Flexible payments. Zero risk. More sales.
Give customers the freedom to pay over time while you stay in complete control. Flexilay brings modern LayBy and invoice payment plans to WooCommerce, BigCommerce, Odoo, Xero and QuickBooks — without becoming a lender or changing how you get paid.
Average uplift
+27% AOV
across active merchants
Checkout or Invoice
Customer starts a plan
Choose Schedule
Weekly · Fortnightly · Monthly
Automatic Payments
Securely via Stripe
Merchant Dashboard
Track every plan
Completed
Final payment received
Ready for Collection
Release the order
As Seen On
Traditional LayBy hasn't evolved.
Customers want flexibility. Merchants want control. Today's options force a tradeoff — Flexilay doesn't.
Old LayBy
- Paper Forms
- Manual Tracking
- Customer Confusion
- Store Administration
Buy Now Pay Later
- Debt & Interest
- Credit Checks
- Late Fees
- Third-Party Complexity
Flexilay
- Flexible & Transparent
- No Lending, Ever
- No Surprises
- Merchant Controlled
A six-step flow that just works.
From cart to collection — every step is automatic, transparent, and merchant-controlled.
- 01
Customer Selects Flexilay
At checkout, customers choose to split their purchase.
- 02
Choose Deposit
A small upfront amount kicks off the plan.
- 03
Choose Frequency
Weekly, Fortnightly, or Monthly — entirely up to them.
- 04
Automatic Schedule
Stripe collects payments on autopilot.
- 05
Final Payment Received
The plan completes — funds settled to the merchant.
- 06
Merchant Releases Order
You ship or hand over. Simple and safe.
Merchant Dashboard
Manage schedules, take payments, and pay out plans.
Connected: https://zippielectric.com
Dashboard Overview
Key metrics for your plans and payments.
Active Plans
4
Outstanding Balance
$4,720.45
Collected (This Month)
$1,591.71
Payments Due Today
0
Needs Attention
0
Setup Pending
1
Completed Plans
9
Quick Tips
Use View to copy portal links or refund.
#9878
Schedule FLX-00OKQV5O
Toby
testplan@flexilay.com
$829.00
Setup PendingView#9842
Schedule FLX-00MZ2P1R
Maya Okafor
maya@atelier.co
$412.50
PayingView#9821
Schedule FLX-00LT8K4D
Daniel Reyes
dan@northwind.io
$96.00
PayingViewOne dashboard for every plan.
See active plans, outstanding balance, what's collected this month, and what needs attention — at a glance. Refund, cancel, or copy a customer portal link in one click.
- Increase Conversions
- Increase Average Order Value
- Reduce Abandoned Carts
- No Lending Risk — Ever
- Works with Your Existing Platform
- Stripe-Powered Payments
- Automated Payment Reminders
- Complete Customer Portal
A schedule customers actually understand.
Crystal-clear totals, dates, and choices — before they commit. No interest, no credit checks, cancel anytime.
- Choose Deposit (10% / 30% / Custom)
- Weekly, Fortnightly or Monthly
- See Every Payment Date Upfront
- Pay Early from the Portal, Anytime
"We finally got the sofa we'd been saving for — without the wait."
FlexiLay customer, Melbourne
LayBy
powered by FlexiLay
Payment Plan with Zippi Electric
PAY TODAY
$82.90
Then $149.22 for 5 weeks
$82.90
TODAY
$149.22
PER WEEK
27 Jul 2026
FINAL PAYMENT
DEPOSIT
10%
$82.90
30%
$248.70
Other
Custom
FREQUENCY
Weekly
7 Days
Fortnightly
14 Days
Monthly
30 Days
NUMBER OF PAYMENTS
View All Payment Dates →
2026 · Powered by FlexiLay · Terms
Everything you need to run flexible payments.
A premium, complete platform — designed for modern ecommerce and accounting workflows.
Merchant Dashboard
Every plan, payment, and customer in one place.
Customer Portal
Beautiful, branded portal for every shopper.
Stripe Integration
Secure payments worldwide, out of the box.
Multi-Platform
Works with WooCommerce, BigCommerce, Odoo, Xero & QuickBooks.
Automatic Payments
Set the schedule — Flexilay handles the rest.
Flexible Schedules
Weekly, Fortnightly, Monthly — fully configurable.
Order Management
Release goods only when you're ready.
Early Payout
Let customers complete plans whenever they like.
Refund Management
Handle changes confidently with built-in tools.
Notifications
Reminders, receipts, milestones — automated.
Analytics
Real revenue insights, not vanity metrics.
Support
Real humans, fast responses, every time.
Works with the platforms you already use.
FlexiLay plugs into leading ecommerce and accounting platforms — so you can offer LayBy at checkout or turn invoices into payment plans, without changing your stack.
LayBy at Checkout
Invoice Payment Plans
Payments are processed via Stripe. FlexiLay does not hold customer funds.
Looks beautiful on every screen.
From boardroom to back pocket — your merchants and customers get the same premium experience.
Active Plans
1,284
Outstanding
$84K
AOV Uplift
+27%
Next Payment
Fri, 28 Mar
$96.00
Built for modern commerce.
Modern
Beautiful UX customers expect from the best apps.
Flexible
Customers choose their own deposit and schedule.
Simple
No complicated finance applications, ever.
Multi-Platform
Plugs into the ecommerce and accounting tools you already use.
End-to-end encryption
Card data never touches your servers.
PCI-DSS compliant
Powered by Stripe's compliance program.
Worldwide acceptance
Pay in 135+ currencies.
Powered by Stripe. Trusted worldwide.
Customers pay securely through Stripe. Merchants continue receiving secure payment processing. Flexilay manages the schedule and customer experience — with no hidden complexity.
How Flexilay stacks up.
The flexibility of BNPL. The control of LayBy. Without the downsides of either.
The reviews speak for themselves.
"Flexilay added 22% to our average order value in the first month. It just works."
Maya Okafor
Founder, Atelier Studio
"Finally a way to offer payments over time without becoming a lender. Our customers love it."
Daniel Reyes
Ecommerce Lead, Northwind
"Set up in an afternoon, looks like part of our store, and the dashboard is genuinely beautiful."
Priya Shah
Owner, Glowhaus
"The customer portal is the best I've ever used — even better than the BNPL apps."
Jordan Lee
Customer
"We've cut abandoned carts by a third. The ROI is impossible to ignore."
Sofia Martín
Head of Growth, Forma
"Zero risk, zero stress. Exactly what we needed to scale."
Tom Whitaker
Director, Monolith
What people say about Flexilay.
Real, verified reviews from the businesses and shoppers using Flexilay.
Questions, answered.
Ready to offer flexible payments your customers will love?
Join the modern merchants moving beyond traditional LayBy and BNPL — across every leading ecommerce and accounting platform.