WO2008063990A3 - System, hardware and method for mobile pos payment - Google Patents
System, hardware and method for mobile pos payment Download PDFInfo
- Publication number
- WO2008063990A3 WO2008063990A3 PCT/US2007/084505 US2007084505W WO2008063990A3 WO 2008063990 A3 WO2008063990 A3 WO 2008063990A3 US 2007084505 W US2007084505 W US 2007084505W WO 2008063990 A3 WO2008063990 A3 WO 2008063990A3
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- hardware
- mobile
- mobile pos
- pos payment
- network
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Ceased
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/085—Payment architectures involving remote charge determination or related payment systems
- G06Q20/0855—Payment architectures involving remote charge determination or related payment systems involving a third party
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
- G06Q20/202—Interconnection or interaction of plural electronic cash registers [ECR] or to host computer, e.g. network details, transfer of information from host to ECR or from ECR to ECR
-
- G—PHYSICS
- G06—COMPUTING OR CALCULATING; COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
- G06Q20/204—Point-of-sale [POS] network systems comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- General Physics & Mathematics (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- Strategic Management (AREA)
- Finance (AREA)
- Theoretical Computer Science (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Computer Networks & Wireless Communication (AREA)
- Mobile Radio Communication Systems (AREA)
- Cash Registers Or Receiving Machines (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The present invention provides a system, hardware and method for mobile payment via a low-cost simple POS station and a mobile device. A general objective of the invention is to process payment authorization via the mobile consumer's own mobile device and mobile network, instead of the POS network's backbone.
Applications Claiming Priority (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| US85829706P | 2006-11-13 | 2006-11-13 | |
| US60/858,297 | 2006-11-13 |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| WO2008063990A2 WO2008063990A2 (en) | 2008-05-29 |
| WO2008063990A3 true WO2008063990A3 (en) | 2009-04-30 |
Family
ID=39430477
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| PCT/US2007/084505 Ceased WO2008063990A2 (en) | 2006-11-13 | 2007-11-13 | System, hardware and method for mobile pos payment |
Country Status (2)
| Country | Link |
|---|---|
| US (1) | US20080114699A1 (en) |
| WO (1) | WO2008063990A2 (en) |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US9054408B2 (en) | 2008-08-29 | 2015-06-09 | Logomotion, S.R.O. | Removable card for a contactless communication, its utilization and the method of production |
| US9081997B2 (en) | 2008-10-15 | 2015-07-14 | Logomotion, S.R.O. | Method of communication with the POS terminal, the frequency converter for the post terminal |
| US9098845B2 (en) | 2008-09-19 | 2015-08-04 | Logomotion, S.R.O. | Process of selling in electronic shop accessible from the mobile communication device |
Families Citing this family (67)
| Publication number | Priority date | Publication date | Assignee | Title |
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| US7472822B2 (en) | 2005-03-23 | 2009-01-06 | E2Interactive, Inc. | Delivery of value identifiers using short message service (SMS) |
| US7721969B2 (en) | 2005-04-21 | 2010-05-25 | Securedpay Solutions, Inc. | Portable handheld device for wireless order entry and real time payment authorization and related methods |
| US20100030651A1 (en) * | 2005-11-04 | 2010-02-04 | Richard Victor Matotek | Mobile phone as a point of sale (POS) device |
| US20070106564A1 (en) | 2005-11-04 | 2007-05-10 | Utiba Pte Ltd. | Mobile phone as a point of sale (POS) device |
| EP2118837A4 (en) | 2007-01-09 | 2012-07-11 | Visa Usa Inc | Mobile phone payment process including threshold indicator |
| US8935187B2 (en) | 2007-03-07 | 2015-01-13 | Playspan, Inc. | Distributed payment system and method |
| WO2009026460A1 (en) | 2007-08-23 | 2009-02-26 | Giftango Corporation | Systems and methods for electronic delivery of stored value |
| US20090119170A1 (en) | 2007-10-25 | 2009-05-07 | Ayman Hammad | Portable consumer device including data bearing medium including risk based benefits |
