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MX2018012421A - Sistema para realizar una verificacion de validez de un dispositivo de usuario. - Google Patents

Sistema para realizar una verificacion de validez de un dispositivo de usuario.

Info

Publication number
MX2018012421A
MX2018012421A MX2018012421A MX2018012421A MX2018012421A MX 2018012421 A MX2018012421 A MX 2018012421A MX 2018012421 A MX2018012421 A MX 2018012421A MX 2018012421 A MX2018012421 A MX 2018012421A MX 2018012421 A MX2018012421 A MX 2018012421A
Authority
MX
Mexico
Prior art keywords
user device
validity check
program code
data
application data
Prior art date
Application number
MX2018012421A
Other languages
English (en)
Inventor
David Mackie Nicolas
Original Assignee
Visa Europe Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Visa Europe Ltd filed Critical Visa Europe Ltd
Publication of MX2018012421A publication Critical patent/MX2018012421A/es

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3827—Use of message hashing
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/045—Payment circuits using payment protocols involving tickets
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3278—RFID or NFC payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/346—Cards serving only as information carrier of service
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/352—Contactless payments by cards
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3674—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes involving authentication
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409—Device specific authentication in transaction processing
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q50/00—Information and communication technology [ICT] specially adapted for implementation of business processes of specific business sectors, e.g. utilities or tourism
    • G06Q50/40—Business processes related to the transportation industry
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07B—TICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
    • G07B15/00—Arrangements or apparatus for collecting fares, tolls or entrance fees at one or more control points
    • G07B15/02—Arrangements or apparatus for collecting fares, tolls or entrance fees at one or more control points taking into account a variable factor such as distance or time, e.g. for passenger transport, parking systems or car rental systems

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Tourism & Hospitality (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Primary Health Care (AREA)
  • Economics (AREA)
  • General Health & Medical Sciences (AREA)
  • Human Resources & Organizations (AREA)
  • Marketing (AREA)
  • Health & Medical Sciences (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Operations Research (AREA)
  • Storage Device Security (AREA)
  • Debugging And Monitoring (AREA)
  • Test And Diagnosis Of Digital Computers (AREA)
  • Information Retrieval, Db Structures And Fs Structures Therefor (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

La presente invención se refiere a un sistema para realizar una verificación de validez de un dispositivo de usuario que tiene una aplicación almacenada en el mismo. El aparato comprende un dispositivo de acoplamiento operable para comunicarse con el dispositivo de usuario a través de una comunicación de campo cercano, un procesador y un código de programa de almacenamiento de memoria para su ejecución por el procesador y los datos de verificación de validez. El código de programa comprende instrucciones ejecutables para recibir un identificador de dispositivo de usuario determinado del dispositivo de usuario a través del dispositivo de acoplamiento y recibir datos de aplicación del dispositivo de usuario a través del dispositivo de acoplamiento, siendo los datos de aplicación los característicos de la aplicación almacenada en el dispositivo de usuario. El proceso de código de programa es el identificador de dispositivo de usuario y los datos de la aplicación para generar un token o autentificador de prueba, y determinar s si el token o autentificador de prueba es un token o autentificador válido usando los datos de verificación de validez.
MX2018012421A 2016-04-12 2017-04-07 Sistema para realizar una verificacion de validez de un dispositivo de usuario. MX2018012421A (es)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
EP16164948.8A EP3232399A1 (en) 2016-04-12 2016-04-12 System for performing a validity check of a user device
PCT/EP2017/058460 WO2017178389A1 (en) 2016-04-12 2017-04-07 System for performing a validity check of a user device

Publications (1)

Publication Number Publication Date
MX2018012421A true MX2018012421A (es) 2019-02-21

Family

ID=55752207

Family Applications (1)

Application Number Title Priority Date Filing Date
MX2018012421A MX2018012421A (es) 2016-04-12 2017-04-07 Sistema para realizar una verificacion de validez de un dispositivo de usuario.

