Page 3 | Best Crypto Savings Accounts of 2025

XBTO

XBTO is a leading global crypto finance firm specializing in providing institutional-grade services across the cryptocurrency ecosystem. With a focus on innovation, XBTO offers a wide array of financial solutions, including crypto trading, liquidity provision, investment strategies, and asset management. Renowned for its expertise and robust infrastructure, XBTO serves as a trusted partner for institutions, leveraging its advanced technology and deep market knowledge to deliver seamless execution and risk management. The firm also actively participates in blockchain innovation, supporting the growth of decentralized technologies. By combining reliability, security, and a forward-thinking approach, XBTO continues to play a pivotal role in shaping the future of digital asset finance.

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Bella

Current DeFi products are blocking incoming users due to high gas fee, turtle speed, and poor user experience. Bella DeFi suite allows users to simply deposit and enjoy high yield from sophisticated arbitrage strategies, either on-chain or via our custodian service. With elegant 1-click design, you can say goodbye to bouncing between protocols to farm for the best yield, and just sit back to watch your asset grow. Click, done. Sit back and watch your assets grow. Leave the heavy-lifting to the code. We believe everyone has the right to access premium financial services. High gas fees should not be a barrier. Smart pool route your fund to pools with the most competitive return in the market. Highly flexible & decentralized money market. Easy-to-deploy liquidity mining, referral bonus, supports liquidity pool token. Smart portal for popular DeFi products. 1-click, zero gas fee.

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Atomic.Finance

Finally, a transparent way to earn yield on your Bitcoin without giving up custody. Using fiat to stack BTC has gotten more and more expensive. Why not use your existing sats to stack more sats instead? Never be left in the dark when it comes to your bitcoin. Transparent finance for a transparent asset, it’s about time. The days of handing over your keys to a third party are over. No one can look after your own Bitcoin better than you. Transparency is core to what we do at Atomic.Finance. Non-custodial "one click yield” that leverages backtesting. Recurring strategies that will leverage backtesting and historical data to create a one-click experience for our users, rather than forcing users to analyze markets themselves to make a decision on which option to choose. We’re adding recurring strategies focussed on short puts in addition to covered calls to earn BTC yield since that is a more inherently bullish strategy that may better align with our user's bullish sentiments.

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WhaleFin

Download the WhaleFin App and register to start owning $25 in Bitcoin with WhaleFin. WhaleFin is a product of Amber Group, a global FinTech unicorn backed by some of the best investors across the world. Future wealth will be built differently. We are entering a digital metaverse, enabled by technologies such as blockchain, AI, and big data. WhaleFin is here to empower you with the tools to build and the platform to grow your wealth digitally. On WhaleFin, you can finance flexibly, invest intelligently, purchase powerfully, act admirably, and earn effortlessly. Deposit to your wallet, and earn interest instantly on 50+ cryptocurrencies with up to 5% APY. The interest is paid out daily to help you earn more over time. Customize your investment from 1 to 365 days and earn up to 8% APR. Trade your assets flexibly with diverse features including swap, spot, margin, and execution.

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Juno

Juno Finance

OnJuno is a modern digital banking platform that provides people with an easy way to manage and grow their idle money. We make banking simple, yet beautiful. We are backed by Sequoia Surge, Polychain, and industry-leading executives. Set up a direct deposit and receive part of your cash paycheck in crypto in any wallet of your choice. We offer our banking services through our partnership with Evolve Bank and Trust. All deposits are safe and are FDIC insured up to $250,000 through evolve Bank and trust. Every time you spend money via OnJuno Debit Card, the brands pay interchange that is shared between the Network and OnJuno. Even though we give you Cashback on Debit Card usage, a certain portion of the interchange helps OnJuno.

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EQIFI

Earn, borrow, and pay with crypto, easily and securely. EQIFi is the only decentralized finance platform backed by a leading digital bank. Earn up to 70% annual interest on crypto deposits, with free withdrawals. Pay online or withdraw cash from 1 million ATMs worldwide. Borrow in seconds using crypto as collateral, from 0.1% interest a year. The safeguards you'd expect from a bank, without hidden costs or red tape. We have created products you can comfortably use both at home and on the move with absolute peace of mind. We bring the familiarity and reliability of traditional banking to the world of DeFi. Investing on autopilot. Pick your risk profile and we'll do the rest. Earn up to 70% interest a year, compounded daily. The first interest-bearing digital wallet for crypto assets. Make a deposit, sit back, and watch the money rolling in. No lengthy forms or hoops to jump through. Pick a fixed or variable interest rate, or switch between the two as needed.

