[go: up one dir, main page]

MX2019007686A - Sistema y metodos de prueba del sistema financiero minorista. - Google Patents

Sistema y metodos de prueba del sistema financiero minorista.

Info

Publication number
MX2019007686A
MX2019007686A MX2019007686A MX2019007686A MX2019007686A MX 2019007686 A MX2019007686 A MX 2019007686A MX 2019007686 A MX2019007686 A MX 2019007686A MX 2019007686 A MX2019007686 A MX 2019007686A MX 2019007686 A MX2019007686 A MX 2019007686A
Authority
MX
Mexico
Prior art keywords
selected card
authorization
transaction
methods
successful
Prior art date
Application number
MX2019007686A
Other languages
English (en)
Inventor
M Fenton Timothy
D Johnson Christopher
E Strader Joel
Original Assignee
Walmart Apollo Llc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Walmart Apollo Llc filed Critical Walmart Apollo Llc
Publication of MX2019007686A publication Critical patent/MX2019007686A/es

Links

Classifications

    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409Device specific authentication in transaction processing
    • G06Q20/4093Monitoring of device authentication
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems
    • G06Q20/204Point-of-sale [POS] network systems comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405Establishing or using transaction specific rules
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07GREGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
    • G07G1/00Cash registers
    • G07G1/0009Details of the software in the checkout register, electronic cash register [ECR] or point of sale terminal [POS]

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Robotics (AREA)
  • Mechanical Engineering (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

En algunas modalidades, se proporcionan aparatos y métodos en la presente útiles para probar transacciones de sistema financiero minorista En algunas modalidades, un sistema comprende un dispositivo de prueba robótica automatizado configurado para recuperar una tarjeta seleccionada a partir de una biblioteca de medios física, interactuar, mediante la tarjeta seleccionada, con una terminal de punto de venta, la terminal de punto de venta configurada para recibir de la tarjeta seleccionada, información asociada con la tarjeta seleccionada, y transmitir, a una institución bancaria externa, la información y un circuito de control configurado para determinar la tarjeta seleccionada, transmitir, al dispositivo de prueba robótica automatizado, la indicación de la tarjeta seleccionada, recibir una de una autorización y una falta de autorización, en respuesta a la recepción de 1) autorización, provocar que la transacción sea completada, y 2› la falta de autorización, provocar que la transacción sea evitada, determinar si una prueba asociada con la transacción tuvo éxito, y registrar una indicación de si la prueba tuvo éxito.
MX2019007686A 2016-12-23 2017-12-20 Sistema y metodos de prueba del sistema financiero minorista. MX2019007686A (es)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US201662438506P 2016-12-23 2016-12-23
PCT/US2017/067499 WO2018119027A1 (en) 2016-12-23 2017-12-20 Retail financial system testing system and methods

Publications (1)

Publication Number Publication Date
MX2019007686A true MX2019007686A (es) 2020-01-21

Family

ID=62624982

Family Applications (1)

Application Number Title Priority Date Filing Date
MX2019007686A MX2019007686A (es) 2016-12-23 2017-12-20 Sistema y metodos de prueba del sistema financiero minorista.

Country Status (5)

Country Link
US (1) US11107086B2 (es)
CA (1) CA3048408A1 (es)
GB (1) GB2578942A (es)
MX (1) MX2019007686A (es)
WO (1) WO2018119027A1 (es)

Families Citing this family (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US11295293B2 (en) * 2016-01-07 2022-04-05 Worldpay, Llc Point of interaction device emulation for payment transaction simulation
US11055695B2 (en) * 2017-06-12 2021-07-06 Discover Financial Services Automated system and method for testing bank identification numbers in a networked system
US10846490B1 (en) * 2019-07-08 2020-11-24 Taco Bell Corp. Electronic card reader testing system

