NZ750900B2 - Self-checkout system for bypassing in-store checkout - Google Patents

Abstract

online shopping concierge service allows shoppers to purchase items on behalf of customers and checkout using a mobile application, circumventing traditional point-of-sale check-out systems. A customer places an order using a mobile application or website associated with the online shopping concierge service. The online shopping concierge service charges a payment instrument of the customer in the value of the selected items. The system transmits the order to a shopper, who receives an order for fulfillment on a mobile device. The shopper collects and scans items using a mobile application. The mobile application transmits an identification of the items for purchase and their total cost to the online shopping concierge service, which transmits payment to the retailer. Alternatively, the mobile application encodes an identification of the items for purchase into an encoded image, which is scanned by a cashier, allowing the shopper to complete an accelerated check-out. erge service. The online shopping concierge service charges a payment instrument of the customer in the value of the selected items. The system transmits the order to a shopper, who receives an order for fulfillment on a mobile device. The shopper collects and scans items using a mobile application. The mobile application transmits an identification of the items for purchase and their total cost to the online shopping concierge service, which transmits payment to the retailer. Alternatively, the mobile application encodes an identification of the items for purchase into an encoded image, which is scanned by a cashier, allowing the shopper to complete an accelerated check-out.

Description

MARKED UP COPY HECKOUT SYSTEM FOR BYPASSING IN-STORE CHECKOUT BACKGROUND This ion relates generally to self-checkout technologies, and more specifically to checking out using a mobile application. Shoppers fulfill orders at a physical retailer on behalf of customers, as part of an online shopping concierge e. Once a shopper has collected one or more items for purchase, the shopper must wait in line and purchase the items according to the traditional out process. This is a time-consuming process, and because shoppers use a mobile device to scan and record items each item picked up for purchase, involves redundant activity. A more ent check-out process allows the shopper to complete purchase of selected items on his/her mobile device, thereby eliminating redundant actions and reducing the time required to fulfill an order.

Embodiments of the invention enable a shopper to bypass a physical check-out process at a retailer by completing his/her se via a mobile application on the shopper’s phone. In one embodiment, the shopper is shopping at the retailer on behalf of a customer, who specified a list of items for the shopper to purchase via an online shopping concierge service. The customer places an order using a website or client application that communicates with the online shopping concierge service. The order specifies one or more items to be purchased at a retailer. The online shopping concierge service collects payment from the customer and its the order to a r. The shopper travels to one or more ers to fulfill the order. While at a retailer, the shopper collects and scans each item using a shopper mobile application that runs on the shopper’s mobile device. The shopper mobile application records quantitative and qualitative ation describing each t and produces a basket of items for purchase. The shopper mobile application transmits information describing the basket to the online shopping concierge service, which ines a total value for the basket of goods. The online shopping concierge service transmits payment to a system associated with the retailer, thereby completing purchase of the basket of items. The shopper then leaves the store and delivers the purchased items to the customer.

In another ment, the shopper performs an accelerated check-out using his/her specialized mobile application. Once the shopper has ted all of the items requested in the order, the shopper mobile application encodes the basket details into a scannable image containing a machine-readable code, such as a QR code. The machine - MARKED-UP COPY readable code contains information that describes the items in the shopper’s basket, or a link o. A cashier, employee, or automated scanner at the physical check-out scans the encoded image, causing the details of each item in the basket to be transmitted to the retailer without requiring that each item be individually scanned.

BRIEF PTION OF THE DRAWINGS illustrates and environment of an online shopping concierge e, according to one embodiment. is a diagram of an online shopping concierge service, according to one embodiment. is a diagram of a customer mobile application (CMA) 106, according to one embodiment. is a diagram of a shopper mobile application (SMA) 112, according to one embodiment.

FIGS. 4A and 4B contain a flowchart illustrating a process of performing a bypass checkout using a shopper mobile application, according to one embodiment. is an object interaction diagram describing a first method for fulfilling an order via a shopping assistance platform, according to one ment. is an object interaction diagram describing a method of accelerated checkout, ing to one ment.

