the specified payment amount of certain part commodity is: 10 integrations+10 yuan, now judges that whether integration that user intends to pay is higher than 10 integrations, as user only intends payment 5 integration, namely the first number be 5 integrations lower than 10 specified integrations, then user can not be allowed to buy this commodity.Because pay between the how many ordinary representation user of the payable integration of user and businessman behavior number, be only limitted to the more user of passing payment buy so the present embodiment be conducive to controlling some commodity.
When judged result is for being, described second number computing module 650 calculates the second number.In the present embodiment, the integration of intending to pay as user is 15 integrations, and namely the first number is that 15 integrations are greater than 10 specified integrations, now according to the relation being 1 to 1 between Renminbi and integration, can calculate 15 integrations to need all to use, user also needs the Renminbi paid to be 5 yuan.Visible when user intend the integration that pays higher than specified integration, the partial integration of user serves the effect of Renminbi, thus is conducive to promoting the consumption of user integral, and controls user to the use of Renminbi.
As shown in Figure 8, provide a kind of payment behavior treating apparatus in an alternative embodiment of the invention, wherein, multiple type of payment comprises the first type of payment and the second type of payment, and device also comprises:
3rd number acquisition module 670, for obtaining the number of the first type of payment in user account as the 3rd number.In the present embodiment, such as, if the first type of payment is integration, if having 20 integrations in the account of user to can be used for shopping, then the 3rd number is 20 integrations.Use at the electric business's platform of correspondence because integration is only limited to, importance, far below Renminbi, is preferably consumed as early as possible, so need to use integration to pay as much as possible.
4th and the 5th number computing module 680, obtain the specified payment amount of the multiple type of payment of the item of payment, the transformational relation of being correlated with according to the specified payment amount of the item of payment, default multiple type of payment and the 3rd number, calculate the 4th number of user's the first type of payment to be paid, and second the 5th number of type of payment, wherein, the 4th number=the 3rd number and the 5th number >=0, or the 5th number=0th and 0 < the 4th number≤the 3rd number.In the present embodiment, such as, if the second type of payment is Renminbi, if certain part commodity all uses Renminbi to pay and needs 30 yuan, then its specified payment amount is 0 integration+30 Renminbi, and have recorded in transformational relation between Renminbi and integration be 1 to 1 relation, now suppose, in the account of user, there are 10 integrations, namely the 3rd number is 10 integrations, then these 10 points all for pay, user also needs payment 20 yuans simultaneously, namely the 4th number is 10 integrations and the 5th number is 20 yuan, due to needs total mark of consumption as far as possible, so 10 integrations are all for paying, 4th number is identical with the 3rd number, and suppose that the account of user has 60 integrations, namely the 3rd number is 60 integrations, from user account, then take out 30 integrations for paying, now user does not need to pay Renminbi, namely the 4th number is 30 integrations and the 5th number is 0 yuan, because the integration of user is a lot, so partial integration just can meet payment demand.
4th and the 5th number sending module 690, for sending to terminal by the 4th number and the 5th number.
In the technical scheme of the present embodiment, when not needing user to input payment amount, automatically for user has calculated its polytype number to be paid, and return to user thus user is pointed out, eliminate the trouble that user calculates the multiple required number paid voluntarily, effectively improve Consumer's Experience.
Additionally provide a kind of payment behavior treating apparatus in one embodiment of the invention, also comprise:
Whether the second judge module, for judging the specified payment amount of the first type of payment of the item of payment, be less than or equal to the 3rd number.In the present embodiment, such as, if the first type of payment is integration, second type of payment is Renminbi, the specified payment amount of certain part commodity is: 10 integrations+10 yuan, now judges that whether integration in user account is higher than 10 integrations, as in user account less than 10 integrations, namely the 3rd number is less than 10 integrations of the first type of payment, then user can not be allowed to buy this commodity.Because pay between the how many ordinary representation user of integration and businessman behavior number, be only limitted to the more user of passing payment buy so the present embodiment be conducive to controlling some commodity.
