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MX2016010026A - Sistema y metodo de transaccion. - Google Patents

Sistema y metodo de transaccion.

Info

Publication number
MX2016010026A
MX2016010026A MX2016010026A MX2016010026A MX2016010026A MX 2016010026 A MX2016010026 A MX 2016010026A MX 2016010026 A MX2016010026 A MX 2016010026A MX 2016010026 A MX2016010026 A MX 2016010026A MX 2016010026 A MX2016010026 A MX 2016010026A
Authority
MX
Mexico
Prior art keywords
transaction
state
operable
channel
transaction system
Prior art date
Application number
MX2016010026A
Other languages
English (en)
Inventor
Alex D Ibasco
Oliver L Ubalde
Benjamin S Fernandez Jose
C Salcedo Richard
Antonio C Yulo Jose
P Ornido Oliver
Original Assignee
Einnovations Holdings Pte Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from SG2014008106A external-priority patent/SG2014008106A/en
Application filed by Einnovations Holdings Pte Ltd filed Critical Einnovations Holdings Pte Ltd
Publication of MX2016010026A publication Critical patent/MX2016010026A/es

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405—Establishing or using transaction specific rules
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Cash Registers Or Receiving Machines (AREA)

Abstract

Se revela un sistema de transacción que comprende: un facilitador de transacciones operable para recibir y procesar una solicitud de transacción a partir de un dispositivo de usuario; un controlador del canal de transacción operable para cambiar el estado del canal de transacción entre un primer estado y un segundo estado; y un proveedor de fondos operable para recibir la solicitud de transacción procesada, determinar si el canal de transacción se encuentra en el primer estado o en el segundo estado y, en consecuencia, proveer o no proveer los fondos.
MX2016010026A 2014-02-04 2015-02-04 Sistema y metodo de transaccion. MX2016010026A (es)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
SG2014008106A SG2014008106A (en) 2014-02-04 2014-02-04 Transaction system and method
SG10201400156QA SG10201400156QA (en) 2014-02-04 2014-02-24 Transaction system and method
PCT/SG2015/050012 WO2015119578A1 (en) 2014-02-04 2015-02-04 Transaction system and method

Publications (1)

Publication Number Publication Date
MX2016010026A true MX2016010026A (es) 2016-10-07

Family

ID=53778274

Family Applications (1)

Application Number Title Priority Date Filing Date
MX2016010026A MX2016010026A (es) 2014-02-04 2015-02-04 Sistema y metodo de transaccion.

Country Status (12)

Country Link
US (1) US20170178131A1 (es)
EP (1) EP3103082A1 (es)
JP (1) JP2017508203A (es)
KR (1) KR20160119137A (es)
CN (1) CN107077669B9 (es)
AU (1) AU2015214646A1 (es)
CA (1) CA2938399A1 (es)
MX (1) MX2016010026A (es)
PH (1) PH12016501516A1 (es)
SG (2) SG10201400156QA (es)
TW (1) TW201539339A (es)
WO (1) WO2015119578A1 (es)

