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AU2002211532A1 - System and method for revolving credit product offer customization - Google Patents

System and method for revolving credit product offer customization

Info

Publication number
AU2002211532A1
AU2002211532A1 AU2002211532A AU1153202A AU2002211532A1 AU 2002211532 A1 AU2002211532 A1 AU 2002211532A1 AU 2002211532 A AU2002211532 A AU 2002211532A AU 1153202 A AU1153202 A AU 1153202A AU 2002211532 A1 AU2002211532 A1 AU 2002211532A1
Authority
AU
Australia
Prior art keywords
product offer
credit product
revolving credit
offer customization
customization
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Abandoned
Application number
AU2002211532A
Inventor
Leonard Laufer
Nikolas Sulkowski
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Argus Information and Advisory Services LLC
Original Assignee
Argus Information and Advisory Services LLC
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Argus Information and Advisory Services LLC filed Critical Argus Information and Advisory Services LLC
Publication of AU2002211532A1 publication Critical patent/AU2002211532A1/en
Abandoned legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/03—Credit; Loans; Processing thereof

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Strategic Management (AREA)
  • Development Economics (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Game Theory and Decision Science (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
AU2002211532A 2000-10-06 2001-10-05 System and method for revolving credit product offer customization Abandoned AU2002211532A1 (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US23850000P 2000-10-06 2000-10-06
US60238500 2000-10-06
PCT/US2001/031471 WO2002029691A1 (en) 2000-10-06 2001-10-05 System and method for revolving credit product offer customization

Publications (1)

Publication Number Publication Date
AU2002211532A1 true AU2002211532A1 (en) 2002-04-15

Family

ID=22898177

Family Applications (1)

Application Number Title Priority Date Filing Date
AU2002211532A Abandoned AU2002211532A1 (en) 2000-10-06 2001-10-05 System and method for revolving credit product offer customization

Country Status (3)

Country Link
US (2) US8126805B2 (en)
AU (1) AU2002211532A1 (en)
WO (1) WO2002029691A1 (en)

