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arun rajkumar

CTO & Co-Founder, Atoa. Building open banking payments for the UK. Half the cost of cards. Instant settlement. FCA-authorised. I hire for intent, not resumes. I write about payments, AI, and the messy

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Open Banking Was Built for the Wrong Future — and That's Why It's Perfect for AI Agents

Open Banking Was Built for the Wrong Future — and That's Why It's Perfect for AI Agents

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6 min read

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How Open Banking APIs Actually Work — A Developer's Guide

How Open Banking APIs Actually Work — A Developer's Guide

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4 min read
Why Open Banking Is Eating Card Payments in the UK (And the Numbers Prove It)

Why Open Banking Is Eating Card Payments in the UK (And the Numbers Prove It)

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5 min read
How We Built Atoa's Payment Infrastructure with 15 NestJS Microservices (And What Took the Most Figuring Out)

How We Built Atoa's Payment Infrastructure with 15 NestJS Microservices (And What Took the Most Figuring Out)

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4 min read
We Had 15 Microservices and It Took 2 Weeks to Onboard a Developer. Here's How We Fixed It in a Weekend.

We Had 15 Microservices and It Took 2 Weeks to Onboard a Developer. Here's How We Fixed It in a Weekend.

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9 min read
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