When judged result is for being, the 4th and the 5th number computing module 680 calculates the 4th number and the 5th number.In the present embodiment, such as, be 15 integrations as having integration in the account of user, namely the 3rd number is that 15 integrations are greater than 10 specified integrations, now according to the relation between Renminbi and integration being 1 to 1,15 points of need that can calculate in user account all use, and user also needs the Renminbi paid to be 5 yuan.Visible when user intend the integration that pays higher than specified integration, the partial integration of user serves the effect of Renminbi, thus is conducive to promoting the consumption of user integral, and controls user to the use of Renminbi.
As shown in Figure 9, provide a kind of payment behavior treating apparatus in an alternative embodiment of the invention, also comprise:
Item of payment acquisition module 6100, for obtaining the number of the first type of payment in user account as the 3rd number, and obtain the specified payment amount having corresponding first type of payment and answer, and specified payment amount is less than the information of the item of payment of the 3rd number, sends to terminal.
In the present embodiment, such as, have in user account 100 yuans, 20 integrations, preferential point 20 point, if the first type of payment is only integration, then the 3rd number is 20 integrations; If the first type of payment is only preferential point, then the 3rd number is 20 points; If the first type of payment gets the preferential point of anomalous integral, then the 3rd number can be taken as the preferential point of 20 integration+20.
In the present embodiment, when the 3rd number is 20 integration, for the commodity of specified consumption 10 integration, then this merchandise news can be sent to user terminal, and for the commodity of specified consumption 30 integration, then the information of these commodity not sent to user terminal; When the 3rd number is, for the commodity of the preferential point of a specified consumption 10, then this merchandise news can be sent to user terminal at 20 preferential, and for the commodity of the preferential point of a specified consumption 30, then the information of these commodity not sent to user terminal; When the 3rd number is preferential of 20 integration+20, for the commodity of the preferential point of specified consumption 10 integration+10, then this merchandise news can be sent to user terminal, and for the commodity of a preferential point of specified consumption 10 integration+30 or the preferential point of specified consumption 30 integration+10, the information of commodity is not sent to user terminal.So, require that the number of often kind of type of payment in the 3rd number all must be greater than corresponding payment amount.
In the present embodiment, use at the electric business's platform of correspondence because integration, preferential point etc. are only limited to, importance is far below Renminbi, preferably consume as early as possible, so automatically Recommendations, to user, thus ensure the timely total mark of consumption of user, preferential point etc., avoid occurring that the situation such as expired causes using.
As shown in Figure 10, provide a kind of payment behavior treating apparatus in an alternative embodiment of the invention, also comprise:
Reminding module 6110, for obtaining the number of the multiple type of payment in user account, and according to the non-zero number in the number of the multiple type of payment in user account, generating information and sending to terminal.
In the present embodiment, such as, there is in user account 20 integrations and 0 preferential point.In the present embodiment, such as, the information of generation is " account still has 20 integrations to use, and please uses in time ".
In the technical scheme of the present embodiment, for the consumable number that user has, the integration especially preferably consumed as early as possible, preferential point etc., generate information and consume as early as possible point out user, avoids the appearance situation such as expired to cause using.
As shown in figure 11, provide a kind of server in one embodiment of the present of invention, it comprises: according to the payment behavior treating apparatus 1110 of previous embodiment.
According to aforesaid embodiment, record polytype number in the pay invoice that server generates, corresponding polytype number in user account can be reduced according to payments document, thus complete payment behavior; Need must to rely on when using the number of other types to pay the number that the number of other types is converted to the type recorded in payments document by shopping platform etc., if there is problem in this process, user will be caused to pay; The situation that conversion payment amount carries out paying is there is not, so effectively can ensure that user uses polytype number to pay smoothly in the technical scheme of the present embodiment.
Intrinsic not relevant to any certain computer, virtual system or miscellaneous equipment with display at this algorithm provided.Various general-purpose system also can with use based on together with this teaching.According to description above, the structure constructed required by this type systematic is apparent.In addition, the present invention is not also for any certain programmed language.It should be understood that and various programming language can be utilized to realize content of the present invention described here, and the description done language-specific is above to disclose preferred forms of the present invention.
In instructions provided herein, describe a large amount of detail.But can understand, embodiments of the invention can be put into practice when not having these details.In some instances, be not shown specifically known method, structure and technology, so that not fuzzy understanding of this description.