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Pebble

We're the first app that pays you to save, spend, and send your money — all in one balance. Automatically earn 5% APY rewards on your balance every year. Without any account requirements. Receive instant 5% back every time you spend at your favorite merchants. All cash. No credit checks or limits. It’s this straightforward: we’re on your team, so let’s win together. We will never charge you anything — ever. Manage your spending with custom limits. Don’t leave your relationship with money up to the same institutions that have failed you. Pay, track, and manage all your bills in one place. No more paying transfer fees or having to log in to multiple websites. Supercharge your paycheck with full or fractional direct deposits, and reach your financial goals faster.

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EarnPark

EarnPark Platform LLP

EarnPark – the UK-based cryptocurrency investment platform that can help you unlock the potential of your digital assets! With our cutting-edge algorithms and web3 protocols, we offer a unique approach to long-term wealth building and investing. EarnPark generates passive income for users through daily rewards on popular crypto assets, with returns up to 18% APY. That means your digital assets work for you, and you can enjoy higher profits than what traditional banks offer. We prioritize the security of your investments with our state-of-the-art security measures, so you can rest assured that your account is protected from cyber threats and theft. Our team of professionals manages your investments with hedged strategies, using liquidity providing instruments in DeFi and CeFi to help you maximize your earnings. With our platform approved by the SEC for use in over 180 countries, you can start earning and enjoying the benefits of crypto investment with ease.

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ONUS

ONUS Finance

The easiest way to invest in Bitcoin, Ethereum, and earn up to 12% APY on your deposit. Comprehensive application for buying, selling, and managing your crypto portfolio. Demand savings with the interest of 12.8%/year when depositing VNDC, USDT, Bitcoin...in ONUS, and can be withdrawn at anytime. Term savings with high interests when providing liquidity to Farming pools. Market analysis, technical analysis, advice, or recommendations from Masters. Ensuring the total security of assets and user information is the most important aspect of ONUS.

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Vesper Finance

Vesper provides a suite of yield-generating products, focused on accessibility, optimization, and longevity. Effortlessly grow your digital assets. Vesper keeps you on-strategy to help you HODL better. Currently offering conservative pools for ETH, WBTC, and USDC. Hold one crypto, earn another! Ideal for income-generating strategies. Take advantage of crypto’s most stable earnings alongside your DeFi holdings. Build a pool that our community loves and earn revenue from its fees.

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Delio

Delio-Providing Bithumb lending, deposit, Bitcoin mining, Coinness Live Delio is providing leading financial service of virtual assets. Lending (cryptocurrency guaranteed loan), Bithumb x lending. You can borrow virtual assets or cash with virtual assets as collateral. If you are using an exchange wallet such as Bithumb or a general cryptocurrency wallet, you can borrow your exchange wallet as collateral. Now, you can receive cryptocurrency secured loans such as Bitcoin secured loans and Ethereum secured without sending the secured virtual assets to the lending company, but just keeping them directly in your wallet. Delio service is also available on Bithumb Exchange. Deposit your virtual assets and earn money. You can deposit your own cryptocurrency and receive a stable monthly income.

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Outlet Finance

Outlet is a savings app that allows you to earn over 50x interest compared to a traditional savings account. With Outlet you can save money at the highest rate available at any given point in time. Put your money to work and invest like never before. Everything is on autopilot. Start earning passive income and watch your net worth grow in real time. The Outlet mobile app is a savings account alternative. Your bank account is not the most optimal place to store your money if you are looking for a return. The problem with using a traditional bank account or finance app is the yield you receive from depositing and sending your money through them. Not only does Outlet pay you, but it also has plenty of other amazing features listed below: Coverage - The dollars you put into your Outlet account are covered against the risk you take on when you use the app.

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Burst

Burst Balance guarantees you a 6% annual cash return. Earn up to 10% when you refer four friends, no limits, no lockups, and no fees. Withdraw your money at any time. Connect your bank account and earn 10% on your cash. See how much you could earn with Burst. Instead of relying on banks to provide interest, we cut out the middleman and connect your money to secure borrowers in the decentralized finance system. Burst converts your US dollars into stablecoin cryptocurrency assets, giving you access to markets that are typically only in reach for technically sophisticated finance and software junkies. We then loan out these stablecoins directly to borrowers willing to pay high interest for the digital currency that you provide them. These earnings come back to you as cash in your Burst Balance. This is similar to how your bank generates interest on the money in your checking or savings account (but with 150x the APY).

