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AU2001230910A1 - A method and system for accessing financial information using wireless devices - Google Patents

A method and system for accessing financial information using wireless devices

Info

Publication number
AU2001230910A1
AU2001230910A1 AU2001230910A AU3091001A AU2001230910A1 AU 2001230910 A1 AU2001230910 A1 AU 2001230910A1 AU 2001230910 A AU2001230910 A AU 2001230910A AU 3091001 A AU3091001 A AU 3091001A AU 2001230910 A1 AU2001230910 A1 AU 2001230910A1
Authority
AU
Australia
Prior art keywords
wireless devices
financial information
accessing financial
accessing
information
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Abandoned
Application number
AU2001230910A
Inventor
Arun Ahuja
Grigor Markarian
Joe Pan
Anand Tata
Peter Tompkins
Ram Vaidyanathan
Alan Young
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Citicorp Development Center Inc
Original Assignee
Citicorp Development Center Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Citicorp Development Center Inc filed Critical Citicorp Development Center Inc
Publication of AU2001230910A1 publication Critical patent/AU2001230910A1/en
Abandoned legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/108—Remote banking, e.g. home banking
    • G06Q20/1085—Remote banking, e.g. home banking involving automatic teller machines [ATMs]
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409—Device specific authentication in transaction processing
    • G06Q20/4097—Device specific authentication in transaction processing using mutual authentication between devices and transaction partners
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1025—Identification of user by a PIN code

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
AU2001230910A 2000-01-13 2001-01-16 A method and system for accessing financial information using wireless devices Abandoned AU2001230910A1 (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US17596700P 2000-01-13 2000-01-13
US60175967 2000-01-13
PCT/US2001/000947 WO2001052170A1 (en) 2000-01-13 2001-01-16 A method and system for accessing financial information using wireless devices

Publications (1)

Publication Number Publication Date
AU2001230910A1 true AU2001230910A1 (en) 2001-07-24

Family

ID=22642393

Family Applications (1)

Application Number Title Priority Date Filing Date
AU2001230910A Abandoned AU2001230910A1 (en) 2000-01-13 2001-01-16 A method and system for accessing financial information using wireless devices

Country Status (3)

Country Link
US (1) US20010056402A1 (en)
AU (1) AU2001230910A1 (en)
WO (1) WO2001052170A1 (en)

