Margin Call

I'll have to start by saying this film will not be for everyone. This film lacks the needed tension for a Friday film night for example, but this film is heavily relatable and the acting and characters are superb and carry this film.

So why did i find this interesting? The characters. What this film is illustrating is the "behind the scenes" of a giant corporation and how they deal with a giant crisis. The characters that stood out for me were Penn Badgeley, Paul Bettany and Kevin Spacey. To start they were acted superbly well, but I really did relate to them, Penn in particular, and it had me absolutely hooked in.

It's a weird review to write, because I'd normally talk about the plot seen as though that's the main thing you notice about a film when you watch it and it makes or breaks any movie. This is just a little different, because as mentioned prior this film lacks a certain tension needed. The film itself is really smartly written, but it needed a little more to it, to entice you in more.

I personally enjoyed it, but I will guarantee people will hate it due to the lack of things going on. But if you really focus on the characters and their characteristics, it's a really enjoyable and relatable watch. 7/10 from me.

The movie "Margin Call" depicts the events that immediately preceded the Financial Crisis in 2008 within a nameless Investment Bank. What I like especially about the movie is the fact that it doesn't try to explain the technical causes of the Financial Crisis but the psychological causes - human failures, which are the real cause for the Crisis: greed, egotism, ignorance. Many scenes in this movie deal with very little dialogue, instead the body language and the unique atmosphere speaks for itself. The ensemble is just brilliant, especially Kevin Spacey and Jeremy Irons.

The movie works solely from inside the nameless firm – apart from minor steps outside. It only portraits the people working inside this company - the "normal world" is completely left out. The effect is a very clever one: The life of these bankers seems totally severed from the outside world, they have no real connection with normal people and seem to – speaking exaggeratingly – lack an understanding of real human values, that there could be more behind life than just maximizing and making money. They are completely left behind in their own world, which somehow got out of control. Even when the imminent truth reveals and the consequences are becoming more clearer, it always feels like they are cut off; there is a scene in a taxi with Quinto and Badgley that underlines this.

But one can also witness the cold-blooded atmosphere in the system itself, where every person could easily be mistaken as a number. A key figure of the film, Eric Dale, who gets sacked in the beginning, is confronted with two managers in a scene like from "Up In The Air". Either are these women robots or have never experienced something like social warmth. One widely held position is that eventually bankers themselves didn't understand their own system and products with Derivatives and Futures, etc. anymore. Almost hilarious, but sadly true is the fact that many people in these companies seem to have no understanding of Economics and just got into their position due to influence or money. When they are sitting in their conference room and discuss the incident, it feels somewhat grotesque.

Although this movie works almost completely without music, the tension is so immense - thanks to the brilliant actors - that one is forced to focus.

I saw this film as part of the Ghent filmfestival 2011. Its announcement promised an inside view in the financial industry, and particularly how it could cause the recent financial crisis. And precisely this is what it did splendidly. I gave it a "very good"mark (5 out of 5) for the public prize competition when leaving the theater.

I particularly liked the way they avoided the techno babble about financial products, from which we all learned the hard way to be paper constructs only, none of these related with things in the real world. The story also clearly illustrates that higher echelons in the financial industry do not under­stand those technicalities either, something we assumed all along but didn't dare to ask for confirmation.

Departing from the very different purposes and backgrounds of the main characters, the story line got us involved in the attempts of each of them to cope with the situation at hand. Though their job motivations may drastically differ from yours and mine, this film had no really distinct good and bad guys.

The main characters were properly introduced in the time-line when logically needed. We got the chance to know each of them, with their own coping behavior in this volatile environ­meant, yet every­one bringing along his own human characteristics. In the process we also saw the golden chains to attach each of them to the company, making it virtually impossible to cut themselves loose from this line of work. We may call it greed, but it is a fact of life that everyone gets used to incoming cash flow, however large and unnecessary it may seem in our eyes. Once being there, it is logical to buy a bigger house and to send kids to expensive schools. After that there is no easy way back, and each one smoothly grows into a life style that is difficult to escape from.

The story line as such is not that important, apart from the fact that it succeeds very well in tying all the above together. It also maintains a constant tension all the time. I consider both aspects an achievement in itself, since nothing really happens in terms of dead bodies, physical fights, and chasing cars. Only a few short scenes were shot outside, but all the rest happened in a standard office building. The final outdoor scene was a bit unexpected (I won't spoil it for you), but it shows that even bankers are human after all.

"I think this is one of the best movies of the past several years-or at least the most thrilling, finely crafted, and piercingly insightful one yet made about the 2008 crisis and contemporary capitalism.

There is, admittedly, not a lot of competition there. Cynical though it may be, one can understand how profit-minded studio executives might be skeptical of drama manifested in numbers and balance sheets. Most other entries in the genre (let's call it 'financial thriller') tend to be squarely polemical-either satirical depictions of greed like The Wolf of Wall Street or Oliver Stone's 1987 Wall Street, or else advocacy documentaries like Capitalism: A Love Story or Charles Ferguson's Inside Job. Margin Call strikes something of a balance between the two, giving us a sense of the numbing scale and complexity of the crisis as well as the way it affects-and is affected by-the human qualities of the people involved, and for this reason its portrayal of a Wall Street firm feels both more realistic and more insightful. It's the rare fact-based story that finds drama not just in showing what happened, but in trying to understand why it happened.

Margin Call is one of those movies that stand out not for what they say, but for how they say it. I care very little for a story about the financial crisis, and for the moral theme involved; but this movie does a very good job in storytelling, so that the story becomes interesting. The idea of focusing on the very first hours of the crisis is very smart. The direction is good, the dialogues are flawless, there's a lot of interesting characters, and the acting from an outstanding cast is fantastic.