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DOJ Hits Texas Lender with $68M Fair Lending Settlement
While federal regulators have pulled back on fair lending enforcement, a $68 million settlement suggests the cost of violations is rising. Learn more.
How to Keep Up with State Regulations
Stay updated on state regulations impacting financial institutions and how to mitigate emerging risks to strengthen your compliance program.
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Fair Lending in 2026: Why Quieter Doesn't Mean Calm
Fair lending enforcement is shifting from federal agencies to state AGs and private plaintiffs. Learn where to focus your compliance efforts in 2026.
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February 2026 Regulatory Update: Enforcement Fragmentation and Disparate Impact Developments
CFPB, HUD withdraw disparate impact guidance as state AGs and private lawsuits grow. Navigate the fragmented enforcement landscape with our February regula…
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What Are Commercial Lending Regulations and Why Do They Matter in 2026?
Learn which regulations apply to commercial lenders, how regulations are changing, and how to build a strong commercial lending compliance program.
A Guide to Emerging Risks in Banking for 2026
Dive deeper into the emerging risks facing the banking industry in 2026 and how to effectively manage them.
Reg S-P Preparation: You Have More Vendors Than You Think
Does your firm know how to identify vendors correctly? Learn how to build a complete vendor inventory for Reg S-P requirements.
Enforcement Actions Roundup: December 2025
The FDIC and Alabama Banking Department issued a consent order for capital and liquidity deficiencies. Learn more in our December 2025 Enforcement Actions …
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What New York’s Cybersecurity Regulation Means for Your FI in 2026
NYDFS Part 500 is raising the cybersecurity bar for financial institutions and their vendors. Learn what the 2025 updates mean and how enforcement is playi…
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Understanding the SEC’s Regulation S-P Vendor and Incident Response Requirements
The SEC’s Reg S-P vendor requirements are in effect. Learn how to protect your clients’ information and mitigate compliance and operational risk.
Mortgage Sellers and Servicers: Will You Be Ready to Comply with Freddie Mac’s AI Requirements by March 3?
New Freddie Mac AI governance requirements for mortgage sellers and servicers go into effect on March 3, 2026. Learn everything your FI must do to comply.
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Top 5 Takeaways from the SEC’s 2026 Exam Priorities
Get the top five takeaways from the SEC’s 2026 Exam Priorities and find out what RIAs and wealth managers need to prioritize to prepare for exams.
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How to Run a Successful BCP Tabletop Test: Exercises, Examples and Top Tips
Learn how to run and design a tabletop exercise as part of your organization’s business continuity management.
What is Data Poisoning? AI Impact, Examples and Best Defenses
Data poisoning attacks threaten AI systems by corrupting training data to compromise performance and security. Learn how to protect your organization.
Enforcement Actions Roundup: November 2025
Welcome to the December Enforcement Actions Roundup, where we examine enforcement activity from the past month, what went wrong, and what FIs can learn fro…
December 2025 Regulatory Update: CFPB's Funding Crisis and a New Era of Risk-Based Supervision
November 2025 marked a turning point in the regulatory environment as the CFPB confronted a potential shutdown. Get more updates in our December update.
Is Your Compliance Program Ready for 2026? What the Latest Survey Data Reveals
Get the latest insights on how FIs are navigating compliance requirements, featuring takeaways from The Ncontracts 2026 Future of Compliance Survey.
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How to Build Better Governance with Stronger Policies
Explore how policies and governance work together and practical steps to create clear, actionable policies that support accountability.
AI Compliance for RIAs: Key Risks and Best Practices
Discover the key AI risk areas RIAs should monitor and learn how to manage AI effectively while staying compliant with evolving regulatory requirements.
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The Top Four Credit Union Member Complaints in 2025
Ncontracts’ complaint pattern analysis sheds light on critical regulatory areas, offering insight to strengthen compliance programs.
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Is Fair Lending Regression Analysis the Right Fit for Your FI?
Discover if regression analysis is right for your institution’s fair lending program with these five key questions.
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Why Complaint Management is Your Best Customer Retention Tool
Learn how complaint management can improve customer loyalty, address evolving consumer expectations, and turn unresolved issues into opportunities for grow…
5 Ways Complaint Management Can Reduce Compliance Risk
Learn how your FI's complaints can point to potential regulatory violations and how to mitigate compliance risk with complaint management.
What is Complaint Management and How Does It Work?
Learn how a strong complaint management program helps FIs and organizations reduce compliance risk, retain customers, and boost operational efficiency.
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What Are the Three Lines of Defense? Implementing the 3 Lines Model
Explore the Three Lines of Defense, how to implement the 3 Lines Model at your organization, and best practices for building a risk management foundation.
What is Vendor Management? Processes, Best Practices, and Challenges
Learn what vendor management is, why it’s important, and how to oversee your organization’s third parties effectively.
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Laws vs. Regulations vs. Rules vs. Guidance: What Are the Differences?
Learn how laws, regulations, rules, guidance, and policies differ and their importance in a strong compliance culture at a financial institution.
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What is Contingency Planning and How Does It Work?
Discover how contingency planning works, see real-world examples, and get practical tips to build a stronger contingency plan at your financial institution…
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Internal Audit 101: Audits vs. Compliance Reviews
Discover the key differences between audits and compliance reviews and why internal audits are essential for risk management.
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How Generative AI Impacts Your FI’s Risk Management Program
Explore how generative AI (GenAI) is impacting your institution’s risk management program and best practices to stay compliant.