The figures depict various embodiments of the present invention for purposes of illustration only. One skilled in the art will readily recognize from the following discussion that alternative embodiments of the structures and methods illustrated herein may be employed without departing from the principles of the invention described herein.

DETAILED PTION Environment of a Shopping Assistance Platform illustrates the nment of a shopping assistance platform, according to one embodiment. The environment 100 es an online shopping rge service 102.

The system 102 is configured to e orders from one or more customers 104 (only one is shown for the sake of simplicity). An order specifies a list of goods (items or products) to be delivered to the customer 104. In some embodiments, the order ies one or more ers from which the selected items should be purchased. The customer may use a customer mobile application (CMA) 106 to place the order; the CMA 106 is configured to communicate with the shopping assistance platform 102.

MARKED-UP COPY The system 102 is configured to transmit orders received from customers 104 to one or more rs 108. A shopper 108 may be a contractor, employee, or other person (or entity) who is enabled to fulfill orders received from the online shopping concierge service 102. The environment 100 also includes three retailers 110a, 110b, and 110c (only three are shown for the sake of simplicity; the environment could include hundreds of ers). Each shopper 108 fulfills an order received from the online shopping concierge service 102 at one or more retailers 110 and rs the order to the er 104. In one embodiment, shoppers 108 make use of a shopper mobile ation 112 which is configured to interact with the online shopping concierge service 102.

Online Shopping Concierge Service is a diagram of an online shopping concierge service, according to one embodiment. The online shopping concierge service 112 includes an inventory management engine 202, which interacts with inventory systems associated with each retailer 110. In one embodiment, the inventory management engine 202 requests and receives ory information maintained by the retailer 110. The inventory of each retailer 110 is unique and may change over time. The ory management engine 202 monitors changes in ory for each participating retailer 110. The ment engine 202 is also configured to store inventory records in an inventory database 204. The inventory database 204 may store information in separate records – one for each participating retailer 110, or may consolidate or combine inventory information into a unified record. Inventory information es both qualitative and ative information about items, ing size, color, weight, SKU, serial number, and so on. In one embodiment, the inventory database 204 also stores purchasing rules associated with each item, if they exist. For example, age-restricted items such as alcohol and tobacco are flagged ingly in the database 204.

The online shopping concierge service 102 also includes an order fulfillment engine 206 which is configured to synthesize and display an ordering interface to each customer 104 (for example, via the customer mobile application 106). The engine 206 is also ured to access the inventory database 204 in order to determine which products are available at which retailers 110. The engine 206 determines a sale price for each item d by a customer 104. Prices set by the engine 206 may or may not be identical to instore prices determined by retailers 110 (which is the price that customers 104 and shoppers 108 would pay at the retailer 110). The order fulfillment engine 206 also facilitates transactions associated with each order. In one embodiment, the engine 206 charges a payment instrument associated with a customer 104 when he/she places an order. The engine MARKED-UP COPY 206 may transmit payment ation to an external payment gateway or payment processor. The engine 206 stores payment and transactional information associated with each order in a transaction records database 208.

In some ments, the order fulfillment engine 206 also shares order s with retailers 110. For example, after successful fulfillment of an order, the engine 206 may it a summary of the order to the appropriate retailer. The summary may indicate the items purchased, the total value of the items, and in some cases, an identity of the shopper 108 and customer 104 associated with the transaction. In one embodiment, the order fulfillment engine 206 pushes transaction and/or order details asynchronously to retailer systems. This may be accomplished via use of webhooks, which enable programmatic or system-driven transmission of information between web applications. In another ment, retailer systems may be configured to periodically poll the order lment engine 206, which provides detail of all orders which have been processed since the last The order lment engine 210 may interact with a shopper management engine 210, which manages communication with and utilization of shoppers 108. In one embodiment, the shopper management engine 210 receives a new order from the order fulfillment engine 206. The shopper ment engine 210 identifies the appropriate shopper 108 to fulfill the order based on one or more parameters, such as the shopper’s proximity to the appropriate retailer 110 (and/or to the customer 104), his/her familiarity level with that particular retailer 110, and so on. Additionally, the shopper ment engine 210 accesses a shopper database 212 which stores information describing each shopper 108, such as his/her name, gender, rating, previous shopping history, and so on.