Family Cites Families (50)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
NL160965C (nl) 1973-03-20 1979-12-17 Mark Lipovich Ljudmirsky Werkwijze voor het instellen van de laterale positie van een magnetische kop en magnetisch testregistratiemedium daarvoor.
JPH02297721A (ja) 1989-05-12 1990-12-10 Mineruba:Kk 磁気記録媒体及び磁気ヘッド
US5577197A (en) * 1992-10-29 1996-11-19 Mci Communications Corporation Test system for testing electronic transaction processing services at a common carrier network switch
AU5538494A (en) 1992-10-30 1994-05-24 Microbilt Corporation Multi-reader transaction terminal
US5760383A (en) 1996-07-29 1998-06-02 Ncr Corporation Method and apparatus for simulating bar code
EP0993648A4 (en) 1997-12-01 2002-08-07 Innovonics Inc METHOD AND DEVICE FOR WRITING ON TRACKS OF MAGNETIC STRIP CARDS
US20050274801A1 (en) 1999-01-29 2005-12-15 Intermec Ip Corp. Method, apparatus and article for validating ADC devices, such as barcode, RFID and magnetic stripe readers
US6443359B1 (en) * 1999-12-03 2002-09-03 Diebold, Incorporated Automated transaction system and method
US20010034623A1 (en) 2000-02-23 2001-10-25 Chung Kevin Kwong-Tai Automatic registration system, as for lodging or other application
US6471127B2 (en) 2000-07-06 2002-10-29 Bank Of America Corporation Data card
US7392388B2 (en) * 2000-09-07 2008-06-24 Swivel Secure Limited Systems and methods for identity verification for secure transactions
US7613634B2 (en) 2000-12-21 2009-11-03 Sony Corporation Method and system for performing electronic retailing
US6785845B2 (en) 2001-04-10 2004-08-31 Hewlett-Packard Development Company, L.P. POS terminal test system and method
US20040060984A1 (en) * 2002-04-18 2004-04-01 Connelly Paul J. Smart card handling system
US6978930B2 (en) 2002-06-21 2005-12-27 A.T.X. International, Inc. Optical bar code scanner and system for retrieving bar code data
US6793141B1 (en) 2002-07-23 2004-09-21 R. William Graham Credit card
US7178719B2 (en) 2003-04-07 2007-02-20 Silverbrook Research Pty Ltd Facilitating user interaction
US6719199B1 (en) 2003-04-29 2004-04-13 International Business Machines Corporation Credit card/smart card test device
US20050127173A1 (en) * 2003-12-15 2005-06-16 Idol Charles W.Jr. Point of sale automated testing technology (POSATT©)
US8191140B2 (en) * 2006-05-31 2012-05-29 The Invention Science Fund I, Llc Indicating a security breach of a protected set of files
US20070284449A1 (en) 2006-06-12 2007-12-13 Eric Hung-Ying Yuen Personal shopping aid system
US8944332B2 (en) 2006-08-04 2015-02-03 Intermec Ip Corp. Testing automatic data collection devices, such as barcode, RFID and/or magnetic stripe readers
US20080105749A1 (en) 2006-09-19 2008-05-08 Ming Lei Methods for automatically imaging barcodes
US8707460B2 (en) * 2007-09-14 2014-04-22 Steven D. Cabouli Smart wallet
US8522202B2 (en) * 2008-04-24 2013-08-27 Visa U.S.A. Inc. System and method for managing computer environment setup requests
CN102034083B (zh) 2009-09-25 2012-09-19 神基科技股份有限公司 辨识条形码的方法
US8955752B2 (en) 2009-09-25 2015-02-17 Getac Technology Corporation Automatic testing system and automatic testing method for testing barcode identification apparatus
US8132713B2 (en) 2009-10-16 2012-03-13 Visa International Service Association System and method for automated selection of testing criteria for payment devices
US8329051B2 (en) 2010-12-14 2012-12-11 Lam Research Corporation Method for forming stair-step structures
US9659286B2 (en) 2011-01-28 2017-05-23 Target Brands, Inc. Point-of-sale terminal having a scanner shared by full and scan-only checkout modules
US8376239B1 (en) 2011-07-08 2013-02-19 Thomas David Humphrey Method of use of a simulated magnetic stripe card system for use with magnetic stripe card reading terminals
US8977569B2 (en) * 2011-09-29 2015-03-10 Raj Rao System and method for providing smart electronic wallet and reconfigurable transaction card thereof
WO2014056118A1 (es) 2012-10-08 2014-04-17 Cortes Y Aracena Cia Ltda. Método de captura y generación de casos de prueba en punto de venta
US8824083B1 (en) 2013-07-31 2014-09-02 Oracle International Corporation Calibration system for limiting tape head assembly positioning errors during data writing and reading of tape in tape drive
CN103679970B (zh) 2013-12-19 2016-01-20 深圳市新国都技术股份有限公司 一种pos机磁头测试方法及pos机刷卡测试设备
US9589405B2 (en) * 2014-04-07 2017-03-07 Iwallet Corporation Smartphone controlled biometric and Bluetooth enabled smart wallet system
CN105321269B (zh) 2014-07-03 2017-12-01 深圳华智融科技股份有限公司 一种获取销售终端pos机的磁头位置的方法及设备
US9330286B2 (en) * 2014-07-31 2016-05-03 Accenture Global Services Limited Test automation for automated fare management systems
US9569765B2 (en) 2014-08-29 2017-02-14 Wal-Mart Stores, Inc. Simultaneous item scanning in a POS system
US20160203456A1 (en) 2015-01-09 2016-07-14 Toshiba Global Commerce Solutions Holdings Corporation Point-of-sale apparatus, control method, and system thereof for outputting receipt image for a camera of a personal computing device
US10242357B1 (en) * 2015-06-30 2019-03-26 Square, Inc. Configuration of a payment object reader
US11295293B2 (en) * 2016-01-07 2022-04-05 Worldpay, Llc Point of interaction device emulation for payment transaction simulation
US10181224B2 (en) * 2016-03-17 2019-01-15 Accenture Global Solutions Limited Assigning a test suite to test equipment using an execution graph
US9607201B1 (en) 2016-04-22 2017-03-28 Datalogic ADC, Inc. Systems and methods for non-permanent operator customization of a scanning device
US10713639B2 (en) * 2016-08-02 2020-07-14 Mastercard International Incorporated Systems and methods for use in expanding account services
CN206311714U (zh) 2016-12-01 2017-07-07 深圳市新国都支付技术有限公司 一种自动磁卡测试系统
CN107169387A (zh) 2017-05-03 2017-09-15 上海动联信息技术股份有限公司 一种pos机扫描器的自动测试系统及方法
US10181120B1 (en) * 2018-02-16 2019-01-15 U.S. Bancorp, National Association Methods and systems of EMV certification
WO2019210162A1 (en) * 2018-04-26 2019-10-31 Walmart Apollo, Llc Systems and methods autonomously performing instructed operations using a robotic device
US10318850B1 (en) * 2018-07-31 2019-06-11 Paypal, Inc. Smart card holder