Similarly, be to be understood that, in order to simplify the disclosure and to help to understand in each inventive aspect one or more, in the description above to exemplary embodiment of the present invention, each feature of the present invention is grouped together in single embodiment, figure or the description to it sometimes.But, the method for the disclosure should be construed to the following intention of reflection: namely the present invention for required protection requires feature more more than the feature clearly recorded in each claim.Or rather, as claims below reflect, all features of disclosed single embodiment before inventive aspect is to be less than.Therefore, the claims following embodiment are incorporated to this embodiment thus clearly, and wherein each claim itself is as independent embodiment of the present invention.
Those skilled in the art are appreciated that and adaptively can change the module in the equipment in embodiment and they are arranged in one or more equipment different from this embodiment.Module in embodiment or unit or assembly can be combined into a module or unit or assembly, and multiple submodule or subelement or sub-component can be put them in addition.Except at least some in such feature and/or process or unit be mutually repel except, any combination can be adopted to combine all processes of all features disclosed in this instructions (comprising adjoint claim, summary and accompanying drawing) and so disclosed any method or equipment or unit.Unless expressly stated otherwise, each feature disclosed in this instructions (comprising adjoint claim, summary and accompanying drawing) can by providing identical, alternative features that is equivalent or similar object replaces.
In addition, those skilled in the art can understand, although embodiments more described herein to comprise in other embodiment some included feature instead of further feature, the combination of the feature of different embodiment means and to be within scope of the present invention and to form different embodiments.Such as, in the following claims, the one of any of embodiment required for protection can use with arbitrary array mode.
All parts embodiment of the present invention with hardware implementing, or can realize with the software module run on one or more processor, or realizes with their combination.It will be understood by those of skill in the art that the some or all functions that microprocessor or digital signal processor (DSP) can be used in practice to realize according to the some or all parts in the payment behavior treating apparatus of the embodiment of the present invention.The present invention can also be embodied as part or all equipment for performing method as described herein or device program (such as, computer program and computer program).Realizing program of the present invention and can store on a computer-readable medium like this, or the form of one or more signal can be had.Such signal can be downloaded from internet website and obtain, or provides on carrier signal, or provides with any other form.
The present invention will be described instead of limit the invention to it should be noted above-described embodiment, and those skilled in the art can design alternative embodiment when not departing from the scope of claims.In the claims, any reference symbol between bracket should be configured to limitations on claims.Word " comprises " not to be got rid of existence and does not arrange element in the claims or step.Word "a" or "an" before being positioned at element is not got rid of and be there is multiple such element.The present invention can by means of including the hardware of some different elements and realizing by means of the computing machine of suitably programming.In the unit claim listing some devices, several in these devices can be carry out imbody by same hardware branch.Word first, second and third-class use do not represent any order.Can be title by these word explanations.
A1, a kind of payment behavior disposal route, it comprises:
The user that receiving terminal sends carries out the request of payment behavior, and described request indicates the payment amount of described user, and described payment amount comprises the number of multiple type of payment;
Generate payments document, and in described payments document, write the type of payment amount and the number of often kind of type of payment;
By described payments document, the number of counterpart expenditure type in described user account is reduced, to complete payment behavior.
A2, method according to A1, wherein, described multiple type of payment comprises the first type of payment and the second type of payment, and the user sent at receiving terminal also comprises before carrying out the request of payment behavior:
Receive the first number of described user the first type of payment to be paid that described terminal sends;
Obtain the specified payment amount of the multiple type of payment of the item of payment, the transformational relation of being correlated with according to the specified payment amount of the described item of payment, default described multiple type of payment and described first number, calculate the second number of described user the second type of payment to be paid;
Described second number is sent to described terminal.
A3, method according to A2, wherein, before the second number calculating described user described second type of payment to be paid, also comprise:
Judge the specified payment amount of correspondence first type of payment of the described item of payment, whether be less than or equal to described first number;
When judged result is for being, calculate described second number.
A4, method according to A1, wherein, described multiple type of payment comprises the first type of payment and the second type of payment, and the user sent at receiving terminal also comprises before carrying out the request of payment behavior:
Obtain the number of described first type of payment in described user account as the 3rd number;
Obtain the specified payment amount of the multiple type of payment of the item of payment, the transformational relation of being correlated with according to the specified payment amount of the described item of payment, default described multiple type of payment and described 3rd number, calculate the 4th number of described user described first type of payment to be paid and the 5th number of described second type of payment, wherein, described 4th number=described 3rd number and described 5th number >=0, or the 4th number≤described 3rd number described in described 5th number=0 and 0 <;
Described 4th number and described 5th number are sent to described terminal.