Finally, as part of fulfilling an order, the order fulfillment engine 206 may access a customer database 214 which stores information describing each customer. This information could include each customer’s name, address, gender, ng preferences, favorite items, stored payment instruments, and so on. is a diagram of the customer mobile application (CMA) 106, according to one embodiment. The CMA includes an ordering interface 302, which provides an interactive ace with which the customer 104 can browse through and select ts and place an order. The CMA also includes a system communication ace 304 which, among other functions, receives inventory information from the online shopping concierge service 102 and transmits order information to the system 102. The CMA 106 also includes a preferences management interface 306 which allows the customer 104 to manage basic MARKED-UP COPY information ated with his/her account, such as his/her home address and payment instruments. The preferences management interface 306 may also allow the user to manage other details such as r favorite or preferred retailers 110, preferred delivery times, special ctions for ry, and so on. is a m of the shopper mobile application (SMA) 112, according to one embodiment. The SMA includes a barcode scanning module 320 which allows a shopper 108 to scan an item at a retailer 108 (such as a can of soup on the shelf at a grocery store).

The barcode scanning module 320 may also include an interface which allows the shopper 108 to manually enter information bing an item (such as its serial number, SKU, quantity and/or weight) if a barcode is not available to be scanned. SMA 112 also includes a basket manager 322 which maintains a running record of items ted by the shopper 108 for purchase at a retailer 110. This running record of items is commonly known as a “basket”. In one embodiment, the barcode scanning module 320 transmits information describing each item (such as its cost, quantity, weight, etc.) to the basket manager 322, which updates its basket accordingly. The SMA 112 also includes a system communication interface 324 which interacts with the online shopping concierge service 102. For example, the system communication ace 324 receives an order from the system 102 and transmits the ts of a basket of items to the system 102. The SMA 112 also includes an image encoder 326 which encodes the contents of a basket into an image. For example, the image encoder 326 may encode a basket of goods (with an identification of each item) into a QR code which can then be scanned by an employee of the retailer 110 at check-out.

Bypass Checkout via Mobile Device As described with reference to , the CMA 106 is used by the shopper to scan and record pricing, quantity, and other ation describing each item in an order.

The barcode scanning module 320 allows a shopper 108 to simply scan a barcode attached to an item (or enter information ly if necessary); the basket manager 322 maintains and s a record of all items being collected by the shopper 108 for a particular order. In some embodiments, the online shopping concierge service 102, subsequent to receiving an identification of items for purchase, can perform a “bypass checkout” in which it transmits payment to the appropriate retailer 110 on behalf of the shopper 108, thereby removing the need for the shopper 108 to wait in line at a physical point-of-sale (such as a check-out counter) within the er.

FIGS. 4A and 4B illustrate the process of performing a bypass checkout using a shopper mobile application, according to one embodiment. A shopper receives 402 an order MARKED-UP COPY to be fulfilled (from the online shopping concierge service) and travels to an appropriate retailer. The appropriate retailer may be communicated by the online shopping concierge service along with the order details, or it may be left to the discretion of the shopper. The shopper locates 404 an item specified by the order. The shopper scans 406 the item using a shopper mobile application; the shopper may also manually enter t and pricing information associated with the item if ary. The shopper mobile application determines 408 if one or more special restrictions are associated with the item. As described previously, special restrictions include age restrictions (for alcohol and o products), quantity/count ctions (for high-demand items), and so on.