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Circle Yield

Circle

Allocate into a crypto-based investment that is fully secured by bitcoin collateral and earn higher yield compared to traditional bank rates and many fixed income markets. Circle Yield is built with USD Coin (USDC), the leading dollar digital currency. Your bitcoin collateral is kept safe with BitGo, a custodian with more than 400 institutional clients. Our partner is Genesis Global Capital. USDC is fully backed by cash and short-dated U.S. government obligations, so that it is always redeemable 1:1 for U.S. dollars. Each month, we publish attestation reports by Grant Thornton regarding the reserve balances backing USDC. Circle Yield is built with USD Coin (USDC), the leading dollar digital currency.

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Coinchange

Diversified portfolio reallocation for lower risk and higher earnings. Easily transfer crypto or cash into your coinchange account to start earning. Furthermore, the protocols chosen to be integrated into Coinchange are put through numerous cycles of security checks in order to ensure that we offer our customers only the very best protocols for their earn accounts. This growth stems from the meticulously vetted and researched 14 protocols used by Coinchange, which are tied with stablecoins and pegged to USD. Coinchange allows its users to continually earn on cryptocurrency despite and throughout turbulent markets, guaranteeing our customers always get a return.

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Coinloaf

Fast, anonymous, and secure way to save & earn guaranteed profits on your cryptocurrencies. Regardless of current or future price fluctuations, your agreed interest rate is applied with zero risk at the tenure end. Your withdrawals are processed instantly to your external bitcoin wallets. All of your data and communication with us is 100% secured with the latest encryption technology. Even our support staff cannot view your trading/investment profile. We store the vast majority of digital assets in secure offline storage. Deposits/withdrawals can be processed from the same cryptocurrency. Cryptocurrency stored on our servers is covered by our insurance policy. Top up, withdraw or reinvest your digital assets, and keep track of them in one place. Stay on top of the markets with Coinloaf alerts and stay up to date with critical market changes. For added security, store your funds in a vault with time-delayed withdrawals.

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Transcrypt

Your Transcrypt account will provide you the access to Transcrypt cryptocurrency exchange platform and order book where you can buy or sell cryptocurrency against FIAT and other crypto assets. Order book contains a trading pair comprising the asset being traded (e.g. Bitcoin) and the asset in which trading is denominated. Your Transcrypt account allows you to place an order to buy or sell a specified quantity of cryptocurrency at a specified price in FIAT or another crypto asset. You must have a sufficient balance of cryptocurrency units or FIAT currency in your Transcrypt account to cover the total value of the order plus any applicable fees. Client may place an order in Transcrypt order book through Transcrypt website, or API call (if applicable).

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FiFit

Fi-Fit Services

FiFit is an Australian based company that allows you to unleash your valuable assets liquidity without needing to sell. Don't lose ownership of your Bitcoin and still realise your performance. FiFit is backed by a call centre meaning that you will get to speak to a real person every step of the way. Simple online form available. Same day decisioning and funding.

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Chainge Finance

When it comes to cross-chain, Chainge is the leading authority in the DeFi space. With 13 integrated chains and counting, the app supports over 75 assets so that users can maximize their wealth’s potential and enjoy a secure, flexible & worry-free financial life. Chainge’s unwavering objective is and will remain improving people’s quality of life. So, no matter who you are or where you’re from, you can freely benefit from our wide range of decentralized financial solutions neatly packed up in a flawless UX. Worried about security? Then worry no more. The DCRM tech behind the Chainge app is naturally immune to hacks while your wallet’s seed phrase can easily be encrypted in a QR code you can keep literally anywhere since you’re the only one who can decrypt it. Your assets are split between multiple chains? Well, that doesn’t matter anymore. We deal in universal assets - which means in the Chainge app you have the freedom of performing cross-chain transactions and moving your assets fro

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Wirex

We give you the power to use your money, your way, on one borderless payment platform. Buy, store, exchange and spend your traditional or cryptocurrencies, anytime, anywhere. Your next-generation multicurrency travelcard. The Wirex Visa card automatically converts more than 12 digital currencies and traditional currencies at the point of sale, letting you seamlessly spend your crypto and multiple currencies in real life, anywhere Visa is accepted. Can your bank card do that? Finally, crypto and traditional currency accounts that put the power in your hands. Wirex lets you transfer digital and traditional currencies around the globe. Effortlessly send and receive payments for free, anywhere in the world. Your truly global account. Exchange digital and traditional currencies in-app or online, instantly - and because we`re the only company that offers OTC rates, you always get the best deal.

