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MX2019003583A - Sistema y método de transacciones en efectivo activas bajo pedido. - Google Patents

Sistema y método de transacciones en efectivo activas bajo pedido.

Info

Publication number
MX2019003583A
MX2019003583A MX2019003583A MX2019003583A MX2019003583A MX 2019003583 A MX2019003583 A MX 2019003583A MX 2019003583 A MX2019003583 A MX 2019003583A MX 2019003583 A MX2019003583 A MX 2019003583A MX 2019003583 A MX2019003583 A MX 2019003583A
Authority
MX
Mexico
Prior art keywords
cash
present
location
conduct
cash transaction
Prior art date
Application number
MX2019003583A
Other languages
English (en)
Inventor
Yunge Sebastian
Wong Garland
Henseleit Francisco
Original Assignee
Yunge Sebastian
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Yunge Sebastian filed Critical Yunge Sebastian
Publication of MX2019003583A publication Critical patent/MX2019003583A/es

Links

Classifications

    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/381Currency conversion
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • G06Q20/06Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G06Q20/065Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/108Remote banking, e.g. home banking
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/12Payment architectures specially adapted for electronic shopping systems
    • G06Q20/123Shopping for digital content
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/223Payment schemes or models based on the use of peer-to-peer networks
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223Realising banking transactions through M-devices
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3224Transactions dependent on location of M-devices
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions
    • G06Q30/0601Electronic shopping [e-shopping]
    • G06Q30/0613Electronic shopping [e-shopping] using intermediate agents
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions
    • G06Q30/0601Electronic shopping [e-shopping]
    • G06Q30/0633Managing shopping lists, e.g. compiling or processing purchase lists
    • G06Q30/0635Managing shopping lists, e.g. compiling or processing purchase lists replenishment orders; recurring orders
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions
    • G06Q30/0601Electronic shopping [e-shopping]
    • G06Q30/0603Catalogue creation or management
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions
    • G06Q30/0601Electronic shopping [e-shopping]
    • G06Q30/0641Electronic shopping [e-shopping] utilising user interfaces specially adapted for shopping

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Marketing (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

La presente invención, un sistema y un método para operar un servicio para gestionar y proporcionar transacciones de efectivo activas entre las partes mediante el uso de dispositivos móviles, facilita la compra de bienes duros y blandos a través de efectivo. La presente invención conecta a un usuario con un agente en diferentes ubicaciones geográficas para reunirse en una única ubicación geográfica para realizar una transacción en efectivo por productos o servicios en persona. La presente invención permite la creación de una red de cobro de efectivo activa y dinámica bajo pedido donde el cobrador y el comprador en efectivo pueden comunicarse en tiempo real, ubicarse entre sí, rastrear la ubicación de cada uno y reunirse en el lugar elegido para llevar a cabo una transacción en efectivo. El sistema permite a los usuarios de efectivo usar su efectivo para comprar artículos que requieren acceso al crédito, como las transacciones digitales.
MX2019003583A 2016-09-28 2017-09-28 Sistema y método de transacciones en efectivo activas bajo pedido. MX2019003583A (es)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US201662401112P 2016-09-28 2016-09-28
PCT/US2017/053917 WO2018064280A1 (en) 2016-09-28 2017-09-28 On-demand active cash transaction system and method

Publications (1)

Publication Number Publication Date
MX2019003583A true MX2019003583A (es) 2019-10-30

Family

ID=60201651

Family Applications (1)

Application Number Title Priority Date Filing Date
MX2019003583A MX2019003583A (es) 2016-09-28 2017-09-28 Sistema y método de transacciones en efectivo activas bajo pedido.

Country Status (8)

Country Link
US (1) US20180089668A1 (es)
AR (1) AR109743A1 (es)
BR (1) BR112019006275A2 (es)
CL (1) CL2019000828A1 (es)
CO (1) CO2019004413A2 (es)
MX (1) MX2019003583A (es)
PE (1) PE20190937A1 (es)
WO (1) WO2018064280A1 (es)

Families Citing this family (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US11244299B1 (en) * 2018-03-16 2022-02-08 DoorDash, Inc. Location-based transaction completion
US10956889B2 (en) * 2018-04-18 2021-03-23 Mastercard International Incorporated Method and system for contactless payment via quick response code
US20200151687A1 (en) * 2018-11-09 2020-05-14 Visa International Service Association Method, System, and Computer Program Product for Processing a Cash Transaction
US11308476B1 (en) * 2018-12-28 2022-04-19 United Services Automobile Association (Usaa) Proximity peer to peer mobile navigation system and method
US11416850B1 (en) 2018-12-28 2022-08-16 United Services Automobile Association (Usaa) Peer to peer navigation system and method
US11429976B1 (en) * 2019-01-31 2022-08-30 Wells Fargo Bank, N.A. Customer as banker system for ease of banking
US11972421B2 (en) 2020-02-05 2024-04-30 The Toronto-Dominion Bank System and method for effecting a secure event

Family Cites Families (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20020035538A1 (en) * 2000-09-15 2002-03-21 Moreau Lawrence R. Method and system for facilitating buying and selling transactions
US20020095374A1 (en) * 2000-12-26 2002-07-18 Ellis Robert Lynn Method and apparatus for processing cash payments for electronic and internet transactions
US9626701B2 (en) * 2012-05-23 2017-04-18 Paynearme, Inc. System and method for facilitating cash payment transactions using a mobile device
GB201215193D0 (en) * 2012-08-25 2012-10-10 Dalp Daniel Order delivery system
US20170061372A1 (en) * 2015-08-31 2017-03-02 Ca, Inc. Verification and payment for package delivery

Also Published As

Publication number Publication date
US20180089668A1 (en) 2018-03-29
WO2018064280A1 (en) 2018-04-05
CL2019000828A1 (es) 2019-11-04
PE20190937A1 (es) 2019-07-04
BR112019006275A2 (pt) 2019-07-02
CO2019004413A2 (es) 2019-07-31
AR109743A1 (es) 2019-01-16

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