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MX2018004676A - Sistemas y metodos de actualizacion de datos de cuenta del titular de la tarjeta almacenados. - Google Patents

Sistemas y metodos de actualizacion de datos de cuenta del titular de la tarjeta almacenados.

Info

Publication number
MX2018004676A
MX2018004676A MX2018004676A MX2018004676A MX2018004676A MX 2018004676 A MX2018004676 A MX 2018004676A MX 2018004676 A MX2018004676 A MX 2018004676A MX 2018004676 A MX2018004676 A MX 2018004676A MX 2018004676 A MX2018004676 A MX 2018004676A
Authority
MX
Mexico
Prior art keywords
cardholder
cardholder account
merchant
account data
systems
Prior art date
Application number
MX2018004676A
Other languages
English (en)
Inventor
A Rosano Sharon
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Publication of MX2018004676A publication Critical patent/MX2018004676A/es

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102—Bill distribution or payments
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00—Administration; Management
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/227—Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405—Establishing or using transaction specific rules
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409—Device specific authentication in transaction processing
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/12—Accounting

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • Finance (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Marketing (AREA)
  • Computer Security & Cryptography (AREA)
  • Tourism & Hospitality (AREA)
  • Quality & Reliability (AREA)
  • Operations Research (AREA)
  • Human Resources & Organizations (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Se proporciona un método implementado por computadora para la actualización de datos almacenados de cuenta del titular de la tarjeta. El método es implementado usando un servidor de actualización de cuenta en comunicación con una memoria. El método incluye recibir, de un sistema de computadora de emisor, la información de actualización de cuenta de titular de la tarjeta asociada con una pluralidad de cuentas de titular de la tarjeta, identificar un comercio asociado con al menos una de la pluralidad de cuentas de titular de la tarjeta en función, al menos en parte, de la información de actualización de cuenta de titular de la tarjeta, generar un archivo de actualización de comercio para el comercio identificado que incluye la información de actualización de cuenta de titular de la tarjeta para al menos una de la pluralidad de cuentas de titular de la tarjeta y transmitir el archivo de actualización de comercio.
MX2018004676A 2015-10-27 2016-10-26 Sistemas y metodos de actualizacion de datos de cuenta del titular de la tarjeta almacenados. MX2018004676A (es)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US14/923,649 US10943216B2 (en) 2015-10-27 2015-10-27 Systems and methods for updating stored cardholder account data
PCT/US2016/058757 WO2017074990A1 (en) 2015-10-27 2016-10-26 Systems and methods for updating stored cardholder account data

Publications (1)

Publication Number Publication Date
MX2018004676A true MX2018004676A (es) 2018-06-18

Family

ID=57233936

Family Applications (1)

Application Number Title Priority Date Filing Date
MX2018004676A MX2018004676A (es) 2015-10-27 2016-10-26 Sistemas y metodos de actualizacion de datos de cuenta del titular de la tarjeta almacenados.

Country Status (9)

Country Link
US (4) US10943216B2 (es)
EP (1) EP3369049A1 (es)
CN (1) CN108369671B (es)
AU (1) AU2016346209A1 (es)
BR (1) BR112018004593A2 (es)
CA (1) CA3003582C (es)
MX (1) MX2018004676A (es)
RU (1) RU2698156C1 (es)
WO (1) WO2017074990A1 (es)

