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AU2002212464A1 - Computer system - Google Patents

Computer system

Info

Publication number
AU2002212464A1
AU2002212464A1 AU2002212464A AU1246402A AU2002212464A1 AU 2002212464 A1 AU2002212464 A1 AU 2002212464A1 AU 2002212464 A AU2002212464 A AU 2002212464A AU 1246402 A AU1246402 A AU 1246402A AU 2002212464 A1 AU2002212464 A1 AU 2002212464A1
Authority
AU
Australia
Prior art keywords
computer system
computer
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Withdrawn
Application number
AU2002212464A
Inventor
Maurice Merrick Gifford
David John Mccartney
Stephen Michael Thompson
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
British Telecommunications PLC
Original Assignee
British Telecommunications PLC
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by British Telecommunications PLC filed Critical British Telecommunications PLC
Publication of AU2002212464A1 publication Critical patent/AU2002212464A1/en
Withdrawn legal-status Critical Current

Links

Classifications

    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31User authentication
    • G06F21/42User authentication using separate channels for security data
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31User authentication
    • G06F21/42User authentication using separate channels for security data
    • G06F21/43User authentication using separate channels for security data wireless channels
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/02Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102Bill distribution or payments
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/12Payment architectures specially adapted for electronic shopping systems
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/42Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions
    • G06Q30/0601Electronic shopping [e-shopping]
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00Network architectures or network communication protocols for network security
    • H04L63/08Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/083Network architectures or network communication protocols for network security for authentication of entities using passwords
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00Network architectures or network communication protocols for network security
    • H04L63/18Network architectures or network communication protocols for network security using different networks or channels, e.g. using out of band channels

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Computer Hardware Design (AREA)
  • General Engineering & Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Signal Processing (AREA)
  • Computing Systems (AREA)
  • Software Systems (AREA)
  • Marketing (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Telephonic Communication Services (AREA)
  • Mobile Radio Communication Systems (AREA)
  • Meter Arrangements (AREA)
AU2002212464A 2000-11-01 2001-11-01 Computer system Withdrawn AU2002212464A1 (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
EP00309635 2000-11-01
EP00309635 2000-11-01
PCT/GB2001/004835 WO2002037240A2 (en) 2000-11-01 2001-11-01 Computer system

Publications (1)

Publication Number Publication Date
AU2002212464A1 true AU2002212464A1 (en) 2002-05-15

Family

ID=8173357

Family Applications (2)

Application Number Title Priority Date Filing Date
AU2002212464A Withdrawn AU2002212464A1 (en) 2000-11-01 2001-11-01 Computer system
AU2002210751A Abandoned AU2002210751A1 (en) 2000-11-01 2001-11-01 Transaction authentication

Family Applications After (1)

Application Number Title Priority Date Filing Date
AU2002210751A Abandoned AU2002210751A1 (en) 2000-11-01 2001-11-01 Transaction authentication

Country Status (6)

Country Link
US (1) US20040064406A1 (en)
EP (1) EP1362273A2 (en)
AU (2) AU2002212464A1 (en)
CA (1) CA2427507A1 (en)
GB (1) GB0122249D0 (en)
WO (2) WO2002037240A2 (en)