| US8756161B2 (en) * | 2008-02-11 | 2014-06-17 | Accenture Global Services Limited | Customer initiated payment method using mobile device |
| US7706784B2 (en) * | 2008-03-14 | 2010-04-27 | Accells Technologies (2009), Ltd. | Method and system for providing a product or service using a mobile communication device |
| EP2344992A4 (en) * | 2008-09-05 | 2012-08-01 | Giftango Corp | Systems and methods for authentication of a virtual stored value card |
| US7936736B2 (en) | 2008-09-08 | 2011-05-03 | Proctor Jr James Arthur | Enforcing policies in wireless communication using exchanged identities |
| US20100076833A1 (en) * | 2008-09-19 | 2010-03-25 | Giftango Corporation | Systems and methods for managing and using a virtual card |
| WO2010036737A2 (en) * | 2008-09-26 | 2010-04-01 | Giftango Corporation | System and methods for managing a virtual card based on geographical information |
| US20100250376A1 (en) * | 2009-03-31 | 2010-09-30 | Srikanth Nandiraju | Virtual terminal for mobile devices |
| US20100257033A1 (en) * | 2009-04-02 | 2010-10-07 | Qualcomm Incorporated | System and method of conducting transactions using a wireless device |
| KR101789113B1 (en) | 2009-05-03 | 2017-10-23 | 에스에무케이 가부시키가이샤 | A payment terminal using a mobile communication device, such as a mobile phone;a method of direct debit payment transaction |
| US11928696B2 (en) | 2009-12-16 | 2024-03-12 | E2Interactive, Inc. | Systems and methods for generating a virtual value item for a promotional campaign |
| US9478094B2 (en) * | 2009-12-29 | 2016-10-25 | Pitney Bowes Inc. | Postal services kiosk having payment card security |
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| CA2704864A1 (en) | 2010-06-07 | 2010-08-16 | S. Bhinder Mundip | Method and system for controlling access to a monetary valued account |
| US10068287B2 (en) | 2010-06-11 | 2018-09-04 | David A. Nelsen | Systems and methods to manage and control use of a virtual card |
| US8676161B2 (en) * | 2010-07-20 | 2014-03-18 | Mastercard International Incorporated | Enforcing time-out periods in payment-enabled mobile device |
| US20120066079A1 (en) * | 2010-09-07 | 2012-03-15 | Revel Systems, Inc. | Point of sale system |
| US9483786B2 (en) | 2011-10-13 | 2016-11-01 | Gift Card Impressions, LLC | Gift card ordering system and method |
| US9031869B2 (en) | 2010-10-13 | 2015-05-12 | Gift Card Impressions, LLC | Method and system for generating a teaser video associated with a personalized gift |
| US8636200B2 (en) | 2011-02-08 | 2014-01-28 | Metrologic Instruments, Inc. | MMS text messaging for hand held indicia reader |
| US8650543B1 (en) * | 2011-03-23 | 2014-02-11 | Intuit Inc. | Software compatibility checking |
| US10083444B1 (en) * | 2011-03-23 | 2018-09-25 | Qualcomm Incorporated | Biometric computing system and method for e-commerce |
| FR2974260B1 (en) * | 2011-04-13 | 2013-09-06 | Ingenico Sa | MESSAGE MULTIPLEXING METHOD, DEVICE AND PROGRAM THEREOF |
| KR20130082890A (en) * | 2011-12-22 | 2013-07-22 | 삼성전자주식회사 | Payment apparatas and method using for a portable terminal in a broadcast receiver |
| US10417677B2 (en) | 2012-01-30 | 2019-09-17 | Gift Card Impressions, LLC | Group video generating system |
| SG11201405399XA (en) * | 2012-03-09 | 2014-11-27 | Quadrac Co Ltd | Transaction system, transaction assistance device, and user device |
| US20130268277A1 (en) * | 2012-04-04 | 2013-10-10 | Clinkle Corporation | Wireless transaction communication apparatus and method |
| US10152704B2 (en) * | 2012-06-26 | 2018-12-11 | Tempus Technologies, Inc. | Cloud-based transaction processing |
| FR2993382B1 (en) | 2012-07-13 | 2015-07-03 | Oberthur Technologies | SECURE ELECTRONIC ENTITY FOR THE AUTHORIZATION OF A TRANSACTION |
| US10229561B2 (en) | 2012-09-04 | 2019-03-12 | Linq3 Technologies Llc | Processing of a user device game-playing transaction based on location |
| EP2893504A4 (en) | 2012-09-04 | 2016-02-24 | Linq3 Technologies Llc | Systems and methods for integrated game play through the use of barcodes on smart phones and hand held devices |
| US10943432B2 (en) | 2012-09-04 | 2021-03-09 | E2Interactive, Inc. | Processing of a game-playing transaction based on location |
| US8976959B2 (en) | 2012-11-21 | 2015-03-10 | Clinkle Corporation | Echo delay encoding |
