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AU4711801A - Method of masking the identity of a purchaser during a credit transaction - Google Patents

Method of masking the identity of a purchaser during a credit transaction

Info

Publication number
AU4711801A
AU4711801A AU47118/01A AU4711801A AU4711801A AU 4711801 A AU4711801 A AU 4711801A AU 47118/01 A AU47118/01 A AU 47118/01A AU 4711801 A AU4711801 A AU 4711801A AU 4711801 A AU4711801 A AU 4711801A
Authority
AU
Australia
Prior art keywords
masking
identity
credit transaction
purchaser during
purchaser
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Abandoned
Application number
AU47118/01A
Inventor
Rolfe M. Philip
Ted A. Pielemeier
Lance T. Steinberger
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
LANCE T STEINBERGER
ROLFE M PHILIP
TED A PIELEMEIER
Original Assignee
LANCE T STEINBERGER
ROLFE M PHILIP
TED A PIELEMEIER
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by LANCE T STEINBERGER, ROLFE M PHILIP, TED A PIELEMEIER filed Critical LANCE T STEINBERGER
Publication of AU4711801A publication Critical patent/AU4711801A/en
Abandoned legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/227—Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/342—Cards defining paid or billed services or quantities
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405—Establishing or using transaction specific rules
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/02—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices
    • G07F7/025—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices by means, e.g. cards, providing billing information at the time of purchase, e.g. identification of seller or purchaser, quantity of goods delivered or to be delivered

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
AU47118/01A 1999-12-06 2000-12-05 Method of masking the identity of a purchaser during a credit transaction Abandoned AU4711801A (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US45528999A 1999-12-06 1999-12-06
US09455289 1999-12-06
PCT/US2000/042592 WO2001043084A2 (en) 1999-12-06 2000-12-05 Method of masking the identity of a purchaser during a credit transaction

Publications (1)

Publication Number Publication Date
AU4711801A true AU4711801A (en) 2001-06-18

Family

ID=23808202

Family Applications (1)

Application Number Title Priority Date Filing Date
AU47118/01A Abandoned AU4711801A (en) 1999-12-06 2000-12-05 Method of masking the identity of a purchaser during a credit transaction

Country Status (2)

Country Link
AU (1) AU4711801A (en)
WO (1) WO2001043084A2 (en)