If the shopper mobile application determines that special ctions do not apply, it simply adds 412 the item to a digital basket which lists all items currently marked for purchase.

If the shopper mobile application determines that special restrictions do apply, it then ines 410 if the purchase is allowable. This could include looking up the age of the er (to see if he/she is old enough to purchase alcohol) or counting how many instances of the item have already been collected for purchase (in the case where a retailer institutes a se limit for each customer).

In one embodiment, the shopper mobile application ines allowability by requesting information from the online shopping concierge service. For example, the inventory management engine extracts purchasing rules from the inventory database and transmits them to the shopper mobile application. In another embodiment, the shopper mobile application maintains a local record of purchasing rules and accesses or references it as ed.

Returning to FIGS. 4A and 4B, if the shopper mobile application determines that purchase of the item is allowable, it adds 412 the item to the digital basket. At the same time, the shopper physically collects the item.

If the shopper mobile application ines that purchase of the item is not allowable, then the application determines 414 if any items are ing on the order. If there are, the shopper proceeds to locate 404 the item (and continue as previously described).

If not, the shopper mobile application, responding to input from the shopper, tokenizes 416 the . Tokenization involves ining a final list of items for purchase. In one embodiment, the r mobile application transmits an identification of each item to the shopping assistance platform, which matches each item against the customer order and verifies that the order has been fulfilled.

MARKED-UP COPY Subsequently, the shopper mobile application determines 418 a total gross merchandise value (GMV) for the basket of items. The GMV reflects the price that a er would pay at a al point of sale within the store. Tokenization may also involve determining whether one or more discounts, promotions, or other price changes apply, and adjusting the GMV accordingly. The shopper mobile application then directs the online shopping concierge service to execute 420 a credit card payment to the retailer in the amount of the GMV. At this time or some time thereafter, the online ng concierge service transmits 422 details of the transaction to the retailer. The details include which items were purchased and how much was paid for each. Asynchronously, the shopper delivers 424 the order to the er. is an object interaction diagram describing a first method for fulfilling an order via a shopping assistance platform, according to one embodiment. A customer places 502 and order requesting one or more items. The customer places the order on via the customer mobile application or via a website associated with the shopping assistant .

The online shopping concierge e determines 504 an order total. The system then its 506 the order details to a shopper. The shopper fulfills 508 the order (as described previously with reference to . Once the shopper has led the order, he/she its 510 the basket details to the system. The system verifies 512 that the order has been fulfilled satisfactorily. The system then determines 514 a GMV which represents a total value of the order owed to the retailer. The system then charges 516 a payment instrument associated with the customer. The system then transmits 518 payment to the retailer in the amount of the GMV, as well as a y of transaction details. The retailer returns 520 a transaction confirmation to the system. The system shares 522 the transaction confirmation with the shopper. The r then delivers 524 the order to the consumer. The customer, upon receiving the ordered items, returns 526 a confirmation of delivery to the server.

Cost Reduction via Direct Transaction In a traditional transaction flow, the online ng concierge service 102 charges a customer payment instrument at the time an order is . The service 102, based on an estimation of the funds required to purchase the order items, transfers funds to a stored value or prepaid card in the possession of a shopper 108. The shopper 108 then fulfills the order, and pays for the items using the card. Consequently, in order to collect payment from a customer 104 and enable a shopper 108 to pay for the d items, the service 102 must bear processing costs and feeds associated with two separate card transactions.

MARKED-UP COPY The process described above with nce to enables a more efficient and lower-cost transaction flow. As described, the service 102 determines the GMV of a basket of items submitted by a r 108. The service 102 then ines a service charge for the order (based on a flat rate, percentage, or combination thereof) and charges a payment instrument associated with the customer 104 for the total value of the GMV and the fixed service charge. The service’s registered payment processor or aggregator, based on a prior agreement with the service, performs a bifurcation of the er’s payment, wherein it transfers the GMV to a merchant account associated with the retailer 110 and the service charge to a merchant account associated with the service 102. As a result, only a single card transaction is required, thereby lowering the card processing fees charged to the service 102.

