A modern payment experience for

Credit Unions

A better member experience starts with a better payment experience. Deliver an exceptional member payment experience with PayNearMe, the modern and reliable platform for credit unions. Increase on-time loan payments, drive down the cost of acceptance and automate your payments, all with a single platform.

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Why choose PayNearMe?

Our platform is purpose-built around payment experience management, a combination of technology and infrastructure that optimizes every touchpoint of the payment journey – across members, agents and operations – designed to reduce the total cost of acceptance and increase revenue.

With PayNearMe, credit unions can future-proof their payments and deliver modern payment experiences to members, while driving down operational costs and lowering manual intervention at every step of the process.

“Many providers promise innovation—PayNearMe actually delivers.”
-Rafe Dunlap, VP Collections Strategy at LendingClub

More payment options

Enable members to pay with any tender, in any channel, in a single platform

Slash calls in half

Boost self-service and cut down call center volume by 40-50%

Save more time

Build smart business rules that automate collections, compliance and more

Get started quickly

Easily integrate with your core system and other tools

Thinking about switching your payments provider? Get informed with our comprehensive buyer's guide.

View Guide

Why credit unions love PayNearMe

See how PayNearMe is helping credit unions simplify and modernize the end-to-end payments experience.

Meet the needs of every member

Enable members to pay how, when and where they choose, with more payment types and self-service channels.

Increase self-service payments

Send personalized, one-click payment links that increase self-service and lower contact center calls.

Expand your cash footprint

Enable members to pay bills or transfer funds to their accounts via cash at 62,000+ retail stores across the U.S.

Simplify disbursements

Send instant disbursements to members via mobile wallets, debit cards or ACH.

Collect payments efficiently & reliably

PayNearMe gives you the tools you need to offer modern payment experiences that rival fintechs and challengers, while driving the total cost of acceptance way down.

More ways to get paid

Offer more payment types in a single platform, including cards, mobile wallets, ACH and cash at retail.

Frictionless experience

Send personalized, 1-click payments links with Smart Link technology—no login or password required.

Automated payments

Drive up efficiency by automating manual compliance, reporting and collections tasks with Business Rules.

Easy to integrate

Get started quickly and free up operations time with multiple core integrations and implementation options.

Branchless cash transfers

Enable members to transfer cash into their account at popular retail stores, including 7-Eleven, CVS, Walmart and more.

Secure & reliable

Get peace of mind with redundant processing, zero downtime releases and hardened security standards.

"PayNearMe is always trying to solve our issues and they put a lot of effort into putting out a good product."

Anthony Cox

AVP, Payments Strategy

Redstone Federal Credit Union