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MX2016005792A - Sistema, metodo y aparato de verificacion de pagos. - Google Patents

Sistema, metodo y aparato de verificacion de pagos.

Info

Publication number
MX2016005792A
MX2016005792A MX2016005792A MX2016005792A MX2016005792A MX 2016005792 A MX2016005792 A MX 2016005792A MX 2016005792 A MX2016005792 A MX 2016005792A MX 2016005792 A MX2016005792 A MX 2016005792A MX 2016005792 A MX2016005792 A MX 2016005792A
Authority
MX
Mexico
Prior art keywords
payment
verification server
verifies
payment function
during
Prior art date
Application number
MX2016005792A
Other languages
English (en)
Other versions
MX383991B (es
Inventor
Junqi Lin
Huang Yuanyuan
Hu Yang
Original Assignee
Xiaomi Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Xiaomi Inc filed Critical Xiaomi Inc
Publication of MX2016005792A publication Critical patent/MX2016005792A/es
Publication of MX383991B publication Critical patent/MX383991B/es

Links

Classifications

    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/0861—Network architectures or network communication protocols for network security for authentication of entities using biometrical features, e.g. fingerprint, retina-scan
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3227—Aspects of commerce using mobile devices [M-devices] using secure elements embedded in M-devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/387—Payment using discounts or coupons
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Health & Medical Sciences (AREA)
  • Biomedical Technology (AREA)
  • General Health & Medical Sciences (AREA)
  • Computer Hardware Design (AREA)
  • Computing Systems (AREA)
  • General Engineering & Computer Science (AREA)
  • Signal Processing (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

La presente divulgación se refiere a un sistema, método y aparato de verificación de pagos, que pertenecen al campo de las tecnologías de seguridad; el sistema comprende un servidor de verificación de dispositivos y por lo menos un servidor de verificación de pagos; esta divulgación abre el servidor de verificación de dispositivos como una plataforma abierta, de manera que otros servidores de verificación de pagos puedan registrar una función de pago basada en información de reconocimiento biológico en esta plataforma abierta; un servidor de verificación de dispositivos de un lado del fabricante del dispositivo verifica un dispositivo de usuario durante el paso de suministro de función de pago; un servidor de verificación de pagos verifica una solicitud durante el paso de suministro de función de pago, y verifica una identidad de usuario durante el paso de pago; como tal, se asegura la estabilidad del sistema de pago, y mientras tanto no sólo se mejora la expansibilidad de la función de pago, sino también se evita la presión de carga en el servidor de verificación de dispositivos debido a la expansión de la función de pago.
MX2016005792A 2015-11-23 2015-12-29 Sistema, método y aparato de verificación de pagos. MX383991B (es)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
CN201510818893.5A CN105306490B (zh) 2015-11-23 2015-11-23 支付验证系统、方法及装置
PCT/CN2015/099617 WO2017088262A1 (zh) 2015-11-23 2015-12-29 支付验证系统、方法及装置

Publications (2)

Publication Number Publication Date
MX2016005792A true MX2016005792A (es) 2017-11-30
MX383991B MX383991B (es) 2025-03-14

Family

ID=55203240

Family Applications (1)

Application Number Title Priority Date Filing Date
MX2016005792A MX383991B (es) 2015-11-23 2015-12-29 Sistema, método y aparato de verificación de pagos.

Country Status (8)

Country Link
US (1) US20170148029A1 (es)
EP (1) EP3171315A1 (es)
JP (1) JP6401784B2 (es)
KR (1) KR101918827B1 (es)
CN (1) CN105306490B (es)
MX (1) MX383991B (es)
RU (1) RU2652425C1 (es)
WO (1) WO2017088262A1 (es)

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WO2017113119A1 (zh) 2015-12-29 2017-07-06 华为技术有限公司 一种关联应用程序和生物特征的方法、装置以及移动终端
GB201609462D0 (en) * 2016-05-30 2016-07-13 Silverleap Technology Ltd System and method for ensuring system integrity against, and detection of, rollback attacks for stored value data in mobile devices
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WO2018094584A1 (zh) * 2016-11-23 2018-05-31 刘洪文 基于生物特征识别的支付及身份认证系统
CN107196901B (zh) * 2017-03-30 2020-06-02 阿里巴巴集团控股有限公司 一种身份注册及认证的方法及装置
CN107947934B (zh) * 2017-11-08 2021-07-30 中国银行股份有限公司 基于银行系统的移动终端的指纹识别认证系统及方法
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CN108986153B (zh) * 2018-08-01 2021-03-12 Oppo广东移动通信有限公司 图像处理方法和装置、电子设备、计算机可读存储介质
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CN111401901B (zh) * 2020-03-23 2021-06-04 腾讯科技（深圳）有限公司 生物支付设备的认证方法、装置、计算机设备和存储介质
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CN111951463B (zh) * 2020-06-05 2022-08-19 陶源 一种售货机激活系统及售货机离线售货方法

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Also Published As

Publication number Publication date
KR101918827B1 (ko) 2018-11-14
US20170148029A1 (en) 2017-05-25
MX383991B (es) 2025-03-14
EP3171315A1 (en) 2017-05-24
CN105306490B (zh) 2018-04-24
CN105306490A (zh) 2016-02-03
RU2652425C1 (ru) 2018-04-26
JP2018504789A (ja) 2018-02-15
JP6401784B2 (ja) 2018-10-10
KR20170073547A (ko) 2017-06-28
WO2017088262A1 (zh) 2017-06-01

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