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DE60104518T2 (en) * 2000-01-28 2005-09-01 Fundamo (Pty.) Ltd., Bellville BANKING SYSTEM WITH IMPROVED IDENTIFICATION OF FINANCIAL ACCOUNTING ACCOUNTS
US20030105715A1 (en) * 2000-03-20 2003-06-05 Gabriel Friedman System and method for increasing security of electronic monetary transactions
US7890433B2 (en) * 2000-06-30 2011-02-15 Tara Chand Singhal Private and secure payment system
US20030028588A1 (en) * 2000-08-01 2003-02-06 Mcconnell Evan Mobile teaching system
JP2002123640A (en) * 2000-10-17 2002-04-26 Sony Corp Electronic guidance information processing system, information distribution device, portable terminal device, and electronic guidance information processing method
EP1382022A2 (en) * 2001-01-20 2004-01-21 Ncr International Inc. Self-service terminal
AU2002240136A1 (en) * 2001-01-29 2002-08-12 U.S. Wireless Data, Inc. Method and apparatus for conducting live, point-of-sale, electronic monitoring and transaction services
US7110986B1 (en) * 2001-04-23 2006-09-19 Diebold, Incorporated Automated banking machine system and method
US20030065569A1 (en) * 2001-09-04 2003-04-03 Aaron Danis Method and apparatus for coordinating transaction data for a plurality of point-of-sale terminals
US20030074328A1 (en) * 2001-10-09 2003-04-17 Steven Schiff System and method for conducting a financial transaction using a communication device
GB2384357A (en) * 2002-01-22 2003-07-23 Ncr Int Inc Self-service terminal for aggregating financial information
US20030167231A1 (en) * 2002-03-04 2003-09-04 First Data Corporation Method and system for processing credit card payments
US7509117B2 (en) * 2002-05-31 2009-03-24 Nokia Corporation Apparatus, and associated method, for notifying a user in a radio communication system of a commercially-related transaction
US20060006230A1 (en) * 2002-10-16 2006-01-12 Alon Bear Smart card network interface device
US8327436B2 (en) * 2002-10-25 2012-12-04 Randle William M Infrastructure architecture for secure network management with peer to peer functionality
US8321346B2 (en) * 2002-12-19 2012-11-27 International Business Machines Corporation Automated teller machine for use with computing devices
US20040158526A1 (en) * 2003-02-06 2004-08-12 David Bogart Dort Contingency network access for accounts or information
US7526555B2 (en) * 2003-03-25 2009-04-28 Toshiba Corporation Smart card printing
US20050097106A1 (en) * 2003-10-29 2005-05-05 Lineman David J. Methods, systems and computer program products for multi-protocol self-service application access
US7607576B2 (en) * 2004-02-27 2009-10-27 Gilbarco, Inc. Local zone security architecture for retail environments
US8086519B2 (en) 2004-10-14 2011-12-27 Cfph, Llc System and method for facilitating a wireless financial transaction
US7860778B2 (en) 2004-11-08 2010-12-28 Cfph, Llc System and method for implementing push technology in a wireless financial transaction
US7810721B2 (en) * 2005-08-04 2010-10-12 Transaction Network Services, Inc. Systems and method for vending machine settlement
US20070150415A1 (en) * 2005-12-22 2007-06-28 Bundy Ross E Method and apparatus for creating and entering a PIN code
US8290433B2 (en) * 2007-11-14 2012-10-16 Blaze Mobile, Inc. Method and system for securing transactions made through a mobile communication device
US20070205275A1 (en) * 2006-03-06 2007-09-06 First Data Corporation Portable point of sale systems and methods
US8041608B2 (en) * 2006-07-14 2011-10-18 Capital One Financial Corporation Systems and methods for offering wireless financial accounts
US20100017318A1 (en) * 2006-07-28 2010-01-21 Futurelogic, Inc. Methods and apparatus for a downloadable financial transaction printer
USD587744S1 (en) 2007-09-14 2009-03-03 First Data Corporation Point of sale device
US8930272B2 (en) * 2008-12-19 2015-01-06 Ebay Inc. Systems and methods for mobile transactions
US9230259B1 (en) 2009-03-20 2016-01-05 Jpmorgan Chase Bank, N.A. Systems and methods for mobile ordering and payment
US8781963B1 (en) * 2010-04-16 2014-07-15 Jpmorgan Chase Bank, N.A. Systems and methods for providing a mobile financial platform
US20130073467A1 (en) * 2011-09-16 2013-03-21 Verizon Patent And Licensing Inc. Method and system for conducting financial transactions using mobile devices
US8819428B2 (en) * 2011-10-21 2014-08-26 Ebay Inc. Point of sale (POS) personal identification number (PIN) security
US9171304B2 (en) 2011-11-22 2015-10-27 Aurus Inc. Systems and methods for removing point of sale processing from PCI scope
US9576279B2 (en) * 2012-06-05 2017-02-21 Autoscribe Corporation System and method for registering financial accounts
US9349238B2 (en) * 2013-03-13 2016-05-24 Pantry Retail, Inc. Vending kit and method
CA2945158A1 (en) * 2014-04-08 2015-10-15 Capital One Financial Corporation Systems and methods for transacting at an atm using a mobile device
GB2534116A (en) * 2014-11-03 2016-07-20 Trurating Ltd PIN entry device
CN112328375B (en) * 2020-10-28 2022-03-22 华北电力大学（保定） Correlation method and device for tracking data segments of distributed system
US20250200550A1 (en) * 2023-12-18 2025-06-19 Michelle T Fisher Using a non-browser based application for mobile banking

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US6356752B1 (en) * 1998-07-31 2002-03-12 Avaya Technology Corp. Wireless telephone as a transaction device
US6535726B1 (en) * 2000-01-12 2003-03-18 Gilbarco Inc. Cellular telephone-based transaction processing

Also Published As

Publication number Publication date
WO2001052170A1 (en) 2001-07-19
US20010056402A1 (en) 2001-12-27

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