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MA25000A1 - TERMINAL, METHOD AND SYSTEM FOR MANAGING MONETARY TRANSACTIONS AND PROVIDING SERVICE - Google Patents

TERMINAL, METHOD AND SYSTEM FOR MANAGING MONETARY TRANSACTIONS AND PROVIDING SERVICE

Info

Publication number
MA25000A1
MA25000A1 MA25802A MA25802A MA25000A1 MA 25000 A1 MA25000 A1 MA 25000A1 MA 25802 A MA25802 A MA 25802A MA 25802 A MA25802 A MA 25802A MA 25000 A1 MA25000 A1 MA 25000A1
Authority
MA
Morocco
Prior art keywords
terminal
module
payment unit
providing service
company
Prior art date
Application number
MA25802A
Other languages
French (fr)
Inventor
Orengo Francis
Original Assignee
Manuf D App Electr De Cahors M
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Manuf D App Electr De Cahors M filed Critical Manuf D App Electr De Cahors M
Publication of MA25000A1 publication Critical patent/MA25000A1/en

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00—Administration; Management
    • G06Q10/04—Forecasting or optimisation specially adapted for administrative or management purposes, e.g. linear programming or "cutting stock problem"
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00—Administration; Management
    • G06Q10/08—Logistics, e.g. warehousing, loading or distribution; Inventory or stock management
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/229—Hierarchy of users of accounts
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/389—Keeping log of transactions for guaranteeing non-repudiation of a transaction
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • Economics (AREA)
  • Human Resources & Organizations (AREA)
  • Quality & Reliability (AREA)
  • Tourism & Hospitality (AREA)
  • Operations Research (AREA)
  • Marketing (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Development Economics (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Game Theory and Decision Science (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)

Abstract

LA PRÉSENTE INVENTION CONCERNE UN TERMINAL DE GESTION DE TRANSACTIONS MONÉTAIRES ET DE FOURNITURE DE SERVICES COMPORTANT AU MOINS UNE UNITÉ DE PAIEMENT MUNIE D'UN PREMIER LECTEUR D'UNE PREMIèRE CARTE à PUCE MONÉTAIRE, LADITE UNITÉ DE PAIEMENT ÉTANT RELIÉE à AU MOINS UN ÉTABLISSEMENT BANCAIRE VIA UN PREMIER RÉSEAU DE COMMUNICATION.SELON L'INVENTION, LE TERMINAL DE GESTION EST CARACTÉRISÉ EN CE QU'IL COMPORTE EN OUTRE AU MOINS UN MODULE DE TRAITEMENT DES INFORMATIONS DE SERVICES FOURNIS PAR AU MOINS UNE SICIÉTÉ DE SERVICE, LEDIT MODULE DE TRAITEMENT DE FAÇON BIDIFINCTIONNELLE AVEC UN MODUILE D' CONTRôLE DES ÉQUIPEMENT TECHNIQUES DE LA SOCIÉTÉ ET COOPÉRANT AVEC L'UNITÉ DE PAIEMENT POUR, D'UNE PART, TRANSMETTRE à LADITE SOCIÉTÉ, VIA UN DEUXIèME RÉSEAU DE TRANSMISSION, DES INFORMATIONS RELATIVES AUX SERVICES FOURNIS.THE PRESENT INVENTION CONCERNS A TERMINAL FOR MANAGING MONEY TRANSACTIONS AND PROVIDING SERVICES INCLUDING AT LEAST ONE PAYMENT UNIT PROVIDED WITH A FIRST READER OF A FIRST MONEY CHIP CARD, SAID PAYMENT UNIT RELATED TO AT LEAST ONE BANKING ESTABLISHMENT VIA A FIRST COMMUNICATION NETWORK. ACCORDING TO THE INVENTION, THE MANAGEMENT TERMINAL IS CHARACTERIZED IN THAT IT ALSO CONTAINS AT LEAST ONE MODULE FOR PROCESSING INFORMATION OF SERVICES PROVIDED BY AT LEAST ONE SERVICE CENTER, SAID MODULE FOR PROCESSING BIDIFINCTIONALLY WITH A MODULE OF CONTROL OF THE TECHNICAL EQUIPMENT OF THE COMPANY AND COOPERATING WITH THE PAYMENT UNIT TO, ON THE ONE hand, TRANSMIT TO THE SAID COMPANY, VIA A SECOND TRANSMISSION NETWORK, OF INFORMATION RELATING TO THE SERVICES PROVIDED.