1 Rating

Starting Price: 3% per transaction

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Linus

Earn interest like you do with a savings account, but you get 64x more. Deposit using your bank account or your debit card and earn interest immediately. When you need help, our team is available 7 days a week. Chat with us or give us a call. Linus connects your funds to borrowers in digital asset credit markets, where demand for your cash is greater than with your bank. Linus makes this process simple. All you need to manage is your email and password. Go from zero to earning in minutes. We are a startup that’s nimble, lightweight and unabated in our dedication to our customers. Linus partners with insitutional borrowers and prime brokers to offer the best risk adjusted rate on the market. No customer has ever experienced a loss of funds to date. Linus helps you reach borrowers in digital asset credit markets, which can be difficult to reach. Some of these yields you can reach on your own, others you cannot.

1 Rating

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Bit2Me

Buying cryptocurrency has never been so easy! From the comfort of your home, with the security and speed that only Bit2Me guarantees. The best alternative to banking is here. Easily manage cryptocurrencies and traditional money! Receive, store, send, buy, sell, and use cryptocurrencies (such as Bitcoin or Ethereum) and traditional money easily, quickly, and securely. Bank 3.0? No, this is better! The Bit2Me freedom formula is cryptocurrencies + traditional money + debit Mastercard crypto card + shared IBAN + payments between friends + simple exchanges. Create your account. Individuals, companies, developers, institutions, and investors are welcome. Add funds via cryptocurrency, bank transfer, card, or cash. Build your portfolio at the click of a button. Buy, sell, and trade in 1 second! Buy, sell, receive, send and exchange multiple cryptocurrencies at any time. Available for Android and iOs.

1 Rating

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Bitwala

At Bitwala, we believe in transparent and honest pricing, with no hidden fees, subscriptions, or surprises. With trading fees at 1%, Bitwala is amongst the cheapest brokers for buying and selling bitcoin and ether directly from your bank account. Buy and sell cryptocurrencies directly from your bank account. Our intuitive app allows you to trade cryptocurrencies with ease. Buy and sell bitcoin and ether with just a few swipes. We offer high trading limits at low cost. You can trade up to €50,000 per week with only a 1%* fee. Plus, our in-app trading charts give you real-time market insights so you can trade confidently. Your coins are stored in a non-custodial wallet that only you can access. You can send bitcoin and ether anywhere within minutes. No banks needed, all via the blockchain and with the highest security standards. Our interest account lets you invest in bitcoin effortlessly. Monday becomes payday, with our automatic interest payouts.

2 Ratings

Starting Price: 1% trading fee

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Blockchain.com

The world's most popular way to buy, hold, and use crypto. The most powerful and easy-to-use cryptocurrency wallet. Go from zero to crypto in minutes. Just verify your ID, add a payment method, and buy cryptocurrencies. Only you can access your funds. Not even us. Deposit cryptocurrencies in an interest account and see how they grow. Convert your cryptocurrencies into cash. Instantly exchange your cryptocurrencies for any other currency. Chat with customer service directly on Exchange, anytime. Web Socket, REST and binary APIs for each type of professional agent. Confirm transactions, analyze the market, or just learn more about cryptocurrencies. We've powered exchanges, data analysts, enthusiasts, and more. From Hashrate to blocking details, mining information and more. Get the latest prices and charts along with key market signals.

2 Ratings

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Anchor

Instant funding from your bank account. Buy and sell whole shares, or fractional shares with as little as $1. Trade commission-free, no commissions to trade any US stocks or ETFs. Trade commission-free, no commissions to trade any US stocks or ETFs. Buy and sell whole shares, or fractional shares with as little as $1. Invest in your favorite digital currencies with our secure trading system, at any time of day. Earn up to 5% APY on Bitcoin, Ethereum, Ripple, Litecoin and more. Earn up to 8% APY compound interest with our high yield interest account. Once your link your bank, you can start trading instantly without waiting. Interests are paid out daily, not monthly, not weekly, but daily! This means you earn everyday and the interest you earn is reinvested back into your interest account, earning even more interest. We support crypto deposits and withdraws for users globally. Fiat deposits and withdraws are US only.

4 Ratings

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Best Crypto Savings Accounts - Page 3

Compare the Top Crypto Savings Accounts as of October 2025 - Page 3