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AU2002212238A1 - Method for securing a transaction on a computer network - Google Patents

Method for securing a transaction on a computer network

Info

Publication number
AU2002212238A1
AU2002212238A1 AU2002212238A AU1223802A AU2002212238A1 AU 2002212238 A1 AU2002212238 A1 AU 2002212238A1 AU 2002212238 A AU2002212238 A AU 2002212238A AU 1223802 A AU1223802 A AU 1223802A AU 2002212238 A1 AU2002212238 A1 AU 2002212238A1
Authority
AU
Australia
Prior art keywords
transaction
securing
computer network
network
computer
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Abandoned
Application number
AU2002212238A
Inventor
Stefan Grunzig
Tschangiz Scheybani
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Giesecke and Devrient GmbH
Original Assignee
Giesecke and Devrient GmbH
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Giesecke and Devrient GmbH filed Critical Giesecke and Devrient GmbH
Publication of AU2002212238A1 publication Critical patent/AU2002212238A1/en
Abandoned legal-status Critical Current

Links

Classifications

    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/083—Network architectures or network communication protocols for network security for authentication of entities using passwords
    • H04L63/0838—Network architectures or network communication protocols for network security for authentication of entities using passwords using one-time-passwords
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G06Q30/0601—Electronic shopping [e-shopping]
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/18—Network architectures or network communication protocols for network security using different networks or channels, e.g. using out of band channels
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/04—Key management, e.g. using generic bootstrapping architecture [GBA]
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/06—Authentication
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/60—Context-dependent security
    • H04W12/69—Identity-dependent
    • H04W12/72—Subscriber identity

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Signal Processing (AREA)
  • Computer Hardware Design (AREA)
  • Computing Systems (AREA)
  • General Engineering & Computer Science (AREA)
  • Marketing (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Mobile Radio Communication Systems (AREA)
AU2002212238A 2000-09-14 2001-09-13 Method for securing a transaction on a computer network Abandoned AU2002212238A1 (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
DE10045924A DE10045924A1 (en) 2000-09-14 2000-09-14 Process for securing a transaction on a computer network
DE10045924.2 2000-09-14
PCT/EP2001/010606 WO2002023303A2 (en) 2000-09-14 2001-09-13 Method for securing a transaction on a computer network

Publications (1)

Publication Number Publication Date
AU2002212238A1 true AU2002212238A1 (en) 2002-03-26

Family

ID=7656498

Family Applications (1)

Application Number Title Priority Date Filing Date
AU2002212238A Abandoned AU2002212238A1 (en) 2000-09-14 2001-09-13 Method for securing a transaction on a computer network

Country Status (9)

Country Link
US (1) US20040039651A1 (en)
EP (1) EP1374011A2 (en)
JP (1) JP2004509409A (en)
CN (1) CN1478260A (en)
AU (1) AU2002212238A1 (en)
DE (1) DE10045924A1 (en)
PL (1) PL365731A1 (en)
RU (1) RU2003109605A (en)
WO (1) WO2002023303A2 (en)

