Best Free Payment Orchestration Platforms
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Compare the Top Free Payment Orchestration Platforms as of October 2025
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What are Free Payment Orchestration Platforms?
Payment orchestration platforms are software platforms that enable companies to integrate and process payments across multiple payment service providers, payment gateways, and other payment channels. These platforms enable businesses to integrate various payment methods (such as credit cards, mobile wallets, bank transfers, etc.), providing a seamless and efficient experience for both merchants and customers. Payment orchestration software allows for intelligent routing, optimizing payment transactions by selecting the most cost-effective or reliable payment processor. It also provides features like fraud prevention, transaction monitoring, and analytics, helping businesses optimize payment processing, reduce costs, and improve payment acceptance rates. By using these platforms, companies can improve operational efficiency, enhance customer experience, and reduce the complexity of managing multiple payment systems. Compare and read user reviews of the best Free Payment Orchestration platforms currently available using the table below. This list is updated regularly.
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1
Exact Payments
Exact Payments
Exact Payments develops and delivers easy-to-integrate and highly scalable payments technology for SaaS companies to seamlessly embed payment flows into their software and activate a new, high-margin revenue stream. With Exact’s PayFac-as-a-Service solution, SaaS providers build frictionless buying journeys that enhance customer experience, improve retention, and increase the lifetime value of a customer by as much as 5x. Today, Exact processes nearly 1 billion transactions annually for prominent customers, including Chase, Ordway, Cineplex, Allianz, Levi’s, and Carfax. Exact is integrated with leading processors in the US and Canada, including Elavon, Fiserv, Global Payments/TSYS, Chase Canada, and Moneris. Our payment solutions are designed for performance and reliability, supporting over 10,000 merchant clients and delivering 99.99% uptime availability with transaction response times of less than 1 second.">
Starting Price: Free -
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Sila
Sila
Sila is an end-to-end payment platform that provides Banking-as-a-Service through a developer-friendly payment API that is scalable and allows for fast and secure money transfers. Sila’s payment platform streamlines building and launching fintech apps and embedded payment products for financial products, fintech, crypto, and Web3. Sila’s offerings include Virtual Accounts, Digital Wallets, KYC/KYB, and ACH payments APIs for software teams. Additional functionality is available through a network of pre-approved and pre-integrated partners (to different degrees). Sila was recognized as the Best Payments as a Service Platform by the 2022 Embedded Banking Awards of Tearsheet. Sila is headquartered in Portland, Oregon. -
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Razorpay
Razorpay
Power your finance, grow your business. Accept payments from customers. Automate payouts to vendors & employees. Never run out of working capital. Mix and match products from Razorpay's payment suite to solve for your exact business use case. With the easiest integration, completely online onboarding, feature filled checkout and best in class performance, quickly go live with Razorpay and experience the future of payments. Razorpay Payment Pages is the easiest way to accept payments with a custom-branded online store. Accept international and domestic payments with automated payment receipts. Take your store online instantly with zero coding. Preparation is everything! Use hosted Event Registration to quickly register event attendees online and send automated receipts. Raising money for a good cause? Our hosted Donations page saves you valuable time by automatically sending personalized 80G receipts. -
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Modo Payments
ModoPayments
Amplify AutoPay with AI driven orchestration, proven at market leading scale. Retain more recurring payments while lowering costs and losses by leveraging our world class payments expertise.Starting Price: $0 -
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Aevi
Aevi
Our platform lets payments and data flow across all channels and consumer touchpoints. Customizable to your precise requirements, the platform connects the in-person world with digital channels, orchestrates checkout flows, and sets transaction data free. It’s a flexible solution stack that gives you the infrastructure needed to build a scalable payments world. An open, cloud-based gateway that works with any payment type, anywhere in the world. From cards to phones to crypto, and everything in between. Leveraging our open APIs, we securely integrate your existing or new systems and connect them to a terminal management system (TMS). Our consolidated solution uses the ISO 20022 open standard, making end-to-end payments Nexo-certifiable, where applicable. Combines a device-agnostic payment app with enhanced payment gateway functionality, consolidating all payment solutions into one. The module also comes with a fully functional plug-and-play payment app for use on smart POS devices.Starting Price: Free -