A5, method according to A4, wherein, at the 5th number of the 4th number and described Part II type of payment that calculate described user described first type of payment to be paid, also comprise before:
Judge the specified payment amount of correspondence first type of payment of the described item of payment, whether be less than or equal to described 3rd number;
When judged result is for being, calculate described 4th number and described 5th number.
A6, method according to A1, wherein, described multiple type of payment comprises the first type of payment, and described method also comprises:
Obtain the number of described first type of payment in described user account as the 3rd number;
Obtain the specified payment amount with corresponding described first type of payment, and described specified payment amount is less than the information of the item of payment of described 3rd number, sends to described terminal.
A7, method according to any one of A1 to A6, wherein, the user that receiving terminal sends also comprises before carrying out the request of payment behavior:
Obtain the number of the described multiple type of payment in described user account;
According to the non-zero number in the number of the described multiple type of payment in described user account, generate information and send to described terminal.
A8, a kind of payment behavior treating apparatus, it comprises:
Request receiving module, the user for receiving terminal transmission carries out the request of payment behavior, and described request indicates the payment amount of described user, and described payment amount comprises the number of multiple type of payment;
Payments document generation module, for generating payments document, and writes the type of payment amount and the number of often kind of type of payment in described payments document;
Payment module, for by described payments document, reduces the number of counterpart expenditure type in described user account, to complete payment behavior.
A9, device according to A8, wherein, described multiple type of payment comprises the first type of payment and the second type of payment, and described device also comprises:
First number receiver module, the first number of the first type of payment that the described user for receiving the transmission of described terminal is to be paid;
Second number computing module, for obtaining the specified payment amount of the multiple type of payment of the item of payment, the transformational relation of being correlated with according to the specified payment amount of the described item of payment, default described multiple type of payment and described first number, calculate the second number of described user the second type of payment to be paid;
Second number sending module, for sending to described terminal by described second number.
A10, device according to A9, wherein, also comprise:
Whether the first judge module, for judging the specified payment amount of correspondence first type of payment of the described item of payment, be less than or equal to described first number;
When judged result is for being, described second number computing module calculates described second number.
A11, device according to A8, wherein, described multiple type of payment comprises the first type of payment and the second type of payment, and described device also comprises:
3rd number acquisition module, for obtaining the number of the first type of payment in described user account as the 3rd number;
4th and the 5th number computing module, for obtaining the specified payment amount of the multiple type of payment of the item of payment, the transformational relation of being correlated with according to the specified payment amount of the described item of payment, default described multiple type of payment and described 3rd number, calculate the 4th number of described user the first type of payment to be paid and the 5th number of the second type of payment, wherein, described 4th number=described 3rd number and described 5th number >=0, or the 4th number≤the 3rd number described in described 5th number=0 and 0 <;
4th and the 5th number sending module, for sending to described terminal by described 4th number and described 5th number.
A12, device according to A11, wherein, also comprise:
Whether the second judge module, for judging the specified payment amount of the correspondence of the described item of payment described partial payment type, be less than or equal to described 3rd number;
When judged result is for being, the described 4th and the 5th number computing module calculates described 4th number and described 5th number.
A13, device according to A8, wherein, described multiple type of payment comprises the first type of payment, and described device also comprises:
Item of payment acquisition module, for obtaining the number of the first type of payment in described user account as the 3rd number, and obtain the specified payment amount with corresponding first type of payment, and described specified payment amount is less than the information of the item of payment of described 3rd number, sends to described terminal.
A14, device according to any one of A8 to A13, wherein, also comprise:
Reminding module, for obtaining the number of the described multiple type of payment in described user account, and according to the non-zero number in the number of the described multiple type of payment in described user account, generating information and sending to described terminal.
A15, a kind of server, it comprises:
Payment behavior treating apparatus according to any one of A8 to A14.

