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MX2013011505A - Sistemas y metodos de pago mediados por agente. - Google Patents

Sistemas y metodos de pago mediados por agente.

Info

Publication number
MX2013011505A
MX2013011505A MX2013011505A MX2013011505A MX2013011505A MX 2013011505 A MX2013011505 A MX 2013011505A MX 2013011505 A MX2013011505 A MX 2013011505A MX 2013011505 A MX2013011505 A MX 2013011505A MX 2013011505 A MX2013011505 A MX 2013011505A
Authority
MX
Mexico
Prior art keywords
payment
payer
broker
payee
methods
Prior art date
Application number
MX2013011505A
Other languages
English (en)
Inventor
Charles T Fote
Charles O'rourke
Yaacov Apelbaum
Original Assignee
Fotec Group Llc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Fotec Group Llc filed Critical Fotec Group Llc
Publication of MX2013011505A publication Critical patent/MX2013011505A/es

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/16—Payments settled via telecommunication systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

En ciertas modalidades de sistemas y métodos para realizar transacciones de pago entre un pagador y un beneficiario, el pagador selecciona una o más fuentes de pago de varias fuentes de financiamiento y cuentas disponibles para el pagador, e instruye a un servidor de agente de pago a realizar la autorización del pago y/o servicios de enrutamiento y liquidación del pago en representación del pagador. El servidor del agente de pago notifica al pagador y/o al beneficiario sobre el estado de la autorización del pago y, si es aprobado, instruye a la fuente de financiamiento a enviar el pago a o para el beneficiario sin divulgar la fuente de financiamiento o cuenta seleccionada por el pagador al beneficiario.
MX2013011505A 2011-04-07 2012-04-09 Sistemas y metodos de pago mediados por agente. MX2013011505A (es)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US201161472953P 2011-04-07 2011-04-07
PCT/US2012/032712 WO2013106047A1 (en) 2011-04-07 2012-04-09 Broker-mediated payment systems and methods

Publications (1)

Publication Number Publication Date
MX2013011505A true MX2013011505A (es) 2014-04-07

Family

ID=46966864

Family Applications (1)

Application Number Title Priority Date Filing Date
MX2013011505A MX2013011505A (es) 2011-04-07 2012-04-09 Sistemas y metodos de pago mediados por agente.

Country Status (6)

Country Link
US (3) US20120259781A1 (es)
JP (3) JP6388446B2 (es)
AU (1) AU2012364876A1 (es)
CA (1) CA2831080A1 (es)
MX (1) MX2013011505A (es)
WO (1) WO2013106047A1 (es)

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Also Published As

Publication number Publication date
US20150095236A1 (en) 2015-04-02
JP6472782B2 (ja) 2019-02-20
JP6678726B2 (ja) 2020-04-08
JP2014513830A (ja) 2014-06-05
JP2019061716A (ja) 2019-04-18
JP6388446B2 (ja) 2018-09-12
CA2831080A1 (en) 2013-07-18
US20140229382A1 (en) 2014-08-14
JP2017079081A (ja) 2017-04-27
AU2012364876A1 (en) 2013-10-24
US20120259781A1 (en) 2012-10-11
WO2013106047A1 (en) 2013-07-18

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