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DE10229477A1 (en) * 2002-07-01 2004-01-29 Siemens Ag Payment system for cashless payments
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EP1406459A1 (en) * 2002-10-04 2004-04-07 Stephan Kessler Method for multi-factor authentication with password transmission using mobile devices and an optional PIN
US10176476B2 (en) 2005-10-06 2019-01-08 Mastercard Mobile Transactions Solutions, Inc. Secure ecosystem infrastructure enabling multiple types of electronic wallets in an ecosystem of issuers, service providers, and acquires of instruments
US9064281B2 (en) 2002-10-31 2015-06-23 Mastercard Mobile Transactions Solutions, Inc. Multi-panel user interface
DE10343566A1 (en) * 2003-09-19 2005-05-04 Brunet Holding Ag Process for processing an electronic transaction
WO2006049585A1 (en) * 2004-11-05 2006-05-11 Mobile Money International Sdn Bhd Payment system
FI20050777A7 (en) * 2005-07-21 2007-01-22 Vesa Juvonen Method and system for accessing services in a telecommunications network
DE102005046376B4 (en) * 2005-09-28 2007-07-05 Siemens Ag Method and apparatus for preventing the reception of unwanted messages in an IP communication network
EP2667345A3 (en) 2005-10-06 2014-08-27 C-Sam, Inc. Transactional services
US10026079B2 (en) 2005-10-06 2018-07-17 Mastercard Mobile Transactions Solutions, Inc. Selecting ecosystem features for inclusion in operational tiers of a multi-domain ecosystem platform for secure personalized transactions
US8934865B2 (en) 2006-02-02 2015-01-13 Alcatel Lucent Authentication and verification services for third party vendors using mobile devices
JP4693171B2 (en) * 2006-03-17 2011-06-01 株式会社日立ソリューションズ Authentication system
US20070239621A1 (en) * 2006-04-11 2007-10-11 Igor Igorevich Stukanov Low cost, secure, convenient, and efficient way to reduce the rate of fraud in financial and communication transaction systems
AU2007295134A1 (en) * 2006-09-15 2008-03-20 Comfact Ab Method and computer system for ensuring authenticity of an electronic transaction
WO2008156424A1 (en) * 2007-06-21 2008-12-24 Fredrik Schell Method for verification of a payment, and a personal security device for such verification
DE102007032469A1 (en) * 2007-07-10 2009-01-15 Biotronik Crm Patent Ag Arrangement for the remote programming of a personal medical device
DE102007035534A1 (en) 2007-07-28 2009-01-29 Biotronik Crm Patent Ag Arrangement and method for the remote programming of a personal medical device
US8606640B2 (en) 2008-08-14 2013-12-10 Payfone, Inc. System and method for paying a merchant by a registered user using a cellular telephone account
DE102008037793A1 (en) 2008-08-14 2010-02-18 Giesecke & Devrient Gmbh Photo token
DE102008045119A1 (en) * 2008-09-01 2010-03-04 Deutsche Telekom Ag Method for implementing or verifying payment process at payment terminal in e.g. supermarket, involves establishing communication connection to communication device, and maintaining input of customer confirmed to payment process, by device
EP2216742A1 (en) * 2009-02-09 2010-08-11 C. Patrick Reich Mobile payment method and devices
US9715681B2 (en) 2009-04-28 2017-07-25 Visa International Service Association Verification of portable consumer devices
US8326759B2 (en) * 2009-04-28 2012-12-04 Visa International Service Association Verification of portable consumer devices
US20100276484A1 (en) * 2009-05-01 2010-11-04 Ashim Banerjee Staged transaction token for merchant rating
US10846683B2 (en) 2009-05-15 2020-11-24 Visa International Service Association Integration of verification tokens with mobile communication devices
US8893967B2 (en) 2009-05-15 2014-11-25 Visa International Service Association Secure Communication of payment information to merchants using a verification token
US9038886B2 (en) 2009-05-15 2015-05-26 Visa International Service Association Verification of portable consumer devices
US8534564B2 (en) 2009-05-15 2013-09-17 Ayman Hammad Integration of verification tokens with mobile communication devices
US9105027B2 (en) 2009-05-15 2015-08-11 Visa International Service Association Verification of portable consumer device for secure services
RU2395118C1 (en) * 2009-08-05 2010-07-20 Закрытое акционерное общество "МОБИ.Деньги" System for protection of payment systems
WO2011032263A1 (en) * 2009-09-17 2011-03-24 Meir Weis Mobile payment system with two-point authentication
WO2011032596A1 (en) * 2009-09-18 2011-03-24 Bankgirocentralen Bgc Ab Electronic transfer of money
CA2818958A1 (en) * 2009-11-18 2011-05-26 Magid Joseph Mina Anonymous transaction payment systems and methods
WO2011121566A1 (en) 2010-03-31 2011-10-06 Paytel Inc. A method for mutual authentication of a user and service provider
US8527417B2 (en) 2010-07-12 2013-09-03 Mastercard International Incorporated Methods and systems for authenticating an identity of a payer in a financial transaction
EP2490165A1 (en) * 2011-02-15 2012-08-22 Mac Express Sprl Method for authorising a transaction
CN103503010B (en) 2011-03-04 2017-12-29 维萨国际服务协会 Secure Elements Incorporating Payment Capabilities into Computers
ITPI20110028A1 (en) * 2011-03-28 2012-09-29 Iamboo S R L METHOD AND EQUIPMENT FOR THE STRONG AUTHENTICATION OF A USER
EP2562704A1 (en) * 2011-08-25 2013-02-27 TeliaSonera AB Online payment method and a network element, a system and a computer program product therefor
IN2014KN00998A (en) 2011-10-12 2015-09-04 C Sam Inc
JP5675662B2 (en) * 2012-01-11 2015-02-25 Ａｏｓテクノロジーズ株式会社 Short message payment system
DE102012003859A1 (en) * 2012-02-27 2013-08-29 Giesecke & Devrient Gmbh Method for safely performing transaction using mobile user terminal, involves transmitting transaction number to user terminal, assigning user terminal to transaction by cash box, and carrying out transaction by account settlement system
US10282724B2 (en) 2012-03-06 2019-05-07 Visa International Service Association Security system incorporating mobile device
US9672519B2 (en) 2012-06-08 2017-06-06 Fmr Llc Mobile device software radio for securely passing financial information between a customer and a financial services firm
US8639619B1 (en) 2012-07-13 2014-01-28 Scvngr, Inc. Secure payment method and system
US20140279554A1 (en) * 2013-03-12 2014-09-18 Seth Priebatsch Distributed authenticity verification for consumer payment transactions
NL2010810C2 (en) * 2013-05-16 2014-11-24 Reviva B V System and method for checking the identity of a person.
US8770478B2 (en) 2013-07-11 2014-07-08 Scvngr, Inc. Payment processing with automatic no-touch mode selection
SE538681C2 (en) 2014-04-02 2016-10-18 Fidesmo Ab Linking payment to secure download of application data
US11206266B2 (en) 2014-06-03 2021-12-21 Passlogy Co., Ltd. Transaction system, transaction method, and information recording medium
US10304042B2 (en) 2014-11-06 2019-05-28 Early Warning Services, Llc Location-based authentication of transactions conducted using mobile devices
US9619636B2 (en) * 2015-02-06 2017-04-11 Qualcomm Incorporated Apparatuses and methods for secure display on secondary display device
US20190385143A1 (en) * 2018-06-19 2019-12-19 McNabb Technologies, LLC a/k/a TouchCR System and method for confirmation of credit transactions
FR3114181A1 (en) * 2020-09-14 2022-03-18 Adel BEDADI METHOD AND SYSTEM FOR SECURITY AND PROTECTION OF PAYMENTS MADE BY BANK CARD AND/OR CREDIT AND BANK CHECK.