MA25802A 1999-04-13 1999-10-05 TERMINAL, METHOD AND SYSTEM FOR MANAGING MONETARY TRANSACTIONS AND PROVIDING SERVICE MA25000A1 (en)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
FR9904605A FR2792442B1 (en) 1999-04-13 1999-04-13 TERMINAL, METHOD AND SYSTEM FOR MANAGING MONETARY TRANSACTIONS AND PROVIDING SERVICE

Publications (1)

Publication Number Publication Date
MA25000A1 true MA25000A1 (en) 2000-07-01

Family

ID=9544338

Family Applications (2)

Application Number Title Priority Date Filing Date
MA25802A MA25000A1 (en) 1999-04-13 1999-10-05 TERMINAL, METHOD AND SYSTEM FOR MANAGING MONETARY TRANSACTIONS AND PROVIDING SERVICE
MA26352A MA25349A1 (en) 1999-04-13 2001-10-09 TERMINAL, METHOD AND SYSTEM FOR MANAGING MONETARY TRANSACTIONS AND PROVIDING SERVICES

Family Applications After (1)

Application Number Title Priority Date Filing Date
MA26352A MA25349A1 (en) 1999-04-13 2001-10-09 TERMINAL, METHOD AND SYSTEM FOR MANAGING MONETARY TRANSACTIONS AND PROVIDING SERVICES

Country Status (5)

Country Link
AU (1) AU3665100A (en)
FR (1) FR2792442B1 (en)
MA (2) MA25000A1 (en)
OA (1) OA11928A (en)
WO (1) WO2000062261A1 (en)

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
FR2827058B1 (en) * 2001-07-09 2005-05-27 A S K ELECTRONIC CASH SYSTEM FOR ELECTRONIC COIN PURSE
CN103310536B (en) * 2013-06-03 2016-06-08 安徽富煌和利时科技股份有限公司 A kind of multi-functional IC-card card-punching system

Family Cites Families (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
AU4088778A (en) 1977-10-28 1980-04-24 Int Standard Electric Corp Transaction terminal
FR2539897B1 (en) 1983-01-20 1988-12-30 Cii Honeywell Bull METHOD AND DEVICE FOR ENABLING THE HOLDER OF A PORTABLE OBJECT SUCH AS A CARD, TO BE ACCESSED BY THIS CARD TO AT LEAST ONE SERVICE PROVIDED BY AT LEAST ONE AUTHORIZING ORGANIZATION
EP0294397B2 (en) * 1986-09-02 2007-03-28 Pitney Bowes Inc. Automated transaction system using microprocessor cards
EP0770249B1 (en) * 1994-07-01 1998-11-18 SkiData AG Controlling device
BR9504661A (en) * 1995-09-14 1997-10-07 Francisco Mathieu Controlling device for the supply of pre-paid tariffed inputs
JP2000504447A (en) * 1996-02-01 2000-04-11 イメイジング・テクノロジーズ・プロプライエタリー・リミテッド Improved electronic ordering device and electronic retailing and electronic vending system
WO1997031480A1 (en) * 1996-02-26 1997-08-28 E Guide, Inc. Cordless phone back link for interactive television system
HUP0003100A3 (en) * 1997-06-27 2003-01-28 Swisscom Mobile Ag Transaction method using a mobile device and identifier device

Also Published As

Publication number Publication date
OA11928A (en) 2006-04-12
FR2792442A1 (en) 2000-10-20
AU3665100A (en) 2000-11-14
WO2000062261A1 (en) 2000-10-19
FR2792442B1 (en) 2001-06-29
MA25349A1 (en) 2001-12-31

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