Families Citing this family (31)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7058817B1 (en) 1999-07-02 2006-06-06 The Chase Manhattan Bank System and method for single sign on process for websites with multiple applications and services
US7321864B1 (en) 1999-11-04 2008-01-22 Jpmorgan Chase Bank, N.A. System and method for providing funding approval associated with a project based on a document collection
US10275780B1 (en) 1999-11-24 2019-04-30 Jpmorgan Chase Bank, N.A. Method and apparatus for sending a rebate via electronic mail over the internet
US6867789B1 (en) 2000-02-15 2005-03-15 Bank One, Delaware, National Association System and method for generating graphical user interfaces
US7426530B1 (en) 2000-06-12 2008-09-16 Jpmorgan Chase Bank, N.A. System and method for providing customers with seamless entry to a remote server
US10185936B2 (en) 2000-06-22 2019-01-22 Jpmorgan Chase Bank, N.A. Method and system for processing internet payments
US7246263B2 (en) 2000-09-20 2007-07-17 Jpmorgan Chase Bank System and method for portal infrastructure tracking
US8849716B1 (en) 2001-04-20 2014-09-30 Jpmorgan Chase Bank, N.A. System and method for preventing identity theft or misuse by restricting access
US7266839B2 (en) 2001-07-12 2007-09-04 J P Morgan Chase Bank System and method for providing discriminated content to network users
US7103576B2 (en) 2001-09-21 2006-09-05 First Usa Bank, Na System for providing cardless payment
EP1440400A4 (en) * 2001-09-21 2004-11-10 Bank One Delaware Nat Ass Method for providing cardless payment
US7099850B1 (en) 2001-09-21 2006-08-29 Jpmorgan Chase Bank, N.A. Methods for providing cardless payment
US7353383B2 (en) 2002-03-18 2008-04-01 Jpmorgan Chase Bank, N.A. System and method for single session sign-on with cryptography
US7246324B2 (en) 2002-05-23 2007-07-17 Jpmorgan Chase Bank Method and system for data capture with hidden applets
US7143174B2 (en) 2002-06-12 2006-11-28 The Jpmorgan Chase Bank, N.A. Method and system for delayed cookie transmission in a client-server architecture
US7472171B2 (en) 2002-06-21 2008-12-30 Jpmorgan Chase Bank, National Association Method and system for determining receipt of a delayed cookie in a client-server architecture
US7058660B2 (en) 2002-10-02 2006-06-06 Bank One Corporation System and method for network-based project management
US7376838B2 (en) 2003-07-17 2008-05-20 Jp Morgan Chase Bank Method for controlled and audited access to privileged accounts on computer systems
US7421696B2 (en) 2003-12-22 2008-09-02 Jp Morgan Chase Bank Methods and systems for managing successful completion of a network of processes
US7392386B2 (en) 2004-01-28 2008-06-24 J P Morgan Chase Bank Setuid-filter method for providing secure access to a credentials store for computer systems
US8583926B1 (en) 2005-09-19 2013-11-12 Jpmorgan Chase Bank, N.A. System and method for anti-phishing authentication
US8793490B1 (en) 2006-07-14 2014-07-29 Jpmorgan Chase Bank, N.A. Systems and methods for multifactor authentication
GB2446179B (en) * 2007-02-01 2011-08-31 Monitise Group Ltd Methods and a System for Providing Transaction Related Information
US9608826B2 (en) 2009-06-29 2017-03-28 Jpmorgan Chase Bank, N.A. System and method for partner key management
US10535064B2 (en) 2012-03-19 2020-01-14 Paynet Payments Network, Llc Systems and methods for real-time account access
HK1206466A1 (en) * 2012-03-19 2016-01-08 派奈特支付网络有限责任公司 Systems and methods for real-time account access
US9419957B1 (en) 2013-03-15 2016-08-16 Jpmorgan Chase Bank, N.A. Confidence-based authentication
AU2014256396B2 (en) * 2013-11-15 2020-08-20 Fidelity Information Services, Llc Systems and methods for real-time account access
US10148726B1 (en) 2014-01-24 2018-12-04 Jpmorgan Chase Bank, N.A. Initiating operating system commands based on browser cookies
NL2025327B1 (en) * 2020-04-10 2021-10-26 Mobuyou B V Method for secure transfer of data.
US20230206197A1 (en) * 2021-12-29 2023-06-29 American Express Travel Related Services Company, Inc. Card to bank payments solution

Family Cites Families (12)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4055746A (en) 1969-11-07 1977-10-25 Glen Peterson Method of and apparatus for securing and storing personal information
US5224162A (en) 1991-06-14 1993-06-29 Nippon Telegraph And Telephone Corporation Electronic cash system
US5420926A (en) 1994-01-05 1995-05-30 At&T Corp. Anonymous credit card transactions
JPH08214281A (en) * 1995-02-06 1996-08-20 Sony Corp Billing method and billing system
EP0836727B1 (en) * 1995-06-01 1999-09-29 American Express TRS Methods and apparatus for providing a prepaid, remote entry customer account
US5889862A (en) 1995-07-17 1999-03-30 Nippon Telegraph And Telephone Corporation Method and apparatus for implementing traceable electronic cash
AU6970096A (en) * 1995-09-14 1997-04-01 Cybermark, Inc. Stored value transaction system and method using anonymous account numbers
US5913203A (en) * 1996-10-03 1999-06-15 Jaesent Inc. System and method for pseudo cash transactions
US5953710A (en) * 1996-10-09 1999-09-14 Fleming; Stephen S. Children's credit or debit card system
US5991748A (en) * 1996-12-06 1999-11-23 American Express Travel Related Services Company, Inc. Methods and apparatus for regenerating a prepaid transaction account
IL119965A0 (en) * 1997-01-06 1997-04-15 Aerotel Ltd Computerized money transfer system
US6636833B1 (en) * 1998-03-25 2003-10-21 Obis Patents Ltd. Credit card system and method

Also Published As

Publication number Publication date
WO2001043084A2 (en) 2001-06-14
WO2001043084A3 (en) 2002-02-14

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Legal Events

Date Code Title Description
MK6 Application lapsed section 142(2)(f)/reg. 8.3(3) - pct applic. not entering national phase