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MX2017003673A - Payment and collection system for a good or service using a pre-paid balance. - Google Patents

Payment and collection system for a good or service using a pre-paid balance.

Info

Publication number
MX2017003673A
MX2017003673A MX2017003673A MX2017003673A MX2017003673A MX 2017003673 A MX2017003673 A MX 2017003673A MX 2017003673 A MX2017003673 A MX 2017003673A MX 2017003673 A MX2017003673 A MX 2017003673A MX 2017003673 A MX2017003673 A MX 2017003673A
Authority
MX
Mexico
Prior art keywords
payment
application
network
pay
service
Prior art date
Application number
MX2017003673A
Other languages
Spanish (es)
Inventor
CORREA VILLEGAS Rosendo
Alejandro Alcaraz Álvarez Jose
Carlos Palos Serrano Roberto
García Martínez Andrés
Original Assignee
CORREA VILLEGAS Rosendo
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by CORREA VILLEGAS Rosendo filed Critical CORREA VILLEGAS Rosendo
Priority to MX2017003673A priority Critical patent/MX2017003673A/en
Priority to PCT/MX2017/000037 priority patent/WO2018174700A1/en
Publication of MX2017003673A publication Critical patent/MX2017003673A/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/04—Billing or invoicing
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Development Economics (AREA)
  • Finance (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Technology Law (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Telephonic Communication Services (AREA)

Abstract

The present invention relates to a system and method of payment by a mobile device (smartphone), which recharges the pre-paid balance via cash or banking. Said system allows the customer to pay from its mobile through a token in affiliated establishments, from a speedy, discreet, and safe way, wherein it defines a sales network including all the physical or virtual facilities that sell the prepaid balance for the application. The system comprises an affiliation network with all the businesses that receive this payment method. Also, consists of a payment application, which administrates the payment transactions and is located housed in the portable equipment or mobile devices of the establishments, consumers and the points of sale. The present invention finally includes a network of final consumers that use this application to pay in related facilities.
MX2017003673A 2017-03-21 2017-03-21 Payment and collection system for a good or service using a pre-paid balance. MX2017003673A (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
MX2017003673A MX2017003673A (en) 2017-03-21 2017-03-21 Payment and collection system for a good or service using a pre-paid balance.
PCT/MX2017/000037 WO2018174700A1 (en) 2017-03-21 2017-03-22 System for paying and charging for a good or service using prepaid credit

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
MX2017003673A MX2017003673A (en) 2017-03-21 2017-03-21 Payment and collection system for a good or service using a pre-paid balance.

Publications (1)

Publication Number Publication Date
MX2017003673A true MX2017003673A (en) 2017-10-06

Family

ID=60296228

Family Applications (1)

Application Number Title Priority Date Filing Date
MX2017003673A MX2017003673A (en) 2017-03-21 2017-03-21 Payment and collection system for a good or service using a pre-paid balance.

Country Status (2)

Country Link
MX (1) MX2017003673A (en)
WO (1) WO2018174700A1 (en)

Family Cites Families (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2003099688A (en) * 2001-09-25 2003-04-04 Hitachi Software Eng Co Ltd Transaction settlement method, transaction settlement system and transaction settling program
KR101134685B1 (en) * 2009-08-26 2012-04-09 주식회사 핑거 Method and system for servicing a pre-paid virtual account using mobile phone
WO2013032613A1 (en) * 2011-08-30 2013-03-07 Gregory Dorso Systems and methods for fast mobile payment
ITPD20120257A1 (en) * 2012-09-06 2014-03-07 Daniele Bernardi ELECTRONIC BAG FOR SMARTPHONES
EP3265972A1 (en) * 2015-03-02 2018-01-10 Cubic Corporation Facilitating cash payment for transit mobile applications

Also Published As

Publication number Publication date
WO2018174700A1 (en) 2018-09-27

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