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BridgerPay
BridgerPay
Easily build, manage, and optimize your connections to any payment gateway or method worldwide. Organizations worldwide operate their payments with BridgerPay. Centralized dashboard and reports to make better and faster payment processing decisions. Connect your business to a PCI DSS Level 1 payment operations platform instantly with hundreds of ready-made connections, or build your own in seconds. Bridger Retry™ is a provider-agnostic technology that retries declined card payments seamlessly, increases your revenue, and retains more customers! Reach new markets with hundreds of codeless connections. We know how important your business is, so you can reach out to us anytime. Just click on the Intercom button and our payment experts will be there for you. Our mission is to solve all payment processing challenges forever. Built for any business, works on any platform, connected to over 500 PSPs. Eliminate the need for PCI with fully PCI DSS level 1 interfaces served in one API.Starting Price: $199 per month -
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ProcessOut
ProcessOut
Route transactions, analyze and report on your entire payment ecosystem, and switch-on providers in one click. One dashboard for your entire payment ecosystem. Analyze, orchestrate, and reconcile. Quickly add new providers to your payments stack. Route transactions based on performance. Compare payment provider performance across a vast array of parameters, in real time. Analyze and optimize your entire payment ecosystem in one dashboard. Measure performance across all your providers. Recommended actions you can take to improve payment performance and reduce fees. Benchmark your payments across the entire ProcessOut network of customers. Once you’re integrated with ProcessOut, you can easily add new providers in one click. Saving time and money. Automatically route and retry transactions in real-time to the payment provider best equipped to successfully handle that transaction. All card details are stored in a PCI-compliant environment.Starting Price: 1¢ per transaction -
8
Payaut
Payaut
One API that enables split payments, PSD2 compliancy, multi PSP set-up, automated reconciliation, out-of-the-box KYC, and other cool stuff that will help you run your marketplace. Payaut helps online platforms and marketplaces to accept and collect payments via any PSP of choice. We take care of the seller onboarding process, split payments, and payouts through one API. Accept payments from the PSPs of choice and have the ability to choose from 100+ payment methods and expand globally. Split every transaction into the platform’s commission and the seller fee according to your needs. As the payment providers will settle to Payaut the platform is out of the money flow and therefore PSD2 compliant. Multiple incoming payment flows will be reconciled into a single payout to the seller or the platform. Transfer funds in the Payaut environment between the marketplace and seller accounts balance to charge for corrections or monthly fees.Starting Price: Free -
9
Rebilly
Rebilly
Don’t let limited payment providers, messy reporting and compliance headaches get in the way of growth. Solve and future-proof all things payments with a single integration. Instantly connect 110+ payments gateways and 50+ methods in 100+ currencies. Manage and optimize all things payments in the same interface while Rebilly’s vaulting technology and enterprise security keep your payments secure, PCI compliant, and future-proofed. Forget gateway lock-in and shrug off growing pains. With your data safe and manageable in one place, you’re free to expand to any market, payment method, industry and business model at a moment’s notice. Complete more, more profitable transactions, maximize customer lifetime value, reduce fraud risk and make data-driven decisions with a streamlined workflow.Starting Price: $149 per month -
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Nuvei
Nuvei
One platform. One partner. Limitless global possibilities. Bring it all together through one end-to-end payment technology platform. Take advantage of all Nuvei has to offer without changing provider. That’s right. We believe in choice, flexibility and redundancy. Add us to your gateway stack for faster growth and geographic coverage, or take advantage of our full platform for maximum benefits. Leverage our connections with 200+ global acquirers to capture every payment opportunity, increase acceptance rates, and reduce operating costs. Reach a new level of payment processing capability with our extensive flexibility and customization. Start processing fast. Our payment platform easily integrates with multiple gateways, platform partners and eCommerce plugins. Take advantage of all Nuvei has to offer without changing providers. That’s right. We believe in choice, flexibility and redundancy.
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