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AU2002356470A1 - Credit card payment by mobile phone - Google Patents

Credit card payment by mobile phone

Info

Publication number
AU2002356470A1
AU2002356470A1 AU2002356470A AU2002356470A AU2002356470A1 AU 2002356470 A1 AU2002356470 A1 AU 2002356470A1 AU 2002356470 A AU2002356470 A AU 2002356470A AU 2002356470 A AU2002356470 A AU 2002356470A AU 2002356470 A1 AU2002356470 A1 AU 2002356470A1
Authority
AU
Australia
Prior art keywords
mobile phone
credit card
card payment
payment
credit
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Abandoned
Application number
AU2002356470A
Inventor
Adam John Clark
Graeme John Ransley
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Mobile Commerce Ltd
Original Assignee
Mobile Commerce Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mobile Commerce Ltd filed Critical Mobile Commerce Ltd
Publication of AU2002356470A1 publication Critical patent/AU2002356470A1/en
Abandoned legal-status Critical Current

Links

Classifications

    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/24—Credit schemes, i.e. "pay after"
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L67/00—Network arrangements or protocols for supporting network services or applications
    • H04L67/01—Protocols
    • H04L67/04—Protocols specially adapted for terminals or networks with limited capabilities; specially adapted for terminal portability
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L69/00—Network arrangements, protocols or services independent of the application payload and not provided for in the other groups of this subclass
    • H04L69/30—Definitions, standards or architectural aspects of layered protocol stacks
    • H04L69/32—Architecture of open systems interconnection [OSI] 7-layer type protocol stacks, e.g. the interfaces between the data link level and the physical level
    • H04L69/322—Intralayer communication protocols among peer entities or protocol data unit [PDU] definitions
    • H04L69/329—Intralayer communication protocols among peer entities or protocol data unit [PDU] definitions in the application layer [OSI layer 7]

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Signal Processing (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Computing Systems (AREA)
  • Computer Hardware Design (AREA)
  • General Engineering & Computer Science (AREA)
  • Mobile Radio Communication Systems (AREA)
  • Computer And Data Communications (AREA)
AU2002356470A 2001-11-29 2002-11-29 Credit card payment by mobile phone Abandoned AU2002356470A1 (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
NZ515850 2001-11-29
NZ51585001 2001-11-29
PCT/NZ2002/000264 WO2003047208A1 (en) 2001-11-29 2002-11-29 Credit card payment by mobile phone

Publications (1)

Publication Number Publication Date
AU2002356470A1 true AU2002356470A1 (en) 2003-06-10

Family

ID=19928849

Family Applications (1)

Application Number Title Priority Date Filing Date
AU2002356470A Abandoned AU2002356470A1 (en) 2001-11-29 2002-11-29 Credit card payment by mobile phone

Country Status (2)

Country Link
AU (1) AU2002356470A1 (en)
WO (1) WO2003047208A1 (en)