Additionally, in some cases, the processing fee paid by the e 102 is ed on the service charge only, and not the total order value.

Accelerated Checkout In another embodiment, the shopper 108 passes through the same check-out process as any other customer at the store. The shopper must therefore present an identification of the items for purchase as well as a payment instrument with which he/she will pay for the items. Typically, check-out cashiers scan each item individually and a f-sale (POS) system determines and displays a total sale price. The process of scanning each item individually is time-consuming.

In some ments, a shopper 108 utilizes the shopper mobile application 112 to accelerate the traditional checkout process at a retailer 110. As described with reference to the shopper 108 scans using the SMA 112 each item he/she collects within the retailer 110. The image encoder 326 of the shopping mobile ation 112, as bed previously, is configured to encode s of a basket into a le image, such as a QR code (as described usly). In order to accelerate the process of check-out at a point of sale of the retailer 110, the shopper 108 displays an encoded image at the point of sale. The encoded image describes the basket and all the items it contains (including their quantity, price, SKU, etc.). A cashier or other employee associated with the retailer 110 therefore reads, captures, or scans the encoded image and extracts an identification of the items for purchase. The shopper 108 then presents a payment instrument which is used to pay for the items. is an object interaction m describing a method of accelerated checkout, ing to one embodiment. A customer places 602 and order requesting one or more items. The customer places the order on via the customer mobile application or via a MARKED-UP COPY website associated with the shopping assistant system. The online shopping concierge service determines 604 an order total. The system then charges 606 a payment instrument associated with the customer. The system then transmits 608 the order details to a shopper.

The shopper fulfills 610 the order (as described previously with nce to . Once the shopper is finished collecting items within the retailer 110, he/she uses the SMA to generate 612 an encoded image. As described usly, the encoded image contains information bing each item in the basket, such as its price, quantity, weight, SKU, serial number, and so on. In one embodiment, this encoded image is a QR code. The shopper displays 614 the encoded image to a cashier (or other employee) of the retailer, who scans it to determine which items have been collected for se. The cashier scans the encoded image using an image reader or other onic device which extracts the information encoded in the image. A er system uently determines 616 a GMV which is owed to the retailer. The cashier requests 618 payment of the GMV from the shopper. The shopper presents a payment instrument (such as a credit or debit card) and pays 620 the GMV. The cashier transmits 622 a physical or electronic receipt to the shopper. The shopper, using his/her shopper mobile application, returns 624 a confirmation of successful purchase of the basket to the online shopping concierge service. At some subsequent point in time, the shopper 108 delivers 626 the purchased items to the customer.

It should be noted that one or more aspects of the previously described process may vary. For example, in some embodiments, the r 108 may use a self-service automated machine which is configured to read the encoded image. Additionally, instead of encoding basket details into an encoded image, the SMA 112 may instead it the basket data via one of le communications technologies or protocols, including but not limited to: RFID, Bluetooth, NFC, WiFi, and so on. In one ment, the r 108 is able to tap his/her mobile device to a device at the physical check-out, y the SMA 112 transmits the basket details to the device. The shopper can then pay for the items using one of multiple possible payment methods (debit/credit card, cash, etc.).

Summary The ing description of the embodiments of the invention has been presented for the purpose of illustration; it is not intended to be exhaustive or to limit the invention to the precise forms disclosed. Persons skilled in the relevant art can appreciate that many modifications and variations are possible in light of the above disclosure.

Some portions of this ption describe the embodiments of the invention in terms of algorithms and symbolic representations of operations on information. These MARKED-UP COPY algorithmic descriptions and representations are commonly used by those skilled in the data processing arts to convey the substance of their work ively to others skilled in the art.

