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BG106813A - Method for mobile payments - Google Patents

Method for mobile payments

Info

Publication number
BG106813A
BG106813A BG106813A BG10681302A BG106813A BG 106813 A BG106813 A BG 106813A BG 106813 A BG106813 A BG 106813A BG 10681302 A BG10681302 A BG 10681302A BG 106813 A BG106813 A BG 106813A
Authority
BG
Bulgaria
Prior art keywords
bank
client
recipient
sum
mobile payments
Prior art date
Application number
BG106813A
Other languages
Bulgarian (bg)
Inventor
Original Assignee
СТОЯНОВ Румен
СТОЯНОВ Христо
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by СТОЯНОВ Румен, СТОЯНОВ Христо filed Critical СТОЯНОВ Румен
Priority to BG106813A priority Critical patent/BG106813A/en
Priority to AU2003232532A priority patent/AU2003232532A1/en
Priority to PCT/BG2003/000026 priority patent/WO2003107288A1/en
Publication of BG106813A publication Critical patent/BG106813A/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G06Q20/3255—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks using mobile network messaging services for payment, e.g. SMS

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Mobile Radio Communication Systems (AREA)

Abstract

The method for mobile payments includes successive operations, wherein the client (1) sends a word message (SMS) (4) on a mobile telephone to the service bank (2) of client (1), containing the code of client (1), including data for the individualization of the client (1) in the bank (2), the telephone number of the recipient (3) and the sum to be remitted. Bank (2) checks whether the code corresponds to the clip, checks whether the available sum of client (1) exists in the bank, and acknowledges by sending a word message SMS (7) for the remittance of the sum to recipient (3). After this check, bank (2) makes the transaction to the bank (8) of the recipient (3).
BG106813A 2002-06-12 2002-06-12 Method for mobile payments BG106813A (en)

Priority Applications (3)

Application Number Priority Date Filing Date Title
BG106813A BG106813A (en) 2002-06-12 2002-06-12 Method for mobile payments
AU2003232532A AU2003232532A1 (en) 2002-06-12 2003-06-10 Method for mobile payment
PCT/BG2003/000026 WO2003107288A1 (en) 2002-06-12 2003-06-10 Method for mobile payment

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
BG106813A BG106813A (en) 2002-06-12 2002-06-12 Method for mobile payments

Publications (1)

Publication Number Publication Date
BG106813A true BG106813A (en) 2005-04-30

Family

ID=29721206

Family Applications (1)

Application Number Title Priority Date Filing Date
BG106813A BG106813A (en) 2002-06-12 2002-06-12 Method for mobile payments

Country Status (3)

Country Link
AU (1) AU2003232532A1 (en)
BG (1) BG106813A (en)
WO (1) WO2003107288A1 (en)

Families Citing this family (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20050267836A1 (en) * 1996-03-25 2005-12-01 Cfph, Llc Method and system for transacting with a trading application
US10586282B2 (en) 1996-03-25 2020-03-10 Cfph, Llc System and method for trading based on tournament-style events
US8353763B2 (en) 2003-03-31 2013-01-15 Cantor Index, Llc System and method for betting on a participant in a group of events
EP1566780A1 (en) * 2004-02-19 2005-08-24 Goyada Partner AB Mobile payment solution
US20120271762A1 (en) * 2004-08-02 2012-10-25 Ebay Inc. Method and system to facilitate a transfer of funds between parties using a telephone-enabled device
WO2006095250A1 (en) * 2005-03-11 2006-09-14 Firstrand Bank Limited Mobile banking system and method
CN1828649A (en) * 2005-12-22 2006-09-06 韩燕� Electronic payment identification method and its ID identification terminal and ATM
WO2008097070A1 (en) * 2007-02-05 2008-08-14 Mobile Money International Sdn Bhd A method to give effect to a predetermined function
GB2452700A (en) * 2007-08-24 2009-03-18 Intellprop Ltd Initiating a payment service by including a scan tag in a short message

Family Cites Families (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
FI100137B (en) * 1994-10-28 1997-09-30 Vazvan Simin Real-time wireless telecom payment system
FI109505B (en) * 1997-03-24 2002-08-15 Fd Finanssidata Oy Use of banking services in a digital cellular radio system
ES2333070T3 (en) * 1998-09-10 2010-02-16 Swisscom Ag PROCEDURE FOR THE PURCHASE OF ITEMS OR SERVICES THROUGH A MOBILE PHONE.
WO2000031699A1 (en) * 1998-11-22 2000-06-02 Easy Charge Cellular (Pty) Limited Method of, and apparatus for, conducting electronic transactions
ES2214199T4 (en) * 2000-08-01 2005-10-01 Mega-Tel Ag ELECTRONIC PAYMENT USING AN SMS TERMINAL.

Also Published As

Publication number Publication date
AU2003232532A1 (en) 2003-12-31
WO2003107288A1 (en) 2003-12-24

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