| US8783438B2 (en) | 2012-11-30 | 2014-07-22 | Heb Grocery Company, L.P. | Diverter arm for retail checkstand and retail checkstands and methods incorporating same |
| US9565911B2 (en) | 2013-02-15 | 2017-02-14 | Gift Card Impressions, LLC | Gift card presentation devices |
| US11219288B2 (en) | 2013-02-15 | 2022-01-11 | E2Interactive, Inc. | Gift card box with slanted tray and slit |
| US10115268B2 (en) | 2013-03-15 | 2018-10-30 | Linq3 Technologies Llc | Systems and methods for integrated game play at payment-enabled terminals |
| US20140289130A1 (en) * | 2013-03-25 | 2014-09-25 | iAXEPT Ltd | Secure remotely configurable point of sale terminal |
| US10217107B2 (en) | 2013-05-02 | 2019-02-26 | Gift Card Impressions, LLC | Stored value card kiosk system and method |
| JP2014229137A (en) * | 2013-05-23 | 2014-12-08 | 株式会社 ペンジュラム | Settlement system and settlement method therefor |
| US20140379577A1 (en) * | 2013-06-24 | 2014-12-25 | Infosys Limited | Methods, systems, and computer-readable media for providing financial transactions |
| CN104348792B (en) * | 2013-07-30 | 2018-06-19 | 阿里巴巴集团控股有限公司 | Data processing method, device and system |
| US9576280B2 (en) * | 2013-10-13 | 2017-02-21 | Seleucid, Llc | Method and system for making electronic payments |
| US10262346B2 (en) | 2014-04-30 | 2019-04-16 | Gift Card Impressions, Inc. | System and method for a merchant onsite personalization gifting platform |
| CN105303696B (en) * | 2014-07-08 | 2018-11-06 | 深圳华智融科技股份有限公司 | A kind of cCredit card payment method and card reader |
| US9741026B1 (en) | 2014-09-30 | 2017-08-22 | Square, Inc. | Payment by use of identifier |
| US11636462B2 (en) | 2015-03-20 | 2023-04-25 | Block, Inc. | Context-aware peer-to-peer transfers of items |
| WO2016186851A1 (en) * | 2015-05-19 | 2016-11-24 | Alibaba Group Holding Limited | Wireless mobile payment device |
| US10410194B1 (en) | 2015-08-19 | 2019-09-10 | Square, Inc. | Customized tipping flow |
| US9519901B1 (en) * | 2015-09-16 | 2016-12-13 | Square, Inc. | Biometric payment technology |
| EP3411846A4 (en) | 2016-02-01 | 2018-12-12 | Visa International Service Association | Systems and methods for code display and use |
| US10075300B1 (en) | 2016-09-13 | 2018-09-11 | Wells Fargo Bank, N.A. | Secure digital communications |
| US10853798B1 (en) * | 2016-11-28 | 2020-12-01 | Wells Fargo Bank, N.A. | Secure wallet-to-wallet transactions |
| US10057225B1 (en) | 2016-12-29 | 2018-08-21 | Wells Fargo Bank, N.A. | Wireless peer to peer mobile wallet connections |
| US10909541B1 (en) | 2017-06-21 | 2021-02-02 | Wells Fargo Bank, N.A. | Mobile wallet application with payment receipt support |
| US12462259B2 (en) | 2017-06-29 | 2025-11-04 | Bread Financial Payments, Inc. | Private label account number protection |
| US10954049B2 (en) | 2017-12-12 | 2021-03-23 | E2Interactive, Inc. | Viscous liquid vessel for gifting |
| US12020309B2 (en) | 2018-05-18 | 2024-06-25 | E2Interactive, Inc. | Augmented reality gifting on a mobile device |
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| US20050250538A1 (en) * | 2004-05-07 | 2005-11-10 | July Systems, Inc. | Method and system for making card-based payments using mobile devices |
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-
2007
- 2007-10-29 US US11/927,382 patent/US20080114699A1/en not_active Abandoned
- 2007-11-13 WO PCT/US2007/084505 patent/WO2008063990A2/en not_active Ceased
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| US6516996B1 (en) * | 1997-09-25 | 2003-02-11 | Nokia Networks Oy | Electronic payment system |
| US20050250538A1 (en) * | 2004-05-07 | 2005-11-10 | July Systems, Inc. | Method and system for making card-based payments using mobile devices |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US9054408B2 (en) | 2008-08-29 | 2015-06-09 | Logomotion, S.R.O. | Removable card for a contactless communication, its utilization and the method of production |
| US9098845B2 (en) | 2008-09-19 | 2015-08-04 | Logomotion, S.R.O. | Process of selling in electronic shop accessible from the mobile communication device |
| US9081997B2 (en) | 2008-10-15 | 2015-07-14 | Logomotion, S.R.O. | Method of communication with the POS terminal, the frequency converter for the post terminal |
Also Published As
| Publication number | Publication date |
|---|---|
| WO2008063990A2 (en) | 2008-05-29 |
| US20080114699A1 (en) | 2008-05-15 |
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