Claims (10)

1. pay a behavior disposal route, it comprises:
The user that receiving terminal sends carries out the request of payment behavior, and described request indicates the payment amount of described user, and described payment amount comprises the number of multiple type of payment;
Generate payments document, and in described payments document, write the type of payment amount and the number of often kind of type of payment;
By described payments document, the number of counterpart expenditure type in described user account is reduced, to complete payment behavior.
2. method according to claim 1, wherein, described multiple type of payment comprises the first type of payment and the second type of payment, before the user of receiving terminal transmission carries out the request of payment behavior, also comprises:
Receive the first number of described user the first type of payment to be paid that described terminal sends;
Obtain the specified payment amount of the multiple type of payment of the item of payment, the transformational relation of being correlated with according to the specified payment amount of the described item of payment, default described multiple type of payment and described first number, calculate the second number of described user the second type of payment to be paid;
Described second number is sent to described terminal.
3. method according to claim 1, wherein, described multiple type of payment comprises the first type of payment and the second type of payment, before the user of receiving terminal transmission carries out the request of payment behavior, also comprises:
Obtain the number of described first type of payment in described user account as the 3rd number;
Obtain the specified payment amount of the multiple type of payment of the item of payment, the transformational relation of being correlated with according to the specified payment amount of the described item of payment, default described multiple type of payment and described 3rd number, calculate the 4th number of described user described first type of payment to be paid and the 5th number of described second type of payment, wherein, described 4th number=described 3rd number and described 5th number >=0, or the 4th number≤described 3rd number described in described 5th number=0 and 0 <;
Described 4th number and described 5th number are sent to described terminal.
4. method according to claim 1, wherein, described multiple type of payment comprises the first type of payment, and described method also comprises:
Obtain the number of the first type of payment in described user account as the 3rd number;
Obtain the specified payment amount with corresponding described first type of payment, and described specified payment amount is less than the information of the item of payment of described 3rd number, sends to described terminal.
5. method according to any one of claim 1 to 4, wherein, the user that receiving terminal sends also comprises before carrying out the request of payment behavior:
Obtain the number of the described multiple type of payment in described user account;
According to the non-zero number in the number of the described multiple type of payment in described user account, generate information and send to described terminal.
6. pay a behavior treating apparatus, it comprises:
Request receiving module, the user for receiving terminal transmission carries out the request of payment behavior, and described request indicates the payment amount of described user, and described payment amount comprises the number of multiple type of payment;
Payments document generation module, for generating payments document, and writes the type of payment amount and the number of often kind of type of payment in described payments document;
Payment module, for by described payments document, reduces the number of counterpart expenditure type in described user account, to complete payment behavior.
7. device according to claim 6, wherein, described multiple type of payment comprises the first type of payment and the second type of payment, and described device also comprises:
First number receiver module, the first number of the first type of payment that the described user for receiving the transmission of described terminal is to be paid;
Second number computing module, for obtaining the specified payment amount of the multiple type of payment of the item of payment, the transformational relation of being correlated with according to the specified payment amount of the described item of payment, default described multiple type of payment and described first number, calculate the second number of described user the second type of payment to be paid;
Second number sending module, for sending to described terminal by described second number.
8. device according to claim 6, wherein, described multiple type of payment comprises the first type of payment and the second type of payment, and described device also comprises:
3rd number acquisition module, for obtaining the number of the first type of payment in described user account as the 3rd number;
4th and the 5th number computing module, for obtaining the specified payment amount of the multiple type of payment of the item of payment, the transformational relation of being correlated with according to the specified payment amount of the described item of payment, default described multiple type of payment and described 3rd number, calculate the 4th number of described user the first type of payment to be paid and the 5th number of the second type of payment, wherein, described 4th number=described 3rd number and described 5th number >=0, or the 4th number≤the 3rd number described in described 5th number=0 and 0 <;
4th and the 5th number sending module, for sending to described terminal by described 4th number and described 5th number.
9. the device according to any one of claim 6 to 8, wherein, also comprises:
Reminding module, for obtaining the number of the described multiple type of payment in described user account, and according to the non-zero number in the number of the described multiple type of payment in described user account, generating information and sending to described terminal.
10. a server, it comprises:
Payment behavior treating apparatus according to any one of claim 6 to 9.
CN201410509431.0A 2014-09-28 2014-09-28 Payment behavior processing method and device and server Pending CN104299129A (en)

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