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BR0318450A - métodos para facilitar a validação de transações financeiras feitas através de redes de comunicação sem fio - Google Patents

métodos para facilitar a validação de transações financeiras feitas através de redes de comunicação sem fio

Info

Publication number
BR0318450A
BR0318450A BRPI0318450-1A BR0318450A BR0318450A BR 0318450 A BR0318450 A BR 0318450A BR 0318450 A BR0318450 A BR 0318450A BR 0318450 A BR0318450 A BR 0318450A
Authority
BR
Brazil
Prior art keywords
subscriber
methods
transaction
wireless communication
communication networks
Prior art date
Application number
BRPI0318450-1A
Other languages
English (en)
Inventor
Serge Barthelemy
Original Assignee
Paycool Int Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Paycool Int Ltd filed Critical Paycool Int Ltd
Publication of BR0318450A publication Critical patent/BR0318450A/pt

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102—Bill distribution or payments
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/223—Payment schemes or models based on the use of peer-to-peer networks
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Marketing (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

"MéTODOS PARA FACILITAR A VALIDAçãO DE TRANSAçõES FINANCEIRAS FEITAS ATRAVéS DE REDES DE COMUNICAçãO SEM FIO". A invenção introduz uma solicitação de aprovação enviada para o recebedor em um cenário de pagamento simples para ele / ela aceitar ou rejeitar a transação. De acordo com a invenção, um assinante de um serviço de transação financeira tem a habilitação para configurar listas especiais de contas de transação financeira, que estão submetidas a regras particulares a serem aplicadas quando tais contas estão envolvidas em transações com a própria conta do assinante. De acordo com a invenção, tais regras particulares são verificadas e implementadas pela plataforma de processamento de transação e/ou pelo aparelho telefónico móvel e / ou SIM do referido assinante. De acordo com a invenção, as referidas listas especiais são armazenadas parcialmente ou integralmente em arquivos conectados à plataforma de processamento de transação e / ou na memória do aparelho de telefone móvel do SIM. O número da conta de transação financeira do assinante pode ser lido automaticamente por um outro assinante por métodos e meios que são descritos na invenção. A validação de uma solicitação de pagamento, que é enviada para um pagador para aprovação, é facilitada pela exibição no aparelho de telefone móvel do pagador do nome ou logo ou um sinal facilmente reconhecível ou uma mensagem audível.
BRPI0318450-1A 2003-08-08 2003-08-08 métodos para facilitar a validação de transações financeiras feitas através de redes de comunicação sem fio BR0318450A (pt)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
PCT/CN2003/000645 WO2005015452A1 (en) 2003-08-08 2003-08-08 Methods for facilitating validation of financial transactions made through a wireless communication network

Publications (1)

Publication Number Publication Date
BR0318450A true BR0318450A (pt) 2006-08-01

Family

ID=34120776

Family Applications (1)

Application Number Title Priority Date Filing Date
BRPI0318450-1A BR0318450A (pt) 2003-08-08 2003-08-08 métodos para facilitar a validação de transações financeiras feitas através de redes de comunicação sem fio

Country Status (9)

Country Link
US (1) US20060294007A1 (pt)
EP (1) EP1683083A4 (pt)
JP (1) JP2007507011A (pt)
CN (1) CN1830001A (pt)
AU (1) AU2003257366A1 (pt)
BR (1) BR0318450A (pt)
CA (1) CA2533654A1 (pt)
MX (1) MXPA06001513A (pt)
WO (1) WO2005015452A1 (pt)

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Also Published As

Publication number Publication date
EP1683083A1 (en) 2006-07-26
WO2005015452A8 (en) 2005-05-26
US20060294007A1 (en) 2006-12-28
WO2005015452A1 (en) 2005-02-17
JP2007507011A (ja) 2007-03-22
MXPA06001513A (es) 2007-01-26
CA2533654A1 (en) 2005-02-17
EP1683083A4 (en) 2009-07-29
CN1830001A (zh) 2006-09-06
AU2003257366A1 (en) 2005-02-25

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Legal Events

Date Code Title Description
B07A Application suspended after technical examination (opinion) [chapter 7.1 patent gazette]
B09B Patent application refused [chapter 9.2 patent gazette]

Free format text: INDEFIRO O PEDIDO DE ACORDO COM O ARTIGO 8O COMBINADO COM ARTIGO 13 E ARTIGO 10 DA LPI

B09B Patent application refused [chapter 9.2 patent gazette]

Free format text: MANTIDO O INDEFERIMENTO UMA VEZ QUE NAO FOI APRESENTADO RECURSO DENTRO DO PRAZO LEGAL.

B15K Others concerning applications: alteration of classification

Free format text: PROCEDIMENTO AUTOMATICO DE RECLASSIFICACAO. A CLASSIFICACAO IPC ANTERIOR ERA G06F 17/60.

Ipc: G06Q 20/42 (2012.01), G06Q 20/02 (2012.01), G06Q 2

Ipc: G06Q 20/42 (2012.01), G06Q 20/02 (2012.01), G06Q 2