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MX2014000974A - Agregacion de servicios de comercio habilitada con movilidad. - Google Patents

Agregacion de servicios de comercio habilitada con movilidad.

Info

Publication number
MX2014000974A
MX2014000974A MX2014000974A MX2014000974A MX2014000974A MX 2014000974 A MX2014000974 A MX 2014000974A MX 2014000974 A MX2014000974 A MX 2014000974A MX 2014000974 A MX2014000974 A MX 2014000974A MX 2014000974 A MX2014000974 A MX 2014000974A
Authority
MX
Mexico
Prior art keywords
bundle
mobile
received
commerce service
service aggregation
Prior art date
Application number
MX2014000974A
Other languages
English (en)
Inventor
Derrick Hardison
Colin Smith
Wally Mlynarski
Original Assignee
Us Bank National Association
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Us Bank National Association filed Critical Us Bank National Association
Publication of MX2014000974A publication Critical patent/MX2014000974A/es

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3278—RFID or NFC payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/321—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wearable devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/202—Interconnection or interaction of plural electronic cash registers [ECR] or to host computer, e.g. network details, transfer of information from host to ECR or from ECR to ECR
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0226—Incentive systems for frequent usage, e.g. frequent flyer miles programs or point systems
    • G06Q30/0233—Method of redeeming a frequent usage reward
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0238—Discounts or incentives, e.g. coupons or rebates at point-of-sale [POS]

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Finance (AREA)
  • Theoretical Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Development Economics (AREA)
  • Game Theory and Decision Science (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Los sistemas y métodos de pago móvil permiten a un consumidor hacer pagos en un dispositivo de punto de venta utilizando su dispositivo móvil. En el método de pago móvil, se recibe un paquete único de información de transacción en un servidor agregador desde un dispositivo móvil y el servidor crea un ID de paquete para el paquete recibido. El ID de paquete se envía al dispositivo móvil, el cual lo presenta al dispositivo de POS. El dispositivo de POS envía el ID de paquete recibido de vuelta al servidor agregador y, si el ID de paquete coincide con el ID esperado, entonces se inicia en el procesamiento del pago de acuerdo con las preferencias descritas en la información de transacción.
MX2014000974A 2013-10-28 2014-01-24 Agregacion de servicios de comercio habilitada con movilidad. MX2014000974A (es)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
US14/065,000 US20150120428A1 (en) 2013-10-28 2013-10-28 Mobile-enabled commerce service aggregation

Publications (1)

Publication Number Publication Date
MX2014000974A true MX2014000974A (es) 2015-04-27

Family

ID=50064467

Family Applications (1)

Application Number Title Priority Date Filing Date
MX2014000974A MX2014000974A (es) 2013-10-28 2014-01-24 Agregacion de servicios de comercio habilitada con movilidad.

Country Status (5)

Country Link
US (1) US20150120428A1 (es)
EP (1) EP2866181A1 (es)
BR (1) BR102014004562A2 (es)
CA (1) CA2840451A1 (es)
MX (1) MX2014000974A (es)

Families Citing this family (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20150294362A1 (en) * 2014-04-15 2015-10-15 First Data Corporation Systems and Methods for Managing Account Information
US12469041B2 (en) * 2014-05-02 2025-11-11 Tillster, Inc. Mobile loyalty and payment system using temporary short codes
AU2016226275A1 (en) * 2015-03-02 2017-08-24 Cubic Corporation Facilitating cash payment for transit mobile applications
WO2016172252A1 (en) * 2015-04-20 2016-10-27 Shoelace Wireless, Inc. Systems for improved mobile internet speed and security
CN106911658B (zh) 2016-06-07 2021-08-06 创新先进技术有限公司 数据的传输方法、数据发送端、数据接收端及系统
SG10201805337YA (en) * 2018-06-21 2020-01-30 Mastercard International Inc Computer system and computer-implemented method for secure payment transaction
US11514434B2 (en) * 2018-11-06 2022-11-29 Capital One Services, Llc Localized blockchain utilizing mesh networks for localized events

Family Cites Families (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20040103060A1 (en) * 2002-11-22 2004-05-27 Pitney Bowes Incorporated Secure payment system and method having one-time use authorization
US8751316B1 (en) * 2010-02-05 2014-06-10 Intuit Inc. Customer-controlled point-of-sale on a mobile device
US9400978B2 (en) * 2010-04-09 2016-07-26 Paypal, Inc. Methods and systems for selecting accounts and offers in payment transactions
US8412631B2 (en) * 2011-05-13 2013-04-02 American Express Travel Related Services Company, Inc. Cloud enabled payment processing system and method
WO2013049844A2 (en) * 2011-09-30 2013-04-04 Coupons.Com Incorporated Applying mobile digital coupons at the point of sale
US10482457B2 (en) * 2011-10-17 2019-11-19 Capital One Services, Llc System and method for token-based payments
US9292846B2 (en) * 2011-11-28 2016-03-22 Mocapay, Inc. Mobile device authorization system for concurrent submission of multiple tender types
US20140012704A1 (en) * 2012-07-05 2014-01-09 Google Inc. Selecting a preferred payment instrument based on a merchant category
US20140279475A1 (en) * 2013-03-15 2014-09-18 Merchantwarehouse.Com, Llc Vault platform methods, apparatuses and media

Also Published As

Publication number Publication date
EP2866181A1 (en) 2015-04-29
BR102014004562A2 (pt) 2015-12-08
US20150120428A1 (en) 2015-04-30
CA2840451A1 (en) 2015-04-28

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Legal Events

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