Country Status (13)

Country Link
US (2) US11080692B2 (es)
EP (1) EP3232399A1 (es)
JP (1) JP2019511794A (es)
KR (1) KR20180127503A (es)
CN (1) CN108885774A (es)
AU (1) AU2017249673A1 (es)
BR (1) BR112018071100A2 (es)
CA (1) CA3020643A1 (es)
CL (1) CL2018002871A1 (es)
MX (1) MX2018012421A (es)
RU (1) RU2018139495A (es)
SG (1) SG11201808443XA (es)
WO (1) WO2017178389A1 (es)

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EP3660770A1 (en) * 2018-11-30 2020-06-03 Mastercard International Incorporated Methods and systems for secure product tracking data storage and verification
EP3872733A1 (en) 2020-02-26 2021-09-01 Mastercard International Incorporated Communication of sensitive data in restricted data channel
GB2598108A (en) 2020-08-17 2022-02-23 Mastercard International Inc Card reader, smart card and method for processing a transaction
US20220374896A1 (en) * 2021-05-18 2022-11-24 Mastercard Asia/Pacific Pte Ltd. Identity, Payment and Access Control System
US12380431B2 (en) 2021-05-24 2025-08-05 Mastercard International Incorporated Systems, methods and computer program products for asynchronous authentication of digital wallet based payment transactions
US12288213B2 (en) 2022-03-16 2025-04-29 Mastercard International Incorporated Systems, methods and computer program products for secure contactless payment transactions

Family Cites Families (26)

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DE19929049A1 (de) * 1999-06-25 2000-12-28 Ibm Vorrichtung und Verfahren zum benutzerdefinierten Laden und Ausführen von Anwendungen mittels eines Tokens
US7761374B2 (en) * 2003-08-18 2010-07-20 Visa International Service Association Method and system for generating a dynamic verification value
KR101059872B1 (ko) * 2005-01-03 2011-08-29 삼성전자주식회사 고유 식별자를 이용한 통신충돌방지 프로토콜
US8196818B2 (en) * 2005-07-13 2012-06-12 Mastercard International Incorporated Apparatus and method for integrated payment and electronic merchandise transfer
US7374082B2 (en) * 2005-07-13 2008-05-20 Mastercard International Incorporated Apparatus and method for integrated payment and electronic merchandise transfer
US8118223B2 (en) * 2006-09-28 2012-02-21 Visa U.S.A. Inc. Smart sign mobile transit fare payment
AU2009293439B2 (en) 2008-09-17 2013-01-17 Mastercard International, Inc. Off-line activation/loading of pre-authorized and cleared payment cards
US8534564B2 (en) * 2009-05-15 2013-09-17 Ayman Hammad Integration of verification tokens with mobile communication devices
WO2011006141A1 (en) 2009-07-09 2011-01-13 Cubic Corporation Reloadable prepaid card distribution, reload, and registration in transit
CA2792364A1 (en) * 2010-03-09 2011-09-15 Visa International Service Association System and method including dynamic verification value
US20110231940A1 (en) * 2010-03-19 2011-09-22 Microsoft Corporation Credential-based access to data
US10579995B2 (en) 2010-03-30 2020-03-03 Visa International Service Association Event access with data field encryption for validation and access control
PH12012502078A1 (en) * 2010-04-16 2013-02-04 Artists Known As Pty Ltd A method of processing payments
CN107967602A (zh) * 2011-03-04 2018-04-27 维萨国际服务协会 支付能力结合至计算机的安全元件
GB201105765D0 (en) * 2011-04-05 2011-05-18 Visa Europe Ltd Payment system
US10192216B2 (en) * 2012-09-11 2019-01-29 Visa International Service Association Cloud-based virtual wallet NFC apparatuses, methods and systems
US20140365781A1 (en) * 2013-06-07 2014-12-11 Technische Universitaet Darmstadt Receiving a Delegated Token, Issuing a Delegated Token, Authenticating a Delegated User, and Issuing a User-Specific Token for a Resource
EP3014544A4 (en) * 2013-06-27 2017-02-15 Hewlett-Packard Enterprise Development LP Payment processing
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EP3271885B1 (en) * 2015-03-17 2019-07-10 Visa International Service Association Multi-device transaction verification
US10565811B2 (en) * 2016-02-04 2020-02-18 Sensormatic Electronics, LLC Access control system with curtain antenna system
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Also Published As

Publication number Publication date
CA3020643A1 (en) 2017-10-19
US20190066097A1 (en) 2019-02-28
WO2017178389A1 (en) 2017-10-19
KR20180127503A (ko) 2018-11-28
CN108885774A (zh) 2018-11-23
CL2018002871A1 (es) 2019-04-26
SG11201808443XA (en) 2018-10-30
AU2017249673A1 (en) 2018-11-22
US11720889B2 (en) 2023-08-08
EP3232399A1 (en) 2017-10-18
US20210319440A1 (en) 2021-10-14
BR112018071100A2 (pt) 2019-01-29
JP2019511794A (ja) 2019-04-25
US11080692B2 (en) 2021-08-03
RU2018139495A (ru) 2020-05-12

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