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US7343335B1 (en) * 2000-08-08 2008-03-11 Ebay Inc. Method for managing group finances via an electronic network
US7372952B1 (en) 2002-03-07 2008-05-13 Wai Wu Telephony control system with intelligent call routing
US9400589B1 (en) 2002-05-30 2016-07-26 Consumerinfo.Com, Inc. Circular rotational interface for display of consumer credit information
US8224723B2 (en) * 2002-05-31 2012-07-17 Jpmorgan Chase Bank, N.A. Account opening system, method and computer program product
US7136448B1 (en) * 2002-11-18 2006-11-14 Siebel Systems, Inc. Managing received communications based on assessments of the senders
US9818136B1 (en) 2003-02-05 2017-11-14 Steven M. Hoffberg System and method for determining contingent relevance
US7676034B1 (en) 2003-03-07 2010-03-09 Wai Wu Method and system for matching entities in an auction
US8346593B2 (en) 2004-06-30 2013-01-01 Experian Marketing Solutions, Inc. System, method, and software for prediction of attitudinal and message responsiveness
US20060064378A1 (en) * 2004-09-21 2006-03-23 Jeff Clementz Method and apparatus for maintaining linked accounts
US8732004B1 (en) 2004-09-22 2014-05-20 Experian Information Solutions, Inc. Automated analysis of data to generate prospect notifications based on trigger events
US8874477B2 (en) 2005-10-04 2014-10-28 Steven Mark Hoffberg Multifactorial optimization system and method
US7711636B2 (en) 2006-03-10 2010-05-04 Experian Information Solutions, Inc. Systems and methods for analyzing data
US8300798B1 (en) * 2006-04-03 2012-10-30 Wai Wu Intelligent communication routing system and method
US8005759B2 (en) 2006-08-17 2011-08-23 Experian Information Solutions, Inc. System and method for providing a score for a used vehicle
US8036979B1 (en) 2006-10-05 2011-10-11 Experian Information Solutions, Inc. System and method for generating a finance attribute from tradeline data
US8606626B1 (en) 2007-01-31 2013-12-10 Experian Information Solutions, Inc. Systems and methods for providing a direct marketing campaign planning environment
US8606666B1 (en) 2007-01-31 2013-12-10 Experian Information Solutions, Inc. System and method for providing an aggregation tool
US20080228638A1 (en) * 2007-03-14 2008-09-18 Ebay Inc. Method and system of controlling linked accounts
US7945512B2 (en) 2007-03-14 2011-05-17 Ebay Inc. Spending and savings secondary linked accounts
WO2008147918A2 (en) 2007-05-25 2008-12-04 Experian Information Solutions, Inc. System and method for automated detection of never-pay data sets
US9690820B1 (en) 2007-09-27 2017-06-27 Experian Information Solutions, Inc. Database system for triggering event notifications based on updates to database records
US20090099914A1 (en) * 2007-10-16 2009-04-16 Alliance Data Systems Corporation Automated transactional credit system and method for electronic transactions
US7996521B2 (en) 2007-11-19 2011-08-09 Experian Marketing Solutions, Inc. Service for mapping IP addresses to user segments
WO2009086522A2 (en) 2007-12-26 2009-07-09 Gamelogic Inc. System and method for collecting and using player information
US20090171838A1 (en) * 2007-12-27 2009-07-02 Liu Alexander A Systems and methods wherein a credit product is offered in accordance with usage of a pre-paid card account
US8868457B2 (en) * 2008-01-16 2014-10-21 Richard F. Irwin, Ltd. Firm offers of credit system
US20100094758A1 (en) * 2008-10-13 2010-04-15 Experian Marketing Solutions, Inc. Systems and methods for providing real time anonymized marketing information
US8639920B2 (en) 2009-05-11 2014-01-28 Experian Marketing Solutions, Inc. Systems and methods for providing anonymized user profile data
US9652802B1 (en) 2010-03-24 2017-05-16 Consumerinfo.Com, Inc. Indirect monitoring and reporting of a user's credit data
US9152727B1 (en) 2010-08-23 2015-10-06 Experian Marketing Solutions, Inc. Systems and methods for processing consumer information for targeted marketing applications
US8930262B1 (en) 2010-11-02 2015-01-06 Experian Technology Ltd. Systems and methods of assisted strategy design
US9147042B1 (en) 2010-11-22 2015-09-29 Experian Information Solutions, Inc. Systems and methods for data verification
US9654541B1 (en) 2012-11-12 2017-05-16 Consumerinfo.Com, Inc. Aggregating user web browsing data
US9916621B1 (en) 2012-11-30 2018-03-13 Consumerinfo.Com, Inc. Presentation of credit score factors
US10102536B1 (en) 2013-11-15 2018-10-16 Experian Information Solutions, Inc. Micro-geographic aggregation system
US10289738B1 (en) 2013-12-23 2019-05-14 Massachusetts Mutual Life Insurance Company System and method for identifying potential clients from aggregate sources
US10275802B1 (en) 2013-12-23 2019-04-30 Massachusetts Mutual Life Insurance Company Systems and methods for forecasting client needs using interactive communication
US10262362B1 (en) 2014-02-14 2019-04-16 Experian Information Solutions, Inc. Automatic generation of code for attributes
US9576030B1 (en) 2014-05-07 2017-02-21 Consumerinfo.Com, Inc. Keeping up with the joneses
US11257117B1 (en) 2014-06-25 2022-02-22 Experian Information Solutions, Inc. Mobile device sighting location analytics and profiling system
MX2017005751A (en) 2014-11-03 2018-04-10 Genentech Inc Method and biomarkers for predicting efficacy and evaluation of an ox40 agonist treatment.
US10242019B1 (en) 2014-12-19 2019-03-26 Experian Information Solutions, Inc. User behavior segmentation using latent topic detection
US9767309B1 (en) 2015-11-23 2017-09-19 Experian Information Solutions, Inc. Access control system for implementing access restrictions of regulated database records while identifying and providing indicators of regulated database records matching validation criteria
US20180053252A1 (en) * 2016-08-16 2018-02-22 Comenity Llc Mobile credit acquisition with form population
US20180060954A1 (en) 2016-08-24 2018-03-01 Experian Information Solutions, Inc. Sensors and system for detection of device movement and authentication of device user based on messaging service data from service provider
US10956822B1 (en) * 2017-07-06 2021-03-23 Wells Fargo Bank, N.A. Identification and management of frequently asked questions
US11461796B1 (en) 2018-01-29 2022-10-04 Wells Fargo Bank, N.A. Systems and methods for multiple offer source aggregator
US11682041B1 (en) 2020-01-13 2023-06-20 Experian Marketing Solutions, Llc Systems and methods of a tracking analytics platform
US20220398585A1 (en) * 2021-06-10 2022-12-15 Comenity Llc Providing a customer with a number of payment scenarios

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* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CA2170377A1 (en) * 1993-08-27 1995-03-02 Jeffrey A. Norris Closed loop financial transaction method and apparatus
US5878403A (en) * 1995-09-12 1999-03-02 Cmsi Computer implemented automated credit application analysis and decision routing system
US6014645A (en) * 1996-04-19 2000-01-11 Block Financial Corporation Real-time financial card application system
US6158657A (en) * 1999-09-03 2000-12-12 Capital One Financial Corporation System and method for offering and providing secured credit card products

Also Published As

Publication number Publication date
US20120254019A1 (en) 2012-10-04
US8126805B2 (en) 2012-02-28
US20050102221A1 (en) 2005-05-12
WO2002029691A1 (en) 2002-04-11

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