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MX2015017062A - Sistema y metodo para facilitar transacciones. - Google Patents

Sistema y metodo para facilitar transacciones.

Info

Publication number
MX2015017062A
MX2015017062A MX2015017062A MX2015017062A MX2015017062A MX 2015017062 A MX2015017062 A MX 2015017062A MX 2015017062 A MX2015017062 A MX 2015017062A MX 2015017062 A MX2015017062 A MX 2015017062A MX 2015017062 A MX2015017062 A MX 2015017062A
Authority
MX
Mexico
Prior art keywords
transactions
transaction
electronic wallet
settlement facility
host network
Prior art date
Application number
MX2015017062A
Other languages
English (en)
Inventor
Alex D Ibasco
Vea Orlando
Fernandez Benjamin
Villanueva Angelito
Diamante Sherwin
Gaw Gilbert
Original Assignee
Einnovations Holdings Pte Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Einnovations Holdings Pte Ltd filed Critical Einnovations Holdings Pte Ltd
Publication of MX2015017062A publication Critical patent/MX2015017062A/es

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102—Bill distribution or payments
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/16—Payments settled via telecommunication systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/227—Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/26—Debit schemes, e.g. "pay now"
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G06Q20/3255—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks using mobile network messaging services for payment, e.g. SMS

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Un sistema o método para facilitar transacciones que comprende una red de alojamiento (host) que comprende al menos una cuenta de un suscriptor, la cuenta del suscriptor tiene: una primera billetera electrónica para realizar transacciones específicas con una institución seleccionada; una segunda billetera electrónica para realizar otros tipos de transacciones; y un centro de liquidación acoplado al alojamiento para realizar las transacciones, el centro de liquidación es operable para cancelar y conciliar las transacciones, el centro de liquidación comprende además al menos un procesador que, al recibir una solicitud de transacción, determina el tipo de transacción y realiza el débito de la primera o segunda billetera electrónica.
MX2015017062A 2013-06-13 2014-06-13 Sistema y metodo para facilitar transacciones. MX2015017062A (es)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
SG2013045935 2013-06-13
PCT/SG2014/000278 WO2014200439A1 (en) 2013-06-13 2014-06-13 System and method for facilitating transactions

Publications (1)

Publication Number Publication Date
MX2015017062A true MX2015017062A (es) 2016-09-06

Family

ID=54851723

Family Applications (1)

Application Number Title Priority Date Filing Date
MX2015017062A MX2015017062A (es) 2013-06-13 2014-06-13 Sistema y metodo para facilitar transacciones.

Country Status (15)

Country Link
US (1) US20160125395A1 (es)
EP (1) EP3008679A4 (es)
JP (1) JP2016524236A (es)
CN (1) CN105283891A (es)
AR (1) AR096612A1 (es)
AU (1) AU2014278787A1 (es)
BR (1) BR112015028841A2 (es)
CA (1) CA2915350A1 (es)
MX (1) MX2015017062A (es)
PH (1) PH12015502763A1 (es)
RU (1) RU2016100237A (es)
SG (1) SG11201508877YA (es)
TW (1) TW201503014A (es)
WO (1) WO2014200439A1 (es)
ZA (1) ZA201508813B (es)

Families Citing this family (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN106503990A (zh) * 2016-10-17 2017-03-15 珠海格力电器股份有限公司 一种交易处理方法及移动设备
US11138582B2 (en) * 2017-06-14 2021-10-05 The Toronto-Dominion Bank Real-time execution of data exchanges between computing systems based on selectively allocated parameters
US20180374058A1 (en) * 2017-06-23 2018-12-27 Mastercard International Incorporated Systems and Methods for Use in Facilitating Transfers Associated With Electronic Messages

Family Cites Families (11)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2001243392A (ja) * 2000-02-29 2001-09-07 Nec Corp 電子商取引方法および電子商取引対応携帯端末
JP2001350930A (ja) * 2000-06-09 2001-12-21 Nec Corp インターネットによる公共料金・納税支払システムおよび支払方法
US7870071B2 (en) * 2004-09-08 2011-01-11 American Express Travel Related Services Company, Inc. Systems, methods, and devices for combined credit card and stored value transaction accounts
WO2007023486A2 (en) * 2005-08-22 2007-03-01 P.C.S.M. Ltd. Secure internet e-commerce
US20070255662A1 (en) * 2006-03-30 2007-11-01 Obopay Inc. Authenticating Wireless Person-to-Person Money Transfers
BRPI0621862A2 (pt) * 2006-07-06 2011-09-20 Firethorn Holdings Llc métodos e sistema para transações financeiras em um ambiente móvel
US8929857B2 (en) * 2007-06-28 2015-01-06 Kajeet, Inc. Policy management of electronic devices
FR2923635B1 (fr) * 2007-11-13 2011-05-20 True Money Co Ltd Systeme pour des transactions de commerce electronique, dispositif electronique portatif, reseau de communication, produit programme d'ordinateur et methode correspondants.
US20100075630A1 (en) * 2008-09-23 2010-03-25 Russell Tillitt Method and system for managing credit for subscribers of mobile communications services
RU2481639C2 (ru) * 2008-11-26 2013-05-10 Смарт Хаб Пте. Лтд. Система и способ предоставления кредита
WO2012122065A1 (en) * 2011-03-04 2012-09-13 Visa International Service Association Healthcare wallet payment processing apparatuses, methods and systems

Also Published As

Publication number Publication date
WO2014200439A1 (en) 2014-12-18
AU2014278787A1 (en) 2016-01-07
TW201503014A (zh) 2015-01-16
AR096612A1 (es) 2016-01-20
EP3008679A1 (en) 2016-04-20
PH12015502763A1 (en) 2016-03-21
ZA201508813B (en) 2017-08-30
US20160125395A1 (en) 2016-05-05
RU2016100237A (ru) 2017-07-18
EP3008679A4 (en) 2016-12-28
CN105283891A (zh) 2016-01-27
SG11201508877YA (en) 2015-11-27
CA2915350A1 (en) 2014-12-18
BR112015028841A2 (pt) 2017-07-25
JP2016524236A (ja) 2016-08-12

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