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AU8142098A - A novel method and system for improved bill payment - Google Patents

A novel method and system for improved bill payment

Info

Publication number
AU8142098A
AU8142098A AU81420/98A AU8142098A AU8142098A AU 8142098 A AU8142098 A AU 8142098A AU 81420/98 A AU81420/98 A AU 81420/98A AU 8142098 A AU8142098 A AU 8142098A AU 8142098 A AU8142098 A AU 8142098A
Authority
AU
Australia
Prior art keywords
novel method
bill payment
improved bill
improved
payment
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Abandoned
Application number
AU81420/98A
Inventor
Leslie Ehrlich
Steve Murphy
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Citibank NA
Original Assignee
Citibank NA
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Citibank NA filed Critical Citibank NA
Publication of AU8142098A publication Critical patent/AU8142098A/en
Abandoned legal-status Critical Current

Links

Classifications

    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/04Billing or invoicing
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/14Payment architectures specially adapted for billing systems

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • Development Economics (AREA)
  • Finance (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
AU81420/98A 1997-06-17 1998-06-17 A novel method and system for improved bill payment Abandoned AU8142098A (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US4985097P 1997-06-17 1997-06-17
US60049850 1997-06-17
PCT/US1998/012235 WO1998058339A1 (en) 1997-06-17 1998-06-17 A novel method and system for improved bill payment

Publications (1)

Publication Number Publication Date
AU8142098A true AU8142098A (en) 1999-01-04

Family

ID=21962079

Family Applications (1)

Application Number Title Priority Date Filing Date
AU81420/98A Abandoned AU8142098A (en) 1997-06-17 1998-06-17 A novel method and system for improved bill payment

Country Status (2)

Country Link
AU (1) AU8142098A (en)
WO (1) WO1998058339A1 (en)

Families Citing this family (23)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5930773A (en) * 1997-12-17 1999-07-27 Avista Advantage, Inc. Computerized resource accounting methods and systems, computerized utility management methods and systems, multi-user utility management methods and systems, and energy-consumption-based tracking methods and systems
US5943656A (en) * 1997-12-03 1999-08-24 Avista Advantage, Inc. Methods and systems for computerized bill consolidating, billing and payment authorization, computerized utility bill consolidating, utility billing access and payment and utility provider consolidated billing systems
US6493685B1 (en) 1999-02-10 2002-12-10 The Chase Manhattan Bank Electronic account presentation and response system and method
RU2172014C2 (en) * 1999-09-20 2001-08-10 Ветошкин Андрей Леонидович Monetary payment technique
US7319986B2 (en) 1999-09-28 2008-01-15 Bank Of America Corporation Dynamic payment cards and related management systems and associated methods
US20030212630A1 (en) * 1999-12-10 2003-11-13 Andrew Kahr Method and apparatus for payment of bills and obligations by credit card
US7881962B2 (en) 2000-03-14 2011-02-01 Verizon Business Global Llc Early-payment discount for E-billing system
US7216104B2 (en) 2000-03-14 2007-05-08 Verizon Business Global Llc Disallow payment for E-billing system
JP2003527697A (en) * 2000-03-14 2003-09-16 エムシーアイ・ワールドコム・インコーポレーテッド Prohibition of payment in electronic billing system
US7308434B2 (en) 2000-03-30 2007-12-11 Verizon Business Global Llc Account management tool for e-billing system
WO2001084391A1 (en) * 2000-04-27 2001-11-08 Fujitsu Limited Payment vicarious execution system and method
US7716129B1 (en) 2000-08-22 2010-05-11 Beng Teck Alvin Tan Electronic payment methods
US8015084B1 (en) * 2000-09-06 2011-09-06 Jpmorgan Chase Bank, N.A. System and method for linked account having sweep feature
US7333953B1 (en) 2000-10-31 2008-02-19 Wells Fargo Bank, N.A. Method and apparatus for integrated payments processing and decisioning for internet transactions
US7895119B2 (en) 2003-05-13 2011-02-22 Bank Of America Corporation Method and system for pushing credit payments as buyer initiated transactions
RU2246757C1 (en) * 2003-06-19 2005-02-20 Иванов Михаил Борисович Method for performing cashless financial operations and system for its realization
RU2282241C2 (en) * 2004-09-28 2006-08-20 Общество с ограниченной ответственностью "Фирма "СВЕТЕЦ" Universal payment system for controlling monetary resources by means of universal payment cards
US11526859B1 (en) 2019-11-12 2022-12-13 Bottomline Technologies, Sarl Cash flow forecasting using a bottoms-up machine learning approach
US11532040B2 (en) 2019-11-12 2022-12-20 Bottomline Technologies Sarl International cash management software using machine learning
USD962972S1 (en) 2019-12-12 2022-09-06 Bottomline Technologies, Inc Display screen with graphical user interface in table formation
USD978158S1 (en) 2019-12-12 2023-02-14 Bottomline Technologies, Inc. Display screen with graphical user interface in grid formation
US11704671B2 (en) 2020-04-02 2023-07-18 Bottomline Technologies Limited Financial messaging transformation-as-a-service
US20240354741A1 (en) * 2023-04-19 2024-10-24 Capital One Services, Llc Systems and methods for provisioning transaction cards to multiple merchants

Family Cites Families (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
USRE32985E (en) * 1982-07-09 1989-07-11 Omron Tateisi Electronics Co. Credit transaction processing system
US4823264A (en) * 1986-05-27 1989-04-18 Deming Gilbert R Electronic funds transfer system
US5383113A (en) * 1991-07-25 1995-01-17 Checkfree Corporation System and method for electronically providing customer services including payment of bills, financial analysis and loans
US5465206B1 (en) * 1993-11-01 1998-04-21 Visa Int Service Ass Electronic bill pay system
AU1735195A (en) * 1994-02-14 1995-08-29 Telepay, Inc. Automated interactive bill payment system
US5699528A (en) * 1995-10-31 1997-12-16 Mastercard International, Inc. System and method for bill delivery and payment over a communications network
US5704046A (en) * 1996-05-30 1997-12-30 Mastercard International Inc. System and method for conducting cashless transactions

Also Published As

Publication number Publication date
WO1998058339A1 (en) 1998-12-23

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Legal Events

Date Code Title Description
MK6 Application lapsed section 142(2)(f)/reg. 8.3(3) - pct applic. not entering national phase