[go: up one dir, main page]

AU2001253406A1 - System for and method of effecting an electronic transaction - Google Patents

System for and method of effecting an electronic transaction

Info

Publication number
AU2001253406A1
AU2001253406A1 AU2001253406A AU5340601A AU2001253406A1 AU 2001253406 A1 AU2001253406 A1 AU 2001253406A1 AU 2001253406 A AU2001253406 A AU 2001253406A AU 5340601 A AU5340601 A AU 5340601A AU 2001253406 A1 AU2001253406 A1 AU 2001253406A1
Authority
AU
Australia
Prior art keywords
effecting
electronic transaction
transaction
electronic
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Abandoned
Application number
AU2001253406A
Inventor
Chuck J. Bram
Kevin Gilbert
Susan M. Kelling
Ian A. Lumsden
Scott R. Statland
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Efunds Corp
Original Assignee
Efunds Corp
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Efunds Corp filed Critical Efunds Corp
Publication of AU2001253406A1 publication Critical patent/AU2001253406A1/en
Abandoned legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
AU2001253406A 2000-05-15 2001-04-12 System for and method of effecting an electronic transaction Abandoned AU2001253406A1 (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US20427000P 2000-05-15 2000-05-15
US60204270 2000-05-15
PCT/US2001/011930 WO2001088804A1 (en) 2000-05-15 2001-04-12 System for and method of effecting an electronic transaction

Publications (1)

Publication Number Publication Date
AU2001253406A1 true AU2001253406A1 (en) 2001-11-26

Family

ID=22757271

Family Applications (1)

Application Number Title Priority Date Filing Date
AU2001253406A Abandoned AU2001253406A1 (en) 2000-05-15 2001-04-12 System for and method of effecting an electronic transaction

Country Status (3)

Country Link
US (1) US10521782B2 (en)
AU (1) AU2001253406A1 (en)
WO (1) WO2001088804A1 (en)