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US11899711B2 (en) 2012-06-19 2024-02-13 Ondot Systems Inc. Merchant logo detection artificial intelligence (AI) for injecting user control to ISO back-end transaction approvals between acquirer processors and issuer processors over data communication networks
US11636489B2 (en) 2013-10-19 2023-04-25 Ondot Systems Inc. System and method for authorizing a transaction based on dynamic location updates from a user device
US20200058031A1 (en) * 2012-06-19 2020-02-20 OnDot Systems, Inc. Injecting user control for card-on-file merchant data and recurring payment transaction parameters between acquirer processors and issuer processors over data communication networks
US10943216B2 (en) * 2015-10-27 2021-03-09 Mastercard International Incorporated Systems and methods for updating stored cardholder account data
US10218719B2 (en) * 2016-09-21 2019-02-26 Apple Inc. Credential modification notifications
US11282049B2 (en) * 2016-09-29 2022-03-22 Mastercard International Incorporated Multi-network systems and methods for linking stored on-file data with profile data
US10645079B2 (en) 2017-05-12 2020-05-05 Bank Of America Corporation Preventing unauthorized access to secured information systems using authentication tokens and multi-device authentication prompts
US10599628B2 (en) * 2017-06-02 2020-03-24 Mastercard International Incorporated Multi-network systems and methods for providing current biographical data of a user to trusted parties
US10586259B2 (en) * 2017-06-07 2020-03-10 Mastercard International Incorporated Enriching merchant identifiers associated with account data update requests
EP3477573A1 (en) * 2017-10-24 2019-05-01 Mastercard International Incorporated Method for improving security of automatic data transfer
US20190130404A1 (en) * 2017-10-26 2019-05-02 Mastercard International Incorporated Systems and methods for identifying a data compromise source
US10896424B2 (en) 2017-10-26 2021-01-19 Mastercard International Incorporated Systems and methods for detecting out-of-pattern transactions
US11017403B2 (en) 2017-12-15 2021-05-25 Mastercard International Incorporated Systems and methods for identifying fraudulent common point of purchases
EP3588417A1 (en) 2018-06-28 2020-01-01 Vocalink Limited Data processing apparatus and methods
CN109509055A (zh) * 2018-10-12 2019-03-22 广州快批信息科技有限公司 批发系统信息管理方法、系统、终端设备及存储介质
US11157913B2 (en) 2018-12-28 2021-10-26 Mastercard International Incorporated Systems and methods for improved detection of network fraud events
US11151569B2 (en) 2018-12-28 2021-10-19 Mastercard International Incorporated Systems and methods for improved detection of network fraud events
US11521211B2 (en) 2018-12-28 2022-12-06 Mastercard International Incorporated Systems and methods for incorporating breach velocities into fraud scoring models
US10937030B2 (en) 2018-12-28 2021-03-02 Mastercard International Incorporated Systems and methods for early detection of network fraud events
US11210666B2 (en) * 2019-02-18 2021-12-28 Visa International Service Association System, method, and computer program product for updating and processing payment device transaction tokens
US11227283B2 (en) * 2019-10-03 2022-01-18 Capital One Services, Llc Updating automatic payment method to avoid service disruption
US20210217015A1 (en) * 2020-01-13 2021-07-15 Mastercard International Incorporated Reward validation for multiple merchant category code merchants
US11756043B1 (en) * 2020-02-27 2023-09-12 United Services Automobile Association (Usaa) Payment card expiration identification and information update
US20210287188A1 (en) * 2020-03-16 2021-09-16 Jpmorgan Chase Bank, N.A. Systems and methods for managing merchant-stored payment credentials
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CN112907363A (zh) * 2021-03-30 2021-06-04 中国建设银行股份有限公司 一种银行卡到期提醒方法、装置、存储介质及电子设备

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Also Published As

Publication number Publication date
CA3003582A1 (en) 2017-05-04
US20210287189A1 (en) 2021-09-16
CN108369671A (zh) 2018-08-03
EP3369049A1 (en) 2018-09-05
US20250014000A1 (en) 2025-01-09
CN108369671B (zh) 2024-01-05
US20170116585A1 (en) 2017-04-27
CA3003582C (en) 2022-07-19
RU2698156C1 (ru) 2019-08-22
US12099979B2 (en) 2024-09-24
US11687893B2 (en) 2023-06-27
US20230334449A1 (en) 2023-10-19
BR112018004593A2 (pt) 2018-09-25
WO2017074990A1 (en) 2017-05-04
AU2016346209A1 (en) 2018-03-29
US10943216B2 (en) 2021-03-09

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