AU2001272633A1 - System and method for managing micropayment transactions, corresponding client terminal and trader equipment - Google Patents
System and method for managing micropayment transactions, corresponding client terminal and trader equipmentInfo
- Publication number
- AU2001272633A1 AU2001272633A1 AU2001272633A AU7263301A AU2001272633A1 AU 2001272633 A1 AU2001272633 A1 AU 2001272633A1 AU 2001272633 A AU2001272633 A AU 2001272633A AU 7263301 A AU7263301 A AU 7263301A AU 2001272633 A1 AU2001272633 A1 AU 2001272633A1
- Authority
- AU
- Australia
- Prior art keywords
- trader
- equipment
- client terminal
- corresponding client
- micropayment transactions
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Abandoned
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
- G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/105—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/29—Payment schemes or models characterised by micropayments
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/357—Cards having a plurality of specified features
- G06Q20/3572—Multiple accounts on card
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- General Physics & Mathematics (AREA)
- Physics & Mathematics (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- Finance (AREA)
- Economics (AREA)
- Development Economics (AREA)
- Computer Networks & Wireless Communication (AREA)
- Marketing (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Applications Claiming Priority (3)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| FR0008867 | 2000-07-07 | ||
| FR0008867A FR2811451B1 (en) | 2000-07-07 | 2000-07-07 | SYSTEM AND METHOD FOR MANAGING MICROPAYMENT TRANSACTIONS, CUSTOMER TERMINAL AND MERCHANT EQUIPMENT THEREOF |
| PCT/FR2001/002203 WO2002005152A1 (en) | 2000-07-07 | 2001-07-09 | System and method for managing micropayment transactions, corresponding client terminal and trader equipment |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| AU2001272633A1 true AU2001272633A1 (en) | 2002-01-21 |
Family
ID=8852225
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| AU2001272633A Abandoned AU2001272633A1 (en) | 2000-07-07 | 2001-07-09 | System and method for managing micropayment transactions, corresponding client terminal and trader equipment |
Country Status (7)
| Country | Link |
|---|---|
| US (1) | US20040034597A1 (en) |
| EP (1) | EP1299838A1 (en) |
| JP (1) | JP2004503018A (en) |
| KR (2) | KR20090031588A (en) |
| AU (1) | AU2001272633A1 (en) |
| FR (1) | FR2811451B1 (en) |
| WO (1) | WO2002005152A1 (en) |
Families Citing this family (22)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US8190893B2 (en) | 2003-10-27 | 2012-05-29 | Jp Morgan Chase Bank | Portable security transaction protocol |
| US12260396B2 (en) * | 2010-01-08 | 2025-03-25 | Blackhawk Network, Inc. | System for payment via electronic wallet |
| US8027918B2 (en) * | 2004-08-30 | 2011-09-27 | Google Inc. | Micro-payment system architecture |
| US7640193B2 (en) * | 2005-12-09 | 2009-12-29 | Google Inc. | Distributed electronic commerce system with centralized virtual shopping carts |
| US7949572B2 (en) * | 2006-06-27 | 2011-05-24 | Google Inc. | Distributed electronic commerce system with independent third party virtual shopping carts |
| US8521650B2 (en) | 2007-02-26 | 2013-08-27 | Zepfrog Corp. | Method and service for providing access to premium content and dispersing payment therefore |
| US9195983B2 (en) | 2011-04-05 | 2015-11-24 | Roam Data Inc. | System and method for a secure cardholder load and storage device |
| US10580049B2 (en) | 2011-04-05 | 2020-03-03 | Ingenico, Inc. | System and method for incorporating one-time tokens, coupons, and reward systems into merchant point of sale checkout systems |
| GB201105765D0 (en) * | 2011-04-05 | 2011-05-18 | Visa Europe Ltd | Payment system |
| EP2801062A4 (en) * | 2011-10-31 | 2015-10-28 | Roam Data Inc | System and method for incorporating one-time tokens, coupons, and reward systems into merchant point of sale checkout systems |
| US9135496B2 (en) * | 2012-05-18 | 2015-09-15 | Apple Inc. | Efficient texture comparison |
| US9846799B2 (en) | 2012-05-18 | 2017-12-19 | Apple Inc. | Efficient texture comparison |
| US9715616B2 (en) | 2012-06-29 | 2017-07-25 | Apple Inc. | Fingerprint sensing and enrollment |
| US10068120B2 (en) | 2013-03-15 | 2018-09-04 | Apple Inc. | High dynamic range fingerprint sensing |
| US9922322B2 (en) | 2013-12-19 | 2018-03-20 | Visa International Service Association | Cloud-based transactions with magnetic secure transmission |
| US12469021B2 (en) | 2014-02-18 | 2025-11-11 | Visa International Service Association | Limited-use keys and cryptograms |
| AU2015264124B2 (en) | 2014-05-21 | 2019-05-09 | Visa International Service Association | Offline authentication |
