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Chakravorti, 2007 - Google Patents

Linkages between consumer payments and credit

Chakravorti, 2007

Document ID
146117894648579201
Author
Chakravorti S
Publication year
Publication venue
Household Credit Usage: Personal Debt and Mortgages

External Links

Snippet

Payors, those that make payments, and payees, those that receive payments, choose among various payment instruments based on their preferences toward convenience, risk, and cost. According to a recent US survey, the usage of payment cards is increasing as a …
Continue reading at link.springer.com (other versions)

Classifications

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    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
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    • G06Q20/00—Payment architectures, schemes or protocols
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    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
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    • G06Q20/00—Payment architectures, schemes or protocols
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    • G06Q20/00—Payment architectures, schemes or protocols
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    • G06Q30/00—Commerce, e.g. shopping or e-commerce
    • G06Q30/02—Marketing, e.g. market research and analysis, surveying, promotions, advertising, buyer profiling, customer management or rewards; Price estimation or determination
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    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices
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    • G06Q30/00—Commerce, e.g. shopping or e-commerce
    • G06Q30/04—Billing or invoicing, e.g. tax processing in connection with a sale

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