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AU2002365789A1 - Payment apparatus and method using transfer card - Google Patents

Payment apparatus and method using transfer card

Info

Publication number
AU2002365789A1
AU2002365789A1 AU2002365789A AU2002365789A AU2002365789A1 AU 2002365789 A1 AU2002365789 A1 AU 2002365789A1 AU 2002365789 A AU2002365789 A AU 2002365789A AU 2002365789 A AU2002365789 A AU 2002365789A AU 2002365789 A1 AU2002365789 A1 AU 2002365789A1
Authority
AU
Australia
Prior art keywords
payment apparatus
transfer card
card
transfer
payment
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Abandoned
Application number
AU2002365789A
Other versions
AU2002365789A8 (en
Inventor
Young-Jin Kim
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
DIGITAL SERVICE Co Ltd
Original Assignee
DIGITAL SERVICE CO Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by DIGITAL SERVICE CO Ltd filed Critical DIGITAL SERVICE CO Ltd
Publication of AU2002365789A8 publication Critical patent/AU2002365789A8/en
Publication of AU2002365789A1 publication Critical patent/AU2002365789A1/en
Abandoned legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403—Solvency checks
    • G06Q20/4033—Local solvency checks
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/24—Credit schemes, i.e. "pay after"
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G06Q30/0601—Electronic shopping [e-shopping]
    • G06Q30/0633—Managing shopping lists, e.g. compiling or processing purchase lists
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/12—Messaging; Mailboxes; Announcements
    • H04W4/14—Short messaging services, e.g. short message services [SMS] or unstructured supplementary service data [USSD]

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Signal Processing (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
AU2002365789A 2001-12-01 2002-11-30 Payment apparatus and method using transfer card Abandoned AU2002365789A1 (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
KR2001-0075638 2001-12-01
KR1020010075638A KR20030045232A (en) 2001-12-01 2001-12-01 Device and method for settling price using transfer card
PCT/KR2002/002257 WO2003048882A2 (en) 2001-12-01 2002-11-30 Payment apparatus and method using transfer card

Publications (2)

Publication Number Publication Date
AU2002365789A8 AU2002365789A8 (en) 2003-06-17
AU2002365789A1 true AU2002365789A1 (en) 2003-06-17

Family

ID=19716530

Family Applications (1)

Application Number Title Priority Date Filing Date
AU2002365789A Abandoned AU2002365789A1 (en) 2001-12-01 2002-11-30 Payment apparatus and method using transfer card

Country Status (3)

Country Link
KR (1) KR20030045232A (en)
AU (1) AU2002365789A1 (en)
WO (1) WO2003048882A2 (en)

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7899742B2 (en) 2001-05-29 2011-03-01 American Express Travel Related Services Company, Inc. System and method for facilitating a subsidiary card account
US20100094735A1 (en) * 2006-11-15 2010-04-15 Charles Reynolds Methods and systems for automated payments

Family Cites Families (15)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JPH1063925A (en) * 1996-08-26 1998-03-06 Aimu:Kk Account settling system by credit card on internet unnecessitating encipherment of credit card number
US5953710A (en) * 1996-10-09 1999-09-14 Fleming; Stephen S. Children's credit or debit card system
US6636833B1 (en) * 1998-03-25 2003-10-21 Obis Patents Ltd. Credit card system and method
JP3831546B2 (en) * 1999-03-18 2006-10-11 株式会社ソニー・コンピュータエンタテインメント Electronic payment system and transaction terminal
US8600869B1 (en) * 1999-08-31 2013-12-03 Capital One Financial Corporation System and method for assigning a line of credit to a credit card account
US6158657A (en) * 1999-09-03 2000-12-12 Capital One Financial Corporation System and method for offering and providing secured credit card products
KR20000030170A (en) * 2000-01-07 2000-06-05 임공진 Money exchange method for electronic settlement using tele-communication network and hybrid card
KR20010073901A (en) * 2000-01-22 2001-08-03 박홍규 Electronic Settlement System Using Advance Payment Typed Card Related to Credit Card
EP1134707A1 (en) * 2000-03-17 2001-09-19 Tradesafely.com Limited Payment authorisation method and apparatus
KR20010100380A (en) * 2000-05-01 2001-11-14 윤영식 Method and apparatus for paying a charge of goods or service using a mobile phone
KR20020021515A (en) * 2000-09-15 2002-03-21 김영덕 Cyber credit card system
KR100342658B1 (en) * 2000-10-16 2002-07-03 정준용 Method for notifying credit transaction information
KR20010016409A (en) * 2000-12-08 2001-03-05 김형일 A method and system for supplying spending money card by other
KR20010078918A (en) * 2001-05-17 2001-08-22 김권 Method for management a credit card and system for the performing the same
KR20030009733A (en) * 2001-07-23 2003-02-05 성낙영 A business technique that allows a minor child to receive a student card and use the credit of a guardian who has a credit card

Also Published As

Publication number Publication date
AU2002365789A8 (en) 2003-06-17
WO2003048882A3 (en) 2003-10-09
KR20030045232A (en) 2003-06-11
WO2003048882A2 (en) 2003-06-12

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Legal Events

Date Code Title Description
MK6 Application lapsed section 142(2)(f)/reg. 8.3(3) - pct applic. not entering national phase