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Han et al., 2013 - Google Patents

Unsecured credit supply over the credit cycle: evidence from credit card mailings

Han et al., 2013

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Document ID
10572901227098185339
Author
Han S
Keys B
Li G
Publication year
Publication venue
Finance and Economics Discussion Paper Series Paper

External Links

Snippet

Using a unique dataset of credit card mailings, we show that during the recent credit boom, consumers with mediocre credit scores received more credit card solicitations than those with high credit scores. However, this relationship reversed after the financial crisis. We also …
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