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SumUp: Payments and POS

3.8
130K reviews
10M+
Downloads
Content rating
PEGI 3
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About this app

The all-in-one app for your business needs

With the free SumUp mobile app you can take payments, manage your item catalog, track your sales, and more. Our app connects with SumUp’s hardware to bring you closer to your customers and get paid wherever your business takes you.

Open the app to manage your top business needs on the spot. Looking to send payment links, issue invoices, or boost your customer base? You can explore all your options with this free, portable app. All of our tools are intuitive and many can be mixed-and-matched to meet your personal needs.

Organize items and get helpful reports
Add, edit, and delete items in your own personalized catalogue straight from your app. You can then easily select any of these items to speed up your transactions using one of the payment methods highlighted below. The app also includes sales reports so you can track your performance and spot trends in the data to improve and manage your business.

Take payments

Invoices
Activate and issue professional, legally-complaint, on-brand invoices from your app in minutes. You can also track the status of any invoices you’ve issued so you’ll always stay on track with pending payments. Our invoicing app feature is very simple. When your customer receives an invoice, they’ll have the option to pay securely online.

Payment Links
The free SumUp app makes it easy to get paid remotely with Payment Links. All you have to do is select “Payment Links” from the app home screen, enter the amount you want to charge, create your link, and share it with your customers via social media, SMS, or email. The link will take the customer to a secure website where they can complete the transaction. It’s a great way to take cashless payments from afar or without a device.

QR codes
Use QR codes to offer your customers an alternative way to pay. Generate QR codes instantly via the free app. If you’re looking to speed up in-person payments, you can order stickers or displays to place around your business—allowing your customers to pay quickly and securely, with just their smartphones.

Boost your business

Gift cards
You’ll find your business’s gift card page on the app home screen. Your customers can buy digital gift cards for any amount, and personalize them by picking from a range of designs. You can manage the balance of every gift card you sell within your app.

Manage your finances

SumUp Business Account
With a free SumUp Business Account, you can stay on top of your finances in one secure, easy-to-manage space. Sign-up is simple with zero paperwork, and you won’t be charged any monthly fees or hidden costs. You’ll also receive a free contactless Mastercard for your business expenses and track your spending in the app. You can pay with your card anywhere that takes Mastercard, or use it to withdraw cash from an ATM.
Updated on
Mar 30, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info and Device or other IDs
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.8
128K reviews
Polina Polkinghorne
August 28, 2025
I've been using SumUp for over a year and it has been an easy/affordable way to take card payments for my small business. However, once I had issues logging in, it took me almost a month to resolve. The chat bot takes you in circles and contacting them via email is equally frustrating: I had to repeat my problem over and over just to be told "after logging in click a,b,c". There is no customer service number. No real people to speak to.
41 people found this review helpful
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SumUp
October 27, 2025
Good afternoon, We have escalated your feedback to our team, who will take it into account. In the meantime, please accept our sincerest apologies, as this is not the customer service experience we want for our customers. We will do anything we can to prevent this from happening again in the future. Have a nice rest of your day, The SumUp team
Paul Chapman
March 19, 2026
It seems to be getting worse. Sometimes you have to restart it a few times before it accepts a credit card. Also notifications are very annoying. It keeps insisting every time you open it that you should have notifications on but when you do so it bombards you with notifications for everything. I don't want the notifications. I know if I've used it. If I want to know if money has gone in or out I can choose to open it and find out. Stop forcing me to have endless notifications.
2 people found this review helpful
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SumUp
March 19, 2026
Dear Paul, We are sorry to hear that you find our services getting worse and that the notifications upset you. The message appears to remember customers using the business account that notifications are very important. In fact, we understand that it can be annoying and will register your suggestion, We also apologize for the inconvenience caused.
Sam Cater
February 20, 2026
The app itself as well as the card reader, in my experience, works seamlessly. I do wish there were settings to set the VAT rate automatically, rather than changing it for each individual charge. However, the verification has been a nightmare. I sent several emails of evidence of my business, just for an artist alley table at a comic con. All I have received are auto generated emails asking for more info. I have a sizeable sum in limbo which I am still fighting for.
3 people found this review helpful
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SumUp
February 20, 2026
Hello Sam, Thank you for your feedback. We’re glad the app and reader work well for you, and we’re sorry to hear about the difficulties with verification. Our team can review your case directly, so please contact us via private message, the chat in your SumUp app or Dashboard, or visit help.sumup.com for support. Best regards, Your SumUp Team

What’s new

- General bug fixes and stability improvements