Families Citing this family (65)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7162636B2 (en) 1998-06-22 2007-01-09 Semtek Innovative Solutions, Inc. Method and apparatus for securing and authenticating encoded data and documents containing such data
US7246123B2 (en) * 2000-08-04 2007-07-17 Carr Scott Software Incorporated Automatic transaction management
US7233920B1 (en) * 2000-09-07 2007-06-19 Paymentech, L.P. System and apparatus for credit transaction data transmission
US7237117B2 (en) 2001-03-16 2007-06-26 Kenneth P. Weiss Universal secure registry
US7107249B2 (en) * 2001-03-31 2006-09-12 First Data Corporation Electronic identifier payment systems and methods
US7184989B2 (en) * 2001-03-31 2007-02-27 First Data Corporation Staged transactions systems and methods
US8150763B2 (en) * 2001-03-31 2012-04-03 The Western Union Company Systems and methods for staging transactions, payments and collections
US7103577B2 (en) * 2001-03-31 2006-09-05 First Data Corporation Systems and methods for staging transactions, payments and collections
US7165052B2 (en) * 2001-03-31 2007-01-16 First Data Corporation Payment service method and system
US7117183B2 (en) * 2001-03-31 2006-10-03 First Data Coroporation Airline ticket payment and reservation system and methods
US9853759B1 (en) 2001-03-31 2017-12-26 First Data Corporation Staged transaction system for mobile commerce
CA2357270A1 (en) * 2001-09-07 2003-03-07 Efunds Corporation Electronic point-of-sale check processing method and system
US20180039515A1 (en) * 2003-04-02 2018-02-08 The Western Union Company Systems and methods for identifying similarities in instructional data and creating consolidated records thereof
US20050021428A1 (en) * 2003-07-02 2005-01-27 Costello Charles T. Time management system for mobile employees
US7853525B2 (en) * 2003-07-15 2010-12-14 Microsoft Corporation Electronic draft capture
US8099361B1 (en) 2003-08-04 2012-01-17 Amazon.Com, Inc. Transaction processing system that applies user-specified rules to divide payment amounts among multiple payment instruments
US20050102170A1 (en) * 2003-09-09 2005-05-12 Lefever David L. System for processing transaction data
US7428497B2 (en) * 2003-10-06 2008-09-23 Utbk, Inc. Methods and apparatuses for pay-per-call advertising in mobile/wireless applications
US20050177510A1 (en) * 2004-02-09 2005-08-11 Visa International Service Association, A Delaware Corporation Buyer initiated payment
US8923838B1 (en) * 2004-08-19 2014-12-30 Nuance Communications, Inc. System, method and computer program product for activating a cellular phone account
US7506812B2 (en) 2004-09-07 2009-03-24 Semtek Innovative Solutions Corporation Transparently securing data for transmission on financial networks
US7641109B2 (en) * 2005-05-18 2010-01-05 The Western Union Company Money transfer cards, systems and methods
US8152054B2 (en) 2004-10-19 2012-04-10 The Western Union Company Money transfer systems and methods
US7451481B2 (en) 2005-04-29 2008-11-11 Merchant Link, Llc Database system and method for encryption and protection of confidential information
US20070214091A1 (en) * 2005-05-18 2007-09-13 The Western Union Company Electronic payment instrument system and method
US7392940B2 (en) 2005-05-18 2008-07-01 The Western Union Company In-lane money transfer systems and methods
US8672220B2 (en) 2005-09-30 2014-03-18 The Western Union Company Money transfer system and method
US8756317B2 (en) * 2005-09-28 2014-06-17 Blackberry Limited System and method for authenticating a user for accessing an email account using authentication token
US20070072588A1 (en) * 2005-09-29 2007-03-29 Teamon Systems, Inc. System and method for reconciling email messages between a mobile wireless communications device and electronic mailbox
EP1987463A1 (en) 2006-02-21 2008-11-05 WEISS, Kenneth P. Method and apparatus for secure access payment and identification
US8234220B2 (en) 2007-02-21 2012-07-31 Weiss Kenneth P Universal secure registry
US11227676B2 (en) 2006-02-21 2022-01-18 Universal Secure Registry, Llc Universal secure registry
AU2006222701A1 (en) * 2006-09-21 2008-04-10 Claudia Von Heesen Payment method and system
US9361617B2 (en) 2008-06-17 2016-06-07 Verifone, Inc. Variable-length cipher system and method
US9123042B2 (en) * 2006-10-17 2015-09-01 Verifone, Inc. Pin block replacement
US8769275B2 (en) * 2006-10-17 2014-07-01 Verifone, Inc. Batch settlement transactions system and method
US7933835B2 (en) 2007-01-17 2011-04-26 The Western Union Company Secure money transfer systems and methods using biometric keys associated therewith
US8818904B2 (en) 2007-01-17 2014-08-26 The Western Union Company Generation systems and methods for transaction identifiers having biometric keys associated therewith
US8504473B2 (en) 2007-03-28 2013-08-06 The Western Union Company Money transfer system and messaging system
US20080288403A1 (en) * 2007-05-18 2008-11-20 Clay Von Mueller Pin encryption device security
US8355982B2 (en) 2007-08-16 2013-01-15 Verifone, Inc. Metrics systems and methods for token transactions
US9386154B2 (en) 2007-12-21 2016-07-05 Nuance Communications, Inc. System, method and software program for enabling communications between customer service agents and users of communication devices
US8144940B2 (en) 2008-08-07 2012-03-27 Clay Von Mueller System and method for authentication of data
US20100100452A1 (en) * 2008-10-22 2010-04-22 International Business Machines Corporation Virtual business object to manage virtual world transactions
US9586149B2 (en) 2008-11-05 2017-03-07 International Business Machines Corporation Collaborative virtual business objects social sharing in a virtual world
US8606628B2 (en) * 2009-01-15 2013-12-10 International Business Machines Corporation User driven transactions through referred virtual business object
US8826397B2 (en) * 2009-01-15 2014-09-02 Visa International Service Association Secure remote authentication through an untrusted network
US9373137B2 (en) 2009-04-07 2016-06-21 International Business Machines Corporation Mapping transactions between the real world and a virtual world
US8251283B1 (en) 2009-05-08 2012-08-28 Oberon Labs, LLC Token authentication using spatial characteristics
US8346671B2 (en) 2010-04-01 2013-01-01 Merchant Link, Llc System and method for point-to-point encryption with adjunct terminal
US8391464B1 (en) 2010-06-24 2013-03-05 Nuance Communications, Inc. Customer service system, method, and software program product for responding to queries using natural language understanding
WO2012037479A1 (en) 2010-09-17 2012-03-22 Universal Secure Registry, Llc Apparatus, system and method employing a wireless user-device
US20130054434A2 (en) * 2011-05-18 2013-02-28 Bank Of America Corporation Account reserve
US10325265B2 (en) 2011-05-26 2019-06-18 Facebook, Inc. Methods and systems for facilitating E-commerce payments
US11049110B2 (en) * 2011-06-17 2021-06-29 Zelis Payments, Llc Healthcare transaction facilitation platform apparatuses, methods and systems
US10270587B1 (en) * 2012-05-14 2019-04-23 Citigroup Technology, Inc. Methods and systems for electronic transactions using multifactor authentication
US8639619B1 (en) 2012-07-13 2014-01-28 Scvngr, Inc. Secure payment method and system
US8694438B1 (en) 2013-03-12 2014-04-08 Scvngr Distributed authenticity verification for consumer payment transactions
US8770478B2 (en) 2013-07-11 2014-07-08 Scvngr, Inc. Payment processing with automatic no-touch mode selection
EP2838060A1 (en) 2013-08-14 2015-02-18 Facebook, Inc. Methods and systems for facilitating e-commerce payments
US10706380B2 (en) 2014-05-08 2020-07-07 Visa International Service Association Split shipment processing
CA2972104A1 (en) 2014-12-24 2016-06-30 Isignthis Ltd Securing a transaction
GB201507047D0 (en) * 2015-04-24 2015-06-10 Visa Europe Ltd Method of retaining transaction context
US10846677B2 (en) 2019-01-11 2020-11-24 Merchant Link, Llc System and method for secure detokenization
US20250156838A1 (en) * 2023-11-15 2025-05-15 Capital One Services, Llc Dynamic electronic identification associated with electronic card