These operations, while described functionally, computationally, or logically, are understood to be implemented by computer programs or equivalent electrical circuits, microcode, or the like. Furthermore, it has also proven convenient at times, to refer to these arrangements of ions as s, without loss of generality. The bed operations and their associated modules may be embodied in software, firmware, hardware, or any combinations thereof.

Any of the steps, operations, or ses described herein may be performed or implemented with one or more hardware or software modules, alone or in ation with other devices. In one embodiment, a software module is ented with a computer program product comprising a computer-readable medium containing computer program code, which can be executed by a computer processor for performing any or all of the steps, operations, or processes described. ments of the invention may also relate to an apparatus for performing the operations . This apparatus may be specially constructed for the ed purposes, and/or it may comprise a general-purpose computing device selectively activated or reconfigured by a computer program stored in the computer. Such a computer m may be stored in a tangible computer readable storage medium, which include any type of tangible media suitable for storing onic instructions, and coupled to a computer system bus.

Furthermore, any computing systems referred to in the specification may e a single processor or may be architectures employing le processor designs for increased computing capability.

Embodiments of the invention may also relate to a computer data signal embodied in a carrier wave, where the computer data signal includes any embodiment of a computer program product or other data combination described herein. The computer data signal is a product that is presented in a le medium or r wave and modulated or otherwise encoded in the carrier wave, which is tangible, and transmitted according to any suitable transmission method.

Finally, the language used in the specification has been principally selected for readability and instructional purposes, and it may not have been selected to delineate or circumscribe the inventive subject matter. It is therefore intended that the scope of the invention be d not by this detailed description, but rather by any claims that issue on an application based hereon. Accordingly, the disclosure of the embodiments of the invention is -UP COPY intended to be illustrative, but not limiting, of the scope of the invention, which is set forth in the following claims.

MARKED-UP COPY

Claims (22)

What is claimed is:

1. A method for completing a check-out at a physical retailer via a mobile application, the method comprising: receiving, at a mobile application running on a mobile device, an order for fulfillment, the order specifying one or more items to be purchased at the physical retailer; within a premises of the physical er, locating each item; scanning each item using the mobile application running on the mobile device, causing the item to be added to a basket of items; generating a machine-readable code encoding information describing each item in the basket of items; ying the machine-readable code from the mobile application running on the mobile device to an image reader at the physical retailer, wherein the image reader is configured to scan the machine-readable code and t the ation describing each item in the basket of items from the machine-readable code; determining a total store value for the basket of items; initiating a payment of the total store value to the physical retailer; and delivering each item in the basket of items to the customer.

2. The method of claim 1, r comprising: determining that a purchase of each item in the basket of items is allowable; identifying a store price of each item; and identifying quantity or quality ation associated with each item.

3. The method of claim 2, wherein determining that the purchase is allowable further comprises: accessing a set of inventory sale restrictions; fying one or more sale restrictions associated with the item; accessing a customer profile associated with the order; and determining if at least one of the fied sales restrictions s to the customer profile.

4. The method of claim 3, wherein the set of inventory sale restrictions is provided by the physical retailer to a system associated with the mobile application.

5. The method of any of the preceding claims, wherein initiating a payment of the total store value to the physical retailer comprises: MARKED-UP COPY determining a service charge associated with the order; determining a total order cost based on a sum of the service charge and the total store value; charging the total order cost to a t instrument of the customer; and transmitting to the physical retailer a portion of the total order cost equal to the total store value.

6. The method of any of the preceding claims, wherein the machine-readable code is displayed at a point of sale from the mobile application running on the mobile device to the image reader at the physical retailer.

7. The method of any of the preceding claims, wherein the machine-readable code is a QR code.

8. A computer-readable storage medium storing mobile application instructions for completing a check-out at a physical retailer, the mobile application instructions when executed causing a processor to: receive an order for fulfillment from an online ng concierge e, the order specifying one or more items to be purchased at the physical retailer; for each item: scan the item; and add the item to a basket of items; generate a machine-readable code ng information bing each item in the basket of items; and displaying the machine-readable code to an image reader at the physical retailer, wherein the image reader is configured to scan the machine-readable code and extract the information describing each item in the basket of items from the machine-readable code.

