Mortgage & Lending

Mortgage rates, refinancing guides, home loan comparisons, FHA and VA loans, first-time buyer programs, mortgage calculators, and lending industry analysis.

Keys sitting on a signed mortgage document on a wooden desk

Mortgage & Lending

You Make $200,000 a Year but Your Mortgage Lender Thinks You Earn $80K

The tax system rewards you for writing off business expenses. The mortgage system punishes you for it. About 17 million Americans are caught between the two, and most don't realize the conflict exists until a loan officer tells them they can't afford a house they can clearly buy.

Marcus Williams·14 min read

Modern house exterior with for sale sign

Mortgage & Lending

You Can Still Get a 2.75% Mortgage in 2026. Here's the Catch.

One in five outstanding mortgages in the United States still carries an interest rate below 3%. A legal provision in government-backed loans lets you take one over, but only if you have deep pockets, a tolerance for bureaucracy, and about four months of patience.

Marcus Williams·13 min read

Mortgage & Lending

Latest Mortgage & Lending Articles

You Make $200,000 a Year but Your Mortgage Lender Thinks You Earn $80K

You Can Still Get a 2.75% Mortgage in 2026. Here's the Catch.