Family Cites Families (46)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JPH02202652A (en) 1989-02-01 1990-08-10 Hitachi Ltd Multiple virtual memory management method
US5319542A (en) 1990-09-27 1994-06-07 International Business Machines Corporation System for ordering items using an electronic catalogue
US5237159A (en) 1991-07-17 1993-08-17 J. D. Carreker And Associates Electronic check presentment system
US5310997A (en) 1992-09-10 1994-05-10 Tandy Corporation Automated order and delivery system
US5484988A (en) 1992-11-13 1996-01-16 Resource Technology Services, Inc. Checkwriting point of sale system
US5920847A (en) 1993-11-01 1999-07-06 Visa International Service Association Electronic bill pay system
US5870456A (en) 1997-01-22 1999-02-09 Telepay, Inc. Automated interactive bill payment system using debit cards
EP0690399A3 (en) 1994-06-30 1997-05-02 Tandem Computers Inc Remote financial transaction system
US5715314A (en) 1994-10-24 1998-02-03 Open Market, Inc. Network sales system
US5679938A (en) 1994-12-02 1997-10-21 Telecheck International, Inc. Methods and systems for interactive check authorizations
US5892900A (en) * 1996-08-30 1999-04-06 Intertrust Technologies Corp. Systems and methods for secure transaction management and electronic rights protection
JPH09160978A (en) 1995-12-08 1997-06-20 Fujitsu Ltd Response method and system for online shopping
US5809143A (en) * 1995-12-12 1998-09-15 Hughes; Thomas S. Secure keyboard
JP3133243B2 (en) 1995-12-15 2001-02-05 株式会社エヌケーインベストメント Online shopping system
US5918213A (en) 1995-12-22 1999-06-29 Mci Communications Corporation System and method for automated remote previewing and purchasing of music, video, software, and other multimedia products
US5752582A (en) 1996-02-09 1998-05-19 Stores Automated Systems, Inc Self-service checkout system
US5801366A (en) 1996-03-28 1998-09-01 Electronic Data Systems Corporation Automated system and method for point-of-sale (POS) check processing
US5987140A (en) 1996-04-26 1999-11-16 Verifone, Inc. System, method and article of manufacture for secure network electronic payment and credit collection
US6072870A (en) 1996-06-17 2000-06-06 Verifone Inc. System, method and article of manufacture for a gateway payment architecture utilizing a multichannel, extensible, flexible architecture
US6002767A (en) 1996-06-17 1999-12-14 Verifone, Inc. System, method and article of manufacture for a modular gateway server architecture
US5987132A (en) 1996-06-17 1999-11-16 Verifone, Inc. System, method and article of manufacture for conditionally accepting a payment method utilizing an extensible, flexible architecture
US6125352A (en) 1996-06-28 2000-09-26 Microsoft Corporation System and method for conducting commerce over a distributed network
JPH10105829A (en) 1996-09-30 1998-04-24 Hitachi Ltd Product Information Display Method for Electronic Mall System on the Internet
US6115471A (en) 1996-11-28 2000-09-05 Fujitsu Limited Member-exclusive service system and method through internet
US6164528A (en) 1996-12-31 2000-12-26 Chequemark Patent, Inc. Check writing point of sale system
US6076166A (en) 1997-01-17 2000-06-13 Philips Electronics North America Corporation Personalizing hospital intranet web sites
US6014636A (en) 1997-05-06 2000-01-11 Lucent Technologies Inc. Point of sale method and system
US6170017B1 (en) 1997-05-08 2001-01-02 International Business Machines Corporation Method and system coordinating actions among a group of servers
US5974146A (en) 1997-07-30 1999-10-26 Huntington Bancshares Incorporated Real time bank-centric universal payment system
WO1999013424A1 (en) 1997-09-12 1999-03-18 Amazon.Com, Inc. Method and system for placing a purchase order via a communications network
US5960411A (en) 1997-09-12 1999-09-28 Amazon.Com, Inc. Method and system for placing a purchase order via a communications network
US5946669A (en) 1997-09-30 1999-08-31 Lockheed Martin Corporation Method and apparatus for payment processing using debit-based electronic funds transfer and disbursement processing using addendum-based electronic data interchange
US5966697A (en) 1997-10-30 1999-10-12 Clearcommerce Corporation System and method for secure transaction order management processing
US6078907A (en) 1998-02-18 2000-06-20 Lamm; David Method and system for electronically presenting and paying bills
US6636833B1 (en) * 1998-03-25 2003-10-21 Obis Patents Ltd. Credit card system and method
US6647376B1 (en) 1998-10-09 2003-11-11 Henry C. Farrar System and method for point-of-sale check authorization
US6584466B1 (en) * 1999-04-07 2003-06-24 Critical Path, Inc. Internet document management system and methods
US7194437B1 (en) 1999-05-14 2007-03-20 Amazon.Com, Inc. Computer-based funds transfer system
US6970930B1 (en) * 1999-11-05 2005-11-29 Mci, Inc. Method and system of providing differentiated services
AU2001257415A1 (en) 2000-04-28 2001-11-12 Equifax, Inc. System and method for secure network transactions
US20020178112A1 (en) 2000-08-14 2002-11-28 Visa International Service Association Point of sale check service
US20020072942A1 (en) 2000-12-07 2002-06-13 Kuykendall James B. System and method for push-model fund transfers
CA2354372A1 (en) 2001-02-23 2002-08-23 Efunds Corporation Electronic payment and authentication system with debit and identification data verification and electronic check capabilities
US7000828B2 (en) 2001-04-10 2006-02-21 Cummins-Allison Corp. Remote automated document processing system
US7191151B1 (en) 2001-08-23 2007-03-13 Paypal, Inc. Instant availability of electronically transferred funds
CA2357270A1 (en) 2001-09-07 2003-03-07 Efunds Corporation Electronic point-of-sale check processing method and system