9. The computer-readable storage medium of claim 8, further comprising: determining that a purchase of each item is allowable; identifying a store price of each item; and identifying quantity or quality information associated with each item.

10. The er-readable e medium of claim 9, wherein determining that the purchase of each item is allowable further comprises: accessing a set of inventory sale restrictions; identifying one or more sale restrictions associated with the item; accessing a customer profile associated with the order; and MARKED-UP COPY determining if at least one of the identified sales restrictions applies to the customer profile.

11. The computer-readable e medium of claim 10, wherein the set of inventory sale restrictions is provided by the physical er to a system associated with the mobile application.

12. The computer-readable storage medium of claim 10, wherein the machinereadable code is displayed to the image reader at a point of sale within a premises of the retailer.

13. The computer-readable storage medium of claim 12, wherein ting a machine-readable code further comprises encoding purchase information for each item in the basket into a QR code.

14. A computer-readable storage medium storing instructions for remotely purchasing an order fulfilled at a physical retailer by a shopper, the instructions when executed causing a processor to: receive, an order for fulfillment, the order specifying one or more items to be purchased at the physical retailer; receive, from a mobile ation running on a mobile device associated with a shopper, an identification of each item in a basket of items; te a machine-readable code encoding information describing each item in the basket of items; display the machine-readable code from the mobile ation g on the mobile device to an image reader at the physical retailer, wherein the image reader is ured to scan the e-readable code and extract the information describing each item in the basket of items from the machine-readable code; determine a total store value for the basket of items; initiate a payment of the total store value to the physical retailer; and transmit a confirmation of successful payment to the mobile application running on the mobile device associated with the shopper.

15. The computer-readable storage medium of claim 14, wherein initiating a payment of the total store value to the physical retailer comprises: determining a service charge associated with the order; determining a total order cost based on a sum of the service charge and the total store value; MARKED-UP COPY charging the total order cost to a payment instrument of the customer; and transmitting to the physical retailer a portion of the total order cost equal to the total store value.

16. A method for remotely purchasing an order fulfilled at a physical retailer by a shopper comprising: receiving an order for fulfillment, the order specifying one or more items to be purchased at the al retailer; receiving, from a mobile application running on a mobile device associated with a shopper, an fication of each item in a basket of items; generating a machine-readable code encoding information describing each item in the basket of items; displaying the machine-readable code from the mobile application running on the mobile device to an image reader at the al retailer, wherein the image reader is configured to scan the machine-readable code and extract the ation describing each item in the basket of items from the machine-readable code; ining a total store value for the basket of items; initiating a payment of the total store value to the physical retailer; and transmitting a confirmation of successful t to the mobile application running on the mobile device associated with the shopper.

17. A method for completing a check-out at a al retailer via a mobile application according to claim 1 and substantially as herein described with reference to the accompanying drawings.

18. A method for performing an expedited checkout at a physical retailer ing to claim 6 and substantially as herein described with reference to the accompanying drawings.

19. A computer-readable storage medium storing mobile application ctions for completing a check-out at a physical retailer according to claim 8 and substantially as herein described with reference to the accompanying drawings. MARKED-UP COPY

20. A computer-readable e medium storing mobile application instructions for performing an expedited checkout at a physical retailer according to claim 12 and substantially as herein described with reference to the accompanying drawings.

21. A computer-readable storage medium storing instructions for remotely purchasing an order fulfilled at a physical retailer by a shopper according to claim 14 and substantially as herein described with reference to the accompanying drawings.

22. A method for remotely sing an order fulfilled at a physical er by a r according to claim 16 and substantially as herein described with reference to the accompanying drawings. Shopper Mobile ation ? __________________________________________________________________________ Online Shopping Concierge Service? Customer Mobile Application m Customer W0