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US7383572B2 (en) * 2002-05-24 2008-06-03 Authentify, Inc. Use of public switched telephone network for authentication and authorization in on-line transactions
US10430798B2 (en) 2002-10-23 2019-10-01 Matthew Volpi System and method of a media delivery services platform for targeting consumers in real time
US9811836B2 (en) 2002-10-23 2017-11-07 Modiv Media, Inc System and method of a media delivery services platform for targeting consumers in real time
US11257094B2 (en) 2002-10-23 2022-02-22 Catalina Marketing Corporation System and method of a media delivery services platform for targeting consumers in real time
US20050216354A1 (en) * 2002-10-23 2005-09-29 Vayusa, Inc. System and method for coordinating payment identification systems
US20040083170A1 (en) * 2002-10-23 2004-04-29 Bam Ajay R. System and method of integrating loyalty/reward programs with payment identification systems
US20040128197A1 (en) * 2002-10-23 2004-07-01 Vayusa, Inc. System and method of generating, distributing, and/or redeeming promotional offers using electronic devices
US8783561B2 (en) 2006-07-14 2014-07-22 Modiv Media, Inc. System and method for administering a loyalty program and processing payments
US10657561B1 (en) 2008-08-20 2020-05-19 Modiv Media, Inc. Zone tracking system and method
WO2004042550A1 (en) * 2002-11-06 2004-05-21 Matsushita Electric Industrial Co., Ltd. Print system, print device, and print instruction method
WO2004079675A1 (en) * 2003-03-04 2004-09-16 Gamelogic, Inc. User authentication system and method
GB2401745B (en) * 2003-05-15 2006-02-15 Desktop Guardian Ltd Method of controlling computer access
DE10343566A1 (en) * 2003-09-19 2005-05-04 Brunet Holding Ag Process for processing an electronic transaction
IL159452A0 (en) * 2003-12-18 2004-06-01 Vayosoft Ltd System for the secure identification of the initiator of a transaction
DE102004021469A1 (en) * 2004-04-30 2005-11-24 Detlef Fesser authentication method
US8311941B2 (en) 2004-09-13 2012-11-13 The Toronto-Dominion Bank Purchasing alert methods and apparatus
US20080235043A1 (en) * 2005-03-29 2008-09-25 Alexander Goulandris System and Method For Communicating Messages Between Users of a System
US7328841B1 (en) * 2005-07-15 2008-02-12 Transecure Solutions Corporation Method and system for transaction authorization
EP1915729B1 (en) * 2005-08-10 2018-05-02 S + M Schaltgeräte-Service + Vertriebsgesellschaft mbH Apparatus, method and system for interacting with a user and method for including a user in a closed user group
US7494067B1 (en) * 2005-09-07 2009-02-24 Sprint Communications Company L.P. Alternate authorization for proximity card
US8301566B2 (en) * 2005-10-20 2012-10-30 American Express Travel Related Services Company, Inc. System and method for providing a financial transaction instrument with user-definable authorization criteria
US7941835B2 (en) 2006-01-13 2011-05-10 Authenticor Identity Protection Services, Inc. Multi-mode credential authorization
DE102006037167A1 (en) * 2006-08-09 2008-02-14 Deutsche Telekom Ag Method and system for carrying out a payment transaction with a means of payment
AU2006222701A1 (en) * 2006-09-21 2008-04-10 Claudia Von Heesen Payment method and system
US20080133390A1 (en) * 2006-12-05 2008-06-05 Ebay Inc. System and method for authorizing a transaction
CN101595491A (en) * 2006-12-26 2009-12-02 维萨美国股份有限公司 Mobile vending purchasing
US7848980B2 (en) * 2006-12-26 2010-12-07 Visa U.S.A. Inc. Mobile payment system and method using alias
US20080201226A1 (en) * 2006-12-26 2008-08-21 Mark Carlson Mobile coupon method and portable consumer device for utilizing same
US8615426B2 (en) 2006-12-26 2013-12-24 Visa U.S.A. Inc. Coupon offers from multiple entities
US9940627B2 (en) * 2006-12-26 2018-04-10 Visa U.S.A. Inc. Mobile coupon method and system
US20080154735A1 (en) * 2006-12-26 2008-06-26 Mark Carlson Mobile vending purchasing
DE102007004957A1 (en) * 2007-01-26 2008-07-31 Vodafone Holding Gmbh Authenticate two transaction partners involved in a transaction
WO2008096191A1 (en) * 2007-02-09 2008-08-14 Phonegroup Sa Method and device for using a telephone as a means of authorizing a transaction
WO2009039866A1 (en) * 2007-09-20 2009-04-02 Siemens Enterprise Communications Gmbh & Co. Kg Access control for, for example, a web server by means of a telephone communication connection initiated by the user
US8170527B2 (en) * 2007-09-26 2012-05-01 Visa U.S.A. Inc. Real-time balance on a mobile phone
US8215560B2 (en) * 2007-09-26 2012-07-10 Visa U.S.A., Inc. Real-time card balance on card plastic
WO2009055066A1 (en) * 2007-10-25 2009-04-30 Paradise Smoothies, Inc. Apparatus for mixing, cooling, and dispensing a containerized beverage
US9715709B2 (en) 2008-05-09 2017-07-25 Visa International Services Association Communication device including multi-part alias identifier
US8308059B2 (en) 2008-06-19 2012-11-13 Visa U.S.A., Inc. Real-time card credit limit on card plastic
US9542687B2 (en) 2008-06-26 2017-01-10 Visa International Service Association Systems and methods for visual representation of offers
US8977567B2 (en) 2008-09-22 2015-03-10 Visa International Service Association Recordation of electronic payment transaction information
US9824355B2 (en) 2008-09-22 2017-11-21 Visa International Service Association Method of performing transactions with contactless payment devices using pre-tap and two-tap operations
US10706402B2 (en) 2008-09-22 2020-07-07 Visa International Service Association Over the air update of payment transaction data stored in secure memory
RU2388053C1 (en) * 2008-11-06 2010-04-27 Александр Геннадьевич Рожков Transaction verification method, automatic transaction verification system and transaction verification unit (versions)
US9652761B2 (en) * 2009-01-23 2017-05-16 Boku, Inc. Systems and methods to facilitate electronic payments
US9990623B2 (en) * 2009-03-02 2018-06-05 Boku, Inc. Systems and methods to provide information
US20100299220A1 (en) * 2009-05-19 2010-11-25 Boku, Inc. Systems and Methods to Confirm Transactions via Mobile Devices
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Also Published As

Publication number Publication date
EP1362273A2 (en) 2003-11-19
CA2427507A1 (en) 2002-05-10
AU2002210751A1 (en) 2002-05-15
WO2002037241A3 (en) 2003-09-18
WO2002037241A2 (en) 2002-05-10
GB0122249D0 (en) 2001-11-07
US20040064406A1 (en) 2004-04-01
WO2002037240A2 (en) 2002-05-10

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