Also Published As

Publication number Publication date
US10521782B2 (en) 2019-12-31
WO2001088804A1 (en) 2001-11-22
US20030061171A1 (en) 2003-03-27

Similar Documents

Publication Publication Date Title
AU2001253406A1 (en) System for and method of effecting an electronic transaction
AU2001238061A1 (en) System and method for secure electronic fund transfers
AU2659301A (en) Method and system for facilitating fulfillment of electronic commercial transactions
AU2002224482A1 (en) System and method for selectable funding of electronic transactions
AU2001285399A1 (en) Method and apparatus for secure electronic payments
AU2002236782A1 (en) System and method for conducting electronic commerce
AU2001282935A1 (en) System and method for transponder-enabled account transactions
AU2001236838A1 (en) Methods and systems for making secure electronic payments
AU2002237848A1 (en) System and method for providing extra lines of credit
AU6537100A (en) System and method for servicing electronic transactions
AU2001253042A1 (en) System and method for implementing electronic markets
AU2001294717A1 (en) System and method for facilitating electronic commerce transactions
AU2001291565A1 (en) System and method for unifying electronic payment mechanisms
AU1663000A (en) Method and system for performing electronic auctions
AU2616501A (en) System and method for secure electronic transactions
AU2001277890A1 (en) Systems and methods for secured electronic transactions
AU2001233570A1 (en) System and method of electronic transaction
AU2001237888A1 (en) Method and system for substantially secure electronic transactions
AU2002222828A1 (en) Electronic procurement system and method
AU1034201A (en) Method for secure electronic transaction and corresponding system
AU2001264377A1 (en) Electronic commerce system and method
AU2002302563A1 (en) Electronic system and method for booting of an electronic system
AU2001283308A1 (en) System and method for distributed clearing of electronic payments
AU2001282753A1 (en) System and method for trading of electronic valuable documents
AU2001234798A1 (en) Electronic transaction receipt system and method