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US5809144A (en) 1995-08-24 1998-09-15 Carnegie Mellon University Method and apparatus for purchasing and delivering digital goods over a network
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EP0855069B1 (en) * 1996-07-12 1999-04-28 Ulrich Seng Method for cashless payment of services that can be requested from a distributed data network
DE19718103A1 (en) * 1997-04-29 1998-06-04 Kim Schmitz Data transmission system authorise method e.g. for telebanking
JPH1125046A (en) * 1997-07-03 1999-01-29 Oki Electric Ind Co Ltd Method for protecting communication information
FR2769446B1 (en) * 1997-10-02 2000-01-28 Achille Joseph Marie Delahaye IDENTIFICATION AND AUTHENTICATION SYSTEM
WO2002007110A2 (en) * 2000-07-17 2002-01-24 Connell Richard O System and methods of validating an authorized user of a payment card and authorization of a payment card transaction

Also Published As

Publication number Publication date
PL365731A1 (en) 2005-01-10
RU2003109605A (en) 2004-09-27
WO2002023303A3 (en) 2003-10-30
WO2002023303A2 (en) 2002-03-21
CN1478260A (en) 2004-02-25
EP1374011A2 (en) 2004-01-02
US20040039651A1 (en) 2004-02-26
JP2004509409A (en) 2004-03-25
DE10045924A1 (en) 2002-04-04

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