| US9775029B2 (en) | 2014-08-22 | 2017-09-26 | Visa International Service Association | Embedding cloud-based functionalities in a communication device |
| KR102645868B1 (en) * | 2018-04-17 | 2024-03-07 | 강찬고 | Security system and method for online trade information |
| WO2019203516A1 (en) * | 2018-04-17 | 2019-10-24 | 강찬고 | Online transaction information security system and online transaction information security method |
| CA3147800A1 (en) * | 2019-09-10 | 2021-03-18 | Karim Micheal SANFORD | Systems and methods for contest funds management |
| US11651354B2 (en) * | 2019-09-11 | 2023-05-16 | Nxp B.V. | Efficient partially spendable e-cash |
Family Cites Families (21)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US3594727A (en) * | 1968-04-16 | 1971-07-20 | Edward L Braun | Credit card banking system |
| JPH05324998A (en) * | 1992-05-19 | 1993-12-10 | Dainippon Printing Co Ltd | Payment system using IC card |
| JP3334013B2 (en) * | 1994-05-02 | 2002-10-15 | 日本電信電話株式会社 | Electronic cash distribution method |
| JP3334018B2 (en) * | 1994-09-20 | 2002-10-15 | 日本電信電話株式会社 | Electronic cash method and electronic cash system |
| US5710887A (en) * | 1995-08-29 | 1998-01-20 | Broadvision | Computer system and method for electronic commerce |
| US6016484A (en) * | 1996-04-26 | 2000-01-18 | Verifone, Inc. | System, method and article of manufacture for network electronic payment instrument and certification of payment and credit collection utilizing a payment |
| JPH09305666A (en) * | 1996-05-16 | 1997-11-28 | Nippon Telegr & Teleph Corp <Ntt> | Electronic payment method and system |
| JP3599493B2 (en) * | 1996-09-10 | 2004-12-08 | 日本銀行 | Electronic cash method and user device with separate issuing agency number registration type |
| US6029150A (en) * | 1996-10-04 | 2000-02-22 | Certco, Llc | Payment and transactions in electronic commerce system |
| GB9624127D0 (en) * | 1996-11-20 | 1997-01-08 | British Telecomm | Transaction system |
| EP0972276A1 (en) * | 1997-03-26 | 2000-01-19 | BRITISH TELECOMMUNICATIONS public limited company | Transaction system |
| IL120585A0 (en) * | 1997-04-01 | 1997-08-14 | Teicher Mordechai | Countable electronic monetary system and method |
| US6128391A (en) * | 1997-09-22 | 2000-10-03 | Visa International Service Association | Method and apparatus for asymetric key management in a cryptographic system |
| JPH11110461A (en) * | 1997-10-01 | 1999-04-23 | Fujitsu Ltd | Electronic wallet system with double wallet, IC card applied to the electronic wallet system, IC card transaction device with double wallet, IC card transaction system with double wallet, and IC applied to the IC card transaction system card |
| JP3483441B2 (en) * | 1997-10-16 | 2004-01-06 | 富士通株式会社 | Electronic money management and ownership device and management and ownership method |
| JP3396638B2 (en) * | 1997-12-26 | 2003-04-14 | 日本電信電話株式会社 | Electronic cash method using user signature, device and recording medium |
| WO1999046720A1 (en) * | 1998-03-11 | 1999-09-16 | Cha Technologies Services, Inc. | Automatically invoked intermediation process for network purchases |
| US6601761B1 (en) * | 1998-09-15 | 2003-08-05 | Citibank, N.A. | Method and system for co-branding an electronic payment platform such as an electronic wallet |
| JP2000148936A (en) * | 1998-11-16 | 2000-05-30 | Nippon Conlux Co Ltd | Method and device for adjusting electronic money |
| US7177838B1 (en) * | 2000-01-26 | 2007-02-13 | Paybyclick Corporation | Method and apparatus for conducting electronic commerce transactions using electronic tokens |
| US7127236B2 (en) * | 2001-12-26 | 2006-10-24 | Vivotech, Inc. | Micropayment financial transaction process utilizing wireless network processing |
-
2000
- 2000-07-07 FR FR0008867A patent/FR2811451B1/en not_active Expired - Fee Related
-
2001
- 2001-07-09 JP JP2002508691A patent/JP2004503018A/en active Pending
- 2001-07-09 WO PCT/FR2001/002203 patent/WO2002005152A1/en not_active Ceased
- 2001-07-09 KR KR1020097001501A patent/KR20090031588A/en not_active Ceased
- 2001-07-09 US US10/332,158 patent/US20040034597A1/en not_active Abandoned
- 2001-07-09 EP EP01951781A patent/EP1299838A1/en not_active Ceased
- 2001-07-09 KR KR10-2003-7000047A patent/KR20030029607A/en not_active Ceased
- 2001-07-09 AU AU2001272633A patent/AU2001272633A1/en not_active Abandoned
Also Published As
| Publication number | Publication date |
|---|---|
| WO2002005152A1 (en) | 2002-01-17 |
| FR2811451B1 (en) | 2002-11-29 |
| EP1299838A1 (en) | 2003-04-09 |
| KR20030029607A (en) | 2003-04-14 |
| FR2811451A1 (en) | 2002-01-11 |
| JP2004503018A (en) | 2004-01-29 |
| US20040034597A1 (en) | 2004-02-19 |
| KR20090031588A (en) | 2009-03-26 |
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