Also Published As

Publication number Publication date
GB2578942A (en) 2020-06-03
US20180181960A1 (en) 2018-06-28
WO2018119027A1 (en) 2018-06-28
US11107086B2 (en) 2021-08-31
CA3048408A1 (en) 2018-06-28
GB201909534D0 (en) 2019-08-14

Similar Documents

Publication Publication Date Title
US12165128B2 (en) Camera activation and image processing for transaction verification
US20150278803A1 (en) Near field communication field detection
US9652641B2 (en) Card reader of a point-of-sale system
US10339511B2 (en) Adjustment of a security level of a transaction system based on a biometric characteristic of a customer
WO2011047030A3 (en) Systems and methods for passive identification circuitry
WO2011049872A3 (en) Systems and methods to provide intelligent analytics to cardholders and merchants
MX2013001498A (es) Aparato de interfaz de pago.
US11392926B2 (en) System, method and computer program product for automatic and remote control of NFC transaction processing
WO2014028769A3 (en) Image processing for credit validation
WO2011116300A3 (en) Systems and methods to identify spending patterns
US11037212B2 (en) Pre-populating a credit card number field
MX2019007686A (es) Sistema y metodos de prueba del sistema financiero minorista.
US20160155191A1 (en) Applying for a credit card account on a mobile device
US20150347715A1 (en) Retail pharmacy customer recognition and sales
US20230027002A1 (en) Establishing consent for cardless transactions using short-range transmission
HK1205317A1 (en) System and method for a secure cardholder load and storage device
US20200097942A1 (en) System and method for loading prepaid card with funds using a mobile device
WO2010107819A3 (en) Systems, devices and methods for incentive-based transactions
KR20160108605A (ko) 대역외 거래 검증을 위한 기술
WO2013188559A3 (en) Methods and systems for investigating fraudulent transactions
US10810386B2 (en) Obfuscation of information obtained by a card reader
CA2909392C (en) Applying for a credit card account on a mobile device
US20160275505A1 (en) Method of receiving payment confirmation in emv contactless mobile payment
US20160275506A1 (en) System and method of contactless mobile payment verification
US20160275513A1 (en) System and method of neutralizing mobile payment