Families Citing this family (34)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN106997527A (zh) * 2016-01-25 2017-08-01 阿里巴巴集团控股有限公司 基于移动终端p2p的信用支付方法及装置
CN106997530B (zh) 2016-01-25 2022-10-14 创新先进技术有限公司 基于移动终端卡模拟的信用支付方法及装置
US10116667B2 (en) 2016-01-26 2018-10-30 Bank Of America Corporation System for conversion of an instrument from a non-secured instrument to a secured instrument in a process data network
US10142347B2 (en) 2016-02-10 2018-11-27 Bank Of America Corporation System for centralized control of secure access to process data network
US10438209B2 (en) 2016-02-10 2019-10-08 Bank Of America Corporation System for secure routing of data to various networks from a process data network
US10129238B2 (en) 2016-02-10 2018-11-13 Bank Of America Corporation System for control of secure access and communication with different process data networks with separate security features
US11374935B2 (en) 2016-02-11 2022-06-28 Bank Of America Corporation Block chain alias person-to-person resource allocation
US10135870B2 (en) 2016-02-22 2018-11-20 Bank Of America Corporation System for external validation of secure process transactions
US10440101B2 (en) 2016-02-22 2019-10-08 Bank Of America Corporation System for external validation of private-to-public transition protocols
US10026118B2 (en) 2016-02-22 2018-07-17 Bank Of America Corporation System for allowing external validation of data in a process data network
US10496989B2 (en) 2016-02-22 2019-12-03 Bank Of America Corporation System to enable contactless access to a transaction terminal using a process data network
US10140470B2 (en) 2016-02-22 2018-11-27 Bank Of America Corporation System for external validation of distributed resource status
US10636033B2 (en) 2016-02-22 2020-04-28 Bank Of America Corporation System for routing of process authorizations and settlement to a user in a process data network
US10679215B2 (en) 2016-02-22 2020-06-09 Bank Of America Corporation System for control of device identity and usage in a process data network
US10387878B2 (en) 2016-02-22 2019-08-20 Bank Of America Corporation System for tracking transfer of resources in a process data network
US10178105B2 (en) 2016-02-22 2019-01-08 Bank Of America Corporation System for providing levels of security access to a process data network
US10318938B2 (en) 2016-02-22 2019-06-11 Bank Of America Corporation System for routing of process authorization and settlement to a user in process data network based on specified parameters
US10607285B2 (en) 2016-02-22 2020-03-31 Bank Of America Corporation System for managing serializability of resource transfers in a process data network
US10475030B2 (en) 2016-02-22 2019-11-12 Bank Of America Corporation System for implementing a distributed ledger across multiple network nodes
US10762504B2 (en) 2016-02-22 2020-09-01 Bank Of America Corporation System for external secure access to process data network
US10142312B2 (en) 2016-02-22 2018-11-27 Bank Of America Corporation System for establishing secure access for users in a process data network
US10402796B2 (en) 2016-08-29 2019-09-03 Bank Of America Corporation Application life-cycle transition record recreation system
US20180089688A1 (en) * 2016-09-27 2018-03-29 Mastercard International Incorporated System and methods for authenticating a user using biometric data
US11631077B2 (en) 2017-01-17 2023-04-18 HashLynx Inc. System for facilitating secure electronic communications between entities and processing resource transfers
WO2019087349A1 (ja) * 2017-11-02 2019-05-09 株式会社Ｌｅｉｓ 金融取引制御システム、そのアプリケーション、それを用いた金融取引方法、および金融取引制御方法
US10929545B2 (en) 2018-07-31 2021-02-23 Bank Of America Corporation System for providing access to data stored in a distributed trust computing network
CN109784903A (zh) * 2018-12-19 2019-05-21 四川商通实业有限公司 基于预付卡的定向支付方法及其系统
US11113262B2 (en) * 2019-04-01 2021-09-07 Sap Se Time-efficient lock release in database systems
CN110021108B (zh) * 2019-04-03 2021-04-13 西安印钞有限公司 一种钞票冠字号码记录、追溯方法及系统
US11875320B1 (en) * 2020-02-28 2024-01-16 The Pnc Financial Services Group, Inc. Systems and methods for managing a financial account in a low-cash mode
CN113269554B (zh) * 2021-05-12 2022-11-18 河北幸福消费金融股份有限公司 数据对比方法、系统以及存储介质
US12217004B2 (en) * 2021-06-17 2025-02-04 Ramp Business Corporation Real-time named entity based transaction approval
US12165153B2 (en) * 2022-02-10 2024-12-10 Capital One Services, Llc Computationally efficient theft detection
US12218933B2 (en) 2022-03-31 2025-02-04 Capital One Services, Llc Verification based on an encrypted representation of a physical identifier associated with a user

Family Cites Families (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7383988B2 (en) * 2005-08-31 2008-06-10 Metavante Corporation System and method for locking and unlocking a financial account card
LU91488B1 (en) * 2008-10-17 2010-04-19 Robert Carter Multifactor Authentication
SG192289A1 (en) * 2012-01-06 2013-08-30 Smart Communications Inc System, method and computer program arranged to facilitate a transaction
US20140089189A1 (en) * 2012-09-27 2014-03-27 S. Rao Vasireddy System, method, and apparatus to evaluate transaction security risk
US20140279509A1 (en) * 2013-03-14 2014-09-18 Facebook, Inc. Method for implementing an alternative payment

Also Published As

Publication number Publication date
PH12016501516A1 (en) 2017-02-06
EP3103082A1 (en) 2016-12-14
JP2017508203A (ja) 2017-03-23
AU2015214646A1 (en) 2016-09-15
CA2938399A1 (en) 2015-08-13
KR20160119137A (ko) 2016-10-12
CN107077669B9 (zh) 2019-08-20
CN107077669B (zh) 2019-04-30
SG11201606077TA (en) 2016-08-30
TW201539339A (zh) 2015-10-16
SG10201400156QA (en) 2015-09-29
WO2015119578A1 (en) 2015-08-13
CN107077669A (zh) 2017-08-18
US20170178131A1 (en) 2017-06-22

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