Families Citing this family (26)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
AU2004312730B2 (en) * 2004-01-12 2009-11-12 Advanced Payment Systems Limited Transaction processing system and method
EP1566780A1 (en) * 2004-02-19 2005-08-24 Goyada Partner AB Mobile payment solution
TR200605630A2 (en) * 2006-10-10 2007-01-22 Baknet İleti̇şi̇m Ve Bi̇lgi̇sayar Ürünleri̇ Pazarlama Sanayi̇ Ve Ti̇caret Anoni̇m Şi̇rketi̇ Method of credit card and atm transactions with mobile device
US9269010B2 (en) 2008-07-14 2016-02-23 Jumio Inc. Mobile phone payment system using integrated camera credit card reader
US9305230B2 (en) 2008-07-14 2016-04-05 Jumio Inc. Internet payment system using credit card imaging
RU2423020C1 (en) * 2009-01-26 2011-06-27 Общество с ограниченной ответственностью "ЮНИКОР ФИНАНС" System to provide services to subscribers of mobile phones (versions)
WO2010085166A1 (en) * 2009-01-26 2010-07-29 Общество С Ограниченной Ответственностью "Юhиkop Фиhahc" System for providing services to mobile telephone subscribers
US9715681B2 (en) 2009-04-28 2017-07-25 Visa International Service Association Verification of portable consumer devices
US8534564B2 (en) 2009-05-15 2013-09-17 Ayman Hammad Integration of verification tokens with mobile communication devices
US8893967B2 (en) 2009-05-15 2014-11-25 Visa International Service Association Secure Communication of payment information to merchants using a verification token
US9038886B2 (en) 2009-05-15 2015-05-26 Visa International Service Association Verification of portable consumer devices
US9105027B2 (en) 2009-05-15 2015-08-11 Visa International Service Association Verification of portable consumer device for secure services
US8602293B2 (en) 2009-05-15 2013-12-10 Visa International Service Association Integration of verification tokens with portable computing devices
US10846683B2 (en) 2009-05-15 2020-11-24 Visa International Service Association Integration of verification tokens with mobile communication devices
US8578457B2 (en) 2009-12-02 2013-11-05 Dmitry I. Kan Process of remote user authentication in computer networks to perform the cellphone-assisted secure transactions
US10255591B2 (en) 2009-12-18 2019-04-09 Visa International Service Association Payment channel returning limited use proxy dynamic value
CN103503010B (en) 2011-03-04 2017-12-29 维萨国际服务协会 Secure Elements Incorporating Payment Capabilities into Computers
US10552697B2 (en) 2012-02-03 2020-02-04 Jumio Corporation Systems, devices, and methods for identifying user data
US10282724B2 (en) 2012-03-06 2019-05-07 Visa International Service Association Security system incorporating mobile device
US9922322B2 (en) 2013-12-19 2018-03-20 Visa International Service Association Cloud-based transactions with magnetic secure transmission
EP3084701B1 (en) 2013-12-19 2022-05-04 Visa International Service Association Cloud-based transactions methods and systems
US12469021B2 (en) 2014-02-18 2025-11-11 Visa International Service Association Limited-use keys and cryptograms
AU2015264124B2 (en) 2014-05-21 2019-05-09 Visa International Service Association Offline authentication
US9775029B2 (en) 2014-08-22 2017-09-26 Visa International Service Association Embedding cloud-based functionalities in a communication device
US10187363B2 (en) 2014-12-31 2019-01-22 Visa International Service Association Hybrid integration of software development kit with secure execution environment
US9641752B2 (en) 2015-02-03 2017-05-02 Jumio Corporation Systems and methods for imaging identification information

Family Cites Families (12)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5796832A (en) * 1995-11-13 1998-08-18 Transaction Technology, Inc. Wireless transaction and information system
US7167711B1 (en) * 1997-12-23 2007-01-23 Openwave Systems Inc. System and method for controlling financial transactions over a wireless network
NO313949B1 (en) * 1999-04-29 2002-12-30 Ericsson Telefon Ab L M Authentication in mobile networks
EP1257983A2 (en) * 2000-02-10 2002-11-20 Jon Shore Apparatus, systems and methods for wirelessly transacting financial transfers, electronically recordable authorization transfers, and other information transfers
IL134741A (en) * 2000-02-27 2003-11-23 Adamtech Ltd Mobile transaction system and method
WO2001084779A2 (en) * 2000-04-27 2001-11-08 Soft Tracks Enterprises Ltd. Remote point of sale system
AU2000264878A1 (en) * 2000-07-27 2002-02-13 Kiang Kiong Wong System and method of accessing and storing data on a chip card of a mobile phone
US20020046185A1 (en) * 2000-08-30 2002-04-18 Jean-Marc Villart System and method conducting POS transactions
CZ301330B6 (en) * 2000-09-07 2010-01-20 Euronet Worldwide, Inc Financial transaction system data source and method of providing financial transactions
AU2002222725A1 (en) * 2000-12-06 2002-06-18 Min-Suh Kim Electronic financial transaction system and method providing real-time authentication service through wire/wireless communication network
US20020077993A1 (en) * 2000-12-18 2002-06-20 Nokia Corporation Method and system for conducting wireless payments
US20020143634A1 (en) * 2001-03-30 2002-10-03 Kumar K. Anand Wireless payment system

Also Published As

Publication number Publication date
WO2003047208A1 (en) 2003-06-05

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Legal Events

Date Code Title Description
MK6 Application lapsed section 142(2)(f)/reg. 8.3(3) - pct applic. not entering national phase